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Amerisafe

(NASDAQ) AMSF

Current Price$33.86
Market Cap$634.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2005)+842%
5 Year-10%
1 Year-20%
1 Month+9%
Amerisafe last closing stock price
MetricPriceDate
Last closeUSD 33.902026-07-17
Amerisafe stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.63%USD 34.462026-07-10
1 month+8.58%USD 31.222026-06-17
3 month+1.01%USD 33.562026-04-17
Year to date-9.46%USD 37.442025-12-31
1 year-20.33%USD 42.552025-07-17
3 year-18.51%USD 41.602023-07-18
5 year-10.38%USD 37.832021-07-16
Since inception+841.54%USD 3.602005-11-18

Amerisafe Financials at a Glance

Market Cap

$634.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$324.77M

Net Income (TTM)

$46.34M

EPS (TTM)

$2.44

P/E Ratio

13.92

Dividend

$1.60

Beta (Volatility)

0.38 (Low)

Price

$33.86

Volume

5,845

Open

$34.02

Previous Close

$33.86

Daily Range

$33.57 - $34.76

52-Week Range

$29.42 - $46.64

Estimated Earnings Date

Jul 21, 2026

AMSF News

Medical Billing Statement Obamacare Inflation Getty

Run for Cover! Here's Why AMERISAFE, Inc. Shares Tumbled 13%

Sean WilliamsApr 27, 2017

Why Amerisafe Inc. Shares Soared

Sean WilliamsFeb 27, 2014

Why Amerisafe Shares Surged

Sean WilliamsFeb 28, 2013

Amerisafe Earnings Preview

Narrative ScienceJul 28, 2011

5-Star Stocks on the Upswing

Motley Fool StaffNov 4, 2008

The 10 Best Financial Stocks

Matt KoppenhefferJun 25, 2007

The 10 Best Financial Stocks

Rich SmithApr 13, 2007

AMSF: Motley Fool Moneyball Superscore

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About Amerisafe

Amerisafe provides insurance for people doing dangerous jobs. They help small businesses pay for worker medical care. This coverage meets legal requirements for high-risk industries.

Tools for Tough Industries

  • Workers' Compensation Insurance: Benefits for injured employees; covers medical costs and lost wages as required by state laws.
  • Safety Reviews: Site inspections to identify workplace dangers; used to help the company decide which businesses to insure.
  • Claims Management: Oversight of injury reports to control the cost of settlements and help injured workers.
  • Premium Audits: Checks of customer payroll records; ensures that the insurance price matches the actual number of workers.

Strategic Shifts and Buybacks

  • The Board of Directors reauthorized a $25 million share repurchase program in July 2025.
  • Amerisafe purchased 119,959 shares of common stock for $4 million during Q1 2026.
  • The company distributes its products through independent agents and its own subsidiary, Amerisafe General Agency, Inc.
  • New reinsurance treaties—contracts that share risk with other insurers—began in 2026 to change the portion of premiums shared with partners.

Focusing on High Risk

Amerisafe focuses on high-hazard industries like logging, trucking, and maritime. They use field safety experts and a careful selection process to manage insurance risks that other companies often avoid.

Quarterly Performance Review

  • Total revenues reached $80.1 million in Q1 2026, up 10.3% from $72.6 million in Q1 2025.
  • Net income hit $8.1 million in Q1 2026, down 9% from $8.9 million in the previous year.
  • Free cash flow worsened to negative $2.7 million in Q1 2026, a 51.8% decline from Q1 2025.
  • Gross premiums written rose to $88.5 million in Q1 2026, up 5.6% year-over-year.
  • Loss and loss adjustment expenses reached $46.4 million in Q1 2026, up 15.6% from the prior year.

Evolution of Amerisafe

Amerisafe has evolved by strictly sticking to high-risk labor sectors that require specialized knowledge. Its focus on field safety and careful risk management supports its position as a niche specialty provider.

AI Generated • May 5, 2026

Industry

Insurance

Sector

Financials

Employees

362

CEO

Janelle Gerry Frost

Website

www.amerisafe.com

Headquarters

Deridder, LA 70634, US

AMSF Financials

Key Financial Metrics (TTM)

Gross Margin

47.59%

Operating Margin

17.79%

Net Income Margin

14.27%

Return on Equity

17.85%

Return on Capital

23.39%

Return on Assets

4.13%

Earnings Yield

7.18%

Dividend Yield

4.69%

Payout Ratio

1.06%

Stock Overview

Market Cap

$634.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

18.70M

Volume

5.84K

Avg. Volume

239.68K

Financials (TTM)

Gross Profit

$154.57M

Operating Income

$57.79M

EBITDA

$58.49M

Operating Cash Flow

$10.16M

Capital Expenditure

-$2.17M

Free Cash Flow

$7.99M

Cash & ST Invst.

$123.79M

Total Debt

$0.00

Amerisafe Performance Analysis

Amerisafe annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 294,737,000-6.7%
20232023-12-31USD 306,853,0004.1%
20242024-12-31USD 309,043,0000.7%
20252025-12-31USD 317,252,0002.7%
Amerisafe sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3011.7%
Q32025-09-301.1%
Q42025-12-31-0.5%
Q12026-03-31-1.8%
Amerisafe annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.88-15.1%
20232023-12-31USD 3.2312.3%
20242024-12-31USD 2.89-10.4%
20252025-12-31USD 2.47-14.6%
Amerisafe sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3055.3%
Q32025-09-30-1.4%
Q42025-12-31-23.6%
Q12026-03-31-21.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$80.09M

+10.3%

Gross Profit

$33.65M

+27.5%

Gross Margin

42.02%

N/A

Market Cap

$634.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.75M

N/A

Employees

362

N/A

Net Income

$8.15M

-9.0%

EBITDA

$10.34M

-9.6%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$123.79M

-10.3%

Total Debt

$0.00

N/A

Accounts Receivable

$288.41M

+3.4%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

4.13%

N/A

Return on Invested Capital

16.08%

N/A

Free Cash Flow

-$2.72M

-51.8%

Operating Cash Flow

-$2.70M

-50.6%

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Questions About AMSF

What is the current price of Amerisafe?

Amerisafe is trading at $33.86 per share.

What is the 52-week range for Amerisafe?

Over the past 52 weeks, Amerisafe has traded between $29.42 and $46.64.

How much debt does Amerisafe have?

As of the most recent reporting period, Amerisafe reported total debt of $0.00.

How much cash does Amerisafe have on hand?

Amerisafe reported $34.23M in cash and cash equivalents in its most recent financial results.

What is Amerisafe’s dividend yield?

Amerisafe currently has a dividend yield of 4.69%.

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