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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

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July 28, 2026 | By Joel O'Leary

The Best Back-to-School Credit Cards for Every Kind of Shopper in 2026

See how to match a back-to-school credit card to the way you shop, from online cash back to travel rewards to interest-free financing on big buys.
Blocks that spell out FED on top of a hundred dollar bill.
July 28, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, July 28, 2026: Up to 4.50% APY Still Available

The July Fed meeting concludes tomorrow. For now, top HYSAs continue to offer up to 4.50% APY. Find out more.
Man in a business suit holding a card reading credit score with check boxes beside excellent, good, fair, and poor.
July 27, 2026 | By Joel O'Leary

What Credit Score Do You Actually Need for the Best Balance Transfer Cards?

A good credit score typically gets you approved for the best balance transfer cards. A higher score earns a bigger limit, not a longer 0% intro APR window.
Stressed woman with handful of credit cards looking at laptop.
July 27, 2026 | By Ryan Wilcox

The Fastest Ways to Get Out of Credit Card Debt in 2026, Ranked

The fastest way out of credit card debt is a balance transfer card -- but it's not the only option. See all the best methods, ranked for 2026.
Sunlit facade of an archaic bank edifice.
July 27, 2026 | By Joel O'Leary

The 3 Most Trusted Banks for Your Savings in 2026, Ranked

How the most trusted banks protect your savings with FDIC insurance, strong rates, and no monthly fees, plus how to pick the right one.
Three children sitting at desks and doing work in a classroom.
July 27, 2026 | By Joel O'Leary

3 Easy Credit Card Welcome Offers for Back-to-School Shopping

The average American's back-to-school spending can cover most of a new card's minimum spend, turning school supplies into a cash or travel welcome offer.
A jar labeled emergency fund holding a stash of cash.
July 27, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, July 27, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY, but what will happen after the Fed meets this week? Find out more.
Woman sits on counter in a kitchen, looking at her phone
July 27, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, July 27, 2026: Up to 21 Months Interest-Free -- Make It Count

Make the next 21 months count toward your future. These balance transfer cards offer 0% intro APR, no annual fees, and the breathing room to finally beat debt.
Red percent sign amid white dollar signs
July 26, 2026 | By Joel O'Leary

The Average American Savings Account Earns 0.38% APY -- Here's How Much That's Costing You

Most savings accounts pay almost nothing, and the lost interest adds up over time. A high-yield account can earn many times more on the same cash.
Man in shock yelling at laptop with hands in the air.
July 26, 2026 | By Ryan Wilcox

Here's What Actually Changes When Your Credit Score Hits 800 -- and What Doesn't

An 800 credit score feels like a milestone, but what does it actually get you? Here's what changes at 800 and what probably stays the same.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
July 26, 2026 | By Joel O'Leary

How Much Interest Would $10,000 Earn in a High-Yield Savings Account This Year?

In a high-yield savings account paying around 4.00% APY, $10,000 earns about $400 a year, while a typical 0.01% account earns close to $1.
Cute pupils running down the hall in school.
July 26, 2026 | By Joel O'Leary

How to Earn $200 Cash Back on Your Back-to-School Shopping

A new rewards card's welcome offer can turn back-to-school spending you'd do anyway into $200 cash back, as long as you pay the balance in full.
Gold percentage signs all clustered together.
July 26, 2026 | By Joel O'Leary

Unlock 4.10% APY for 6 Months: Best Bank Account Bonuses This Week, July 26, 2026

One of our favorite high-yield savings accounts out there is offering a boosted 4.10% APY for six months. Here's how to get it, plus some other great options.
A group of folders with once label being changed from debt to savings.
July 26, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, July 26, 2026: Up to 21 Months to Pay Off Debt, Not Interest

Get up to 21 months of 0% intro APR with this week's longest offers. Finally pay off debt instead of interest -- with the breathing room you deserve.
Woman using her laptop on her living room floor
July 25, 2026 | By Joel O'Leary

3 High-Yield Savings Accounts With Zero Monthly Fees in July 2026

Compare three high-yield savings accounts that charge no monthly fee, with rates from 3.00% to 4.00% APY and no balance minimums to earn them.
Two men in thought looking at a laptop screen together.
July 25, 2026 | By Ryan Wilcox

Citi® Diamond Preferred® Card vs. Wells Fargo Reflect: The Better Balance Transfer Card Right Now

The Citi Diamond Preferred and Wells Fargo Reflect both offer the same length intro APR on balance transfers. Here's which one saves you more.
A travel credit card sits atop a stack of four hundred dollar bills.
July 25, 2026 | By Ryan Wilcox

Our 3 Favorite Balance Transfer Cards if You Also Want to Earn Rewards

Paying off debt shouldn't mean giving up rewards. These three balance transfer cards let you earn cash back during and after your 0% intro APR window.
Woman holds up megaphone to make announcement.
July 25, 2026 | By Ryan Wilcox

Last Chance: Chase Sapphire Preferred's 100,000-Point Bonus Ends July 30th at 3 p.m. EST

Chase Sapphire Preferred's limited-time boosted welcome bonus ends July 30th at 3 p.m. EST. See how much it's worth, who qualifies, and why now's the time to apply.
A man putting coins in a jar and doing calculations in a notebook.
July 25, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 25, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Two people excited over what's on cell phone.
July 25, 2026 | By Joel O'Leary

Chase Sapphire Preferred's Best-Ever Offer, Ending Soon: Best Credit Card Bonuses This Week, July 25, 2026

The Chase Sapphire Preferred is still offering its biggest welcome bonus of all time -- but it won't last much longer. Here's what to know.
Man appears to be in thought while looking at laptop screen.
July 24, 2026 | By Joel O'Leary

BankAmericard vs. Citi Diamond Preferred: Which 21-Month Intro APR Card Wins in July 2026?

How the BankAmericard and Citi Diamond Preferred compare on transfer fees, intro APR length, and which fits paying off debt vs. financing purchases.
Person getting assistance from bank teller.
July 24, 2026 | By Joel O'Leary

Can Your Bank Actually Refuse to Let You Withdraw Your Own Money?

Banks delay or freeze withdrawals to clear checks, flag fraud, or honor court orders. The money stays yours, and most holds lift within days.
Couple having discussion while using laptop and looking at documents.
July 24, 2026 | By Ryan Wilcox

My 3 Favorite 0% Intro APR Cards for July 2026: Pay No Interest for up to 21 Months

Looking to save on interest for almost two whole years? Compare my three favorite 0% intro APR cards available now and find the one for you today.
Man holding a fan of cash appears to be in thought.
July 24, 2026 | By Joel O'Leary

HYSA vs. CD in July 2026: Which One Pays More Right Now?

High-yield savings accounts and CDs pay nearly the same rates in mid-2026, so the better choice comes down to flexibility and where rates head next.
A person sitting at a desk in a sunny home office and typing on a laptop.
July 24, 2026 | By Joel O'Leary

What the Chase 5/24 Rule Means and How It Affects Your Next Card Application

The Chase 5/24 rule blocks most new Chase card approvals when you've opened five or more cards in the past 24 months, no matter which bank issued them.