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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Father using laptop while on cell phone with young daughter coloring in his lap
April 24, 2026 | By Jake FitzGerald

Here's What Happens When You Dispute a Credit Card Charge

Disputing a credit card charge triggers a formal process that usually ends in your favor. Here's what actually happens.
An older adult sitting crosslegged on the couch while typing on a laptop.
April 24, 2026 | By Joel O'Leary

Is the Amex Platinum Worth It if You Don't Travel Much? Here's the Honest Answer

The Amex Platinum carries a steep annual fee, but non-travelers can still come out ahead -- if the right credits already fit their lifestyle.
Someone standing next to a dropped cell phone with a broken screen.
April 24, 2026 | By Joel O'Leary

5 Things Your Credit Card Probably Covers That You're Paying for Separately

Many credit cards include hidden perks like cellphone protection, rental car insurance, and travel credits. Here's what you might already be paying for twice.
People with luggage in line at airport.
April 24, 2026 | By Ryan Wilcox

Here's How to Get $800+ in Value From a $95 Annual Fee Credit Card

Learn how this $95 annual fee travel card can get you $800+ in value in your first year -- and whether the card's right for you today.
Financial advisor discusses credit scores with a client.
April 24, 2026 | By Joel O'Leary

What 'Credit Utilization' Really Means -- and the Number You Should Never Cross

Credit utilization makes up 30% of your credit score. Here's what the ratio means, how to calculate yours, and how to keep it low.
young woman holding a piggy bank
April 24, 2026 | By Jake FitzGerald

Why I'd Never Keep More Than 6 Months of Expenses in a Savings Account

A savings account is the right home for your emergency fund. It's the wrong home for everything else.
A smiling person holding a credit card.
April 24, 2026 | By Ryan Wilcox

I've Owned 5 Credit Cards in My Life. Here's the Only One That's a Must-Have

I've had a handful of credit cards over the years, but only one of them takes the cake. Here's what to know and how you can save with it.
Woman appears to be stressed while looking over grocery receipt.
April 24, 2026 | By Joel O'Leary

Here's How Much the Average American Spends on Food Every Month (and One Savvy Way to Lower It)

Americans spend an average of $847 per month on food. The right rewards card can turn that everyday spending into real cash back year after year.
Couple dressed for tropical weather in a hotel room with luggage looking out the window.
April 24, 2026 | By Ryan Wilcox

The Hilton Honors Surpass Has a Low Annual Fee. Here's What $150 Gets You

The Hilton Honors American Express Surpass Card has an annual fee -- but offers plenty of value to make up for it. Here's how to know if it's right for you.
An envelope with various bills sticking out
April 24, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, April 24, 2026: Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a pair of hold decisions so far in 2026.
Group of friends enjoying food at a restaurant and using a mobile phone.
April 24, 2026 | By Ryan Wilcox

Earn 3X on Dining and 20,000 Bonus Points: The Best No-Annual-Fee Cards This Week, April 24, 2026

Want to earn 3X points on dining, a solid welcome bonus, and more? Here's the no-annual-fee card worth getting, plus four other cards we love.
Man using laptop with his Shiba Inu dog beside him on the couch
April 23, 2026 | By Joel O'Leary

Here's When a CD Ladder Actually Makes Sense -- and When It Doesn't

A CD ladder can smooth out your rates and free up cash regularly -- but it's not the right move for everyone. Here's when it works and when to skip it.
Woman on the phone and holding several credit cards in her free hand.
April 23, 2026 | By Ryan Wilcox

Here's What to Do When a Card's Annual Fee Is No Longer Worth It

Got a credit card that's not pulling its weight? Here's what to do about it -- and when canceling might not be the best idea.
Woman smiles while using her laptop and drinking from a mug.
April 23, 2026 | By Joel O'Leary

Chase Freedom Flex vs. Freedom Unlimited: Which Card Is Better for You in April 2026?

Both Chase Freedom cards earn cash back with no annual fee. Here's how they differ and which one fits your spending style.
A man sitting with a laptop and notebook late at night.
April 23, 2026 | By Jake FitzGerald

Here's What Happens When You Pay Down $5,000 in Credit Card Debt at Once

Paying down $5,000 in credit card debt at once affects your interest charges, credit score, and monthly cash flow. Here's what changes and when.
Woman sitting on sofa holding cash and using a calculator.
April 23, 2026 | By Jake FitzGerald

How Much Are Americans Saving? Here's What the Data Says

Motley Fool Money data shows how much Americans actually have in savings, and how many can't cover a $400 emergency.
woman holding credit card and piece of paper looking at calculator
April 23, 2026 | By Joel O'Leary

Here's What Happens When Your 0% Intro APR Period Ends and You Still Have a Balance

Carrying a balance when your 0% intro APR expires means interest hits immediately. Here's what to expect and how to protect yourself.
A smiling person sitting at an outdoor cafe table and looking at their cellphone.
April 23, 2026 | By Ryan Wilcox

Here's the Biggest Reason the Chase Sapphire Preferred Beats Other Travel Cards Now

With just one perk, the Chase Sapphire Preferred can unlock over $750 in first-year value. Here's what to know.
Woman holds up megaphone to make announcement.
April 23, 2026 | By Ryan Wilcox

Last Chance: Earn an Easy $250 Bonus With the Chase Freedom Unlimited Card

The Chase Freedom Unlimited is offering a limited-time bonus -- but it's ending soon. Here's what to know, and why it's worth applying before then.
Various piles of coins with upward arrows and an upward trending line graph laid overtop.
April 23, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, April 23, 2026

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Person very interested in what she's ready on tablet screen.
April 22, 2026 | By Jake FitzGerald

6 Credit Card Benefits Almost Always Worth More Than the Annual Fee

These credit card benefits often add up to more than the annual fee -- before you've earned a single point. Here's what to look for.
A person sitting at a sunny dining room table and typing on a laptop.
April 22, 2026 | By Jake FitzGerald

Here's What Happens to Your Credit Score When You Apply for the Amex Platinum Card

Applying for the Amex Platinum Card doesn't automatically hurt your credit score. Here's how the process works and what to expect.
Person paying for items at a store with a credit card.
April 22, 2026 | By Jake FitzGerald

The Credit Card That Makes Every Purchase a Little Cheaper

Wells Fargo Active Cash earns unlimited 2% cash rewards on purchases. No categories, no annual fee.
A businessperson smiles as they view crypto graphs on a laptop from home.
April 22, 2026 | By Joel O'Leary

The Boring Strategy That Built My $1M Portfolio

Index fund investing is the backbone of my $1M+ portfolio. Here's how this simple strategy works and why I'm sticking with it.
Two young adults outdoors smiling and pointing at tablet screen.
April 22, 2026 | By Ryan Wilcox

3 Credit Cards Worth Getting in Your 20s

Just because you're only in your twenties doesn't mean you can't save with credit cards. Here are three great options worth looking into today.