Retirement Planning: Why Soaring Markets Aren't Enough

Stock markets have performed well lately, giving retirement investors big boosts to their net worth. But a recent study from the Employee Benefit Research Institute found that even with these gains, many workers are still not likely to have enough money to last their lifetimes.

In the following video, Dan Caplinger, The Motley Fool's director of investment planning, looks at the EBRI study and its implications, noting that among baby boomer and Gen X workers alike, more than 40% will likely run out of money if they don't take steps to improve their finances. The study points to the need to maximize Social Security while also protecting against longevity and health risks, and Dan notes how important it is to protect against these risks. With strategies like long-term care insurance and annuities, many investors can boost their chances of outliving their money.

Use rising markets to your maximum advantage
Smart investors have made hay while the sun is shining, picking shares of solid businesses and keeping them for the long term. In the special free report "3 Stocks That Will Help You Retire Rich," The Motley Fool shares investment ideas and strategies that could help you build wealth for years to come. Click here to grab your free copy today.

Read/Post Comments (1) | Recommend This Article (2)

Comments from our Foolish Readers

Help us keep this a respectfully Foolish area! This is a place for our readers to discuss, debate, and learn more about the Foolish investing topic you read about above. Help us keep it clean and safe. If you believe a comment is abusive or otherwise violates our Fool's Rules, please report it via the Report this Comment Report this Comment icon found on every comment.

  • Report this Comment On March 27, 2014, at 10:36 AM, dlbuffy wrote:

    Seriously? Now even these stupid videos don't actually offer any advice? "stay tuned for more"....just fikken tell us! Not even a link to the more information.

    Wonder if I have to subscribe and pay part of my retirement savings to get the info?

Add your comment.

Sponsored Links

Leaked: Apple's Next Smart Device
(Warning, it may shock you)
The secret is out... experts are predicting 458 million of these types of devices will be sold per year. 1 hyper-growth company stands to rake in maximum profit - and it's NOT Apple. Show me Apple's new smart gizmo!

DocumentId: 2842133, ~/Articles/ArticleHandler.aspx, 9/1/2015 12:37:23 PM

Report This Comment

Use this area to report a comment that you believe is in violation of the community guidelines. Our team will review the entry and take any appropriate action.

Sending report...

Dan Caplinger

Dan Caplinger has been a contract writer for the Motley Fool since 2006. As the Fool's Director of Investment Planning, Dan oversees much of the personal-finance and investment-planning content published daily on With a background as an estate-planning attorney and independent financial consultant, Dan's articles are based on more than 20 years of experience from all angles of the financial world.

Today's Market

updated Moments ago Sponsored by:
DOW 16,180.78 -347.25 -2.10%
S&P 500 1,928.12 -44.06 -2.23%
NASD 4,692.28 -84.23 -1.76%

Create My Watchlist

Go to My Watchlist

You don't seem to be following any stocks yet!

Better investing starts with a watchlist. Now you can create a personalized watchlist and get immediate access to the personalized information you need to make successful investing decisions.

Data delayed up to 5 minutes