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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Cancellation Note
April 14, 2026 | By Jake FitzGerald

Here's What Happens When You Cancel a Credit Card With a $10,000 Limit

Canceling a credit card with a $10,000 limit can raise your utilization ratio and ding your score. Here's exactly what happens and what to do instead.
Broken Piggy Bank
April 14, 2026 | By Jake FitzGerald

Your Emergency Savings Fund Is Probably Losing Money. Here's How to Fix It

The national savings rate is 0.39%, but top high-yield accounts pay over 4.00%. If your emergency fund is at a big bank, this is for you.
Smiling couple looks at phone together while waiting with luggage in airport
April 14, 2026 | By Ryan Wilcox

Amex Platinum vs. Chase Sapphire Reserve: Which Has Better Travel Perks?

The Amex Platinum and Chase Sapphire Reserve are two top luxury credit cards -- but you probably don't need to land both. Here's how to decide.
Grocery Check Out
April 14, 2026 | By Joel O'Leary

Our Top Cash Back Card of April 2026: Earn up to 6% Back

The Amex Blue Cash Preferred earns high cash back at U.S. supermarkets, gas stations, and on streaming, making it a top pick for everyday Americans
Man looking at upward trending data on his smartphone.
April 14, 2026 | By Joel O'Leary

Here's What $500 a Month Invested in an S&P 500 Index Fund Could Look Like in 20 Years

Investing $500/month in an S&P 500 index fund could grow into serious wealth over 20 years. See the numbers across multiple return scenarios.
Person smiling while holding credit card and cellphone outdoors near street.
April 14, 2026 | By Joel O'Leary

Our Favorite Balance Transfer Card if You Have Excellent Credit: April 2026

The Citi® Diamond Preferred® Card has one of the longest 0% intro APR windows for balance transfers, and no annual fee. It's our top pick for April 2026.
Two people sitting at a desk and going over papers while typing in a calculator.
April 14, 2026 | By Joel O'Leary

The $179 Per Month Difference Between a 12-Month and 21-Month 0% Intro APR

Picking the right intro window isn't just about time -- it's about what you can actually afford to pay each month.
Pile of dollar bills
April 14, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, April 14, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
man and woman sitting at opposite ends of a couch and looking upset
April 13, 2026 | By Jake FitzGerald

Here's What Happens to a Joint Credit Card When a Couple Separates

A divorce decree doesn't mean anything to your credit card issuer. Here's what actually happens to joint cards when a couple separates, and what to do about it.
Man in suit running away from a wrecking ball that says DEBT
April 13, 2026 | By Jake FitzGerald

Here's Why $10,000 of Credit Card Debt Can Feel Impossible to Pay Off

On a $10,000 credit card balance, your first minimum payment is $200 -- and $175 of it is interest. Here's why the math is so hard to escape.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
April 13, 2026 | By Joel O'Leary

I Compared Dozens of Savings Accounts. These 3 Paid the Most

The national average savings rate is just 0.39% APY. Here are three accounts that lap it -- and what it takes to qualify.
A person talking on the phone while sitting at a home office desk with a puppy in their lap.
April 13, 2026 | By Joel O'Leary

Here's How to Ask Your Credit Card Company for a Retention Offer (and What to Say)

A retention offer can mean bonus points, a statement credit, or a waived annual fee. Here's how to ask your card issuer for one.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
April 13, 2026 | By James McClenathen

Best CD Rates This Week, April 13, 2026: Lock In up to 4.20% APY Now

The Fed cut rates a total of three times in 2025, but this week's top CDs still offer yields as high as 4.20% APY. Secure a solid return while they last.
Young woman sitting on couch talking on phone with look of relief.
April 13, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, April 13, 2026: Stop Letting Interest Steal Your Progress

Stop losing ground to high interest. These balance transfer cards give you 0% intro APR for up to two years, no annual fee, and real room to pay down debt.
An envelope with various bills sticking out
April 13, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, April 13, 2026: Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a pair of hold decisions so far in 2026.
A credit card and dollar bills.
April 12, 2026 | By Joel O'Leary

Here's What Happens When You Have Two Balance Transfer Cards at the Same Time

Learn what happens when you use two balance transfer cards at once, including the credit impact, transfer limits, and how much you can save.
A young couple having a serious discussion sitting on their living room floor.
April 12, 2026 | By Jake FitzGerald

The 5 Financial Conversations Most Couples Avoid Until It's Too Late

Money is the most common source of conflict in relationships, and most couples avoid the conversations that would actually help. Here are the five worth having.
Convertible in the driveway of a modern home.
April 12, 2026 | By James McClenathen

3 Things That Make Someone Look Rich -- but Could Make Them Go Broke

Some of the finer things in life can quickly wreck your finances, even if you can "afford" them. Here's how -- and what real rich people do instead.
A man reviewing his finances on a tablet with bills on the coffee table in front of him.
April 12, 2026 | By Brooklyn Sprunger

5 Smart Money Moves to Make Right After Filing Your Taxes

Filed your taxes? Don't go on autopilot. Make these five quick money moves to fix your withholdings, grow your refund, and set a clear financial goal.
A man on a phone call while sitting in front of his laptop.
April 12, 2026 | By James McClenathen

Here's the Right Way to Cancel a Credit Card Without Hurting Your Credit Score

Thinking about canceling a credit card? Here's what actually happens to your score -- and the step-by-step process to avoid unnecessary damage.
Happy man holding cash.
April 12, 2026 | By Joel O'Leary

Get $400 and a Boosted APY: Best Bank Account Bonuses This Week, April 12, 2026

My favorite savings account is currently offering the best bonus I've seen yet. Here's how to get it, plus other great bonuses available now.
A woman looking over her bills with a laptop and notepad at her kitchen table.
April 12, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, April 12, 2026: Give Yourself a Real Chance to Catch Up

This week's longest 0% intro APR cards give you up to 24 months with no interest. Pay down debt that actually shrinks -- plus rewards and no annual fee.
A female clerk at a clothing store swiping a credit card on a payment tablet.
April 11, 2026 | By Joel O'Leary

3 Types of Credit Cards That Are Almost Never Worth It

Find out which credit card types to avoid and what to look for in a card that actually works for you.
Rich older man sitting in a leather chair at his desk.
April 11, 2026 | By Jake FitzGerald

The Subtle Ways People Signal Wealth Without Talking About Money

The wealthiest people in the room are rarely the ones who seem like it. Here's what they're actually signaling and how they're doing it without saying a word.
A man checking in to a hotel.
April 11, 2026 | By Jake FitzGerald

Here's What Happens When You Use a Debit Card for a Hotel Deposit

Hotels place a hold on your card at check-in, and with a debit card, that's real money out of your account. Here's what to expect and how long it takes to get it back.