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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

April 21, 2026 | By Joel O'Leary

Here's What Happens When You Apply for Two Credit Cards on the Same Day

Applying for two credit cards in one day is more common than you think. Here's what actually happens to your credit score and approval odds.
April 21, 2026 | By Joel O'Leary

The Average American Will Spend 21+ Years in Credit Card Debt if Only Making Minimum Payments

Making only minimum payments on $6,523 in credit card debt costs over $10,000 in interest and takes 21+ years to pay off. Here's how to escape faster.
April 21, 2026 | By Jake FitzGerald

Don't Miss Out: The Fastest Credit Card Sign-Up Bonus to Earn Right Now

Chase Freedom Unlimited's limited-time bonus requires just $500 in spending. That's among the lowest bar on any competitive sign-up offer right now.
April 21, 2026 | By Ryan Wilcox

The Easy Way to Avoid Late Payments in 2026 (It's Not Just Autopay)

Autopay alone might not save you from late payments. Here's how to build a system that actually works in a few simple steps.
April 21, 2026 | By Joel O'Leary

Does Closing a Credit Card Really Hurt Your Score? Here's the Truth

A closed account in good standing stays on your credit report for 10 years. Here's what closing a card actually does to your score.
April 21, 2026 | By Jake FitzGerald

The Best CD Term Right Now Isn't the One Most People Are Opening

Most people default to 6-month CDs when rates feel uncertain. In a falling-rate environment, that instinct can cost you money.
April 21, 2026 | By Ryan Wilcox

Still Paying 20% Interest? These Balance Transfer Cards Can Help You Stop

Struggling with credit card debt? These three cards offer 0% intro APR on balance transfers -- and can earn valuable cash back at the same time.
April 21, 2026 | By Joel O'Leary

$3,000 a Year on Gas: This Is the Best Card for Your Commute

The Bank of America Customized Cash Rewards card earns 6% cash back in a chosen category for the first year -- no annual fee, plus a welcome offer.
April 21, 2026 | By Ryan Wilcox

This Little-Known Citi Card Offers 30,000 Bonus Points and 3X at Supermarkets -- With No Annual Fee

This Citi card has sneakily become of our favorite ways to save on groceries and more. Here's what to know.
April 21, 2026 | By Jake FitzGerald

Best Savings Account Rates Today, April 21, 2026: APYs up to 5.00%

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
April 20, 2026 | By Joel O'Leary

My Friend Is $1.2M 'House Poor' -- Here's What I Learned From Watching It Happen

Being house poor means your home owns you, not the other way around. Here's what I learned watching a high-earning friend get stuck in a $1.2M house.
April 20, 2026 | By Jake FitzGerald

Here's Why Your Bank Might Flag Your Venmo and Zelle Transfers

Banks can flag Venmo and Zelle transfers for reasons that have nothing to do with fraud. Here's what triggers a review and how to respond.
April 20, 2026 | By Joel O'Leary

Here's What Happens When You Add Your Spouse as an Authorized User

Adding a spouse as an authorized user to a credit card can boost both credit scores and simplify finances – but there are some risks to know first.
April 20, 2026 | By James McClenathen

How to Get as High as 500,000 Points (Worth $5,000 on Travel) With 2 Amex Cards

The Amex Business Gold and Business Platinum are each offering some of their highest welcome bonus offers ever. Here's how to get both.
April 20, 2026 | By Ryan Wilcox

Chase Has My Favorite Credit Card One-Two Punch. Here's Why

If you're trying to save on travel and everyday purchases, this two-card combo from Chase might be all you need. Here's what to know.
April 20, 2026 | By James McClenathen

Best CD Rates This Week, April 20, 2026: Spring Cleaning Your Savings? Start With a Better Rate

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have a chance to move lower.
April 20, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, April 20, 2026: Take Back Control of Your Debt

Take control back from high interest. These balance transfer cards offer 0% intro APR for up to two years, no annual fees, and a real path to paying off debt.
April 20, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, April 20, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
April 19, 2026 | By James McClenathen

My Friend Has 14 Credit Cards -- and a Perfect 850 Credit Score

A perfect 850 credit score is rare. Here's how my friend pulled it off with 14 cards and some surprisingly simple habits.
April 19, 2026 | By Jake FitzGerald

A Tech Developer's 5 Rules for Keeping Your Finances Safe Online

A tech developer shares five things everyday people should do to protect their finances.
April 19, 2026 | By Joel O'Leary

Credit Card Debt After 60: What Your Options Actually Are

From balance transfer cards to retirement withdrawals, here's a practical breakdown of how to tackle high-interest debt in your 60s.
April 19, 2026 | By Jake FitzGerald

These 2 Numbers Can Make or Break Your Credit Score

Your credit score mostly comes down to two numbers: utilization ratio and delinquencies. Here's what they mean and how to manage them.
April 19, 2026 | By Jake FitzGerald

What I'd Do With $5,000 Right Now, in Order

Got $5,000 sitting around? Here's exactly what I'd do with it, ranked in order of priority.
April 19, 2026 | By Ryan Wilcox

5 Unique Perks of the Amex Platinum Card

The Amex Platinum's annual fee sounds steep -- until you look at the full list of perks. Here are five unique benefits that can help you save hundreds.
April 19, 2026 | By Joel O'Leary

Here's Why You Should Never Book a Vacation Using a Flat-Rate Credit Card

Booking travel on a flat-rate cash back card can cost you hundreds in missed rewards. Here's what to use instead.