Millions of Americans know they haven't saved enough for retirement, but they think they don't have the time to research investments. Yet with simple but effective ways to invest for long-term goals like retirement, you don't have to let fear or inexperience hold you back from reaching your financial goals.
In the following video, Motley Fool investment planning editor Lauren Kuczala talks with longtime Fool contributor and financial planner Dan Caplinger about two simple ways to save for retirement. One offers automatic adjustments to your investment mix over time, while the other allows you to customize your portfolio to your specific needs with a wide variety of different types of investments at your disposal. Dan discusses how you can choose between these two great alternatives to get a retirement portfolio that matches your investing philosophy.