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Universal Insurance

(NYSE) UVE

Current Price$33.05
Market Cap$921.19M
Since IPO (1992)+471%
5 Year+165%
1 Year+57%
1 Month+3%

Universal Insurance Financials at a Glance

Market Cap

$921.19M

Revenue (TTM)

$1.60B

Net Income (TTM)

$182.95M

EPS (TTM)

$6.31

P/E Ratio

5.21

Dividend

$0.64

Beta (Volatility)

0.59 (Low)

Price

$33.05

Volume

5,375

Open

$33.43

Previous Close

$33.05

Daily Range

$32.92 - $33.56

52-Week Range

$20.75 - $36.68

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About Universal Insurance

Industry

Insurance

Employees

929

CEO

Stephen J. Donaghy

Headquarters

Fort Lauderdale, FL 33309, US

UVE Financials

Key Financial Metrics (TTM)

Gross Margin

27%

Operating Margin

15%

Net Income Margin

11%

Return on Equity

40%

Return on Capital

10%

Return on Assets

8%

Earnings Yield

19.19%

Dividend Yield

0.02%

Payout Ratio

12.12%

Stock Overview

Market Cap

$921.19M

Shares Outstanding

28.01M

Volume

5.38K

Short Interest

0.00%

Avg. Volume

194.10K

Financials (TTM)

Gross Profit

$609.72M

Operating Income

$243.07M

EBITDA

$256.56M

Operating Cash Flow

$381.49M

Capital Expenditure

$4.44M

Free Cash Flow

$377.06M

Cash & ST Invst.

$477.84M

Total Debt

$100.48M

Universal Insurance Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$405.98M

+5.5%

Gross Profit

$183.24M

+426.3%

Gross Margin

45.13%

N/A

Market Cap

$921.19M

N/A

Market Cap/Employee

$862.54K

N/A

Employees

1,068

N/A

Net Income

$66.59M

+1006.5%

EBITDA

$97.12M

+1006.1%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$471.31M

+48.1%

Accounts Receivable

$75.72M

-89.3%

Inventory

$0.00

N/A

Long Term Debt

$100.48M

+0.7%

Short Term Debt

$0.00

-100.0%

Return on Assets

7.78%

N/A

Return on Invested Capital

10.46%

N/A

Free Cash Flow

$25.00M

+124.5%

Operating Cash Flow

$26.08M

+125.7%

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Questions About UVE

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