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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

April 26, 2024 | By Christy Bieber

How Does Your Entertainment Spending Compare to Your Fellow Americans'?

Entertainment spending can make or break your budget. Keep reading to find out whether yours is average -- and what it could mean for your finances.
April 26, 2024 | By Lyle Daly

4 Reasons Every Small Business Needs Its Own Credit Card

You have to spend money to make money. Take a look at why you should open a business credit card to do that spending.
April 26, 2024 | By Maurie Backman

Here's Why a 10% Penalty Isn't the Biggest Problem With an Early IRA Withdrawal

Tapping an IRA before age 59 1/2 will usually cost you 10% off the bat. But read on to see why there may be an even worse financial consequence.
April 26, 2024 | By Maurie Backman

3 Issues With Extreme Couponing You Should Know About

You might think extreme couponing sounds like a great way to save money. Here's why it may not be.
April 26, 2024 | By Maurie Backman

I Would Never Buy a Home With These 3 Issues

Some house-related problems are deal-breakers in my book. Read on to learn about the issues I wouldn't willingly take on.
April 26, 2024 | By Cole Tretheway

What to Look For When Opening a Checking Account in High School

High schoolers shouldn't be charged maintenance fees. Find out what to look for when opening a teen checking account.
April 26, 2024 | By Brittney Myers

5 Expensive Blunders to Avoid in Your Small Business Finances

We all make mistakes with our business. Here are some common money errors to avoid.
April 26, 2024 | By Kailey Hagen

This Bank Is Offering a $2,500 Bonus to Some New Customers Until July 8

Citibank is offering a checking account bonus worth up to $2,500. Find out what you have to do to earn it.
April 26, 2024 | By Chris Neiger

5 Ways to Save $50 at Costco

Shopping is expensive these days. Read on to find easy ways to save $50 or more at the discount warehouse club.
April 26, 2024 | By Maurie Backman

3 Reasons Why Shopping at Big-Box Stores Could Be a Huge Mistake

Big-box retailers can be both affordable and convenient. But should you be shopping at them? Read on to find out.
April 26, 2024 | By Matt Frankel, CFP®

I Have Airline Elite Status. Here's Why I Still Pay for Business Class Sometimes

Even though my elite status includes complimentary upgrades, they aren’t guaranteed. Find out when I’ll pay for the larger seats.
April 26, 2024 | By Devon Delfino

3 Expensive Retirement Mistakes You Can Easily Avoid

There are many ways to make retirement savings mistakes, and those can lead to significant losses. Read on for three big errors to avoid.
April 26, 2024 | By Steven Porrello

4 Ways Your Costco Membership Can Pay for Itself in One Trip

Costco members pay $60 or $120 to shop at the warehouse. But if you're in the market for any of these items, see you could save more than your membership costs.
April 26, 2024 | By Lyle Daly

3 Underrated Ways to Use Your Credit Card Rewards

Most rewards credit cards provide multiple ways to use your cash back or points. Learn about a few underrated options for redeeming your rewards.
April 26, 2024 | By Christy Bieber

CD Rates Could Stay High for a While. Here's Why That's Actually Bad News for Savers

If the Federal Reserve doesn't lower interest rates, CD rates will remain high. Find out why this could be a drawback if you have a lot of savings.
April 26, 2024 | By Maurie Backman

3 Reasons Shopping at the Dollar Store May Not Save You Any Money

Think you'll save big at the dollar store? Here's why you may want to think again.
April 26, 2024 | By Cole Tretheway

What to Look for When Opening Your First Savings Account in High School

Your first savings account should be cheap and hassle free. Find out what else to look for to get the best deal.
April 26, 2024 | By Steven Porrello

3 Reasons to Buy Swimwear at Costco

If you're looking for cheap swimwear, Costco could help you save. Here's why your next swimsuit should come from Costco.
April 26, 2024 | By Maurie Backman

Here's Why I Have Two Separate Emergency Funds

This writer has more than one savings account earmarked for unplanned expenses. Read on to see why.
April 26, 2024 | By Steven Porrello

How to Save for Retirement on a Low Income: A Step-by-Step Guide

Saving for retirement may seem impossible. Learn how you can successfully invest for your future on a low income.
April 26, 2024 | By Maurie Backman

3 Signs Your Money Doesn't Belong in a CD

CDs can be a terrific savings tool. But read on for some signs that your money shouldn't go into one.
April 26, 2024 | By Dana George

5 Ways Your Amex Platinum Card Can Get You Amazing Deals

You'll need a strong credit score to qualify for an Amex Platinum Card. Find out some of the ways Amex makes its card worth it.
April 26, 2024 | By Ashley Maready

This Amex Card Saves Me Over $400 on Groceries per Year

Some credit cards are worth their weight in gold. Keep reading to learn about a supermarket standout.
April 26, 2024 | By Ben Gran

Here's What Happened When I Opened the Chase Trifecta in Less Than 2 Weeks

Trying to figure out how to get the most travel rewards? Learn how the Chase Trifecta can help you earn maximum points.
April 26, 2024 | By Brittney Myers

5 Ways Your Chase Sapphire Reserve Card Can Get You Amazing Deals

The Chase Sapphire Reserve is one of the more expensive travel cards. Learn how you can turn your annual fee into an investment.