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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Dec. 10, 2025 | By Joel O'Leary

Here's What Happens When You Have More Than $250,000 in Savings

Here's how FDIC insurance works, what's actually protected, and why holding over $250,000 in cash can hold you back long term.
Dec. 10, 2025 | By Ryan Wilcox

How to Get an Easy $200 Bonus Plus 2% Cash Rewards on Everything You Buy

This Wells Fargo card comes with unlimited 2% cash rewards and an easy-to-earn welcome bonus. Here's why it's my favorite credit card available now.
Dec. 10, 2025 | By Joel O'Leary

I Missed the Last Venture X Offer -- and I'm Not Making That $1,000 Mistake Again

This rare Capital One welcome offer is back, worth $1,000 or more in travel value. Here's why I'm jumping on it and why you might consider it too.
Dec. 10, 2025 | By Joel O'Leary

3 Steps to Grow Your Savings by $10,000 in 2026

Hit your 2026 savings goals by opening a dedicated savings account, automating deposits, and reducing one major expense.
Dec. 10, 2025 | By Ryan Wilcox

The Wells Fargo Reflect Card Is Our Top Pick for Avoiding Interest Payments in 2026

The Wells Fargo Reflect comes with almost two years of 0% intro APR for no annual fee. Learn why it's our favorite balance transfer card out there.
Dec. 10, 2025 | By Joel O'Leary

3 Savings Accounts Crushing Chase on Interest Rates

Chase pays just 0.01% on savings -- these three high-yield accounts offer top-tier APYs and are easy to open alongside your current bank.
Dec. 10, 2025 | By James McClenathen

Act Fast: There's Still Time to Claim a $250 Amazon Gift Card

Amazon Prime members can get a $250 Amazon gift card instantly when they're approved for the Prime Visa card. Here's how to claim this offer before it ends.
Dec. 10, 2025 | By Ryan Wilcox

Capital One Just Boosted the Venture X Welcome Offer to 100,000 Miles

The Capital One Venture X just boosted its welcome offer, and it's now one of the most enticing bonuses around. Here's what to know.
Dec. 10, 2025 | By James McClenathen

Best CD Rates Today, Dec. 10, 2025: Fed Rate Cut Announcement Expected Today -- Don't Miss Out on up to 4.27% APY

Today's top CDs pay up to 4.27% APY. With another Fed rate cut expected today, it's a great time to lock in a solid return before rates slide.
Dec. 10, 2025 | By Joel O'Leary

Here's What Happens When You Pay for Everything in Cash

Paying only in cash can change how you spend, save, and even think about money. Here's both the real-world upside and some sneaky downsides.
Dec. 10, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are Today's Best High-Yield Savings Account Rates -- Dec. 10, 2025

High-yield savings accounts are paying up to 5.00% APY today on the cusp of another Fed rate cut -- compare the top rates still available now.
Dec. 9, 2025 | By Ryan Wilcox

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000

High-yield savings accounts are one of the best places to put your cash in 2026. Here are a few of my favorite no-fee, high-APY options available now.
Dec. 9, 2025 | By James McClenathen

Amex Gold vs. Platinum: Which Is Better in 2026?

The Amex Platinum card offers more value overall, but the Amex Gold may still be the better choice for some. Here's everything you need to know.
Dec. 9, 2025 | By Joel O'Leary

If a Recession Hits in 2026, How Much Cash Should You Have on Hand?

If you're worried about a 2026 recession, start saving up three to six months' worth of living expenses in a high-yield savings account. Here's how to prepare.
Dec. 9, 2025 | By Jake FitzGerald

What's the Best Cash Back Credit Card Now? My Pick for December 2025

The best cash back card this month delivers 6% in the category you choose, no annual fee, and strong first-year value.
Dec. 9, 2025 | By Joel O'Leary

3 Little-Known Drawbacks of CDs

CDs can have weaker long-term returns, taxes on interest, and rates that aren't always as "locked in" as they look. Here's how to navigate these challenges.
Dec. 9, 2025 | By Joel O'Leary

This 0% Intro APR Card Can Give You Real Breathing Room in 2026

Get nearly two years of interest-free breathing room with the Wells Fargo Reflect Card's generous intro APR offer.
Dec. 9, 2025 | By James McClenathen

Best CD Rates Today, Dec. 9, 2025: Grab a Top APY up to 4.27% Before Another Fed Rate Cut

Today's best CDs pay up to 4.27% APY. With another Fed rate cut likely incoming, it's smart to lock in a solid return before yields move lower.
Dec. 9, 2025 | By Jake FitzGerald

Amazon Just Extended Its $250 Prime Visa Bonus and It's Still One of the Easiest Deals Around

Amazon extended its $250 Prime Visa gift card bonus for Prime members, and it still triggers instantly at approval with no spending requirement.
Dec. 9, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Dec. 9, 2025 -- Earn up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
Dec. 9, 2025 | By Ryan Wilcox

This 100K-Mile Offer Just Changed My 2026 Travel Plans

If you've got a big trip planned for next year, the new welcome offer on the Capital One Venture X can help you get there. Here's how.
Dec. 8, 2025 | By Ryan Wilcox

Act Fast: Venture X's 100K-Mile Bonus Won't Stick Around for Long

The Capital One Venture X has a fantastic new welcome offer, but it won't be around long. Here's what to know before applying today.
Dec. 8, 2025 | By Joel O'Leary

3 Little-Known Perks of Having Multiple Credit Cards

Learn how you can earn more rewards, boost your credit score, and protect yourself if one issuer freezes your account by carrying multiple credit cards.
Dec. 8, 2025 | By Ryan Wilcox

6% Cash Back Offer: This Bank of America Card Is One of the Best Cash Back Cards Now

Want to earn a whopping 6% back in the spending category of your choice? Learn how you can with the Bank of America® Customized Cash Rewards.
Dec. 8, 2025 | By Jake FitzGerald

Save at the Supermarket: The Best Grocery Credit Cards Available This Week, Dec. 8, 2025

Want to cut down on grocery expenses this holiday season? Learn how you can today with one of these top grocery credit cards.