Motley Fool Money Articles
Learn more about applying the principles of money management to help stay in control of your finances.
Recent Articles
July 24, 2026 | By
Joel O'Leary
Can Your Bank Actually Refuse to Let You Withdraw Your Own Money?
Banks delay or freeze withdrawals to clear checks, flag fraud, or honor court orders. The money stays yours, and most holds lift within days.
July 24, 2026 | By
Ryan Wilcox
My 3 Favorite 0% Intro APR Cards for July 2026: Pay No Interest for up to 21 Months
Looking to save on interest for almost two whole years? Compare my three favorite 0% intro APR cards available now and find the one for you today.
July 24, 2026 | By
Joel O'Leary
HYSA vs. CD in July 2026: Which One Pays More Right Now?
High-yield savings accounts and CDs pay nearly the same rates in mid-2026, so the better choice comes down to flexibility and where rates head next.
July 24, 2026 | By
Joel O'Leary
What the Chase 5/24 Rule Means and How It Affects Your Next Card Application
The Chase 5/24 rule blocks most new Chase card approvals when you've opened five or more cards in the past 24 months, no matter which bank issued them.
July 24, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 24, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as additional Fed decisions come out later this year.
July 23, 2026 | By
Joel O'Leary
Using a Debit Card in These 3 Places Could Be a Big Mistake
Booking travel, making big purchases, and using unknown card readers each expose debit card users to risks a credit card helps avoid.
July 23, 2026 | By
Ryan Wilcox
Here's How Much $50,000 Would Earn in a High-Yield Savings Account vs. a CD Right Now
$50,000 in an HYSA vs. a 1-year CD: We ran the numbers on both to see which one earns more right now. Here's what to know.
July 23, 2026 | By
Joel O'Leary
The Balance Transfer Card That's Right for You Depends on One Thing: Your Debt Amount
A longer 0% intro APR period lowers the monthly payment needed on the same balance. Your debt amount decides how many months you should look for.
July 23, 2026 | By
Joel O'Leary
Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: July 2026
A look at high-yield savings accounts for a $10,000 balance, including who each one fits and what to weigh before you open.
July 23, 2026 | By
Joel O'Leary
Where to Buy Jersey Mike's IPO: 3 Best Brokers for JMKE Access
Jersey Mike's goes public July 30 on the NYSE under ticker JMKE. Here are three brokers where retail investors can register interest first.
July 23, 2026 | By
Joel O'Leary
The 3 Best Credit Cards to Pair With the Amex Platinum in July 2026
The Amex Platinum earns very little on everyday spending. But carrying the right second card can close that gap on groceries, gas, and dining.
July 23, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 23, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 22, 2026 | By
Joel O'Leary
The 3 Little-Known Perks of the Chase Sapphire Preferred Most Cardholders Never Use -- July 2026
The Chase Sapphire Preferred is known for travel rewards, but three underused perks quietly add hundreds in value each year.
July 22, 2026 | By
Joel O'Leary
What Happens if You Miss One Payment on a Balance Transfer Card?
A late payment on a balance transfer card can end your 0% intro APR, trigger a penalty rate, and hit your credit score once it's 30 days past due.
July 22, 2026 | By
Joel O'Leary
The Best Cash Back Card That Also Gives You 0% Intro APR -- and Why Most People Don't Know About It
The Bank of America Customized Cash Rewards is a no-annual-fee card that earns cash back and offers a stretch of interest-free spending.
July 22, 2026 | By
Joel O'Leary
How to Build a CD Ladder With $10,000 (and What You'd Earn Each Month)
Building a CD ladder means choosing terms, comparing rates, and planning each maturity. Here is a simple way to do it with $10,000.
July 22, 2026 | By
Joel O'Leary
My Top 3 Balance Transfer Cards for People With Good Credit: July 2026
A 0% intro APR can pause interest while you pay down a balance. Here's how this month's top balance transfer cards compare on time, fees, and rewards.
July 22, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 22, 2026: Up to 4.50% APY Still on Offer
The July Fed meeting will arrive next week. But for now, top HYSAs continue to offer up to 4.50% APY. Find out more.
July 21, 2026 | By
Ryan Wilcox
The Best Flat-Rate Cash Back Card for July 2026
A 2% flat rate, a solid welcome bonus, and $0 annual fee -- here's why this Wells Fargo card is one of our favorite credit cards available now.
July 21, 2026 | By
Joel O'Leary
Nearly Half of Americans Make This Expensive Money Mistake Every Month
A low-interest savings account can cost you hundreds a year in interest you'll never notice missing. Here's how the loss adds up and how to fix it.
July 21, 2026 | By
Joel O'Leary
4 Reasons to Get Your Credit Score Above 800
An 800 credit score does more than look good. It cuts borrowing costs across loans and insurance, and gives your score room to breathe.
July 21, 2026 | By
Ryan Wilcox
My 3 Favorite Business Cards for Your Side Hustle, Ranked
No LLC? No problem. Here are my three favorite business cards for side hustlers and gig workers available now.
July 21, 2026 | By
Joel O'Leary
3 Situations Where a High-Yield Savings Account is a Bad Idea
Credit card debt, long-term investing, and frequent transfers are three cases where a high-yield savings account is the wrong place for your money.
July 21, 2026 | By
Joel O'Leary
What Credit Score Do You Need for the Chase Sapphire Preferred?
A good-to-excellent credit score helps you qualify for the Chase Sapphire Preferred, but income, credit history, and recent applications all factor in too.
July 21, 2026 | By
Joel O'Leary
3 Best Brokers for Investing in the S&P 500
Fidelity, Charles Schwab, and SoFi® lead the pack for S&P 500 investors, with low fees, no commissions, and easy index fund access.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
Terms may apply to offers listed on this page.
The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.