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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Feb. 23, 2026 | By Joel O'Leary

Balance Transfer Fee vs. Interest: Which Costs More?

Balance transfer fees are usually a fraction of what you'd pay in interest. Here's how to do the math and decide if a transfer makes sense for you.
Feb. 23, 2026 | By Jake FitzGerald

Forget Debt Consolidation: This Is the Best Way to Pay Off Credit Card Debt

Carrying credit card debt? A 0% balance transfer card can pause interest and save you thousands faster than consolidation loans.
Feb. 23, 2026 | By Jake FitzGerald

The Most Common Way Americans Waste Money Isn't What You Think

Most Americans admit to wasting money. But it's not what most people blame. Here's where it actually goes.
Feb. 23, 2026 | By Jake FitzGerald

Here's What Happens When You Stop Using Cash

Ditching cash changes more than how you think about spending. It changes how you split bills, handle emergencies, get paid back, and even how you travel.
Feb. 23, 2026 | By Joel O'Leary

Why High-Yield Savings Accounts Beat CDs Right Now

High-yield savings accounts offer rates as competitive as top CDs right now -- with no lock-up period. Here's why flexibility wins in today's rate environment.
Feb. 23, 2026 | By Jake FitzGerald

Best Savings Account Rates Today, Feb. 23, 2026: Earn up to 5.00% APY With These HYSAs

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Feb. 23, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Feb. 23, 2026: Get Relief From Interest and Room to Breathe

Top balance transfer cards now offer up to two years of 0% intro APR and no annual fees -- compare options and start paying down debt without the extra interest.
Feb. 23, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 23, 2026: Rates Are Slipping -- Here's Where to Find the Best Deals

Today's best CDs pay up to 4.20% APY. It could be a smart idea to lock in a solid return as we head further into the new year.
Feb. 22, 2026 | By Joel O'Leary

Here's the Safest, Easiest Way to Earn More on Your Savings Right Now

Earning almost nothing on your savings? A high-yield savings account could help you earn significantly more with zero investing risk. Here's how to make the switch.
Feb. 22, 2026 | By Joel O'Leary

Need to Deposit $10,000+ in Cash? The Government Will Know About It

Depositing $10,000 or more in cash triggers an automatic government report. Here's what a Currency Transaction Report is, why it exists, and what it means for you.
Feb. 22, 2026 | By Joel O'Leary

How Much Cash Is Too Much to Keep in Checking?

Keeping too much cash in checking could be costing you. Here's how much to actually keep -- and where the rest should go.
Feb. 22, 2026 | By Joel O'Leary

83% of Americans Admit to Wasteful Spending. Here's the Fix That Works in 2026

Approximately 83% of Americans admit to wasteful spending. A simple savings account trick -- one my mom taught me -- is the fix that actually works.
Feb. 22, 2026 | By Ryan Wilcox

The 3 Longest 0% Intro APR Cards of 2026: No Interest for up to 2 Years

Looking for the longest 0% intro APR you can find? Here are three great cards that can help you save for up to two whole years.
Feb. 22, 2026 | By James McClenathen

Save Hundreds on Your Next Getaway: The Best Travel Cards Available This Week, Feb. 22, 2026

The right travel credit card can help you save a bundle on your big trip this year. Here are all our favorite options available now.
Feb. 22, 2026 | By Joel O'Leary

Earn $400 With a New Account: Best Bank Account Bonuses This Week, Feb. 22, 2026

If you want to make an easy few hundred bucks, a new bank account could be a great way to do it. Check out our favorite bonuses now and see how to earn.
Feb. 22, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, Feb. 22, 2026: Get the Relief You Need to Move Forward

This week's best 0% intro APR cards offer up to 24 months interest-free -- ideal for large purchases or tackling debt without extra costs.
Feb. 21, 2026 | By Jake FitzGerald

90% of Credit Card Fraud Comes From Accounts You Never Opened

Most credit card fraud doesn't start with a stolen card. It starts with a brand-new account you never opened.
Feb. 21, 2026 | By Joel O'Leary

3 High-Yield Savings Accounts Worth Opening Before Rates Drop

High-yield savings accounts that lack traditional monthly fees and account minimums can earn you way more than the big banks. Check out these top three options.
Feb. 21, 2026 | By James McClenathen

Here's What Happens to Your Credit Cards When You Pass Away

When a cardholder dies, accounts stay open, balances must be settled, and rewards may be lost. Here's how to prepare and protect your loved ones.
Feb. 21, 2026 | By Joel O'Leary

These 3 No-Annual-Fee Cards Come With Easy $200 Bonuses

Three no-annual-fee credit cards with easy-to-earn welcome offers and flexible cash back rewards. Here's how to pick the right one for your wallet.
Feb. 21, 2026 | By Jake FitzGerald

This Is One Small Banking Change That Can Pay Off Forever

One simple banking move can quietly earn you hundreds more per year without changing how you spend.
Feb. 21, 2026 | By Joel O'Leary

Why Americans Waste So Much Money Without Realizing It

83% of Americans admit to wasteful spending. Learn the hidden triggers behind impulse buys and the simple system that protects your savings.
Feb. 21, 2026 | By Jake FitzGerald

This 21-Month 0% Intro APR Card Could Save You Thousands in Interest

Carrying a credit card balance? A 21-month 0% intro APR window could stop interest long enough to actually get ahead.
Feb. 21, 2026 | By Ryan Wilcox

3 Underrated Amex Platinum Perks Frequent Travelers Should Know About

The Amex Platinum offers so many travel perks that some of them can get lost in the shuffle. Here are three underrated ones worth remembering.
Feb. 21, 2026 | By Jake FitzGerald

The Best Savings Account Rates Today, Feb. 21, 2026: Paying up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.