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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Sept. 27, 2026 | By Joel O'Leary

Here's What Happens When You Cash Out a CD Early

Withdrawing money from a certificate of deposit before it matures usually triggers a penalty that can eat into your interest and even your original deposit.
Sept. 27, 2026 | By Joel O'Leary

3 Things People With Perfect Credit Scores Never Do

Pay on time, keep balances low, and don't run too thin on cards -- the highest credit scores come down to habits anyone can copy.
Sept. 27, 2026 | By Joel O'Leary

Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money in September 2026

Before you lock savings in a CD, it's worth knowing when a flexible savings account earns more and still lets you withdraw anytime.
Sept. 27, 2026 | By Ryan Wilcox

Earn 3% Back on Your Biggest Expenses: The Best Business Credit Cards This Week, Sept. 27, 2026

Ready to earn 3% back in your choice spending category? Here's the business credit card to apply for now, plus four other great picks.
Sept. 27, 2026 | By Ryan Wilcox

Earn up to $400 Cash and a 6-Month APY Boost: Best Bank Account Bonuses This Week, Sept. 27, 2026

My favorite high-yield savings account is offering $50 or $400 in bonus cash and a boosted APY for up to six months. Here's how you can get it.
Sept. 27, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, Sept. 27, 2026: Nearly 2 Years to Pay Down Debt Interest-Free

This week's longest 0% intro APR cards offer 21 months interest-free. Stop wasting money on interest -- finally get ahead on your debt.
Sept. 26, 2026 | By Joel O'Leary

Don't Keep Cash at Home. Here Are 3 Easy Places to Put It Instead

Money sitting in cash slowly loses value to inflation. Learn safe, flexible ways to earn interest on savings while keeping funds protected and easy to reach.
Sept. 26, 2026 | By Ryan Wilcox

The Amex Platinum's Bonus Offer Can Be Worth Twice the Annual Fee. See if You Qualify for It Now

The Amex Platinum has a hefty annual fee -- but its welcome bonus offer can singlehandedly cover it twice over. Here's what to know.
Sept. 26, 2026 | By Joel O'Leary

Here's How Much Your Savings Can Earn at 4.20% APY in 2026

See how much a high-yield savings account can earn on your cash, why rates are rising again, and where to find a top one.
Sept. 26, 2026 | By Joel O'Leary

CDs Are Paying 4%. Here's the One Scenario Where They Actually Make Sense

A CD isn't right for most savers. But for money you'll need on a set date, locking it up can beat keeping it liquid. Here's how to tell.
Sept. 26, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Sept. 26, 2026

Top high-yield savings accounts are still paying up to 4.50% after the Fed rate hike earlier this month. Start earning more on your savings balance today.
Sept. 26, 2026 | By Ryan Wilcox

Save $750+ on Your Next Trip: Best Credit Card Bonuses This Week, Sept. 26, 2026

Want a great welcome bonus on a top travel card with just a $95 annual fee? Here's where to apply now, plus a few other great options.
Sept. 25, 2026 | By Joel O'Leary

Here's What Happens When You Leave $10,000 in a Checking Account

Idle cash in everyday checking earns almost nothing, while a high-yield savings account can grow the same balance with no extra effort.
Sept. 25, 2026 | By Joel O'Leary

2 Reasons You Should Be Unhappy About CD Rates Above 4%

Locking in a CD guarantees your yield, but with inflation still high, that fixed return may not stretch as far as it seems.
Sept. 25, 2026 | By Joel O'Leary

Happen Bank Now Pays 4.20% APY on Savings -- 11X the National Average

Happen Bank's LevelUp Savings account has increased its APY to a level far above the average bank, though the top rate requires a $250 monthly deposit.
Sept. 25, 2026 | By Joel O'Leary

These 0% Intro APR Cards Have No Balance Transfer Fees. Are They Worth It?

Credit cards with no balance transfer fees usually have a catch, which can make them not worth it. The real benefit comes from interest saved, not the fee.
Sept. 25, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 25, 2026

The Fed held rates steady five times to start 2026, followed most recently by a rate hike. Find out where top high-yield savings accounts stand now.
Sept. 24, 2026 | By Ryan Wilcox

Chase Freedom Flex vs. Bank of America® Customized Cash Rewards credit card: Which Cash Back Card Is Right for You?

Rotating 5% cash back categories or a choice 6% category for a year? Here's how to decide between the Chase Freedom Flex and Bank of America Customized Cash Rewards.
Sept. 24, 2026 | By Joel O'Leary

The 3 Best Savings Accounts for Your Grandma

Many retirees keep large cash balances, with low-rate traditional banks. Here are some simple ways to move that money into a trusted, higher-earning account.
Sept. 24, 2026 | By Joel O'Leary

Get a $500 Bonus and 3% Cash Back With This Bank of America Business Card

This $0 annual fee small business card pays extra cash back in the category where you already spend the most.
Sept. 24, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 24, 2026: Earn up to 4.50% APY

The Fed officially announced a rate hike last week. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch upward as a result.
Sept. 23, 2026 | By Ryan Wilcox

Should You Get a Balance Transfer Card? The One Question to Ask Yourself

Is a balance transfer card right for you? Here's what to know -- and my two favorite options once you decide.
Sept. 23, 2026 | By Joel O'Leary

Here's What Happens When the APY Changes on Your Savings Account

A shifting savings rate can mean more interest or less. Here's what actually changes, what stays safe, and how to keep earning a top rate.
Sept. 23, 2026 | By Ryan Wilcox

Limited-Time Offer: Earn an Easy $250 Bonus With This No-Annual-Fee Chase Card

This Chase card is offering a limited-time bonus for no annual fee. See how the card's welcome offer and rotating 5% categories stack up today.
Sept. 23, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 23, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced last week, we'll likely see banks raise top APYs.