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Credit Acceptance

(NASDAQ) CACC

Current Price$450.15
Market Cap$4.83B
Since IPO (1992)+16,507%
5 Year+23%
1 Year-10%
1 Month-8%

Credit Acceptance Financials at a Glance

Market Cap

$4.83B

Revenue (TTM)

$2.29B

Net Income (TTM)

$423.90M

EPS (TTM)

$36.50

P/E Ratio

12.32

Dividend

$0.00

Beta (Volatility)

1.30 (Average)

Price

$450.15

Volume

6,288

Open

$459.90

Previous Close

$449.78

Daily Range

$442.36 - $468.04

52-Week Range

$401.90 - $549.75

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About Credit Acceptance

Industry

Consumer Finance

Employees

2,314

CEO

Vinayak R. Hegde

Headquarters

Southfield, MI 48034-8339, US

CACC Financials

Key Financial Metrics (TTM)

Gross Margin

71%

Operating Margin

30%

Net Income Margin

18%

Return on Equity

26%

Return on Capital

9%

Return on Assets

4%

Earnings Yield

8.12%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$4.83B

Shares Outstanding

10.75M

Volume

6.29K

Short Interest

0.00%

Avg. Volume

211.18K

Financials (TTM)

Gross Profit

$2.29B

Operating Income

$1.10B

EBITDA

$1.06B

Operating Cash Flow

$1.05B

Capital Expenditure

$1.60M

Free Cash Flow

$1.05B

Cash & ST Invst.

$510.30M

Total Debt

$6.35B

Credit Acceptance Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$579.90M

+4.0%

Gross Profit

$573.20M

+63.3%

Gross Margin

98.84%

N/A

Market Cap

$4.83B

N/A

Market Cap/Employee

$1.99M

N/A

Employees

2,431

N/A

Net Income

$122.00M

-19.7%

EBITDA

$277.50M

+45.6%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$5.84B

-6.3%

Accounts Receivable

$67.20M

+1500.0%

Inventory

$0.00

N/A

Long Term Debt

$4.17B

-33.4%

Short Term Debt

$2.18B

+2401.1%

Return on Assets

4.42%

N/A

Return on Invested Capital

9.35%

N/A

Free Cash Flow

$268.90M

-12.0%

Operating Cash Flow

$269.30M

-12.1%

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