This Dating App Could Find You a Match -- With Great Credit

It's not easy trying to find your perfect romantic partner. Not only do your personalities have to align, but your goals and life plans have to as well. For example, if you can't wait to have kids, you're unlikely to embark on a successful relationship with someone who's firmly against it.

Financial matters also have the potential to make or break a relationship. If you like to live frugally, you may find that someone who enjoys lavish restaurant meals and taking high-end vacations isn't a good match for you. And as things get more serious, money-related disputes have the potential to upend an otherwise strong relationship.

That's why it's important to find a partner whose goals and values align with yours, but also, whose approach to personal finances is similar to yours. And one indication of whether you and your partner are financially compatible may be whether your credit scores are similar.

Now most people don't list their credit scores on their dating profiles as a matter of course. But one new dating app is changing the game by imposing a minimum credit score requirement to join. And if you're invested in meeting someone who's in a financially stable place, you may want to give it a try.

A new concept that could actually work

Neon Money Club's SCORE app is a dating app that has a minimum credit score requirement of 675. To be clear, the app doesn't have users list their actual scores -- it simply imposes that minimum score of 675 which, according to Experian, is considered good.

But here's why that may be a useful thing. If you're someone who doesn't like being in debt and who follows a careful budget, you might clash financially with someone who's loaded with debt and spends money whenever they want with a justification of YOLO.

To be clear, you might still have compatible personalities. And you might enjoy dating each other for a period of time. But what happens when things get more serious?

It's not a secret that financial disagreements are a common driver of divorce. So while it may be okay to casually date someone whose approach to credit and debt differs from yours, that could become hugely problematic if you decide to marry and/or combine finances.

Credit score compatibility could go a long way

In 2015, the Federal Reserve conducted a study on credit scores and relationships. And it found that credit scores have the potential to reveal information about an essential relationship skill -- trustworthiness and commitment.

More so than that, the data found that people with higher credit scores were more likely to form committed relationships than those with lower credit scores. And, people with higher credit scores were more likely to maintain their relationships as well.

This isn't to say that you should get serious with a partner whose personality doesn't mesh well with yours just because your credit scores are similarly strong. But your takeaway here should be that when it comes to maintaining a successful relationship, having a similar approach to credit and finances might matter more than you'd expect.

So whether you decide to give the SCORE app a try or not, pay attention to clues to see if you and whoever it is you're dating are on the same page financially. If, for example, they're constantly making comments about being behind on their rent, and you're someone who can't imagine not paying on time, consider it a red flag.

Money matters truly have the potential to dismantle an otherwise solid romantic union. You're better off finding out that you're not a match financially early on, rather than sinking time and emotion into a relationship that's unlikely to work out in the long run.