Could Obamacare Really Bring Down Social Security?

The Patient Protection and Affordable Care Act, better known as Obamacare, has been controversial ever since it became law. A recent report from the Congressional Budget Office recently concluded that Obamacare could cause full-time employment to drop by 2 million. Given that Social Security is funded by wage-based taxes, could that drop in wage income lead to Social Security's demise?

In the following video, Dan Caplinger, The Motley Fool's director of investment planning, goes through the CBO study and the implications on Social Security. Dan notes that because Social Security benefits are progressive in nature, a drop in wage income will cause payroll tax revenue to decline faster than the drop in benefits that workers are entitled to. As a result, it could hasten the end of surpluses in the Social Security Trust Fund. But Dan reminds viewers that Social Security isn't entirely at risk, with the worst-case scenario involving a mandatory reduction of benefits to match actual payroll tax revenue once the surplus is gone.

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  • Report this Comment On February 08, 2014, at 10:05 AM, sugarbritches wrote:

    Whatever the president does will be controversial and will be used to slander his name. So it is of utmost importance that he does what he thinks is right!

    Sometimes I must remind myself, however, that these are not things that he just comes up with all by himself. These issues have been studied and agreed upon, in many cases, even by those who (knowing the positives and negatives of an issue) rant and rave about the negatives of an issues.

    Such actions are in the same vein of the ones that Jesus spoke about in the messages about the "sowing of discord"

  • Report this Comment On February 08, 2014, at 10:09 AM, tinmanmf wrote:

    OMG. Where to begin? The basic claim that "Congressional Budget Office recently concluded that Obamacare could cause full-time employment to drop by 2 million" is just FALSE.

    Anyone with high school reading comprehension (OK, maybe it's community college now) would see that the report is NOT saying employment will drop but that the EMPLOYMENT POOL (i.e. labor participation) will drop. BIG difference.

  • Report this Comment On February 08, 2014, at 10:18 AM, sogole wrote:

    People are living from pay check to pay check and cannot afford the high premiums under the ACA.

  • Report this Comment On February 08, 2014, at 10:19 AM, Staind wrote:

    Social Security was earned by working people and is meant for them , not for ObamaCare . Stop stealing the money to fund other programs and it will be fine

  • Report this Comment On February 08, 2014, at 10:23 AM, Oliviasvineyard wrote:

    Sooner or later we are going to have to get health costs under control. Do we need all the expensive medical equipment in every single hospital? Could it be shared? Why are there so many Hospital administrators coming up with ideas that involve terrifically expensive construction in hospitals. It's not uncommon to walk into a hospital that looks like a grand hotel, even to the point of having "gourmet" restaurants. Who is this designed to please? Is it really necessary to health care or just increasing it's cost. Are we building hospitals for patients or Taj Mahals for administrators?

  • Report this Comment On February 08, 2014, at 10:35 AM, PaulSell wrote:

    When asked about the possible negative Social Security consequences to his law, Barry smiled and said, "I just love that Yahoo picture of me with the Great Seal behind my pointy head, that looks like a halo on me. In addition I just want you to know, "I have a Bic Pen and an Obamaphone."

    Actually the Republicans are now just waiting for Barry & Company to work the kinks out of his legacy legislation OB☭M☭C☭RE ●! After all this isn't Dear Leader's just shuck and jive stuff, this is about millions of peoples lives. When OB☭M☭C☭RE ● smoothes out with the millions of lives it has disrupted, the Republicans promised to get right on immigration. Barry was quoted as saying," When I go out and say the, "You like it you can keep it 's...for years and still as recently as the SOTU, constantly fudge my numbers and get 4 Pnocchios from the Washington Post the next day, I JUST CAN NOT UNDERSTAND WHY "YOU PEOPLE" STILL DON'T BELIEVE MY SHUCK & JIVE ANYMORE? I know you're all struggling and I want you to just think back about Christmas. It cost you taxpayers $800,000 to bring my main squeeze "Snuff Lip" back from her extended stay in Hawaii. Now, for the millennials: Welcome to YOUR OB☭M☭C☭RE ●! The Liberals that now have to survive re-election with that albatross hanging around their socialist necks, STILL have to convince you soft headed millennials into another suicide vote for them again. Maybe we, Barry & Company, can chat up Pot Legalization, minimum wage increase, and Income Inequality, while still avoiding your chances at even getting a job, we Dems are just going to encourage you into believing that the lying Dems are actually going to make your lives so much better."

    OB☭M☭C☭RE ● NOW has DEATH SPIRAL written all over it. I do hope the Republicans are meeting with Insurance Companies, as I write, figuring out how to defuse this Economic time bomb with their new plan, when they regain the Senate in 2014.

  • Report this Comment On February 08, 2014, at 10:49 AM, mperiod wrote:

    Opposing the law is fine, but come on how can you expect anyone to take this site seriously with articles like this? 99% of the stuff said here was debunked days ago. Both by fact checking websites AND the people who wrote the report testified before Congress.

    Honestly articles like this are what kills off sites like montlyfool, you guys are attempting to appeal to the ignorant in order to push a viewpoint instead of focusing on informed Americans. Do you really think people who don't know the difference between labor pool reduction and this misleading BS are the prime market for an investment based website? What's next "get rich quick on these 10 penny stocks" type scam articles?

  • Report this Comment On February 08, 2014, at 10:54 AM, Lukedog10 wrote:

    Not only Social Security but the entire structure of our nation is being put at risk by this oversize , bloated fiscal nightmare.Only the fuzzy thinking

    Obama crew could think this Obaminable Care

    could be succesful.

  • Report this Comment On February 08, 2014, at 10:58 AM, avanelle wrote:

    president obabba could screw up a two car funeral.

  • Report this Comment On February 08, 2014, at 11:13 AM, meeeto wrote:

    Republican, with the help of the liberal news media like Fox News…. With millions from the Koch Brothers::::

    “If you tell a lie big enough and keep repeating it, people will eventually come to believe it. The lie can be maintained only for such time as the Republican can use the republican own liberal new media to shield the people from the political, economic and/or military consequences of the lie. It thus becomes vitally important for the Republicans to use all of its powers to repress dissent, for the truth is the mortal enemy of the lie, and thus by extension, the truth is the greatest enemy of the republicans.”

    What is really sad is how many of the uneducated Americans believe and repeat their lies!!!

  • Report this Comment On February 08, 2014, at 11:17 AM, VegasSmitty wrote:

    The only thing that's killing Social Security is the thieves in Congress. Get them to put back the money they "borrowed" and Social Security would last forever.

  • Report this Comment On February 08, 2014, at 11:20 AM, BDCmoney wrote:

    OK you have 2Mill leaveing the work force early to collect Soc Sec. They will still work part time someplace just to make ends meet and they will still be adding something back into Soc Sec. Then there are enough unemployed that will fill the positions created by the ones who dropped out. What if higher paying jobs where created and mim wages were increased than more money would be going into Soc Sec. The affordable care act isn't perfect but the focus needs to be on how to make it better and not on these doom and gloom predicitions

  • Report this Comment On February 08, 2014, at 11:20 AM, sherik wrote:

    Oh brother, now they are trying to blame this on Obamacare!! Just remove the cap of Social Security and it will be fine. @Erica/Dumbo-are you proofreading this?

  • Report this Comment On February 08, 2014, at 11:26 AM, buz wrote:

    How can you claim to give cutting edge financial advice when you apparently aren't aware that the Social Security Trust Fund has no money in it. It has all been spent by the govt. and any draw on it will have to come directly from the treasury to pay back all the money borrowed and spent.

  • Report this Comment On February 08, 2014, at 11:31 AM, Minow wrote:

    330/350 Million Americans in The USA and half them (150 million) or so are or were working and paying into Social Security before Obama Care was rolled-out! There's currently 47-50 Million American's on food stamps since Obama Care's unfolding! Employers have cut back workers to less than 40-hours to get around funding health care because they can't afford-it, and there's also the issue of the raising of the minimum wage which will no doubt lead to more loss jobs and part times jobs and unemployment!

    Obama isn't creating a climate conducive enough for businesses so they can create the (300/400-thousand) jobs per month and the jobs that's being created are part time jobs! So, I think what this article is alluding to is given some of the cold hard fact's and figures I've mentioned there's to many people in the wagon and not enough pushing/pulling the wagon, or simply stated in the coming future there may not be enough payroll for Social Security to tax and distribute!

    I think Obama's creating a climate conducive to "Socialism", because he's doing the opposite of what needs to be done to jump start the economy, (we need less regulation, and take advantage of the boom in the energy industry here in The USA)! Obama said; "I'm a warrior for the middle class", I don't see how when he's pushed so many of them into poverty and welfare programs!

  • Report this Comment On February 08, 2014, at 11:37 AM, floydhowardjr wrote:

    Could it? OF Course!!! You can only print so much currency to hide your failures before destroying the country!

  • Report this Comment On February 08, 2014, at 11:42 AM, NotarySojac wrote:

    Did anyone read the article? Did anyone watch the video? Did anyone read the CBO report? This isn't about people losing their jobs involuntarily. This isn't about Social Security money being diverted into ObamaCare. We have a dysfunctional economy with people staying in jobs they don't want because they need healthcare coverage. ObamaCare restores the job market to something more like a natural free market that matches employer requirements to employee capabilities. If Social Security happened to be benefiting from the previous distorted job market, that's not an excuse for keeping it that way.

  • Report this Comment On February 08, 2014, at 11:48 AM, jmgconsultants wrote:

    Obamacare is extremely dangerous to all Americans and all programs. Onamacare will hurt the seniors in many way from eliminating key programs from Medicare to cutting SS.

  • Report this Comment On February 08, 2014, at 11:53 AM, cityperson wrote:

    The biggest problem with SS and Medicare is our poiticians keep stealing the money and funneling it to there programs.

  • Report this Comment On February 08, 2014, at 11:57 AM, 12yogi wrote:

    If and when this president, or any president, is serious about protecting SS, then they must take it out of the General Fund and put it back in the SS fund, lift the wage cap. Once this is done SS will be sustainable forever.

  • Report this Comment On February 08, 2014, at 12:05 PM, JePonce wrote:

    Obamacare will end the need for Social Security.

    As Democrat Paul Krugman wrote, Obamacare will require raising taxes, and a Death Panel to reduce cost.

    Up to age 65, the worker is a meal ticket, a revenue producer, for politicians by placing tax dollars in government coffers. Once one reaches age 65, and retires, he/she becomes an expense to government.

    Obama already has his tax, which is the only way he got it through the Supreme Court, which even says it is a tax.

    When fully implemented the Death Panels will do the rest.

    Follow the money. It will always take you to the truth.

  • Report this Comment On February 08, 2014, at 12:52 PM, quacker wrote:

    people with a serious need for meds cant get them right now because obamacare is messing everything up

  • Report this Comment On February 08, 2014, at 1:03 PM, wjdelorrell wrote:

    Shear nonsense. How have other countries that provide national healthcare thrive? If the healthcare act is not allowed to survive, our economy will tailspin into disaster. I'd like to see companies like General Motors, Honeywell, Bank of America, etc.

    survive with part-time help? How do small businesses in Europe survive? This debate on national healthcare is in effect sabotage. When will we wake-up about the special interest in the US who are funding such ideas.

  • Report this Comment On February 08, 2014, at 1:21 PM, EdHamox wrote:

    Could ACA bring down SS??? It has a 716 Billion dollar start for the funding of it. Taken from Medicare.

    1958 Democrat congress under DDE, took money from the SS Trust Fund for their pork projects.

    1964 Democrat LBJ raided the SS Fund, transfered it to the General Fund for congress to spend as 'THEY' saw fit.

    Democrat Jimmy Carter allowed immigrants to collect SS at age 65, whether or not they had paid into it.

  • Report this Comment On February 08, 2014, at 1:33 PM, conklincolt wrote:

    can the ACA bring down SS. the answer is No.

    unless robots and computers start paying SS tax for all their jobs they do these days then SS will become no longer at a set date in the future but will still and have to be available for the older folks who have paid into it all there lives and need it.People these days are more interested in socializing on there cell phones and facebook and youtube rather than planning for retirement or just plain old age to come,and fast. And it really doesn't matter cause even the jobs today that are available are low pay retail or sales jobs and they don't offer and pensions so SS will be mute or of little help AS it was used to supplement retirements funds not the only funds.So unless this used to be great country comes up with good paying jobs with benefits for its citizens everything will be gone not just SS and the government will have to pay for everyones well being later and its already starting right now. Not the peoples fault there is no place to work for decent living wages.

  • Report this Comment On February 08, 2014, at 1:46 PM, pallmall wrote:

    You screw with social security , and there will be a riot in Washington DC , there will be no where safe for those bastards

  • Report this Comment On February 08, 2014, at 1:54 PM, pallmall wrote:

    Washington Dc a bunch of thieves !

  • Report this Comment On February 08, 2014, at 2:10 PM, KUBLOTNIK wrote:

    after all of the comments,the truth is this......LBJ and the dem congress started stealing from the SS fund back around 1967.! they couldn't fund "guns and butter" with anymore taxes,so they started raiding SS. in 2001,on c span, colorado rep. pat schroeder said "we used the SS fund as slush fund. and we spent it all. we always said we were going to put it back,but we never did.! SS has been paid out of the "general fund " for decades. the only thing we have on the SS fund ledger is an " I O U." !!!!! the ACA can't impact SS any more than it already is. both dems and repubs have done this to us for almost 50 years !!

  • Report this Comment On February 08, 2014, at 2:14 PM, airjackie wrote:

    Since the Social Security Act HR 7260 passed on Aug. 4,1935 the Republican Lawmakers have been trying to repeal it to private companies. One of the biggest problems is the way the law was formed. It would cause the US to be charged with open Theft by Deception if the current idiots in office decided to use Obamacare to fund it or destroy SSI. Now to make it simple the law allows the Government to take your money with the law saying it is for your retirement. Remember over 70 years of taking money and the people who paid into this law could demand their money. The good thing for the Koch Bros and wealthy 2% is if the US Supreme Court were to say the Government could pass laws allowing to steal from citizens it would destroy the Court Systems as we know it. The hope was to get the SSI privatized and let companies collapse like AIG and say oops your money is lost. As long as people set back and watch and ask no questions robbery is easy just ask Bernie Madoff who had to wait a long time before being arrested and Bank CEO's are still stealing with full support of the American people and paid lawmakers/Judges.

  • Report this Comment On February 08, 2014, at 2:14 PM, CatDadJohn wrote:

    The US Right Wing wants to destroy Social Security to make this a "work till you drop dead" society for the masses....It's great for profits.

    Social Security is self funded through a payroll tax. The ACA has nothing to do with it.

  • Report this Comment On February 08, 2014, at 2:32 PM, Sophisticated wrote:

    Must The Obamacare Debate Be Stupid?

    One of the best arguments for health insurance reform is that our traditional employers - based system often locked people into jobs they wanted to leave but couldn't because they feared they wouldn't be able to get affordable coverage elsewhere. This worry was pronounced for people with pre- existing conditions but not limited to them. Consider families with young children in which one of the parents would like to get out of the formal labor market for a while to take care of the kids. In the old system, the choices of such couples were constrained if only one of the two received employer - provided family coverage. By broadening access to health insurance, the Affordable Care Act ends the tyranny of "job lock," which is what the much - misrepresented Congressional Budget Office study of the law released on Tuesday shows. The new law increases both personal autonomy and market rationality by ending the distortions in behavior the old arrangements were creating. But that's not how the study has been interpreted, particularly by enemies of the law. Typical was a tweet from the National Republican Congressional Committee declaring that "# Obamacare is hurting the economy, will cost 2.5 millions [sic] jobs." The Republican Party is a an example of how willfully stupid- there's no other word- the debate over Obamacare has become. Opponents don't look to a pains talking analysis for enlightenment , they twist its finding and turn them into dishonest slogans. Too often, the media go along by highlighting the study's political impact rather than focusing on what it actually says. My bet is that our citizens are smarter than this. They will ignore the noise and judge Obamacare by how it works.

  • Report this Comment On February 08, 2014, at 3:10 PM, savior wrote:

    By the time this man leaves office we'll be lucky if we have insurance of any kind, Health, Medicare or SS. It's hard to believe he suckered us to elect him the 1st time let alone re-elect for a 2nd term. That what's happens when a generation just wants to do something "Historical" rather than elect someone that could possibly actually govern the country, instead of running it into the ground for the whole world to see and consequently loose all respect for us….If hindsight was foresight…...

  • Report this Comment On February 08, 2014, at 3:26 PM, Kelly wrote:

    Fewer people will be working, and economic growth will be slower as a result. That is straight from the CBL report. That's it. Period. obamacare thus is even a WORSE disaster for people than was previously thought. Anyone who supports obamacare is anti-American.

  • Report this Comment On February 08, 2014, at 3:51 PM, Diamondick wrote:

    Most of the articles that come out of Motley Fool is nothing more that fear mongering.....

  • Report this Comment On February 08, 2014, at 5:08 PM, kickchina wrote:

    The biggest problem with SS is the current , whiny selfish elderly who are stealing from future elderly. All serious studies show the elderly are living too long for benefits promised and fewer workers and as we know fewer well paying jobs. Same for medicare, part D should never never added in current form as can't afford it. Why we need chained CPI, a raise on income subject to and means testing for medicare and tricare. The current greedy elderly seem to care less about these programs being there for their kids and grandkids. Starting to lose my respect for them and I am 57. Never see me in senior center with thsoe whiners.

  • Report this Comment On February 08, 2014, at 5:42 PM, gulfcoastrebel wrote:

    Is Motley Fool really a front organization for the Koch Bros., assigned the task of taking over the economy of the United States and abolishing all income taxes for the affluent in favor of user taxes on the lower 2/3 of incomes?

  • Report this Comment On February 08, 2014, at 5:43 PM, gulfcoastrebel wrote:

    Is Motley Fool really a right wing supported arm of the Koch bros.?

  • Report this Comment On February 08, 2014, at 5:51 PM, gulfcoastrebel wrote:

    Is it really true that Motley Fool's writers try to a come up with headlines in the form of a question that imply there has been a news article (that you probably didn't see) on some sinister thing that the President is up to (even though they made it all up)?

  • Report this Comment On February 08, 2014, at 6:01 PM, Utopia wrote:

    Since SS is not an investment tax (savings plan), No one has invested the taxes collected to grow the pot. Instead, government has borrowed the SS taxes, leaving worthless IOU's.

    FDR tried to sell the "savings" part but was shot down by the Court. Thus the reason it is a tax.

    SS is essentially a Ponzi Scheme since the money paid out is more than the money taken in. Most of the people now benefitting will collect far more than they put in. As in a Ponzi scheme the earlier you can participate in payouts the more chance you will not be left out when it becomes insolvent.

  • Report this Comment On February 08, 2014, at 6:09 PM, Utopia wrote:

    SS is just another bad attempt to steal money from the ignorant masses that buy the false idea spread by government that it is a savings plan.

    Rather it is a Ponzi scheme - payouts far exceed the money taken in. Eventually those at the bottom of the ladder will not get anything.

    It is phony investment. people are normally are put in prison for this con - but no....not the government!

  • Report this Comment On February 08, 2014, at 6:18 PM, Utopia wrote:

    I see that some of the posts are criticizing the elderly for taking their SS.

    Well, the government did not allow them not to contribute.

    Easy for some to criticize another citizen but it is big government who made the rules.

    So all you saints, get your socialistic government to change the rules. Better yet nix SS entirely and champion a free market instead.

  • Report this Comment On February 08, 2014, at 7:36 PM, rickshelton53 wrote:

    The pres hasn't done any thing so far in the 6 years in office why would you think it would be possible that fool could bring the SS down ,, The man cant p p with out getting it all over his shoes

  • Report this Comment On February 08, 2014, at 7:53 PM, raw1894 wrote:

    After reading through these comments, one can only conclude that this country is full of idiots......governed by the stupid and full of crazy no brain liberals whom believe only in their lost cause.......

  • Report this Comment On February 08, 2014, at 8:58 PM, Blemangeman wrote:

    First of all, the CBO report did Not "paint a dire picture of Obamacare", and the CBO staff even pointed that out when asked by members of Congress. So this article is dishonest at the start.

    Given that its by Dan Caplinger, that's no surprise.

    Look up some of his other bizarre titles/claims.

    Secondly, here we go Again. When the Democrats first proposed the Affordable Care Act, the Republicans targeted senior citizens to scare them by saying the money would be taken directly out of Medicare and Social Security. A shameless lie that was easily disproven by the facts which are easily searchable. Who disproved these lies? You guessed it; the CBO.

    So Dan Caplingers charges are not only dishonest, they are old and recycled.

    Which raises the question, why is he still on staff as a writer, if he is going to continue to recycle these debunked lies?

    Is this what we are going to continue to get from this site?

  • Report this Comment On February 08, 2014, at 9:27 PM, doraglasberg wrote:

    It's called a "strawman" argument =

    make something up or misrepresent something

    and then pontificate of what YOU JUST MADE UP,

    It's what FOX has been doing since Ailes was in charge.

    Or start a question with: "Some people say..."

    It's tired and it's childish.

  • Report this Comment On February 08, 2014, at 10:27 PM, Bruser wrote:

    The Republicans trying to scare the senior citizens saying the money would be taken from Medicare. The democrits only took 700+billion dollars. Next the democrits will give the sucker punch to Social Security, putting all americans under governments thumb. If you haven't read Das Kapital, read it, then read the Democrat National Charter. Look at the plagerism the democrits used in writing their charter.

  • Report this Comment On February 08, 2014, at 10:59 PM, kennyhobo wrote:

    The ACA was NOT read or reviewed by the Senate or the House or Obama. Nobody took the time to understand the details and correct obvious problems. Furthermore, the lack of a review caused a much too short implementation plan. Any software developer could have told them 10,000 pages of regulations could take 10 years to implement correctly. The ACA is pure and simple incompetence.

  • Report this Comment On February 08, 2014, at 11:10 PM, gatransplant wrote:

    This article is such nonsense and the people including the author trying to claim that Obamacare will reduce employment are either stupid/uneducated or so cynical that they will say anything, no matter how bogus or false, as long as they think it will hurt Barack Obama. Yes, the ACA may lead certain people who have to work at a job they don't like or really need but keep because it allows them access to health insurance, to leave their jobs, or reduce their hours, but their employers will still need to have that job filled, so someone else will take their place. People seeking work, or choosing to retire or work part time has nothing to do with the demand for labor, except if enough people do this, it might actually raise wages because in order to fill the jobs, the employer might have to pay more, and that will inject more money into both Medicare and Social Security. I am sorry, but you people are either really stupid, or smart is a really bad way, because you know the majority of Americans are stupid, and yes, they are, very stupid, and either think or are pretty sure you can spread this bull nonsense and people will buy into it. That is how Republicans get elected to begin with. Lie to white middle and lower class voters, pray on their prejudices, and fill them full of crap. it is really sad.

  • Report this Comment On February 09, 2014, at 1:47 AM, DQ10 wrote:

    What is amazing is that Dan Caplinger along with the talking heads at Fox all got the same parts wrong. Its as if none of them actually read it, but relied of some one else's talking points. This apparently allowed Mr. Caplinger the time to dream up a catastrophe none of the others foresaw, based on a premise that doesn't exist. Shame he apparently never actually read it. Thing to do now is never bringit up agai, and hope every one forgets about it.

  • Report this Comment On February 09, 2014, at 1:51 AM, glenns45 wrote:

    Barry Soetoro aka Barack Obama studied Saul Alinsky and all of his writings, this explains his actions as President. How to create a social state by Saul Alinsky. 1- Healthcare, control healthcare and you control the people. 2 Poverty- increase the poverty level as high as possible, poor people are easier to control and will not fight back if you are providing them everything to live.3 Debt- increase the debt to a unsustainable level, that way you are able to increase taxes and this will produce more poverty.4-Gun control, remove the ability to defend themselfs from Government, that way you can create a Police State.5-Welfare, take control of every aspect of their lives Food Housing and income.6- Education, take control of what people read and listen to, take control of what children learn in school. 7- Religion, remove the belief in God from the Government and Schools. 6-Class warfare, divide the people into the wealthy and the poor. This will cause more discontent and it will be easier to tax the people who are productive with the support of the poor. FYI, Hillary Clinton wrote her thesis on Saul Alinsky and traveled to NYC to interview him.

  • Report this Comment On February 09, 2014, at 4:28 AM, SWFLORIDA1106 wrote:

    This article is assumptions,ifs,maybes and fear mongering...

  • Report this Comment On February 09, 2014, at 8:47 AM, CQMckay wrote:

    I'm sure this is some how Bush's fault!

  • Report this Comment On February 09, 2014, at 10:57 AM, AllenElliott wrote:

    It doesn't matter all this propaganda from both sides is just that, to deceive the public

  • Report this Comment On February 09, 2014, at 8:50 PM, salutory wrote:

    As congressman Dennis Kucinich noted in marking SS's 77th anniversary, the Trust Fund "currently enjoys a $2.7 TRILLION SURPLUS...and can be strengthened by closing the loophole allowing those making $110,100 or more to avoid paying their fair share."

  • Report this Comment On February 15, 2014, at 5:08 PM, WhodaThunkit2011 wrote:

    Jeez, Danny, you forgot to mention the 57,452 corporations that left America during last few decades to create jobs in the third-world and accordingly delete jobs in America.

    With all that loose labor around today, it's no wonder the payroll taxes (social security) are not as strong as the past.

    Blaming the insurance system for decline in payroll taxes makes me wonder, Danny, if you are toking too much in Colorado or Washington state... Jah!

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Dan Caplinger

Dan Caplinger has been a contract writer for the Motley Fool since 2006. As the Fool's Director of Investment Planning, Dan oversees much of the personal-finance and investment-planning content published daily on With a background as an estate-planning attorney and independent financial consultant, Dan's articles are based on more than 20 years of experience from all angles of the financial world.

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