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Navient

(NASDAQ) NAVI

Current Price$8.17
Market Cap$777.83M
Since IPO (1983)+4,245%
5 Year-30%
1 Year-32%
1 Month-5%

Navient Financials at a Glance

Market Cap

$777.83M

Revenue (TTM)

$3.19B

Net Income (TTM)

$79.00M

EPS (TTM)

$-0.81

P/E Ratio

-10.10

Dividend

$0.64

Beta (Volatility)

1.11 (Average)

Price

$8.17

Volume

41,173

Open

$8.20

Previous Close

$8.17

Daily Range

$8.04 - $8.25

52-Week Range

$7.86 - $16.07

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About Navient

Industry

Consumer Finance

Employees

670

CEO

David L. Yowan

Headquarters

Wilmington, DE 19801, US

NAVI Financials

Key Financial Metrics (TTM)

Gross Margin

29%

Operating Margin

16%

Net Income Margin

-2%

Return on Equity

-3%

Return on Capital

1%

Return on Assets

-0%

Earnings Yield

-9.90%

Dividend Yield

0.08%

Payout Ratio

-79.75%

Stock Overview

Market Cap

$777.83M

Shares Outstanding

95.09M

Volume

41.17K

Short Interest

0.00%

Avg. Volume

1.07M

Financials (TTM)

Gross Profit

$2.81B

Operating Income

$2.49B

EBITDA

$2.47B

Operating Cash Flow

$441.00M

Capital Expenditure

$0.00

Free Cash Flow

$441.00M

Cash & ST Invst.

$2.10B

Total Debt

$45.71B

Navient Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$761.00M

-22.1%

Gross Profit

$673.00M

+226.7%

Gross Margin

88.44%

N/A

Market Cap

$777.83M

N/A

Market Cap/Employee

$370.40K

N/A

Employees

2,100

N/A

Net Income

$5.00M

-120.8%

EBITDA

$615.00M

+2265.4%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$43.60B

+9.1%

Accounts Receivable

$1.67B

-12.2%

Inventory

$0.00

N/A

Long Term Debt

$40.63B

-7.5%

Short Term Debt

$5.07B

+6.9%

Return on Assets

-0.16%

N/A

Return on Invested Capital

1.20%

N/A

Free Cash Flow

$174.00M

+2075.0%

Operating Cash Flow

$174.00M

+2075.0%

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Questions About NAVI

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