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Market Data Table

Breakfast News: 10 Moves to Fatten Your Nest Egg

October 7, 2026

Tuesday's Markets
S&P 500 7,819 (+0.58%)
Nasdaq 27,600 (+0.45%)
Dow 51,521 (+0.49%)
Bitcoin $85,612 (-0.20%)

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1. 10 Ways to Rescue Your Retirement

Chart showing the U.S. commercial bank interest rate on credit card plans for all accounts rising to 20.94% over the past decade and the 30-year mortgage rate to 7.28%.

By Robert Brokamp, Team Hidden Gems

According to a report published by Vanguard last October, most workers will not be able to maintain their current lifestyle in retirement. Robert Brokamp suggests 10 steps to significantly improve the quality of your eventual golden years.

Assess Your Situation
Reference the age-based savings benchmarks produced by several financial institutions. Use a retirement calculator. Get a professional assessment.
Scrutinize Your Spending
Your No. 1 goal is to find ways to spend less and save more.
Reduce Your Housing Expenses
This can be accomplished by downsizing to a smaller house or moving to a lower-cost part of your city or the country. Don't want to move? Then consider renting out part of your house.
Play Catch Up With Your Tax-Advantaged Accounts
Once you’ve found ways to cut your spending, get that money into a tax-advantaged retirement account.
Reduce or Eliminate Debt
The interest rates charged by credit cards are near all-time highs, with the average rate over 20%. If you have debt at that rate, make it a priority to eliminate it as soon as possible.
Boost Your Income
Possibilities include finding out what you need to do to get a raise, looking for a higher-paying job, or even doing some gig work.
Invest Sporadic Money
If you’re behind in your retirement savings, commit to a policy of getting occasional cash immediately into your 401(k), IRA, or brokerage account.
Sell Your Stuff
Perhaps it's time to sell some of those items on Craigslist, Facebook Marketplace, eBay, or to local dealers, and then immediately invest the proceeds.
Cut Off the Kids
A Bankrate survey found that 61% of parents are financially supporting adult children. If you're behind in your retirement savings, it's time to focus on yourself.
Work Longer, Even a Little Bit
This is, by far, the most impactful thing you can do for your retirement if you’re behind and in the second half of your career. A 2018 study entitled The Power of Working Longer found that delaying retirement by one year increased after-inflation retirement income by 7% to 8%.

The Foolish Bottom Line

If you've read this far and feel a pang of worry, take a breath. Being behind isn't the same as being out of options. Review the suggestions in this article and choose a few that you can act on this week.

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2. SpaceX Wants $40 Billion for Nvidia Chips

Space Exploration Technologies (NASDAQ: SPCX) plans to borrow about $40 billion to pay for a large order of Nvidia (NASDAQ: NVDA) chips. Apollo Global Management (NYSE: APO) is expected to lead the deal, according to the Financial Times. The package, which could close in 2027, combines roughly $10 billion in bank loans and $30 billion of investment-grade debt. In August, CEO Elon Musk said SpaceX would build its artificial intelligence (AI) infrastructure exclusively on Nvidia's Vera Rubin architecture. This is a bill for that promise. SpaceX dipped around 1.5% in pre-market trading.

Safe rating, risky pricing: SpaceX's BBB rating, the second-lowest investment-grade tier, lets insurers and pension funds buy its bonds. But the $25 billion of bonds SpaceX sold after its June initial public offering (IPO) slid on worries about its debt and spending. They now yield about 2.27 points more than Treasuries, a gap more typical of junk debt.
Nvidia is more than SpaceX's supplier: Those slumping bonds show that investors are already uneasy about SpaceX's debt and spending. That matters to Nvidia, which owned a stake worth nearly $21 billion in SpaceX at the end of June. In August, Nvidia partnered with Apollo and others to fund over $500 billion in AI infrastructure. If lenders keep saying yes, Nvidia gains as both a seller and a shareholder.

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3. Marvell Just Raised the Bar, Again

$13 billion. $18 billion. And now, $20 billion. That's the speed at which Marvell (NASDAQ: MRVL) has raised its fiscal 2028 revenue forecast, from last December to August to Tuesday's investor day. Marvell designs custom AI chips and the links between them, and cloud providers such as Amazon (NASDAQ: AMZN), Alphabet (NASDAQ: GOOG), and Microsoft (NASDAQ: MSFT) drive its growth. Both Team Hidden Gems and Team Rule Breakers recommend Marvell in various services.

Marvell's map outruns Ciena's plans: Ciena (NYSE: CIEN), a Team Rule Breakers recommendation that makes optical networking gear, jumped close to 14% yesterday. Marvell expects the optical interconnect industry (light-based links between servers) to grow by 60% to 70% to about $65 billion through 2030. Ciena itself targets about 30% annual revenue growth through fiscal 2029. If Marvell is right, Ciena could beat its own estimates.
The run that raised the bar: When Nvidia (NASDAQ: NVDA) CEO Jensen Huang called Marvell "the next trillion-dollar company" in June, the stock went into a tizzy. Marvell also joined the S&P 500 in June, and shares have rallied more than 240% this year. The company sees a $400 billion AI market by 2030 and targets revenue of $70 billion to $90 billion for fiscal 2031. The low end alone is nearly 6 times this year's expected revenue.

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4. Krystal Pays Its Own Way

Team Hidden Gems sees Krystal Biotech (NASDAQ: KRYS) reaching $654.88 within five years, about twice today's price of roughly $322. The stock has already more than doubled since our first recommendation at about $153 in July 2025. We like its odds of doubling again because a single drug now earns enough to fund Krystal's entire pipeline.

Dimes into dollars: Krystal sells Vyjuvek, a topical gene therapy gel for dystrophic epidermolysis bullosa, a rare genetic disease that leaves skin as fragile as a butterfly's wing. Patients reapply the gel weekly, so every new patient adds recurring revenue. In Q2 2026, Vyjuvek sales pushed revenue up about 24%, and management held research and development costs steady. That discipline helped operating profit soar about 48%, nearly twice the pace of revenue.
Cash in the vault: Over the past 12 months, Krystal turned more than half of its revenue into free cash flow. Krystal also carries almost no debt. That cash cushion lets management test the platform in eye disease and other rare conditions without selling shares to raise cash. Insiders own about 12% of the company, so leadership feels every win and every misstep alongside us.

Financial discipline and a promising pipeline make Krystal a stock we're happy to hold for the long haul.

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5. Today's Question!

You can add only one stock to your retirement portfolio today. Which one will you choose, and why?

Discuss with friends and family, or become a member to hear what your fellow Fools are saying!

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