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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 12, 2024 | By Christy Bieber

CDs Offer Risk-Free Returns Above 5%. Here's Why They May Still Be a Bad Investment

CDs offer lower rates than you could earn from investing, plus you have to tie up your money for a set term. Find out if they're still worth buying.
May 12, 2024 | By Steven Porrello

Is It Ever OK to Be Late on Your Credit Card Payments?

Paying your credit cards on time can help you avoid repercussions. Find out what happens when you're late on a credit card and how to avoid it.
May 12, 2024 | By Ashley Maready

4 Ways My Finances Changed When I Went Freelance

Freelancing is a whole new way of life. Learn what you can expect if you take the plunge.
May 12, 2024 | By Emma Newbery

3 Banking Habits of Millionaires

You don't need to get lucky with the lottery to become a millionaire. With time and careful spending, many of us can build wealth. Find out how these banking practices could help.
May 12, 2024 | By Matt Frankel, CFP®

You Will Never Guess the State With the Cheapest Gas

Gas prices can be very different throughout the United States. Read on to learn where you can save the most on fuel costs.
May 12, 2024 | By Maurie Backman

3 Incredibly Useful Money Tips I Learned From My Mom

Leave it to parents to impart great financial wisdom. Read on for some tips my mom was kind enough to share when I was growing up.
May 11, 2024 | By Christy Bieber

Looking to Invest in a CD? Here's How to Pick the Right One

If you've decided to open a CD, you'll want to pick the best one for your situation. Read on for tips to choose the right account.
May 11, 2024 | By Kailey Hagen

This 10-Minute Move Could Shave 40% or More Off Your Car Insurance Premium

Car insurance premiums cost drivers thousands of dollars per year. But keep reading for a surprisingly simple way to reduce them.
May 11, 2024 | By Maurie Backman

One Underrated Reason to Invest in CDs

CDs commonly offer higher rates than savings accounts. But that's not the only reason to open one.
May 11, 2024 | By Maurie Backman

3 Financial Mistakes I've Made as a Mom -- and How to Avoid Them

We all make our share of financial blunders. Read on to learn about some of my mom fails.
May 11, 2024 | By Ben Gran

See What This Corporate Merger Expert Thinks About Capital One Buying Discover

Wondering how the Capital One-Discover merger might affect your wallet? This corporate merger expert has ideas for new credit cards that could "emerge."
May 11, 2024 | By Steven Porrello

No Way Am I Opening This 12-Month CD, Even Though Its Rate Is 5.92%

This flex CD has a high interest rate, but read the fine print carefully. Learn why this writer isn't opening a 12-month CD with a 5.92% APY.
May 11, 2024 | By Matt Frankel, CFP®

3 Times My Amex Platinum Card Saved Me Hundreds on a Trip

The Amex Platinum Card is worth more to me than its $695 annual fee. Learn how its travel benefits have saved me big time in the past year.
May 11, 2024 | By Maurie Backman

CD Rates May Decline if This Trend Continues, so Open Yours Now

There's a reason it pays to open a CD sooner rather than later. Read on to learn more.
May 11, 2024 | By Ben Gran

I'd Rather Open a CD at 5.00% APY Than Sign Up for These Savings Account Bonuses

Have you seen these big bank savings account bonuses of $200 or $525? Beware: APYs can be as low as 0.01%. Here's why the best CDs are a better deal.
May 11, 2024 | By Brittney Myers

The Big Reason I Don't Have a CD Despite 5% APYs

CD rates are higher than they've been in years. Check out why one writer still doesn't have one.
May 11, 2024 | By Natasha Etzel

Save $300+ at Costco When You Redecorate for Spring

Want to redecorate your home for spring? Costco has some great deals for you to shop. Find out how to save $300 or more on home decor buys at Costco.
May 11, 2024 | By Maurie Backman

Here's the Single Best Way to Save Money at Costco

Want to reap massive savings at Costco? There's one strategy it pays to employ. Learn what it is here.
May 11, 2024 | By Maurie Backman

Selling Your Home in 2024? You May Get the Best Offer at This Time of the Year

It's a good time to sell a home in general. But read on for the best specific weeks of the year to move forward with a listing.
May 11, 2024 | By Christy Bieber

2 Reasons You Should Be Unhappy About CD Rates Above 5%

CD rates topping 5% may seem like a great deal for savers, but there are plenty of downsides to rates being so high. Here are two of them.
May 11, 2024 | By Ben Gran

4 Predictions for the Future of Airline Rewards

Want to get the best airline travel deals and experiences? Here's why you might want a premium airline credit card.
May 11, 2024 | By Ashley Maready

Should You Have CDs in Your Retirement Portfolio?

CDs are getting a lot of buzz these days, and if retirement is looming, you might wonder if they're worth checking out. Find out here.
May 11, 2024 | By Natasha Etzel

4 Costco Items That Just Aren't Worth the Price

Shopping at Costco could help you keep more money in your bank account. But not every deal is worth it. Find out which Costo deals aren't worth the cost.
May 11, 2024 | By Steven Porrello

The Single Best Retirement Savings Strategy for Credit Card Users

If you have a cash back credit card, you can contribute more to retirement than you think. Learn how to turn your cash back into a nest egg.
May 11, 2024 | By Maurie Backman

Shocking: You Won't Believe How Much a Hybrid Car Can Save You on Gas

Is the gas savings from a hybrid car worth the extra upfront cost to buy one? Read on to find out.