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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

April 29, 2024 | By Lyle Daly

The No. 1 Way for Average Americans to Become Millionaires

You don't need to earn a massive salary to become a millionaire. Discover a proven method that could get you there on an average income.
April 29, 2024 | By Natasha Etzel

4 Ways Becoming a Freelancer Has Improved My Finances

Becoming a freelancer is an adjustment, but it can provide certain perks. Here's how one freelance writer has improved her finances.
April 29, 2024 | By Lyle Daly

4 Expensive Mistakes Travelers Make Booking Business Class

When you're booking business-class airfare, mistakes can be expensive. Find out which ones could cost you the most.
April 29, 2024 | By Lyle Daly

Here's How to Get a Free Costco Membership Through Citibank

A Citibank account (with a hefty balance) could be your ticket to a free Costco membership. Discover how this benefit works and what it takes to qualify.
April 29, 2024 | By Maurie Backman

3 Reasons I Have a Larger Emergency Fund Than I Probably Need

This writer doesn't skimp on emergency savings. Read on to see why.
April 29, 2024 | By Chris Neiger

The Typical Monthly Rent Is $1,988. Here's How Much It's Increased Since 2020

Rent prices have quickly increased over the past few years. Read on to find out how to lower yours.
April 29, 2024 | By Steven Porrello

3 Popular Credit Card Perks That Are Completely Overrated

Some credit card perks don't live up to their name. Learn which three popular perks aren't as valuable as you think.
April 29, 2024 | By Cole Tretheway

3 of the Best Checking Accounts for High Schoolers Under 18

Checking accounts replace cash in wallets. Here's where to find the best checking accounts for high school teens.
April 29, 2024 | By Lyle Daly

4 Top Perks of Airline Elite Status -- and How to Get Them Without It

Airline elite status includes lots of perks, especially in the highest tiers. Check out the most valuable ones and learn how to get them without elite status.
April 29, 2024 | By Christy Bieber

CD Rates Top 5% Right Now. But You Could Earn Double That Rate if You Do This Instead

It's possible to earn a competitive rate with a CD, but there's also another option out there that can reliably produce a better ROI. Learn more here.
April 29, 2024 | By Maurie Backman

Here's What Might Happen if You Don't Buy Pet Insurance Right Away

The sooner you buy pet insurance, the more it can do for you. Read on to learn more.
April 29, 2024 | By Kailey Hagen

Are CDs a Good Investment for Seniors?

CDs offer a safe way to grow the wealth you've worked so hard to build. Find out how to know if they're right for you.
April 29, 2024 | By Lyle Daly

I've Been Writing About Credit Cards for 8 Years. Here's the Type of Card I Recommend the Most

Picking the right type of credit card is important. Find out which type of card I think is the best choice for most consumers.
April 29, 2024 | By Maurie Backman

1 in 5 Americans Plans to Take a Workcation in 2024. Here's Why You Should Plan a Non-Work-Related Getaway

It's a good thing to be able to do your job from another location. But read on to see why taking a true vacation is so important.
April 29, 2024 | By Maurie Backman

I Want a $2 Million Nest Egg. How Do I Get There?

A $2 million nest egg may be within your reach. But it'll take some planning. Read on to learn more.
April 29, 2024 | By Chris Neiger

Here's How Much Americans' Top 3 Expenses Have Grown in 4 Years

Housing, transportation, and food costs have soared. Read on to find out how to lower your expenses.
April 29, 2024 | By Kailey Hagen

3 Little-Known Perks of Having Multiple Credit Cards

Having multiple credit cards has several benefits for your wallet. Here are three you should know about.
April 29, 2024 | By Lyle Daly

The Unexpected Downside of Keeping Too Much Money in Your Checking Account

A checking account isn't the place to keep large amounts of money. Discover a rarely discussed downside of doing so and how it could lead to financial issues.
April 29, 2024 | By Steven Porrello

5 Gift Cards You Should Always Buy at Costco

Buying gift cards at Costco could save you between $10 and $30 each. Learn which gift cards have the best value.
April 29, 2024 | By Brittney Myers

How Many Business Credit Cards Should You Have in 2024?

Small business credit cards can be powerful tools. Here's how many you should have in your (metaphorical) toolbox.
April 29, 2024 | By Maurie Backman

These 3 Strategies Help Me Avoid Overspending -- and They Could Work for You, Too

Sometimes, spending less boils down to setting rules for yourself. Read on to learn more.
April 29, 2024 | By Lyle Daly

Why I Refuse to Shop at Businesses That Charge Extra for Credit Card Purchases

Credit card surcharges are a frustrating and increasingly common practice. Find out why you may want to stop shopping at businesses that do this.
April 28, 2024 | By Jamie Matthews

5 Brand-Name Health and Beauty Items at Costco That Can Save You More Than $60

Buying Costco's Kirkland Signature brand isn't the only way to reap savings. Look to these five brand-name health and beauty products for a bargain at Costco.
April 28, 2024 | By Christy Bieber

How Many Times a Month Should You Go to Costco? Here's How to Decide

Going to Costco often enough to cover your membership fee is important, but you don't want to go too often. Here's how to find a balance.
April 28, 2024 | By Lyle Daly

5 Common Mistakes People Make With Credit Cards That Cost Money

With credit cards, it pays to be mistake free. Learn about some of the most common credit card mistakes and how to avoid them.