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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Jan. 26, 2026 | By Jake FitzGerald

What Happens When You Deposit $10,000 or More Into Your Bank Account? Here's the Truth in 2026

Learn the 2026 rules for $10,000 deposits. Understand CTR reporting and how AI monitoring affects your cash transactions.
Jan. 26, 2026 | By Joel O'Leary

Here's What Happens When You Pay Off Your Credit Cards With a Loan

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you handle it the right way.
Jan. 26, 2026 | By Jake FitzGerald

How High Could CD Rates Go in 2026?

Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.
Jan. 26, 2026 | By Joel O'Leary

Here's What Happens When You Only Have One Credit Card

Using a single credit card keeps things simple, but it can also limit your rewards, credit score growth, and financial flexibility.
Jan. 26, 2026 | By Ryan Wilcox

Why $50K in Savings Is Probably Too Much

Once you've built up a solid emergency fund, a standard savings account is one of the worst places to put excess cash. Here's where to move it instead.
Jan. 26, 2026 | By Joel O'Leary

Earn Hundreds a Year on Business Trips: The Best Business Credit Cards This Week, Jan. 26, 2026

If you want an easy way to save on work expenses of all kinds, a great business credit card is worth a look. Here are our favorites available now.
Jan. 26, 2026 | By James McClenathen

Best CD Rates Today, Jan. 26, 2026: Don't Miss Out on These Last Remaining Top APYs

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Jan. 26, 2026 | By Jake FitzGerald

Save at the Supermarket This Year: The Best Grocery Credit Cards This Week, Jan. 26, 2026

Want to save on everyday essentials this year? Here are all our favorite grocery credit cards available now that can help you do it.
Jan. 26, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Rates, Jan. 26, 2026 -- Up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Jan. 26, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Jan. 26, 2026: Get Rid of Holiday Debt for Good

Looking to pay off debt? This week's best balance transfer cards give you long 0% intro APR periods and no annual fees -- compare top choices and save now.
Jan. 25, 2026 | By Joel O'Leary

These 3 Banks Pay the Highest Rates We've Seen in 2026

Earn a top-tier APY and skip the monthly fees with these top-rated bank accounts. Discover the best savings and checking bundles for your goals in 2026.
Jan. 25, 2026 | By Joel O'Leary

3 Unique Perks of the Amex Business Platinum Card

Earn 2X points on big purchases, up to $360 back with Indeed, and a 35% airline bonus with the Amex Business Platinum. See how the perks stack up.
Jan. 25, 2026 | By Joel O'Leary

Why I'm Not Opening Any CDs in 2026 -- Even With Rates Near 4%

Top CD rates are still hovering near 4%, offering a solid guaranteed rate on your cash for months or years. Find out why I'm staying away regardless.
Jan. 25, 2026 | By James McClenathen

Earn Hundreds in Points and Miles: The Best Travel Cards This Week, Jan. 25, 2026

Want to save big travel this year? Here are the best cards to apply for now that can help you save a bundle.
Jan. 25, 2026 | By Joel O'Leary

Up to $400 Plus Higher APYs: Best Bank Account Bonuses This Week, Jan. 25, 2026

Some banks will pay you up to $400 just for opening a new account and completing some simple requirements. See our top picks for bank account bonuses today.
Jan. 25, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, Jan. 25, 2026: Make Interest Disappear This Year

Get up to 24 months interest-free with this week's top 0% intro APR cards -- ideal for big buys or knocking out debt with no extra interest.
Jan. 24, 2026 | By Jake FitzGerald

Why a 1-Year CD Might Be the Smartest Choice in 2026

In 2026, a 1-year CD can offer a rare mix of safety, flexibility, and strong yield without locking you in for the long haul.
Jan. 24, 2026 | By Jake FitzGerald

How the Amex Platinum Card Could Save You Over $3,000 on Travel in a Year

See how the Amex Platinum Card can deliver over $3,000 in travel value from its bonus, hotel credits, lounges, and perks.
Jan. 24, 2026 | By Joel O'Leary

Here's What Happens if Your Savings Account Balance Is Over $250,000

If your savings balance tops $250,000, some of your money may not be protected. Here's how FDIC limits work, and what to do next.
Jan. 24, 2026 | By Joel O'Leary

The Amex Business Platinum Could Earn You $3,000+ in 2026

See how the Amex Business Platinum can earn you over $3K in value through rewards, credits, and travel perks.
Jan. 24, 2026 | By Joel O'Leary

Here's What Happens When You Cash Out a CD Before It Matures

Thinking of pulling money early from a CD? Here's what to expect when it comes to the penalty and smarter ways to stay flexible.
Jan. 24, 2026 | By Joel O'Leary

$250 Travel Credit + Earn 75,000 Miles: New Limited-Time Offer on Capital One Venture

Get a $250 travel credit and earn 75,000 bonus miles with this limited-time Capital One Venture card offer. Learn how to qualify and maximize the deal.
Jan. 24, 2026 | By James McClenathen

Best CD Rates Today, Jan. 24, 2026: Lock In up to 4.27% While You Can

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
Jan. 24, 2026 | By Joel O'Leary

Land a Massive Bonus With This Travel Card: The Best Credit Card Sign-Up Bonuses This Week, Jan. 24, 2026

A strong welcome bonus can make a card worth applying for. Explore our top credit card bonus offers available now and see which ones stand out.
Jan. 24, 2026 | By Jake FitzGerald

High-Yield Savings Rates Today, Jan. 24, 2026 -- Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.