Motley Fool Money Articles
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July 26, 2026 | By
Joel O'Leary
The Average American Savings Account Earns 0.38% APY -- Here's How Much That's Costing You
Most savings accounts pay almost nothing, and the lost interest adds up over time. A high-yield account can earn many times more on the same cash.
July 26, 2026 | By
Ryan Wilcox
Here's What Actually Changes When Your Credit Score Hits 800 -- and What Doesn't
An 800 credit score feels like a milestone, but what does it actually get you? Here's what changes at 800 and what probably stays the same.
July 26, 2026 | By
Joel O'Leary
How Much Interest Would $10,000 Earn in a High-Yield Savings Account This Year?
In a high-yield savings account paying around 4.00% APY, $10,000 earns about $400 a year, while a typical 0.01% account earns close to $1.
July 26, 2026 | By
Joel O'Leary
How to Earn $200 Cash Back on Your Back-to-School Shopping
A new rewards card's welcome offer can turn back-to-school spending you'd do anyway into $200 cash back, as long as you pay the balance in full.
July 26, 2026 | By
Joel O'Leary
Unlock 4.10% APY for 6 Months: Best Bank Account Bonuses This Week, July 26, 2026
One of our favorite high-yield savings accounts out there is offering a boosted 4.10% APY for six months. Here's how to get it, plus some other great options.
July 26, 2026 | By
Ryan Wilcox
Longest 0% Intro APR Credit Cards This Week, July 26, 2026: Up to 21 Months to Pay Off Debt, Not Interest
Get up to 21 months of 0% intro APR with this week's longest offers. Finally pay off debt instead of interest -- with the breathing room you deserve.
July 25, 2026 | By
Joel O'Leary
3 High-Yield Savings Accounts With Zero Monthly Fees in July 2026
Compare three high-yield savings accounts that charge no monthly fee, with rates from 3.00% to 4.00% APY and no balance minimums to earn them.
July 25, 2026 | By
Ryan Wilcox
Citi® Diamond Preferred® Card vs. Wells Fargo Reflect: The Better Balance Transfer Card Right Now
The Citi Diamond Preferred and Wells Fargo Reflect both offer the same length intro APR on balance transfers. Here's which one saves you more.
July 25, 2026 | By
Ryan Wilcox
Our 3 Favorite Balance Transfer Cards if You Also Want to Earn Rewards
Paying off debt shouldn't mean giving up rewards. These three balance transfer cards let you earn cash back during and after your 0% intro APR window.
July 25, 2026 | By
Ryan Wilcox
Last Chance: Chase Sapphire Preferred's 100,000-Point Bonus Ends July 30th at 3 p.m. EST
Chase Sapphire Preferred's limited-time boosted welcome bonus ends July 30th at 3 p.m. EST. See how much it's worth, who qualifies, and why now's the time to apply.
July 25, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 25, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 25, 2026 | By
Joel O'Leary
Chase Sapphire Preferred's Best-Ever Offer, Ending Soon: Best Credit Card Bonuses This Week, July 25, 2026
The Chase Sapphire Preferred is still offering its biggest welcome bonus of all time -- but it won't last much longer. Here's what to know.
July 24, 2026 | By
Joel O'Leary
BankAmericard vs. Citi Diamond Preferred: Which 21-Month Intro APR Card Wins in July 2026?
How the BankAmericard and Citi Diamond Preferred compare on transfer fees, intro APR length, and which fits paying off debt vs. financing purchases.
July 24, 2026 | By
Joel O'Leary
Can Your Bank Actually Refuse to Let You Withdraw Your Own Money?
Banks delay or freeze withdrawals to clear checks, flag fraud, or honor court orders. The money stays yours, and most holds lift within days.
July 24, 2026 | By
Ryan Wilcox
My 3 Favorite 0% Intro APR Cards for July 2026: Pay No Interest for up to 21 Months
Looking to save on interest for almost two whole years? Compare my three favorite 0% intro APR cards available now and find the one for you today.
July 24, 2026 | By
Joel O'Leary
HYSA vs. CD in July 2026: Which One Pays More Right Now?
High-yield savings accounts and CDs pay nearly the same rates in mid-2026, so the better choice comes down to flexibility and where rates head next.
July 24, 2026 | By
Joel O'Leary
What the Chase 5/24 Rule Means and How It Affects Your Next Card Application
The Chase 5/24 rule blocks most new Chase card approvals when you've opened five or more cards in the past 24 months, no matter which bank issued them.
July 24, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 24, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as additional Fed decisions come out later this year.
July 23, 2026 | By
Joel O'Leary
Using a Debit Card in These 3 Places Could Be a Big Mistake
Booking travel, making big purchases, and using unknown card readers each expose debit card users to risks a credit card helps avoid.
July 23, 2026 | By
Ryan Wilcox
Here's How Much $50,000 Would Earn in a High-Yield Savings Account vs. a CD Right Now
$50,000 in an HYSA vs. a 1-year CD: We ran the numbers on both to see which one earns more right now. Here's what to know.
July 23, 2026 | By
Joel O'Leary
The Balance Transfer Card That's Right for You Depends on One Thing: Your Debt Amount
A longer 0% intro APR period lowers the monthly payment needed on the same balance. Your debt amount decides how many months you should look for.
July 23, 2026 | By
Joel O'Leary
Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: July 2026
A look at high-yield savings accounts for a $10,000 balance, including who each one fits and what to weigh before you open.
July 23, 2026 | By
Joel O'Leary
Where to Buy Jersey Mike's IPO: 3 Best Brokers for JMKE Access
Jersey Mike's goes public July 30 on the NYSE under ticker JMKE. Here are three brokers where retail investors can register interest first.
July 23, 2026 | By
Joel O'Leary
The 3 Best Credit Cards to Pair With the Amex Platinum in July 2026
The Amex Platinum earns very little on everyday spending. But carrying the right second card can close that gap on groceries, gas, and dining.
July 23, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 23, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
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