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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 1, 2026 | By Joel O'Leary

My Wife and I Have $140,000 Each in Our Roth IRAs. Here's How

Maxing out a Roth IRA in 2026 takes around $625 a month. Here's how consistent contributions and index funds grew our balances into six figures.
July 1, 2026 | By Joel O'Leary

Ranked: My 3 Favorite Balance Transfer Cards of July 2026

A breakdown of how to choose a balance transfer card, from intro APR length to transfer fees, and which type of offer fits different amounts of debt.
July 1, 2026 | By Joel O'Leary

This $200 Credit Card Bonus Might Be the Easiest Money You'll Earn All Year

The Chase Freedom Unlimited pairs a low-spend welcome offer with flat rewards on every purchase. Here's how the math works and who it fits.
July 1, 2026 | By Ryan Wilcox

Earn 6% at U.S. Supermarkets and More: The Best Amex Cards This Month, July 2026

Want to earn 6% on your next trip to the supermarket and more? Here's the Amex card to get today, plus four other favorites.
July 1, 2026 | By Ryan Wilcox

Best High-Yield Savings Account Rates Today, July 1, 2026: Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we enter the back half of 2026.
July 1, 2026 | By James McClenathen

Get Chase Sapphire Preferred's Biggest Bonus Ever: Best Travel Cards This Month, July 2026

The Chase Sapphire Preferred was already a great deal -- now, it's better than ever. Here's what to know about it and four other great travel cards out now.
June 30, 2026 | By Joel O'Leary

I've Reviewed All the Best Cash Back Cards on the Market. This One Keeps Winning

The Chase Freedom Unlimited keeps sweeping our annual awards. Here's why I love it and why it stays at the top of the recommendations pile.
June 30, 2026 | By Joel O'Leary

Is There a 5% CD Out There? Yes, but There's a Catch

A few credit unions still advertise 5% CDs, but the fine print decides what you actually earn. Here's where they hide and what to do instead.
June 30, 2026 | By Ryan Wilcox

3 Banks That Give You Free Money for Joining in July 2026

These three bank accounts are paying new customers $200 or more, all for opening an account and hitting a few requirements. Here's how to find the one for you.
June 30, 2026 | By Joel O'Leary

3 Things People With Perfect Credit Scores Never Do

A perfect credit score comes down to autopay, low reported balances, and opening multiple accounts over time. See the three things high-score earners never do.
June 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, June 30, 2026: Earn up to 5.00% APY

The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 5.00% APY.
June 29, 2026 | By Ryan Wilcox

Do You Even Need a Debit Card? The Truth in 2026

Truth is, you might need a debit card for daily spending. Here's what they're actually good for in 2026 -- and my favorite card to use instead.
June 29, 2026 | By Joel O'Leary

Here's How to Make $1,000 a Month in Interest

It takes about $300,000 at today's top rates to generate $1,000 per month in interest. Here's a breakdown at different rates and where to keep it.
June 29, 2026 | By Joel O'Leary

Which Bank Gives 5% Interest on Savings?

Varo pays 5% APY on savings, but only up to a limit. Here's who earns the most from it and when a regular high-yield account wins.
June 29, 2026 | By Joel O'Leary

Why I Chose a Roth IRA Over a Traditional One

I'd rather pay taxes on my retirement savings now than guess at a higher rate later. That's the core reason I picked Roth over traditional IRA.
June 29, 2026 | By James McClenathen

Best CD Rates This Week, June 29, 2026: Summer Is Here -- Don't Let Your Savings Sit Idle

This week's best CDs pay up to 4.20% APY. Lock in a solid return as we head further into 2026 and rates potentially become more volatile.
June 29, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, June 29, 2026: Watch Your Debt Shrink, Not Your Wallet

Stop losing ground to interest. These balance transfer cards offer 0% intro APR for nearly two years, with no annual fees. Finally see your debt drop.
June 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, June 29, 2026

The June Fed meeting has come and gone with no change to rates. Top HYSAs continue to offer up to 5.00% APY. Find out more.
June 28, 2026 | By Joel O'Leary

Do I Need a Credit Card to Rent a Car?

No, you can rent a car with a debit card at most agencies. Here's what rental car companies require and why I still recommend using a credit card.
June 28, 2026 | By Ryan Wilcox

What Happens if You Put $10,000 in a High-Yield Savings Account?

Putting $10,000 in a high-yield savings account can earn you hundreds of dollars. Here's how the math works -- and two accounts worth looking at today.
June 28, 2026 | By Ryan Wilcox

Our 3 Favorite Balance Transfer Cards With the Lowest Transfer Fees

These three cards charge just a 3% intro balance transfer fee -- and offer up to 21 months of 0% intro APR. Here's how to pick the right one for you.
June 28, 2026 | By Joel O'Leary

How Much Income Puts You in the Upper, Middle, or Lower Class?

The Census Bureau puts the top 20% of households above $175,700. But your bracket and your real financial class aren't the same thing -- here's the gap.
June 28, 2026 | By Joel O'Leary

Unlock up to 4.10% APY for 6 Months: Best Bank Account Bonuses This Week, June 28, 2026

One of our favorite high-yield savings accounts is offering a boosted APY for six months. Here's how to get it, plus three other great options.
June 28, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, June 28, 2026: Get up to 21 Months to Make Real Progress

Get up to 21 months of 0% intro APR with this week's top cards. Pay off debt without interest eating your progress -- with real breathing room.
June 27, 2026 | By Ryan Wilcox

How to Invest in SpaceX Stock: A Step-by-Step Guide to Buying SPCX

Want to buy SpaceX stock? Here's a step-by-step guide to purchasing your first shares, plus how to find the right brokerage for you.