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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Business people triumphantly running through red ribbon.
Dec. 11, 2025 | By Joel O'Leary

Here's How Many Americans Have a Perfect 850 Credit Score in 2025

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why perfection doesn't actually matter.
Couple at fine dining restaurant clinking wine glasses.
Dec. 11, 2025 | By Joel O'Leary

3 Little-Known 'Luxe' Credits of the Amex Platinum Card

From designer gifts to upscale dinners, these premium credits make it easy to treat yourself, or spoil your close friends and family.
Couple loading grocery bags into vehicle.
Dec. 11, 2025 | By Ryan Wilcox

6 Ways to Stop Wasting Money at the Supermarket for Good

It can be hard to stay disciplined on an empty stomach. Here are a few simple tips to save money on your next grocery run, including: Eat beforehand!
Delivery person handing off a package to resident.
Dec. 11, 2025 | By James McClenathen

Offer Extended: Claim an Instant $250 Amazon Gift Card Today

For a limited time, the Prime Visa card offers a $250 Amazon gift card upon approval. Plus, it has no annual fee and earns unlimited 5% cash back on Amazon.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Dec. 11, 2025 | By James McClenathen

Best CD Rates Today, Dec. 11, 2025: Fed Lowers Rates Again -- Don't Let APYs up to 4.27% Slip Away

Another Fed rate cut was announced yesterday, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
A closed wallet with a card sticking out the top on an orange background with yellow dollar signs.
Dec. 11, 2025 | By Ryan Wilcox

7 Valid Reasons to Dispute a Charge On Your Credit Card

You can dispute credit card transactions and get your money back in some situations. Learn about the valid reasons to dispute a charge on your credit card.
An older adult uses a credit card to make a payment on a smartphone in their living room.
Dec. 11, 2025 | By Ryan Wilcox

This Bank of America Card Offers 6% Cash Back and a $200 Bonus

Want to earn 6% cash back in the spending category of your choice? Here's how you can with this valuable Bank of America card.
Stacks of coins in increasing height following by a large dollar sign.
Dec. 11, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Dec. 11, 2025 -- APYs up to 5.00%

The Fed cut rates again yesterday, but today's top high-yield savings accounts continue to offer up to 5.00% APY.
Man in apparent distress on phone with vehicle in the background.
Dec. 11, 2025 | By Ryan Wilcox

7 Things You Should Never Do Following an Auto Accident

Auto accidents can be dangerous, costly, and traumatic. Here's what not to do if you're involved in one.
Two people excited over what's on cell phone.
Dec. 11, 2025 | By Ryan Wilcox

7 Small Changes That Can Improve Your Finances in a Big Way

Don't let your current financial situation get you down -- it isn't forever. Learn about some habit changes that may help you improve your finances.
Vault filled with stacks and rolls of money.
Dec. 10, 2025 | By Joel O'Leary

Here's What Happens When You Have More Than $250,000 in Savings

Here's how FDIC insurance works, what's actually protected, and why holding over $250,000 in cash can hold you back long term.
An older gentleman sits on a park bench, looking at his phone while also holding his credit card.
Dec. 10, 2025 | By Ryan Wilcox

How to Get an Easy $200 Bonus Plus 2% Cash Rewards on Everything You Buy

This Wells Fargo card comes with unlimited 2% cash rewards and an easy-to-earn welcome bonus. Here's why it's my favorite credit card available now.
Happy man celebrating while looking at cellphone.
Dec. 10, 2025 | By Joel O'Leary

I Missed the Last Venture X Offer -- and I'm Not Making That $1,000 Mistake Again

This rare Capital One welcome offer is back, worth $1,000 or more in travel value. Here's why I'm jumping on it and why you might consider it too.
plant growing out of jar of coins
Dec. 10, 2025 | By Joel O'Leary

3 Steps to Grow Your Savings by $10,000 in 2026

Hit your 2026 savings goals by opening a dedicated savings account, automating deposits, and reducing one major expense.
Happy couple embracing on the couch holding paperwork.
Dec. 10, 2025 | By Ryan Wilcox

The Wells Fargo Reflect Card Is Our Top Pick for Avoiding Interest Payments in 2026

The Wells Fargo Reflect comes with almost two years of 0% intro APR for no annual fee. Learn why it's our favorite balance transfer card out there.
Gold percentage signs all clustered together.
Dec. 10, 2025 | By Joel O'Leary

3 Savings Accounts Crushing Chase on Interest Rates

Chase pays just 0.01% on savings -- these three high-yield accounts offer top-tier APYs and are easy to open alongside your current bank.
A smiling couple online shopping next to a Christmas tree.
Dec. 10, 2025 | By James McClenathen

Act Fast: There's Still Time to Claim a $250 Amazon Gift Card

Amazon Prime members can get a $250 Amazon gift card instantly when they're approved for the Prime Visa card. Here's how to claim this offer before it ends.
Excited man holding cell phone and credit card.
Dec. 10, 2025 | By Ryan Wilcox

Capital One Just Boosted the Venture X Welcome Offer to 100,000 Miles

The Capital One Venture X just boosted its welcome offer, and it's now one of the most enticing bonuses around. Here's what to know.
Blocks that spell out FED on top of a hundred dollar bill.
Dec. 10, 2025 | By James McClenathen

Best CD Rates Today, Dec. 10, 2025: Fed Rate Cut Announcement Expected Today -- Don't Miss Out on up to 4.27% APY

Today's top CDs pay up to 4.27% APY. With another Fed rate cut expected today, it's a great time to lock in a solid return before rates slide.
Woman paying for purchase with cash.
Dec. 10, 2025 | By Joel O'Leary

Here's What Happens When You Pay for Everything in Cash

Paying only in cash can change how you spend, save, and even think about money. Here's both the real-world upside and some sneaky downsides.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Dec. 10, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are Today's Best High-Yield Savings Account Rates -- Dec. 10, 2025

High-yield savings accounts are paying up to 5.00% APY today on the cusp of another Fed rate cut -- compare the top rates still available now.
A woman sitting on a couch with a notebook and laptop.
Dec. 9, 2025 | By Ryan Wilcox

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000

High-yield savings accounts are one of the best places to put your cash in 2026. Here are a few of my favorite no-fee, high-APY options available now.
Woman smiling with laptop in lap and credit card in hand.
Dec. 9, 2025 | By James McClenathen

Amex Gold vs. Platinum: Which Is Better in 2026?

The Amex Platinum card offers more value overall, but the Amex Gold may still be the better choice for some. Here's everything you need to know.
Man facing chalkboard featuring a downward trending arrow and words and phrases relating to a recession.
Dec. 9, 2025 | By Joel O'Leary

If a Recession Hits in 2026, How Much Cash Should You Have on Hand?

If you're worried about a 2026 recession, start saving up three to six months' worth of living expenses in a high-yield savings account. Here's how to prepare.
Woman hanging Christmas stocking over fireplace.
Dec. 9, 2025 | By Jake FitzGerald

What's the Best Cash Back Credit Card Now? My Pick for December 2025

The best cash back card this month delivers 6% in the category you choose, no annual fee, and strong first-year value.