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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Money hidden in a dresser drawer.
Sept. 26, 2026 | By Joel O'Leary

Don't Keep Cash at Home. Here Are 3 Easy Places to Put It Instead

Money sitting in cash slowly loses value to inflation. Learn safe, flexible ways to earn interest on savings while keeping funds protected and easy to reach.
A young woman shops on her laptop holding her credit card while her cat lounges in the background
Sept. 26, 2026 | By Ryan Wilcox

The Amex Platinum's Bonus Offer Can Be Worth Twice the Annual Fee. See if You Qualify for It Now

The Amex Platinum has a hefty annual fee -- but its welcome bonus offer can singlehandedly cover it twice over. Here's what to know.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Sept. 26, 2026 | By Joel O'Leary

Here's How Much Your Savings Can Earn at 4.20% APY in 2026

See how much a high-yield savings account can earn on your cash, why rates are rising again, and where to find a top one.
Young man pausing from using his laptop to look at a calendar.
Sept. 26, 2026 | By Joel O'Leary

CDs Are Paying 4%. Here's the One Scenario Where They Actually Make Sense

A CD isn't right for most savers. But for money you'll need on a set date, locking it up can beat keeping it liquid. Here's how to tell.
Glass jar full of hundred dollar bills.
Sept. 26, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Sept. 26, 2026

Top high-yield savings accounts are still paying up to 4.50% after the Fed rate hike earlier this month. Start earning more on your savings balance today.
Two people unloading luggage from the back of a vehicle.
Sept. 26, 2026 | By Ryan Wilcox

Save $750+ on Your Next Trip: Best Credit Card Bonuses This Week, Sept. 26, 2026

Want a great welcome bonus on a top travel card with just a $95 annual fee? Here's where to apply now, plus a few other great options.
Woman shrugs shoulders while looking at laptop screen.
Sept. 25, 2026 | By Joel O'Leary

Here's What Happens When You Leave $10,000 in a Checking Account

Idle cash in everyday checking earns almost nothing, while a high-yield savings account can grow the same balance with no extra effort.
Unhappy Older Lady
Sept. 25, 2026 | By Joel O'Leary

2 Reasons You Should Be Unhappy About CD Rates Above 4%

Locking in a CD guarantees your yield, but with inflation still high, that fixed return may not stretch as far as it seems.
Red percent sign amid white dollar signs
Sept. 25, 2026 | By Joel O'Leary

Happen Bank Now Pays 4.20% APY on Savings -- 11X the National Average

Happen Bank's LevelUp Savings account has increased its APY to a level far above the average bank, though the top rate requires a $250 monthly deposit.
Woman with credit card laptop
Sept. 25, 2026 | By Joel O'Leary

These 0% Intro APR Cards Have No Balance Transfer Fees. Are They Worth It?

Credit cards with no balance transfer fees usually have a catch, which can make them not worth it. The real benefit comes from interest saved, not the fee.
A man putting coins in a jar and doing calculations in a notebook.
Sept. 25, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 25, 2026

The Fed held rates steady five times to start 2026, followed most recently by a rate hike. Find out where top high-yield savings accounts stand now.
man deciding between 2 credit cards
Sept. 24, 2026 | By Ryan Wilcox

Chase Freedom Flex vs. Bank of America® Customized Cash Rewards credit card: Which Cash Back Card Is Right for You?

Rotating 5% cash back categories or a choice 6% category for a year? Here's how to decide between the Chase Freedom Flex and Bank of America Customized Cash Rewards.
Elderly person excited about something they see on a laptop screen.
Sept. 24, 2026 | By Joel O'Leary

The 3 Best Savings Accounts for Your Grandma

Many retirees keep large cash balances, with low-rate traditional banks. Here are some simple ways to move that money into a trusted, higher-earning account.
A businesswoman is at the office, on her phone.
Sept. 24, 2026 | By Joel O'Leary

Get a $500 Bonus and 3% Cash Back With This Bank of America Business Card

This $0 annual fee small business card pays extra cash back in the category where you already spend the most.
plant growing out of jar of coins
Sept. 24, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 24, 2026: Earn up to 4.50% APY

The Fed officially announced a rate hike last week. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch upward as a result.
Man looks thoughtful while holding credit card and using laptop.
Sept. 23, 2026 | By Ryan Wilcox

Should You Get a Balance Transfer Card? The One Question to Ask Yourself

Is a balance transfer card right for you? Here's what to know -- and my two favorite options once you decide.
A block indicating the direction of rates being changed to a different direction.
Sept. 23, 2026 | By Joel O'Leary

Here's What Happens When the APY Changes on Your Savings Account

A shifting savings rate can mean more interest or less. Here's what actually changes, what stays safe, and how to keep earning a top rate.
Happy couple celebrate while looking at laptop screen.
Sept. 23, 2026 | By Ryan Wilcox

Limited-Time Offer: Earn an Easy $250 Bonus With This No-Annual-Fee Chase Card

This Chase card is offering a limited-time bonus for no annual fee. See how the card's welcome offer and rotating 5% categories stack up today.
A jar labeled emergency fund holding a stash of cash.
Sept. 23, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 23, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced last week, we'll likely see banks raise top APYs.
Woman holding her credit card and smiling while she dines in Europe
Sept. 22, 2026 | By Joel O'Leary

Chase Freedom Flex Card Hikes Bonus to $250 and Drops Foreign Transaction Fees

A no-annual-fee cash back card drops foreign transaction fees and raises its welcome offer, with quarterly categories timed for holiday spending.
A stylish young woman celebrating and throwing confetti in the air.
Sept. 22, 2026 | By Joel O'Leary

Happen Bank Just Raised Its Savings APY to 4.20% -- Here's What to Know

Online savings rates are climbing after the Federal Reserve's latest rate hike. Here's what a top-rated high-yield account means for your cash.
Young woman holding phone and credit card
Sept. 22, 2026 | By Ryan Wilcox

Need to Hit Pause on Credit Card Debt? Another Card Could Be the Answer

Dealing with high-interest debt? Here's the type of credit card you need to get rid of it, plus my favorite one available now.
Young professional sitting at desk and looking at tablet while smiling.
Sept. 22, 2026 | By Joel O'Leary

The One Business Card I'd Keep if I Could Only Have One in 2026

This no-annual-fee, flat-rate cash back card is best for busy owners who'd rather run their company than track reward categories all year.
A piggy bank among a pile of fallen leaves.
Sept. 22, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 22, 2026: Up to 4.50% APY Still on Offer

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
Pile of credit cards
Sept. 21, 2026 | By Joel O'Leary

Here's What Happens When You Open Too Many Credit Cards

Most Americans have one or two credit cards. Here's what changes when you open far more, and how to keep every account under control.