With the average 2014 college graduate with student loans coming out of school about $33,000 in debt, it is extremely important to explore all of the ways to save money on your education. One of the most effective, and most underrated ways to do this is to attend a community college for a year or two, then transfer to a four-year school.

But what about all of the things you'll be giving up, like the football games, parties, and first time away-from-home experience, just to name a few?

Don't worry, they'll all still be there in a couple years.

In the meantime, there are a bunch of good reasons you should consider starting your academic career at your local community college. Here are ten of them to get you started, and I think the pros really outweigh the cons. What do you think?

Put the money you saved to work
The smartest investors know that dividend stocks simply crush their non-dividend paying counterparts over the long term. That’s beyond dispute. They also know that a well-constructed dividend portfolio creates wealth steadily, while still allowing you to sleep like a baby. Knowing how valuable such a portfolio might be, our top analysts put together a report on a group of high-yielding stocks that should be in any income investor’s portfolio. To see our free report on these stocks, just click here now.

Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.