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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

A mature couple sitting at a kitchen table with papers, a laptop, and a calculator.
Feb. 28, 2026 | By Jake FitzGerald

If You're 50 With Less Than $200,000 Saved, Here's What to Do Next

Turning 50 with under $200,000 saved isn't ideal, but here's how to reset your retirement plan while you still have time.
man deciding between 2 credit cards
Feb. 28, 2026 | By Ryan Wilcox

Amex Gold vs. Platinum: Which Is Better in 2026?

The Amex Gold and Amex Platinum are two of the best luxury cards out there, but you probably don't need both. Here's how to pick the one for you.
Three children sitting at desks and doing work in a classroom.
Feb. 28, 2026 | By Joel O'Leary

Trump Accounts Sound Great -- but Here's Why I'm Not Opening One for My Kids

My kids don't qualify for the $1,000 seed money and the tax benefits aren't that great. Here's why I'm sticking with UGMA accounts instead.
Woman pushing full cart down grocery store aisle.
Feb. 28, 2026 | By James McClenathen

I Did the Math: These 3 No-Annual-Fee Cards Win for Grocery Shopping

I crunched the numbers, and these no-annual-fee cards beat the competition for grocery shopping. But the best choice depends on your spending.
A middle-aged couple embraces happily in a kitchen.
Feb. 28, 2026 | By Jake FitzGerald

If You're 40 Making $100,000, Here's Your Retirement Savings Target

If you're 40 and earning $100,000, here's a simple retirement savings benchmark and how to catch up if you're behind.
woman selecting credit card
Feb. 28, 2026 | By James McClenathen

Here's the 3-Card Setup I Recommend to Everyone

This combo covers travel, groceries, dining, and everyday spending -- with minimal effort and maximum rewards. Here are three cards I recommend all the time.
Pair of hands holding a bird's nest full of golden eggs.
Feb. 28, 2026 | By Joel O'Leary

Here's the Average 401(k) Balance by Age vs. What You Actually Need

Here's how the average 401(k) balance stacks up against what experts recommend -- broken down by generation, with tips to close the gap.
Family pays for restaurant meal with a credit card.
Feb. 28, 2026 | By James McClenathen

Forget the Amex Gold: This Capital One Card Wins for Grocery Stores and Dining

The no-annual-fee Capital One Savor Rewards card is better for everyday spending. Here's why -- and when the Amex Gold is still worth it.
A man is sleeping contentedly while holding lots of money.
Feb. 28, 2026 | By Jake FitzGerald

Best Savings Accounts Rates Today, Feb. 28, 2026: Last Chance to Snag up to 5.00% APY Before March

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Woman celebrating by tossing cash into the air around her.
Feb. 28, 2026 | By Joel O'Leary

The Easiest $200 You'll Ever Earn: The Best Credit Card Sign-Up Bonuses This Week, Feb. 28, 2026

Want to unlock one of the easiest welcome bonuses I've ever seen? Here's how you can do it, plus other great bonuses available now.
Close-up on stacks of coins sitting next to a clock
Feb. 28, 2026 | By James McClenathen

Best CD Rates Today, Feb. 28, 2026: Close Out the Month by Locking In a Top APY Now

Top CDs today offer up to 4.20% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Woman smiles while using her laptop and drinking from a mug.
Feb. 28, 2026 | By Ryan Wilcox

Move Over, Amex Platinum: The Venture X Card Is an Amazing Deal

The Capital One Venture X is one of my favorite luxury travel cards available -- and it's less than half the cost of the Amex Platinum. Here's what to know.
A young woman working from home on her laptop while sitting on the living room floor.
Feb. 27, 2026 | By Joel O'Leary

3 Top Balance Transfer Cards You Can Apply for Right Now: February 2026

These cards offer long intro APR periods, no annual fees, and useful extras to help you pay off balances faster in 2026 and beyond.
A happy family walking through a park with the young kids on the parents' shoulders.
Feb. 27, 2026 | By James McClenathen

Here's What It Really Means to Be 'Middle Class' Right Now

The "middle class" can't really be defined, but these numbers could help you see where you stand. Here are some key figures.
Toddler in shopping cart with parent at the grocery store.
Feb. 27, 2026 | By Joel O'Leary

This $0 Annual Fee Grocery Card Beats the Fancy Rewards Cards

This card earns 3% back on groceries, dining, and entertainment -- with no annual fee. Here's why it quietly outperforms pricier rewards cards.
Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.
Feb. 27, 2026 | By Jake FitzGerald

The Single Best Strategy for Making Money With CDs in 2026

CD rates are still elevated in 2026. Here's the simplest strategy to lock in yield without getting stuck if rates fall.
A middle-aged adult sorts their home finances with a laptop and notebook.
Feb. 27, 2026 | By Joel O'Leary

Retirement Savings in Your 50s: Here's What 'On Track' Actually Looks Like

Here's what the benchmarks look like for ideal retirement savings at age 50 -- and what to do if you're behind.
Woman standing with hand on chin contemplating her decision.
Feb. 27, 2026 | By Jake FitzGerald

How Much Money Should You Keep in Your Checking Account? Here's the Sweet Spot

A lot of people keep too much cash in their checking account. Here's the simple rule of thumb that protects you from overdrafts without costing you interest.
Mature women looking at her cell phone with a laptop in front of her.
Feb. 27, 2026 | By Joel O'Leary

Dear Wife, Here's What to Do With Our Money if I Die Early

If you manage the household finances and die unexpectedly, your spouse could be left scrambling. Here's a practical roadmap to help them take over without the stress.
Five-dollar bills flying between two cell phones
Feb. 27, 2026 | By Jake FitzGerald

I'm Slowly Moving Money Out of My High-Yield Savings Account. Here's Why.

High-yield savings rates won't stay high forever. Here's why I'm starting to lock some of mine into CDs.
Traveler holds credit card and talks on phone at outdoor cafe.
Feb. 27, 2026 | By Joel O'Leary

A Travel Card So Exclusive, It Comes With Its Own Concierge Team

Amex Platinum Concierge is a 24/7 team of real humans who handle reservations, event tickets, gifts, and travel logistics on your behalf.
Sunlit facade of an archaic bank edifice.
Feb. 27, 2026 | By Joel O'Leary

Forget Big Banks: Here's Why I Moved My Savings to an Online Bank

My old bank paid 0.01% APY on savings, and charged a monthly fee. Here's how switching earned thousands more -- with zero extra risk.
Two Happy People With a Car
Feb. 27, 2026 | By Jake FitzGerald

Amex Platinum Card vs. Capital One Venture X Rewards Credit Card: Which Card Earns More in 2026?

Both cards offer premium travel rewards. Here's which one actually earns more in 2026 based on examples of real spending.
Half of man's face peering up over a counter as he sneaks a five-dollar bill out of a jar full of money.
Feb. 27, 2026 | By Jake FitzGerald

Top Savings Rates Today Offer up to 5.00% APY, Feb 27, 2026: Here's Where to Find Them

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Airplane Being Prepared For Flight
Feb. 27, 2026 | By Ryan Wilcox

Save Hundreds a Year on Travel: The Best No-Annual-Fee Cards This Week, Feb. 27, 2026

Want to save on annual fees and rack up cash back -- and travel rewards? Here are all our favorite no-annual-fee cards available now.