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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Pensive elderly man on sofa.
Feb. 25, 2026 | By Joel O'Leary

Who Is Responsible for Credit Card Debt After You Die?

Credit card debt doesn't disappear when you die. Learn who's actually responsible -- your estate, joint holders, or family -- and what steps to take now.
Red and black labels reading Roth IRA on top of a dollar bill.
Feb. 25, 2026 | By Joel O'Leary

Here's My Roth IRA Balance After 10 Years of Maxing It Out

I've maxed out my Roth IRA every year since 2017. Here's my real balance after 10 years -- and what it could grow to by retirement.
Young woman holding a credit card in her hand as she uses a laptop.
Feb. 25, 2026 | By Joel O'Leary

Here's the Average American's Credit Limit. How Do You Compare?

The average American has a $29,855 credit limit, but Gen Z averages just $13K and boomers nearly $42K. Here's how to compare -- and raise your limit.
Female bank teller smiling at customer.
Feb. 25, 2026 | By Jake FitzGerald

Need to Withdraw $10,000+ in Cash? The Government Will Know About It

Withdrawing $10,000 or more in cash can trigger a federal report. Here's what actually happens and what doesn't.
Woman using cell phone with concerned look on her face.
Feb. 25, 2026 | By Joel O'Leary

Here's What Happens When You Dispute a Charge on Your Credit Card

Disputing charges is easier than most people think. Here's what actually happens behind the scenes -- and when to contact the merchant first.
Man holding a fan of cash appears to be in thought.
Feb. 25, 2026 | By Joel O'Leary

4 Ways to Invest $1,000 Right Now

Have $1,000 to invest? Here are four smart moves -- from paying off debt to index funds and high-yield savings -- that can grow your money in 2026.
Woman holds up megaphone to make announcement.
Feb. 25, 2026 | By Ryan Wilcox

Our Experts Just Awarded the Best Credit Card of 2026, and You May Have Never Heard of It

Our favorite credit card of 2026 flies a bit under the radar. Here's what to know about it -- and why it's a fit for basically everyone's wallet.
Young woman holding a fan of hundred-dollar bills in front of her face.
Feb. 25, 2026 | By Jake FitzGerald

Here's How Opening a High-Yield Savings Account Can Make You Hundreds of Dollars a Year

Big banks still pay close to nothing on savings. A high-yield account can quietly earn you hundreds more every year.
Woman passenger getting in the backseat of a rideshare vehicle.
Feb. 25, 2026 | By Ryan Wilcox

Save on Uber, Dining, and More: The Best Amex Cards This Week, Feb. 25, 2026

If you're looking to save big on Uber, dining, and more this year, a top Amex card could be just what you need. Here are all our favorites available now.
Stack of colorful credit cards.
Feb. 25, 2026 | By Joel O'Leary

The 5 Most Underrated Credit Cards of 2026

These rewards cards offer sneaky-strong value, simple earning, and flexible perks in 2026. Here's who each one fits best.
Piggy bank surround by cash stacks
Feb. 25, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY: Feb. 25, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Woman excited about package she is unboxing.
Feb. 25, 2026 | By Ryan Wilcox

Earn 5% at Amazon: The Best Cash Back Cards This Week, Feb. 25, 2026

Want to save 5% on every Amazon purchase? See the credit card that can help you do it, plus our other favorite cash back picks this week.
Happy woman hiding half her face with a fan of cash.
Feb. 25, 2026 | By Joel O'Leary

These 3 Cards Have Bonuses Worth $655+ After Annual Fees

These rewards credit cards deliver serious value even after annual fees, with bonuses worth $655 to $900+ for new cardholders.
A woman sitting at a cafe table with tea and a laptop and holding out her credit card.
Feb. 24, 2026 | By Jake FitzGerald

Here's What Happens When You Pay for Everything With a Credit Card

Swiping for everything can earn hundreds in rewards. Here's what really happens when you put your whole life on a credit card.
A couple withdraws money from an ATM machine.
Feb. 24, 2026 | By Joel O'Leary

I Love Credit Cards -- but Here Are 3 Times I Recommend Against Them

Credit cards aren't always the right move. Here are three situations where using your debit card (or cash) is the smarter financial choice.
Woman holding a fan of cash and celebrating.
Feb. 24, 2026 | By Joel O'Leary

You Can Earn a $200 Bonus With Little Effort (and No Annual Fee) With These 3 Cards

Three strong no-annual-fee cash back cards with attainable welcome offers -- and rewards worth keeping long after the bonus hits.
Man appears to be in thought while looking at laptop screen.
Feb. 24, 2026 | By Joel O'Leary

3 Ways to Know if You Should Open Another Bank Account

The best savings accounts today charge no fees and pay up to 4.00% APY. Here's how to know if your current bank is making the cut.
Smiling woman lying on her couch, using her cell phone, and holding her credit card.
Feb. 24, 2026 | By Joel O'Leary

This Bank of America Card Offers 6% Cash Back and a $200 Bonus

The Bank of America Customized Cash Rewards card earns 6% cash back in your chosen category for the first year, has no annual fee, and includes a welcome offer.
Woman in glasses sitting on a couch smiling while using a tablet.
Feb. 24, 2026 | By Joel O'Leary

I've Covered the Best (and Worst) Savings Accounts for Years. Here Are My Top 3 Takeaways

Your bank might be paying you 0.01% APY, while top accounts pay 4.00%. Here's what I've learned covering savings accounts for years.
Grocery store employee ringing up customers
Feb. 24, 2026 | By Joel O'Leary

This Little-Known Citi Card Offers 20,000 Bonus Points and 3X at Supermarkets -- With No Annual Fee

The Citi Strata Card earns 3X points at supermarkets and gas stations with no annual fee. See how it stacks up and who it's best for.
Well dressed woman in first class on flight.
Feb. 24, 2026 | By Joel O'Leary

These 3 Premium Cards Are Actually Worth the Annual Fees

Premium credit cards can easily justify their annual fees -- if you use the included perks correctly. Here are three cards with strong value right now.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Feb. 24, 2026 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's the Best Investment in February 2026?

Short-term CD rates are beating 5-year rates, but only by a little. Here's how to decide which term makes sense for your savings goals.
Delivery person handing off a package to resident.
Feb. 24, 2026 | By Joel O'Leary

This Amazon Card Bonus Is the Easiest $150 You'll Ever Earn

The Amazon Prime Visa gives Prime members an instant $150 gift card upon approval -- no spending required. See how it works and whether it's worth it.
A jar that says emergency savings is on a bookshelf and full of cash.
Feb. 24, 2026 | By Jake FitzGerald

Top Savings Account Rates Today, Feb. 24, 2026: Paying up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Happy couple celebrate while looking at laptop screen.
Feb. 24, 2026 | By Joel O'Leary

The Venture X Offers a Massive Welcome Bonus. See if You Qualify Now

Packed with premium travel perks, flexible rewards, and a big welcome offer, the Venture X can deliver big value -- especially in the first year.