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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

April 28, 2024 | By Steven Porrello

5 Little-Known Perks of the Costco Shopping App

The Costco shopping app has robust tools that can help loyal Costco shoppers manage their memberships. Learn its top perks and how to use them.
April 28, 2024 | By Dana George

5 Little-Known Features of POS Systems That Can Boost Sales

Point of Sale (POS) systems have become commonplace. However, business owners don't always use these unsung features.
April 28, 2024 | By Kailey Hagen

5 Little-Known Bank Fees That Could Cost You a Fortune

The right bank account could make you money, but too many fees could cost you more than you earn. Here are five fees to watch out for.
April 28, 2024 | By Christy Bieber

This Longstanding Rule of CD Investing Doesn't Apply Right Now

For a long time, longer-term CDs have offered higher rates than shorter-term CDs. Learn how current economic conditions have upended this rule.
April 28, 2024 | By Brittney Myers

Can You Really Have 20-Plus Credit Cards at the Same Time?

To some, credit cards are like potato chips: You can't have just one. But can you really have 20 -- or more? Here's the answer.
April 28, 2024 | By Kailey Hagen

Can't Decide Which Bank Is Right for You? 5 Questions to Ask Yourself

The bank you choose has a serious effect on your finances. Take a look at five questions to consider when deciding which institution to work with.
April 28, 2024 | By Ashley Maready

If You Don't Have Kids, Is It Still Worth Buying a Home?

Homeownership is not the exclusive province of parents or future parents -- it's open to all of us, even if we won't be raising kids. Read on to learn why.
April 28, 2024 | By Ben Gran

This Cheap Flight Hack Felt Better Than Business Class

Want a business class air travel experience at a fraction of the price? See how to beat the crowds with flexible bookings.
April 28, 2024 | By Maurie Backman

Is a 3-Month CD Even Worth It?

A CD could score you a higher interest rate on your money than a savings account. But is it worth opening a really short-term CD? Read on to find out.
April 28, 2024 | By Matt Frankel, CFP®

How Much Do You Need to Fly to Earn American Airlines AAdvantage Platinum Status?

Want AAdvantage Platinum status? It isn't about how much you fly. Learn here how you can earn it.
April 28, 2024 | By Dana George

3 Lies You've Been Told About Women and Money

Humans are fed stereotypes throughout life. Keep reading to learn more about the stereotypes surrounding women and finances.
April 28, 2024 | By Maurie Backman

3 Strategies to Boost Your Emergency Fund by $1,000 by the End of the Year

Want to grow your emergency savings nicely? These moves could leave you with an extra $1,000 by the time 2024 wraps up.
April 28, 2024 | By Lyle Daly

What to Know About Travel Rewards Credit Cards Before Your Honeymoon

Honeymoons are expensive, with an average cost of over $5,000. Learn how you could use travel rewards credit cards to make it yours cheaper.
April 28, 2024 | By Christy Bieber

4 Signs You Shouldn't Open a CD Even Though Rates Are Above 5%

CD rates are high, but that doesn't mean everyone should have one. Watch for these four red flags that suggest a CD could be a bad financial move for you.
April 28, 2024 | By Ashley Maready

5 Ways to Tell You're Really Ready to Buy a Home

Renting vs. buying is a major personal finance debate. Keep reading to see how you can tell you're in a homeowner mindset.
April 28, 2024 | By Ben Gran

This Online Bank Is Designed for Doctors, Nurses, and Healthcare Professionals -- Should You Try It?

Are you a doctor, nurse, or other healthcare professional? Laurel Road could be a great choice for your banking needs. Learn more!
April 28, 2024 | By Ashley Maready

Cheap Methods for Boosting Your Credit Score When Buying Your First Home

Getting your credit in good shape before applying for a mortgage is a solid idea. Keep reading for a few ways to do just that.
April 28, 2024 | By Ben Gran

Wealthfront Cash Account Offers Same-Day Withdrawals on Holidays and Weekends

The Wealthfront Cash Account has some helpful features for savers. Read on to learn how it works.
April 28, 2024 | By Lyle Daly

4 Reasons to Go for Airline Elite Status

Airline elite status includes special perks, but it can be hard to get. Check out the top reasons to work toward it, so you can decide if it's right for you.
April 28, 2024 | By Dana George

This Is How Much Stay-at-Home Parents Could Be Saving

The thought of quitting work is sobering. However, keep reading to learn the financial impact of a stay-at-home parent.
April 28, 2024 | By Charlie Pastor, CFP®

More Young Americans Are Investing. Here's How to Build Wealth if You're One of Them

The next generation of investors has arrived -- and they have a chance to excel financially. Keep reading to learn more.
April 27, 2024 | By Dana George

5 Tips to Save Big on Your Next Costco Haul

As one of the most popular retailers on the planet, there are plenty of shoppers who count on Costco. These five tips could help them save more.
April 27, 2024 | By Maurie Backman

Here's What Happens When Your Credit Score Rises by 20 Points

A 20-point credit score increase won't always make a huge difference. But in some cases, it might. Read on to learn more.
April 27, 2024 | By Ben Gran

4 Life Insurance Riders Every Senior Should Consider

Want to buy life insurance as a senior? Don't forget about riders. Here's how the best life insurance riders can help you with long-term care and other costs.
April 27, 2024 | By Lyle Daly

3 Credit Card Mistakes I've Made and How Much They Cost Me

Credit card mistakes can be expensive. Check out three of the mistakes I've made so you know what not to do.