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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 30, 2026 | By Ryan Wilcox

The Best Bank Account Bonus You Can Earn Without Jumping Through Hoops

Want a valuable banking bonus without the bells and whistles? Here's the account I recommend today, plus a great alternative.
July 30, 2026 | By Joel O'Leary

42 Months of 0% Intro APR: Is a Double Balance Transfer Worth It in July 2026?

A double balance transfer stacks two 0% intro APR cards to get up to 42 months interest-free. Here's who it helps, what it costs, and how to run it.
July 30, 2026 | By Joel O'Leary

Here's When Your High-Yield Savings Account Doesn't Make Sense

A high-yield savings account is a great tool, but not for every dollar. Here are four times your cash belongs somewhere else, and what to do instead.
July 30, 2026 | By Joel O'Leary

How Much Does a 21-Month 0% Intro APR Card Actually Save You? We Did the Math for 5 Debt Amounts

A 0% intro APR card's real savings depend on your balance and the transfer fee. See what various debt amounts actually save once the fee is subtracted.
July 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, July 30, 2026: Up to 4.50% APY Still Available After Latest Fed Decision

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision yesterday. Start earning more on your savings balance today.
July 29, 2026 | By Ryan Wilcox

Amex Platinum vs. Chase Sapphire Reserve vs. Capital One Venture X: Which Premium Travel Card Is Best in July 2026?

Want to know which luxury travel card is right for you? Here's how the Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X compare.
July 29, 2026 | By Joel O'Leary

Should You Use Savings to Pay Off Credit Card Debt? Here's the Math

Your credit card charges far more than your savings earns. See when draining your emergency fund makes sense and when a balance transfer is smarter.
July 29, 2026 | By Ryan Wilcox

The 3 Best Capital One Cards of July 2026, Ranked

Looking for a new card from one of the biggest issuers out there? Here are our three favorite Capital One offerings available now.
July 29, 2026 | By Ryan Wilcox

5 Habits That Keep People Stuck Below a 750 Credit Score -- and How to Break Them

High balances, closed cards, and too many applications are quietly capping your credit score. Here are the habits keeping you below a 750 -- and how to fix them.
July 29, 2026 | By Joel O'Leary

4 Big Credit Card Deals You Don't Want to Miss in July 2026

Limited-time welcome offers, a rare intro APR plus rewards combo, and a business card bonus at an all-time high. Four standout credit card deals this July.
July 29, 2026 | By Joel O'Leary

Should You Roll Over Your 401(k) to an IRA?

Rolling a 401(k) into an IRA can mean lower fees and more investment choices, but a 401(k) offers protections worth weighing first.
July 29, 2026 | By Joel O'Leary

5 Benefits of the Capital One Venture Rewards Card -- July 2026

Earn flat-rate miles, a strong welcome offer, and simple miles redemptions. See what makes the Capital One Venture Rewards Card a solid travel pick.
July 29, 2026 | By Joel O'Leary

The Difference Between 15-Month and 21-Month 0% Intro APR (in Real Dollars)

Shorter 0% intro APR windows can carry rewards you keep, while longer windows shrink your monthly payment. See how the right choice shifts with your debt.
July 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 29, 2026

The Fed has held rates steady four times so far in 2026, with another hold decision likely today. Find out where top savings rates stand now.
July 28, 2026 | By Joel O'Leary

Here's How Much More You'd Earn by Switching From Chase Savings to an HYSA

Compare what Chase Savings and a high-yield account pay on the same balance, plus which accounts are worth moving your money into.
July 28, 2026 | By Ryan Wilcox

The Balance Transfer Card I'd Tell a Friend to Get Right Now

This Wells Fargo card gives you nearly two years of intro APR to pay down debt. Here's why it's my top balance transfer pick right now -- plus a great alternative.
July 28, 2026 | By Joel O'Leary

The Best Back-to-School Credit Cards for Every Kind of Shopper in 2026

See how to match a back-to-school credit card to the way you shop, from online cash back to travel rewards to interest-free financing on big buys.
July 28, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, July 28, 2026: Up to 4.50% APY Still Available

The July Fed meeting concludes tomorrow. For now, top HYSAs continue to offer up to 4.50% APY. Find out more.
July 27, 2026 | By Joel O'Leary

What Credit Score Do You Actually Need for the Best Balance Transfer Cards?

A good credit score typically gets you approved for the best balance transfer cards. A higher score earns a bigger limit, not a longer 0% intro APR window.
July 27, 2026 | By Ryan Wilcox

The Fastest Ways to Get Out of Credit Card Debt in 2026, Ranked

The fastest way out of credit card debt is a balance transfer card -- but it's not the only option. See all the best methods, ranked for 2026.
July 27, 2026 | By Joel O'Leary

The 3 Most Trusted Banks for Your Savings in 2026, Ranked

How the most trusted banks protect your savings with FDIC insurance, strong rates, and no monthly fees, plus how to pick the right one.
July 27, 2026 | By Joel O'Leary

3 Easy Credit Card Welcome Offers for Back-to-School Shopping

The average American's back-to-school spending can cover most of a new card's minimum spend, turning school supplies into a cash or travel welcome offer.
July 27, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, July 27, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY, but what will happen after the Fed meets this week? Find out more.
July 27, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, July 27, 2026: Up to 21 Months Interest-Free -- Make It Count

Make the next 21 months count toward your future. These balance transfer cards offer 0% intro APR, no annual fees, and the breathing room to finally beat debt.
July 26, 2026 | By Joel O'Leary

The Average American Savings Account Earns 0.38% APY -- Here's How Much That's Costing You

Most savings accounts pay almost nothing, and the lost interest adds up over time. A high-yield account can earn many times more on the same cash.