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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Amex Platinum mirror card design paying for breakfast meal.
Dec. 6, 2025 | By Jake FitzGerald

Here's Why the Amex Platinum Seems Expensive but Isn't

The Amex Platinum looks expensive at first, but its credits, perks, and travel benefits can easily outweigh the annual fee.
A glass jar full of coins labeled Retirement and with coins stacked next to it as well.
Dec. 6, 2025 | By James McClenathen

3 Safe Ways to Earn 4%+ on Your Retirement Savings

High-yield savings accounts, certificates of deposit, and investment-grade bond funds have low risk and yields as high as 4%-plus. Which is best for you?
Two young women interact with cashier as one hands over a credit card.
Dec. 6, 2025 | By Joel O'Leary

This Bank of America Card Comes With a 6% Cash Back Offer and a $200 Bonus Offer

Earn more on what you already buy, plus get a $200 bonus with this flexible cash back card. See if it's the right fit for you.
Person making a mobile check deposit.
Dec. 6, 2025 | By Jake FitzGerald

Here's What Actually Happens When You Deposit a Large Check

Large check deposits don't clear instantly. Holds, verification, and balance delays happen behind the scenes.
A woman holding a cup of coffee and a laptop with a blanket and presents around her.
Dec. 6, 2025 | By Joel O'Leary

Save More on Gifts: The Prime Visa Is the Best Credit Card for Holiday Shopping in December 2025

Get an instant Amazon credit upon approval plus up to 5% back on gifts. Here’s why the Prime Visa is my favorite holiday shopping card this December.
Gold percentage signs all clustered together.
Dec. 6, 2025 | By Ryan Wilcox

7 Little-Known Income Sources the IRS Expects a Piece Of

Your primary income probably isn't the only thing you'll get taxed on next year. Here are seven other ways the IRS might eat into your finances.
An hourglass on top of a calendar.
Dec. 6, 2025 | By James McClenathen

Best CD Rates Today, Dec. 6, 2025: APYs up to 4.27% Won't Last Much Longer

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Man sitting at a desk celebrating with a fist pump
Dec. 6, 2025 | By Joel O'Leary

Best Credit Card Sign-Up Bonuses This Week, Dec. 6, 2025 -- Earn up to $1,750

Itching for a valuable new credit card bonus? Earn up to $1,750 in rewards with the best card offers available this week.
A piggy bank parachuting from the sky as money floats down around it.
Dec. 6, 2025 | By Ryan Wilcox

7 Habits of the Super Rich You Can Adopt Today

The super-rich aren't just smart with money -- they also spend time building relationships and working on themselves. Here's what to know.
Stacks of coins sprouting leaves next to a small piggy bank.
Dec. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Dec. 6, 2025

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before another potential rate cut next week.
A bank structure overflowing with bundles of cash on a split orange background.
Dec. 6, 2025 | By Ryan Wilcox

6 Smart Money Habits to Start in 2026

Just a few small changes in your spending and saving habits can make all the difference. Here are six smart money habits to start today.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
Dec. 6, 2025 | By Ryan Wilcox

6 Smart Places to Put Your Money in 2026

On the hunt for the best places to put your cash? Here are six great places to start, from paying off debt to opening a high-yield savings account.
A mature woman smiles while sitting at her table. She is holding a cellphone and a credit card.
Dec. 5, 2025 | By Joel O'Leary

3 Little-Known Perks of the Chase Sapphire Preferred Card

DoorDash perks, anniversary points, and Chase Offers make the Chase Sapphire Preferred® a quiet money saver all year long.
Person getting assistance from bank teller.
Dec. 5, 2025 | By Jake FitzGerald

Here's What Actually Happens When You Wire More Than $9,999

Large wire transfers trigger extra reviews, identity checks, and reporting requirements once you cross the $9,999 threshold.
Family passing around Christmas gifts
Dec. 5, 2025 | By Joel O'Leary

This Credit Card Can Save the Average Family $350+ on Holiday Shopping

Get an instant Amazon gift card upon approval, plus up to 5% ongoing rewards. Here's how the Prime Visa card could help you save $350 or more this December.
A relaxed woman stretching her arms above her head while sitting on her couch in a sunny apartment.
Dec. 5, 2025 | By Jake FitzGerald

Here's the Laziest Way to Get Your Finances Under Control

The simplest way to take control of your money is to automate it. Here's the lazy system that keeps your finances on track.
Small business owners looking at laptop in plant shop.
Dec. 5, 2025 | By Ryan Wilcox

New Offer: Get 100,000 Bonus Points With This Chase Business Card

This updated Chase business card has a $95 annual fee and a new welcome bonus worth $1,000 or more. Here's why now's the time to apply.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Dec. 5, 2025 | By Joel O'Leary

Beat the Fed Rate Cut: These Award-Winning Banks Still Offer CDs With 4%+ APY

Fed rate cuts could push CD yields lower this month. These two award-winning banks still offer short-term CDs with high APYs you can lock in.
Close-up on stacks of coins sitting next to a clock
Dec. 5, 2025 | By James McClenathen

Best CD Rates Today, Dec. 5, 2025: Don't Let APYs up to 4.30% Slip Away

Today's CDs offer yields as high as 4.30% APY. With another Fed meeting to take place next week, now's the time to secure a solid return before rates dip lower.
A woman standing in her decorated living room holding an armful of gifts.
Dec. 5, 2025 | By James McClenathen

The Top Balance Transfer Card of December 2025: 0% Intro APR for 21 Months

The Citi Simplicity card offers 0% intro APR for 21 months, plus no annual fee and no late fees. See if you should apply today.
An hourglass being held in a hand outdoors.
Dec. 5, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Dec. 5, 2025 -- Earn up to 5.00% APY

Today's high-yield savings accounts offer up to 5.00% APY -- see the best rates and choose where to grow your money before yields dip further.
An older person worriedly reviews their checkbook in the kitchen while their family cooks in the background.
Dec. 4, 2025 | By Jake FitzGerald

The Most Expensive Social Security Mistake People Keep Making

Claiming Social Security too early quietly costs retirees more than almost any other financial choice they make.
Happy woman hiding half her face with a fan of cash.
Dec. 4, 2025 | By Joel O'Leary

Forget the Side Hustle: This 1 Trick Earned Me $1,000 Last Year

If you're tired of hustling for every dollar, this effortless savings strategy can help your money start earning on its own.
Professional wearing suit in back seat of a vehicle using his cell phone and taking notes.
Dec. 4, 2025 | By Ryan Wilcox

Act Now: Earn a Bonus Worth $1,000+ With This Chase Business Card

This Chase card is one of the best ways to save on business expenses, rideshare, food delivery and more. Here's what you need to know.
A downward trending red arrow over top hundred dollar bills.
Dec. 4, 2025 | By Joel O'Leary

The Fed Is Cutting Rates Again, but These High-Yield Accounts Are Still Paying 4%+

The Fed is expected to cut rates in December, but these high-yield savings accounts are still offering 4.00%+ APYs. Here's where your money can keep growing.