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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Cracked egg in a nest labeled 401k.
June 11, 2026 | By Joel O'Leary

Here's the Average 401(k) Balance by Age vs. What You Actually Need

See how generational retirement savings stack up against expert benchmarks, plus simple moves to help you catch up at any age.
Woman laying on the floor using her cell phone.
June 11, 2026 | By Ryan Wilcox

Here's What Actually Changes When Your Credit Score Hits 800

Hitting an 800 credit score is a big accomplishment, but it's not the end-all, be-all. Here's what actually changes when you do it -- and what doesn't.
A happy family in eating lunch in their sunny backyard.
June 11, 2026 | By Joel O'Leary

I Keep 4 Months of Living Expenses in Cash -- Here's Where I Put It to Earn 4.00% APY

Keeping an emergency fund in cash doesn't have to mean losing ground to inflation. Here's how I keep mine liquid, protected, and growing.
Young man in glasses grinning while swiping credit card.
June 11, 2026 | By Ryan Wilcox

Amex Gold vs. Business Gold: Which Card Is Better in 2026?

The Amex Gold and Amex Business Gold are both plenty valuable, but they're built for different kinds of spenders. Here's how to pick the right one.
Woman in coonskin cap and goggles sitting on couch and beaming at laptop screen while holding credit card.
June 11, 2026 | By Joel O'Leary

My Top 3 Balance Transfer Cards for 2026, Ranked

Most issuers block transfers between their own cards, and approval needs good credit. Here is how three top picks for 2026 stack up, ranked.
Piggy bank surround by cash stacks
June 11, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, June 11, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
Woman holds up megaphone to make announcement.
June 10, 2026 | By Ryan Wilcox

The Chase Sapphire Preferred Is Getting a Massive Upgrade on June 15. Here's What You Need to Know

The Chase Sapphire Preferred is about to get its biggest overhaul in years. Here's everything that's changing -- and what's quietly going away.
A woman reading paperwork at a desk.
June 10, 2026 | By Joel O'Leary

7 Things Business Owners Should Never Charge on a Personal Card

Mixing company costs into personal credit can muddy tax deductions and create accounting headaches. Here's what belongs on a business account instead.
Trio of women in flannels and construction helmets looking at a credit card.
June 10, 2026 | By Ryan Wilcox

We Compared 100+ Credit Cards -- Here's the Best Balance Transfer Card for June 2026

We compared over 100 credit cards to find the best balance transfer card available this month. Here's our top pick -- plus a strong runner-up.
man in airport with suitcase and on the phone
June 10, 2026 | By Ryan Wilcox

4 Little-Known Perks of the Amex Business Platinum Card

The Amex Business Platinum has so many perks that it's easy for some to fly under the radar. Here's what to know about some of its lesser-known benefits.
Man appears shocked or concerned by what he reads on paper.
June 10, 2026 | By Joel O'Leary

The 400x Gap Between My HYSA and My Chase Checking Account

After 15+ years with Chase, here's how I started earning real money on my emergency fund without giving up easy access to it.
A young woman sits and makes an online purchase, which she pays for with her credit card.
June 10, 2026 | By Ryan Wilcox

The 3 Best Wells Fargo Cards of June 2026, Ranked

Wells Fargo has quietly become one of the better card issuers around. Here are the three cards that are worth your attention now.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
June 10, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, June 10, 2026: Up to 5.00% APY Still on Offer

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a trio of hold decisions so far in 2026.
Friends sitting outdoors eating sub sandwiches.
June 9, 2026 | By Joel O'Leary

Limited-Time Offer: Earn a $250 Bonus With the Capital One Savor Rewards Card

This no-annual-fee cash back card is built around where you already spend -- dining, streaming, and going out -- with a limited-time offer.
Mature couple smiling with cellphone in hand while sitting outdoors among background of mountains
June 9, 2026 | By Ryan Wilcox

Here's What Happens When You Keep a Credit Card Open for Over 10 Years

Keeping a credit card open for a decade does more for your finances than you might think. Here's what actually changes (and what doesn't).
A woman sitting comfortably on her couch looking at her phone and holding a credit card.
June 9, 2026 | By Ryan Wilcox

The 3 Best 'One-Size-Fits-All' Credit Cards, Ranked

Looking for a no-fuss credit card that can help you save everywhere? These three picks deliver.
A man standing on a sunny train platform with a suitcase and coffee.
June 9, 2026 | By Ryan Wilcox

Don't Want to Pay the Amex Business Platinum's Annual Fee? Here Are 3 Great Alternatives

The Amex Business Platinum is a great card, but its annual fee is a lot to ask. Here are three solid options worth looking at instead.
Woman on sofa sitting on laptop beaming in celebration.
June 9, 2026 | By Joel O'Leary

Our Top 0% Intro APR Card of June 2026: Pay No Interest for 21 Months

Covering a surprise expense or big purchase without touching your emergency fund is possible with the right intro APR offer and a simple payoff plan.
Man reviews a document at his laptop with concern while his wife and daughter play in background.
June 9, 2026 | By Joel O'Leary

Here Are Our 3 Balance Transfer Cards for June 2026: Pay No Interest for up to 21 Months

A few simple rules can make or break your debt payoff -- plus three no-annual-fee picks, from one of the longest runways to lasting cash back rewards.
A jar that says emergency savings is on a bookshelf and full of cash.
June 9, 2026 | By Ryan Wilcox

Best Savings Account Rates Today, June 9, 2026: Earn up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
An adult analyzes a graph on their laptop in their home office.
June 8, 2026 | By Joel O'Leary

I Didn't Open a Roth IRA Until 31. Here's What That Delay Really Cost

Opening a Roth IRA eight years earlier would have left me $280,000 richer today. Here are the current contribution limits and how to start now.
Professionally dressed man smiles as he looks at his cell phone.
June 8, 2026 | By Ryan Wilcox

How the Amex Business Platinum Can Pay for Its Annual Fee 7 Times Over

The Amex Business Platinum comes with a steep annual fee -- but for frequent business travelers, it's easily worth the cost. Here's what to know.
Person smiling while holding credit card and cellphone outdoors near street.
June 8, 2026 | By Ryan Wilcox

The 3 Best Cash Back Cards Right Now (and Who Each Is For)

There are all sorts of great cash back cards out there. Here are three of our favorites, and how to know which one is best for you.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
June 8, 2026 | By James McClenathen

Best CD Rates This Week, June 8, 2026: The Fed Meets in 8 Days -- Don't Wait to Lock In Your Rate

Top CDs this week offer yields as high as 4.20% APY. But the Fed meets soon, so the direction of rates is uncertain. Secure a solid return while they last.
Woman holding up hand in "stop" gesture
June 8, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, June 8, 2026: Put Interest on Pause for up to 2 Years

Pause the interest and make progress. These balance transfer cards offer 0% intro APR for up to two years, no annual fees, and room to breathe.