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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Man holding credit card and using laptop.
April 28, 2026 | By Joel O'Leary

I've Never Paid Credit Card Interest. Here Are the 3 Rules I Live By

I've carried multiple credit cards for over a decade and never paid a dollar in interest. Here are the three rules that make it work.
A woman reading papers at an office desk.
April 28, 2026 | By Joel O'Leary

What a Credit Card's 'Grace Period' Really Means

A credit card grace period is the window between your statement closing and your payment due date. Here's how it works and what happens if you miss it.
Travel items like a camera, headphones, suitcase, and passport spread out on a wooden surface.
April 28, 2026 | By Joel O'Leary

Don't Leave the Country Until You've Checked These 5 Things on Your Credit Card

Your credit card may cover foreign fees, trip insurance, and perks like lounge access. Here's what to check before you head abroad in 2026.
Woman lounging on a bed with her luggage.
April 28, 2026 | By Ryan Wilcox

Chase Sapphire Preferred vs. Capital One Venture Rewards: Which Travel Card Is Better?

Trying to choose between the Chase Sapphire Preferred and Capital One Venture Rewards? Here's how you can actually save on travel with each card.
Man looks happily at computer screen while holding cash in one hand.
April 28, 2026 | By Ryan Wilcox

This High-Yield Savings Account Pays an Incredible APY of up to 4.21%

This high-yield account pays an eye-popping rate on savings. In fact, it's one of the highest rates available right now. Here's what you need to qualify.
Person looking at items in the refrigerated dairy section of the grocery store.
April 28, 2026 | By Joel O'Leary

The Capital One Savor Card Earns Unlimited 3% at Grocery Stores. Here's What That's Worth in a Year

The Capital One Savor card earns unlimited 3% cash back at grocery stores, dining, and entertainment with no annual fee. Here's what that adds up to in a year.
Woman walking through airport.
April 28, 2026 | By Ryan Wilcox

I Did the Math: The Amex Platinum Could Save Frequent Flyers $2,500+ in Year One

The Amex Platinum's annual fee sounds steep -- until you do the math. Here's how you could save $2,500+ on travel in year one alone.
Parents and kids at shopping mall with shopping bags.
April 28, 2026 | By Ryan Wilcox

Here's What a 2% Cash Rewards Card Actually Earns the Average Family

The average American family spends more than you think on their credit cards. Here's how much you can save with a 2% cash rewards card this year.
Stacks of coins in increasing height following by a large dollar sign.
April 28, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, April 28, 2026: Up to 5.00% APY Still Available

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
A woman holds a generic gift card.
April 27, 2026 | By Joel O'Leary

Why Scammers Ask for Gift Cards

Gift card scams cost Americans hundreds of millions annually. Here's why scammers demand gift cards -- and how to spot the red flags before it's too late.
A customer hands a credit card to a cashier in a coffee shop.
April 27, 2026 | By Joel O'Leary

Here's What Happens in the Seconds After You Swipe Your Credit Card

From tap to approval, a credit card transaction involves multiple companies and dozens of decisions -- all in under two seconds. Here's how it works.
Woman waiting in airport seats for flight near the windows.
April 27, 2026 | By Joel O'Leary

I Travel a Ton, Here's Why the Amex Platinum Still Doesn't Make Sense

Traveling a lot doesn't automatically mean the Amex Platinum fits your lifestyle. Here's why a simpler, cheaper card works better for me.
Data breach: web of locked padlocks and one unlocked padlock superimposed over person typing on a keyboard.
April 27, 2026 | By Joel O'Leary

Here's What Banks Do With Your Income and Spending Data

Banks collect and share your financial data in ways most people don't realize. Here's exactly where it goes and who sees it.
Person uses pair of scissors to cut credit cards in half.
April 27, 2026 | By Joel O'Leary

I Just Canceled My Chase Sapphire Preferred After Years -- Here's What Finally Pushed Me Over the Edge

The Chase Sapphire Preferred is a classic travel card, but it stopped making sense for my type of spending. Here's what changed and what replaced it.
Woman choosing one credit card from a handful of many cards
April 27, 2026 | By Ryan Wilcox

Here Are the Only Two Wells Fargo Cards You Need in 2026

With our two favorite Wells Fargo cards, you can cover all sorts of spending categories for no annual fee. Here's what to know.
A man holding several credit cards.
April 27, 2026 | By Jake FitzGerald

3 Credit Cards Worth Keeping Open Forever (and 2 Worth Downgrading)

Some cards are worth holding for life. Others are worth swapping for a cheaper version. Here's which is which.
Fanned out one dollar bills with a stop watch on top of them.
April 27, 2026 | By James McClenathen

Best CD Rates This Week, April 27, 2026: These Rates Won't Be Around Forever -- Act Now

This week's best CDs pay up to 4.20% APY. It could be a wise move to lock in a solid return as we head further into 2026.
A woman sitting in front of her couch with her laptop and celebrating with her hand in the air.
April 27, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, April 27, 2026: Give Yourself a Real Shot at Hitting Zero

Stop fighting uphill against interest. These balance transfer cards offer 0% intro APR for up to two years and no annual fee to help you reach zero.
Money hidden in a dresser drawer.
April 27, 2026 | By Jake FitzGerald

Best Savings Account Rates Today, April 27, 2026: Earn up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
Sad woman with money flying out of wallet
April 26, 2026 | By Joel O'Leary

7 Money Habits That Feel Harmless but Cost You Thousands Over Time

Convenience apps and auto-renewing insurance can drain hundreds per year from your savings. Here are seven money habits that add up fast.
Couple excited, celebrating, while looking at laptop.
April 26, 2026 | By Joel O'Leary

The Smartest Time to Apply for a New Credit Card (Most People Get This Wrong)

Timing a credit card application can mean the difference between a huge welcome offer and a wasted hard inquiry. Here's when the stars actually align.
Amex Platinum mirror card design by pool.
April 26, 2026 | By Jake FitzGerald

The Amex Platinum Has $3,500 in Annual Value. Here's How to Use Every Dollar.

The Amex Platinum now carries a $895 annual fee and over $3,500 in annual value. Here's how to actually use every dollar.
A young woman sitting on the floor of her living room with her laptop and bills around her.
April 26, 2026 | By Jake FitzGerald

Here's When a CD Beats a High-Yield Savings Account

High-yield savings accounts get most of the attention. But there are specific situations where a CD is the smarter move.
Traveler at airport with luggage, phone, and credit card.
April 26, 2026 | By Ryan Wilcox

The 3 Best Travel Cards for People Who Only Take 2 or 3 Trips a Year

Want great travel perks without the sky-high price? Here are three travel cards for people who only travel a few times a year.
Couple looks at and points to something on laptop screen together while smiling.
April 26, 2026 | By Ryan Wilcox

We Compared 100+ Credit Cards -- These 3 Offer the Best 0% Intro APR in 2026

Need the longest 0% intro APR out there? Here are three great options that can help you save for almost two whole years.