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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

A cashier at a cafe running a credit card.
Oct. 2, 2026 | By Ryan Wilcox

Ranked: My 3 Favorite Cash Back Cards of October 2026

Want to earn rewards the easy way? Here are my top three cash back credit cards for October 2026, ranked.
Person hiding cash under mattress.
Oct. 2, 2026 | By Ryan Wilcox

How Much Cash Should You Keep at Home?

How much cash should you keep at home? Here's how much is too much -- and how much isn't enough.
Person smiles while holding credit card and looking at cellphone.
Oct. 2, 2026 | By Ryan Wilcox

$200 Cash Bonus and up to 6% Cash Back for a Year: This Bank of America Card Is One of Our Top Picks for 2026

No annual fee, up to 6% cash back your first year, and a solid welcome bonus -- here's why I love this Bank of America card.
A couple withdraws money from an ATM machine.
Oct. 2, 2026 | By Joel O'Leary

3 Reasons the SoFi Checking and Savings Is Hands Down the Best Checking Account

SoFi bundles checking, savings, and investing into one account with no account fees, and it earned our 2026 Best Online Savings Account award.
A piggy bank with folded bills sticking out the top and coins scattered around its feet.
Oct. 2, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Oct. 2, 2026

Top high-yield savings accounts are still paying up to 4.50% after the Fed rate hike last month. Start earning more on your savings balance today.
Person making a mobile check deposit.
Oct. 1, 2026 | By Joel O'Leary

American Express Is One of the Most Trusted Names in Banking -- Here's What That Means for Your Savings in 2026

American Express® High Yield Savings offers world class customer service, daily compounding interest, and convenient digital features. Here's what the means for your savings.
Man appears to be in thought while looking at laptop screen.
Oct. 1, 2026 | By Joel O'Leary

American Express® High Yield Savings vs. Ally vs. Marcus: Which One Is Actually Better for You?

See how these popular high-yield savings accounts compare on rate, features, and overall banking experience. Here's how to pick the right account for you.
Woman using laptop and phone to track her personal finances.
Oct. 1, 2026 | By Joel O'Leary

4 Little-Known Perks of the American Express® High Yield Savings Account Most People Overlook

Earn a competitive APY with no monthly fees, no minimum balance, and 24/7 customer support.
A young adult tracks and trades stocks on a computer.
Oct. 1, 2026 | By Joel O'Leary

The Best Online Brokerages of October 2026: No Account Minimums and $0 Trades

Opening an online brokerage account takes minutes. Compare top brokers on apps, tools, support, and fees to find the right fit for how you invest.
Hand putting quarters into a wooden bank shaped like a pig with stacks of quarters next to it.
Oct. 1, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Offering up to 4.50% APY Today, Oct. 1, 2026

The Fed held rates steady five times to start 2026, followed by a rate hike in September. Find out where top high-yield savings accounts stand now.
Professional man pays for business meal with credit card at a restaurant.
Oct. 1, 2026 | By Joel O'Leary

Get 1.5% Back on All Purchases: The Best Business Credit Cards This Month, October 2026

Want to unlock 1.5% back on all purchases on your business credit card? Here's the pick worth looking at, plus a few other favorites available now.
Vault filled with stacks and rolls of money.
Sept. 30, 2026 | By Ryan Wilcox

Should You Ever Keep More Than $50,000 in Savings?

Is $50,000 in savings too much or not enough? The short answer: It depends. Here's what to know.
A man sitting at a sunny desk and looking up something on a laptop.
Sept. 30, 2026 | By Ryan Wilcox

Why a 4% CD Might Be the Worst Place for Your Cash

A 4% CD rate looks pretty great -- until it doesn't. Here's what to know, and a few other better options available now.
A young couple sadly looking through bills.
Sept. 30, 2026 | By Ryan Wilcox

The Average American Owes This Much in Credit Card Debt

The average American owes thousands in credit card debt -- are you one of them? See how you compare and how another credit card can help pay it off.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Sept. 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 30, 2026: Earn up to 4.50% APY

The Fed officially announced a rate hike earlier this month. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch upward as a result.
Bank customer dealing with cash with teller.
Sept. 29, 2026 | By Ryan Wilcox

Here's What Your Bank Actually Does With Your Money

Ever wonder what happens to your money after you deposit it? Here's how banks actually use your cash to profit.
A person looks concerned at their financial documents and laptop.
Sept. 29, 2026 | By Joel O'Leary

Here's What Happens When You Only Pay the Minimum on a $10,000 Credit Card Balance

Making only minimum payments can stretch a credit card balance past two decades and cost thousands in interest. See the real math and faster ways out.
Woman checking in to hotel.
Sept. 29, 2026 | By Ryan Wilcox

Apply Now to Get 130,000 Points and a Free Night With This Hotel Rewards Card

Want to earn a free Hilton free night and a big pile of bonus points? Here's the card worth looking at, plus another great option available now.
Stack of hundred dollar bills on table
Sept. 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 29, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But after the September Fed rate hike, we'll likely see banks raise top APYs.
A man reading on a tablet with a laptop open on the table.
Sept. 28, 2026 | By Ryan Wilcox

Interest Rates Are Climbing Again. Here's Where to Move Your Cash Now

High-yield savings accounts are looking even better after the Fed's latest hike. See what counts as a good rate, plus what else to do with your cash today.
Man using laptop to view his excellent credit score of 811.
Sept. 28, 2026 | By Joel O'Leary

Here's Why You'll Probably Never Hit a 'Perfect' 850 Credit Score

Reaching the very top of the credit scale takes decades of near-flawless habits, and most people get the same perks without ever getting there.
Piggy bank surround by cash stacks
Sept. 28, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 28, 2026: Up to 4.50% APY Available

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
The word "DEBT" on a chalkboard next to an eraser.
Sept. 28, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Sept. 28, 2026: Up to 21 Months to Wipe Out Debt

Top balance transfer cards this week offer nearly two years interest-free with no annual fees, helping you finally escape the high-interest trap.
Couple appears frustrated while looking at the contents of a laptop screen.
Sept. 27, 2026 | By Joel O'Leary

Here's What Happens When You Cash Out a CD Early

Withdrawing money from a certificate of deposit before it matures usually triggers a penalty that can eat into your interest and even your original deposit.
A couple sitting on the floor of their living room organizing paperwork.
Sept. 27, 2026 | By Joel O'Leary

3 Things People With Perfect Credit Scores Never Do

Pay on time, keep balances low, and don't run too thin on cards -- the highest credit scores come down to habits anyone can copy.