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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

A bank structure set on a cream structure with small red flags in the background.
Jan. 23, 2026 | By Joel O'Leary

Here's What Happens When Your Bank Flags a 'Suspicious' Deposit

If your bank flags a deposit as suspicious, here's what to expect and how to make sure your funds don't get stuck or delayed.
Professional wearing suit in back seat of a vehicle using his cell phone and taking notes.
Jan. 23, 2026 | By Joel O'Leary

3 Unique Perks of the Chase Ink Business Cash® Card

Earn a big cash back welcome offer, get 0% intro APR, and 5% back on Lyft rides through late 2027 with this top small business card.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Jan. 23, 2026 | By Joel O'Leary

The Most Overlooked Credit Card Benefit for 2026

Use 0% intro APR cards to pay off debt or finance big purchases interest-free. Learn how this overlooked perk can save you money in 2026.
Woman in robe drinking coffee on balcony at tropical location.
Jan. 23, 2026 | By Joel O'Leary

This Huge Amex Platinum Welcome Bonus Offer Could Pay for Your Next Vacation

You could cover flights, hotels, or even both with the current Amex Platinum welcome offer. Here's how it works and how to check your eligibility.
Business people triumphantly running through red ribbon.
Jan. 23, 2026 | By Jake FitzGerald

Here's What Happens When Your Credit Score Reaches 850

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.
Close-up on stacks of coins sitting next to a clock
Jan. 23, 2026 | By James McClenathen

Best CD Rates Today, Jan. 23, 2026: Top APYs Keep Shrinking -- Don't Wait

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Couple standing behind red umbrella looking out at Eiffel Tower.
Jan. 23, 2026 | By Ryan Wilcox

A Welcome Bonus to Pay for Your Next Getaway: The Best Luxury Credit Cards This Week, Jan. 23, 2026

Top-tier credit cards deliver premium perks, elevated rewards, and high-end benefits. See this week's best luxury cards and choose one that suits your lifestyle.
woman smiling and holding a large pile of cash
Jan. 23, 2026 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Jan. 23, 2026 -- Still up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
A woman using a laptop and holding a credit card.
Jan. 23, 2026 | By Ryan Wilcox

Earn Hundreds in Rewards Year After Year: The Best No-Annual-Fee Cards This Week, Jan. 23, 2026

No-annual-fee credit cards let you earn valuable rewards without paying extra. Check out our top picks available now and find the right card for you.
Person hiding cash under mattress.
Jan. 22, 2026 | By Joel O'Leary

3 Places You Should Never Keep Your Emergency Savings Fund

Your emergency fund deserves better than low returns. Discover three risky spots -- including checking accounts -- where parking this money can cost you.
Woman signing for packages with a delivery person.
Jan. 22, 2026 | By Joel O'Leary

Here's What Happens When You Get Approved for the Prime Visa

Get a $150 Amazon gift card instantly and earn 5% back with the Prime Visa, exclusively for Prime members. See how the rewards work.
Man with glasses using laptop looks away appearing to be in thought.
Jan. 22, 2026 | By James McClenathen

$50K in the Bank? Here's When It's Too Much -- and What to Do Instead

Keeping too much money in savings means missing out on investment gains. Here's what to do if you have more cash than you really need.
Hands use electronics with AI and related data symbols projected above the keyboard.
Jan. 22, 2026 | By James McClenathen

These AI Wealth Tools Are Replacing Spreadsheets for Families With $2M+ to Invest

If your finances are getting too complex to manage on your own, these services can help. Here's how they simplify budgeting, investing, taxes, and more.
A young woman makes an online purchase while sitting outside.
Jan. 22, 2026 | By James McClenathen

This Bank of America Card Offers 6% Cash Back and a $200 Bonus

With no annual fee and high cash back rates, the Bank of America Customized Cash Rewards card deserves a close look. See if you should apply today.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Jan. 22, 2026 | By James McClenathen

Best CD Rates Today, Jan. 22, 2026: Fewer 4.00%+ Options Left -- Act Fast

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
A cashier at a cafe running a credit card.
Jan. 22, 2026 | By Ryan Wilcox

Rack Up 2% on Every Purchase: The Best Wells Fargo Cards This Week, Jan. 22, 2026

My personal favorite Wells Fargo card earns you 2% on everything you buy. Learn if it's right for you, plus my other favorite Wells Fargo cards available now.
young woman holding piggy bank
Jan. 22, 2026 | By Jake FitzGerald

Today’s Best High-Yield Savings Rates, Jan. 22, 2026 -- Earn up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Young woman holding a fan of hundred-dollar bills in front of her face.
Jan. 22, 2026 | By Ryan Wilcox

Earn an Easy $200: The Best Chase Cards This Week, Jan. 22, 2026

Want to earn an easy couple hundred dollars in cash back? See our list of the top Chase credit cards available now to see how you can qualify.
Person upset or confused over what she sees on her laptop screen.
Jan. 21, 2026 | By Joel O'Leary

Here's What Really Happens When You Miss One Credit Card Payment in 2026

Missed a credit card payment in 2026? Here's what happens next with late fees, interest, credit score timing, and the fastest way to fix it.
A young woman sits and makes an online purchase, which she pays for with her credit card.
Jan. 21, 2026 | By James McClenathen

How to Get an Easy $200 Bonus Plus 2% Cash Rewards on Everything You Buy

The Wells Fargo Active Cash card might be the best all-purpose credit card there is. Here are some good reasons to apply today.
Couple using laptop and calculator together smiling.
Jan. 21, 2026 | By Joel O'Leary

Here's What Happens When You Move All Your Savings to an HYSA

Move your money to a high-yield savings account and earn more interest, skip the fees, and build better saving habits. See the top HYSA picks now.
Motley Fool Money
Jan. 21, 2026 | By Joel O'Leary

The 3 Powerful 0% Intro APR Credit Cards People Rush to Open Every January

Wipe out credit card debt faster with a 0% intro APR offer. Compare the best cards for balance transfers, big purchases, and everyday rewards.
Man looks thoughtful while holding credit card and using laptop.
Jan. 21, 2026 | By Joel O'Leary

Read This Before Swiping Your Credit Card for Any Big January Purchases

Opening a new credit card in January could save you hundreds. Here's how to use your purchases to earn rewards or avoid interest in 2026.
Woman holding credit card and shopping on a laptop.
Jan. 21, 2026 | By Ryan Wilcox

Unlock Great Under-the-Radar Perks: The Best Bank of America Cards This Week, Jan. 21, 2026

Looking for great credit card rewards at a reasonable cost? Bank of America has you covered. Here are all favorite cards from the issuer available now.
An hourglass being held in a hand outdoors.
Jan. 21, 2026 | By James McClenathen

Best CD Rates Today, Jan. 21, 2026: Only a Few Top APYs Still Standing

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.