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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Aug. 21, 2026 | By Joel O'Leary

The 4 Best High-Yield Savings Accounts for Kids in August 2026

The highest-yield savings accounts for a kid in 2026, plus when chasing a top APY is worth it for a child and when it isn't.
Aug. 21, 2026 | By Joel O'Leary

Citi® Diamond Preferred® Card vs. Citi Simplicity® Card: Which Citi Balance Transfer Card Is Better?

It comes down to payoff speed versus a built-in safety net. Here's a clear, no-jargon way to pick the card that matches how you'll pay off debt.
Aug. 21, 2026 | By Ryan Wilcox

Is the Chase Sapphire Preferred Still Worth It After the 10% Anniversary Bonus Cut?

A few months ago, the Chase Sapphire Preferred got one of its biggest updates ever -- but not all the changes were positive. Here's what to know.
Aug. 21, 2026 | By Joel O'Leary

No Minimum Deposit, No Monthly Fee: The Best Free Savings Accounts of 2026

A rundown of the online savings accounts that skip monthly fees and minimum deposits, and how to pick the one that fits how you save.
Aug. 21, 2026 | By Ryan Wilcox

My Top 3 Balance Transfer Cards for People With Good Credit: August 2026

Need to get rid of debt? See our top three balance transfer cards for people with good credit and find the one for you today.
Aug. 21, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Aug. 21, 2026

The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
Aug. 20, 2026 | By Joel O'Leary

The Biggest Reason I Chose a Roth IRA Has Nothing to Do With Taxes

The ability to pull your original contributions out penalty-free is an underrated perk that makes this retirement account easier to commit to.
Aug. 20, 2026 | By Joel O'Leary

The Best Savings Account to Park Your Emergency Fund Right Now

A high-yield savings account is the smartest home for your emergency fund. Here's how to pick one that stays safe, easy to reach, and actually earns.
Aug. 20, 2026 | By Joel O'Leary

Here's the Average Credit Card Debt for Your Age Group in 2026

Gen X carries the highest card balances of any generation. See where you land, what carrying a balance costs, and how to start cutting it down.
Aug. 20, 2026 | By Joel O'Leary

What Savings Account Is Best for Retirement?

The best account for retirement depends on your stage. Here's where to grow your savings and where to park cash you'll spend soon.
Aug. 20, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Aug. 20, 2026

The Fed won't meet again on interest rates until mid-September. Top HYSAs continue to offer up to 4.50% APY, for now.
Aug. 19, 2026 | By Joel O'Leary

The Ink Business Unlimited Is the No-Fuss Cash Back Card Every Owner Needs

Earn unlimited 1.5% cash back on every business purchase without tracking categories or doing math. Here's why this is a strong pick for busy owners.
Aug. 19, 2026 | By Ryan Wilcox

A $200 Bonus and 3% Cash Back: My Favorite No-Annual-Fee Grocery Card of 2026

This Amex card earns 3% cash back on groceries, gas, and online shopping with no annual fee -- plus it has a solid welcome bonus offer. Here's what to know.
Aug. 19, 2026 | By Joel O'Leary

Here's How Much a Roth IRA Could Be Worth if You Start Maxing It at 30

Maxing out a Roth IRA in your 30s can build a seven-figure, tax-free retirement fund, thanks to decades of compound growth.
Aug. 19, 2026 | By Joel O'Leary

Americans Owe $6,610 on Credit Cards on Average. Here's the Fastest Way Out

A balance transfer can save cardholders over a thousand dollars in interest, but only when a firm monthly budget backs it up.
Aug. 19, 2026 | By Ryan Wilcox

Here Are Our 3 Balance Transfer Cards for August 2026: Pay No Interest for up to 21 Months

Want to stop paying interest on credit card debt? These three balance transfer cards offer 0% intro APR for up to 21 months -- here's how they compare.
Aug. 19, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Aug. 19, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July. Find out more.
Aug. 18, 2026 | By Joel O'Leary

30-Year T Bonds Jumped to 5.3%. Here's How to Buy Them Now

Long-term government bonds are paying more than they have in 19 years. Here's how to lock in a fixed rate -- the easy way and the direct way.
Aug. 18, 2026 | By Joel O'Leary

Gen Z Has the Lowest Credit Card Debt of Any Working Generation. Here's Why

Low credit limits, a preference for debit, and a shift to buy now, pay later all help explain why younger Americans carry less card debt.
Aug. 18, 2026 | By Ryan Wilcox

What Actually Moves Your Credit Score in 2026 (and What's a Waste of Time)

Payment history and credit utilization make up the majority of your credit score. Here's what actually moves the needle in 2026 -- and what's just noise.
Aug. 18, 2026 | By Joel O'Leary

Here's Why My Roth IRA Doubles as a Backup Emergency Fund

Contributions to a Roth retirement account can usually be withdrawn penalty-free, making it a surprisingly flexible savings tool.
Aug. 18, 2026 | By Joel O'Leary

Here's How Much You Need to Fly per Year for a Travel Credit Card to Pay Off

The break-even point for a travel card usually isn't about flights. Credits and the welcome offer often cover the annual fee before you ever board.
Aug. 18, 2026 | By Ryan Wilcox

Our Top Balance Transfer Card of August 2026: 0% Intro APR for 21 Months

This Wells Fargo card offers 0% intro APR for nearly two years on balance transfers and purchases. Here's how to know if it's right for you.
Aug. 18, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 18, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Aug. 17, 2026 | By Joel O'Leary

The Best Balance Transfer Card for You Depends on This One Number

A longer 0% intro APR period isn't automatically the better deal. Here's how your payoff timeline decides which balance transfer card actually fits.