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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Oct. 7, 2024 | By Lyle Daly

Is It Actually Possible to Achieve a Perfect Credit Score?

A high credit score comes with lots of financial benefits. Find out if it's possible to earn a perfect credit score, and the best ways to improve your credit.
Oct. 7, 2024 | By Ben Gran

Why a Tight Job Market Is the Best Time to Start a Side Hustle

The U.S. job market has been choppy this year. But don't worry -- it may be the perfect time to take on a side gig. Here's why.
Oct. 7, 2024 | By Jordi Lippe-McGraw

The Best Renovations to Do Now to Upgrade Your Home

Now's the time to upgrade your home with smart renovations. Discover expert tips to add value and attract buyers.
Oct. 7, 2024 | By Brittney Myers

Avoid These 6 Expensive Traps When Shopping at Sam's Club

Saving money at Sam's Club can be easy and routine as you do your everyday shopping. Make avoiding these traps part of your new routine.
Oct. 7, 2024 | By Lyle Daly

Worried About Plummeting Interest Rates? Here's How to Keep Earning Big With Your Savings

Many of the top savings accounts have reduced their interest rates. Learn about an overlooked method to keep getting the most out of your savings.
Oct. 7, 2024 | By Matt Frankel, CFP®

3 Things You Need to Do Before Refinancing Your Mortgage

Interest rates have dropped, and refinancing is becoming an option for many homeowners. But here's what you need to do first.
Oct. 7, 2024 | By Steve Strauss

Start Small, Win Big: 10 Business Ideas Under $500

Yes, you really can start a business for under $500. Here's how the internet, free resources, and remote work have made it easier than ever.
Oct. 7, 2024 | By Ben Gran

Here's How You Could Save $1,000 at Costco in October 2024

Have you ever saved $1,000 in one month? See how to save $1,000 by shopping at Costco -- with limited time deals through Oct. 31, 2024.
Oct. 7, 2024 | By Ben Gran

This Was the Biggest Small Business Tax Mistake I Made in 2024

Open enrollment gives small business owners a powerful opportunity to get lower taxes and bigger investment gains. But only if you avoid this one big mistake.
Oct. 7, 2024 | By Matt Frankel, CFP®

The Fed Just Cut Interest Rates. Could They Fall Even Further in 2025?

The Federal Reserve recently cut rates for the first time in more than four years. But this could be just the beginning. Find out what you need to know.
Oct. 7, 2024 | By Steven Porrello

Are 5-Year CDs Still Worth Buying With Rates Down to 3.40%?

CD rates are dropping like flies. Learn when it's worth getting a long-term CD and when you're better off with other investments.
Oct. 7, 2024 | By Maurie Backman

The Little-Known Way You Can Buy Gas at Costco Without a Membership

Costco gas stations are generally only open to members. Read on to see how you can get around that.
Oct. 7, 2024 | By Kailey Hagen

Prediction: Savings Account APYs Will Fall Further in November or December

Federal Reserve rate cuts are already dropping savings account rates, and more cuts are on the way. Take a closer look at how you can prepare.
Oct. 7, 2024 | By Ben Gran

Top 5 Side Hustles for Retirees

Want to make extra money in retirement? Retirees have more options than ever before to earn money with side hustles. See how to make it happen.
Oct. 7, 2024 | By Cole Tretheway

Save $50.99 This Year With the Juice Cleanse of Personal Finance

Wash out the stains blemishing your bank account. Find out how much you can save by removing subscriptions from your budget.
Oct. 7, 2024 | By Kailey Hagen

Keeping Lots of Money in Your Checking Account? Here Are 3 Better Places for Your Cash

Checking accounts have their place, but they're not meant for all your cash. Here are three better places to keep your money now.
Oct. 7, 2024 | By Ben Gran

Why Return-to-Office Mandates Could Be a Sign to Start a Business in 2025

Is your company ending work from home and forcing you back to the office? See why now could be a good time to become a small business owner.
Oct. 7, 2024 | By Maurie Backman

Here's What Happens if You Deposit More Than $10,000 in Cash Into Your Savings Account

A $10,000 deposit is pretty hefty. Read on to see what might happen if you add that sum to your savings account in one fell swoop.
Oct. 6, 2024 | By Kristi Waterworth

CDs vs. Treasury Bonds: Which Is the Better Place for Your Savings Right Now?

Looking for the best place to put your long-term savings right now? CDs and Treasury bonds are both good options. Find out how to decide inside.
Oct. 6, 2024 | By Chris Neiger

A Perfect 850 Credit Score Is Overrated. Here's Why

Perfection isn't the goal. Read on to find out what credit score will give you the best rates and offers.
Oct. 6, 2024 | By Kailey Hagen

3 Great CDs to Check Out in October 2024

CD rates are expected to fall soon, but great offers still exist. Read on for some of the best CDs you can find right now.
Oct. 6, 2024 | By Kristi Waterworth

How Does Your Salary Stack Up to the Average American's?

Have you ever wondered if your pay matches that of your peers? Read on to see where you stand.
Oct. 6, 2024 | By Lyle Daly

4 Reasons Your Credit Card Could Get Declined -- and How to Fix Them

It's frustrating when your credit card gets declined. Find out why this can happen and what you can do to fix it.
Oct. 6, 2024 | By Natasha Etzel

Buying a Home Soon? Experts Suggest Stashing Away This Much for Repair Costs

Most homeowners pay a mortgage, property taxes, and home insurance -- but that's not all. Here's how much you should save for home repairs and maintenance.
Oct. 6, 2024 | By Maurie Backman

The 3 Smartest Places to Put Your Money in October 2024

Putting your money to work could leave you with more of it. Take a look at some great options to explore this month.