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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Aug. 25, 2026 | By Ryan Wilcox

I Compared Every 21-Month 0% Intro APR Card. Here's the One I'd Actually Use

Looking for the best 0% intro APR card out there? Here's my pick, plus a great alternative available now.
Aug. 25, 2026 | By Joel O'Leary

Why I'm Not Opening Any CDs in 2026 -- Even Though Rates Are up to 4.15%

A top CD barely out-earns a good high-yield savings account right now, so I'd rather keep my cash flexible and liquid.
Aug. 25, 2026 | By Joel O'Leary

Hands Down the Simplest Cash Back Card I Recommend: Wells Fargo Active Cash® Card

I gave up chasing bonus categories a few years ago. Here's why 2% flat rate cash rewards on purchases quietly won me over -- and the card I recommend most.
Aug. 25, 2026 | By Joel O'Leary

The Chase Sapphire Preferred Bonus Is Worth up to $1,125 Toward Travel. Here's How to Get It

This travel card can pay for itself with one annual credit. Here's how I'd earn the welcome offer and turn points into real trips.
Aug. 25, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Aug. 25, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
Aug. 24, 2026 | By Joel O'Leary

Why Your Checking Account Should Contain as Little Money as Possible

I keep almost nothing in my checking account on purpose. Here's how much cash to actually leave there, and where to move the rest so it finally earns.
Aug. 24, 2026 | By Joel O'Leary

Do Travel Credit Card Welcome Bonuses Actually Cover the Cost of a Flight?

A new travel card can earn enough to fly for free, or barely dent the fare. Here's how I spot the difference before applying.
Aug. 24, 2026 | By Joel O'Leary

The 3 Chase Sapphire Preferred Perks Most Cardholders Never Use

Most people carry the Chase Sapphire Preferred for travel, but three of its most useful benefits show up in everyday spending at home.
Aug. 24, 2026 | By Joel O'Leary

What 21 Months of 0% APR Is Actually Worth in Real Dollars

Credit card rates keep climbing, and carrying a balance costs more every month. I break down what hitting pause on interest is actually worth right now.
Aug. 24, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 24, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Aug. 24, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Aug. 24, 2026: Up to 21 Months to Make Every Payment Count

Make payments count for up to 21 months. These balance transfer cards come with 0% intro APR, no annual fees, and time to finally gain control of debt.
Aug. 23, 2026 | By Joel O'Leary

Activate This Chase Sapphire Preferred Perk Before Dec. 31 for a Free Year of Apple TV

The Chase Sapphire Preferred now includes a complimentary Apple TV subscription. Here's how the benefit works for new and current cardholders.
Aug. 23, 2026 | By Joel O'Leary

Here's What Happens When You Move $15,000 in Debt to a 0% Intro APR Card

The interest on a large balance can top $6,000 before it's paid off. Pausing it with a 0% intro period changes the math in a big way.
Aug. 23, 2026 | By Joel O'Leary

Our 3 Favorite Balance Transfer Cards Offering up to 21 Months of 0% Intro APR Right Now: August 2026

A long interest-free window can save you four figures on a balance transfer. Here's how our top picks compare and which fits your payoff plan.
Aug. 23, 2026 | By Joel O'Leary

Can You Transfer a Balance More Than Once? Here's What Happens When You Try.

A second balance transfer can buy more time on high-interest debt, but stacking fees and credit checks can cancel out the savings.
Aug. 23, 2026 | By Ryan Wilcox

Get up to $400 Bonus Cash Plus an APY Boost: Best Bank Account Bonuses This Week, Aug. 23, 2026

My favorite high-yield savings account is offering $50 or $400 in bonus cash and a boosted APY for up to six months. Here's how you can get it.
Aug. 23, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, Aug. 23, 2026: Stop Drowning -- Get up to 21 Months Interest-Free

Up to 21 months of 0% intro APR is available with this week's longest offers. Put your money toward debt, not interest -- finally get ahead.
Aug. 22, 2026 | By Joel O'Leary

Is a Roth IRA or Traditional IRA Better for You in 2026? Here's How to Decide

The choice really hinges on whether your tax rate will be higher now or in retirement, plus your age, income, and how each account is taxed.
Aug. 22, 2026 | By Joel O'Leary

HYSA vs. CD in August 2026: Which One Pays More Right Now?

Top savings accounts and CDs pay nearly the same today, so the real choice comes down to access, flexibility, and how long you can lock up cash.
Aug. 22, 2026 | By Ryan Wilcox

Should You Wait for a Better Amex Platinum Welcome Bonus Offer? Here's My Honest Answer

Wondering if you should wait for a bigger Amex Platinum welcome bonus? Here's what I recommend, and how to find out your offer before even landing the card.
Aug. 22, 2026 | By Ryan Wilcox

Paid Off a Card With a Balance Transfer? Don't Close It -- Here's Why

Paid off a card with a balance transfer? Closing it can hurt your credit score. Here's why to keep your card open -- and what to do next.
Aug. 22, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Aug. 22, 2026: Up to 4.50% APY Still on Offer

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
Aug. 22, 2026 | By Ryan Wilcox

Earn $750+ in Chase Travel: Best Credit Card Bonuses This Week, Aug. 22, 2026

This updated Chase card is offering one of the more valuable welcome bonuses out there, plus new and refreshed perks. Here's what to know.
Aug. 21, 2026 | By Joel O'Leary

The 4 Best High-Yield Savings Accounts for Kids in August 2026

The highest-yield savings accounts for a kid in 2026, plus when chasing a top APY is worth it for a child and when it isn't.
Aug. 21, 2026 | By Joel O'Leary

Citi® Diamond Preferred® Card vs. Citi Simplicity® Card: Which Citi Balance Transfer Card Is Better?

It comes down to payoff speed versus a built-in safety net. Here's a clear, no-jargon way to pick the card that matches how you'll pay off debt.