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Rules for Self-Directed 401(k) Plans

All the rules you need to know for self-directed 401(k) plans in 2024 and 2025.

By Motley Fool Retirement Team – Updated Nov 23, 2024 at 1:14PM

Key Points

  • A self-directed 401(k) allows investment in various assets if your employer permits.
  • Check annual contribution limits for self-directed 401(k) to avoid penalties.
  • Understand prohibited investments and transactions in self-directed 401(k) plans.
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