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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

A person looks over paperwork and uses a tablet in their kitchen.
Jan. 14, 2026 | By Joel O'Leary

7 Easy Steps to Finally Level-Up Your Personal Finances in 2026

Want to improve your finances in 2026? Here are seven simple steps that can help you save more, reduce stress, and build long-term wealth.
Woman celebrating by tossing cash into the air around her.
Jan. 14, 2026 | By Jake FitzGerald

The Best Early 2026 Credit Card Deals Everyone Is Trying to Grab

Three early-2026 credit card deals stand out right now, with oversized welcome bonuses at the high end and a rare no-annual-fee option worth grabbing.
Woman depositing check using her cellphone.
Jan. 14, 2026 | By Jake FitzGerald

Here's How You Deposit a Check to an Online Bank

Depositing a check to an online bank is easier than you think. Here's how mobile check deposits really work.
A young couple sadly looking through bills.
Jan. 14, 2026 | By Joel O'Leary

Need a Break From Interest Payments? Here's Our Top 0% Intro APR Credit Card

This award-winning card offers 21 months of 0% intro APR, perfect for pausing interest and helping you crush debt in 2026.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Jan. 14, 2026 | By Joel O'Leary

Here's How Much $5,000 Would Earn in a 6-Month CD Now

Lock in a 6-month CD and earn easy interest on a $5,000 deposit. See where to find today's top APYs, and whether a short-term CD is right for your savings.
A young woman using an ATM on the street while her friend waits for her.
Jan. 14, 2026 | By Ryan Wilcox

Earn Hundreds in Extra Rewards: The Best Bank of America Cards This Week, Jan. 14, 2026

Want strong credit card rewards without high costs? Bank of America offers solid options. See our favorite Bank of America cards available right now.
Red percent sign amid white dollar signs
Jan. 14, 2026 | By James McClenathen

Best CD Rates Today, Jan. 14, 2026: Still Time to Lock In up to 4.27% APY

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
mature man and woman taking a selfie in front of a hotel and palm trees
Jan. 14, 2026 | By Ryan Wilcox

Land the Welcome Bonus of a Lifetime: The Best Amex Cards This Week, Jan. 14, 2026

This Amex card is offering one of the biggest welcome bonuses I've ever come across. See if it's right for you, plus our other top picks available now.
Emergency Savings Jar
Jan. 14, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 14, 2026 -- Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
young man and woman with shopping bags looking at a credit card and a tablet.
Jan. 14, 2026 | By Ryan Wilcox

Earn Hundreds in Flexible Rewards: The Best Cash Back Cards This Week, Jan. 14, 2026

A top cash back credit card can earn you hundreds of dollars a year in versatile rewards. Learn which one is right for you today.
Shopper using self checkout
Jan. 13, 2026 | By Jake FitzGerald

Here's What Happens When You Overdraft by $1

A $1 overdraft can trigger fees, negative balances, and account flags that cost far more than a dollar.
Salesman and customer shaking hands over paperwork at car dealership
Jan. 13, 2026 | By Jake FitzGerald

Here's What Happens When You Put a Car Rental on the Wrong Card

Putting a car rental on the wrong card can seriously cost you. Here's how it actually plays out.
A couple sit in their living room and pay their credit card balances online.
Jan. 13, 2026 | By Jake FitzGerald

Families Miss This Dead-Simple Way to Get More Out of Their Credit Cards

Families often miss this simple credit card move that can double rewards and perks without spending more.
Well-dressed woman carrying multiple shopping bags.
Jan. 13, 2026 | By Joel O'Leary

The 3 Credit Cards Providing Outsized Value Right Now

Earn up to 6% cash back with the best credit cards of 2026. See three top picks that offer major value for everyday spending with no annual fees.
A woman making a budget in a notebook with her laptop open at the kitchen table.
Jan. 13, 2026 | By Ryan Wilcox

Here's What Happens if You Move All the Money From Your Checking Account to Savings

My checking account has next to nothing in it, and that's intentional. Here's how you can do the same and earn hundreds of dollars a year on your savings.
Young person shopping grocery aisle
Jan. 13, 2026 | By Ryan Wilcox

Here's How the Blue Cash Preferred Could Earn You $800+ in a Year

The Amex Blue Cash Preferred was just named our favorite grocery card of the year -- again. Here's how it can earn you hundreds a year at the supermarket.
Certificate of deposit sign on a clipboard.
Jan. 13, 2026 | By James McClenathen

Best CD Rates Today, Jan. 13, 2026: Top APYs (up to 4.27%) Won't Be Around Much Longer

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
A woman sitting in front of her couch with her laptop and celebrating with her hand in the air.
Jan. 13, 2026 | By Joel O'Leary

The 3 Longest 0% Intro APR Cards of 2026: No Interest for up to 2 Years

Skip interest for up to two years with these 0% intro APR offers, perfect for large purchases in 2026 or paying off high-interest debt.
Stacks of coins in increasing height following by a large dollar sign.
Jan. 13, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 13, 2026 -- Still Competitive at up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Woman wearing sunglasses holds a credit card in one hand and makes the OK sign with the other.
Jan. 12, 2026 | By Ryan Wilcox

Here's Why You Only Need One Cash Back Card in Your Wallet in 2026

If you're looking to simplify your credit card strategy, this Wells Fargo card might be all you need in 2026. Here's what to know before applying.
A couple counts dollar bills together at home.
Jan. 12, 2026 | By Jake FitzGerald

The 3 Best Places to Put Your Cash in 2026

Where you keep your cash matters more than ever in 2026. Here are the three smartest places to park it safely and earn more.
Person outdoors celebrating with fist raised while holding cellphone.
Jan. 12, 2026 | By Joel O'Leary

Here's How the Discover it® Cash Back Card Could Earn You $1,080+ in a Year

See how rotating bonus categories, a first-year match, and 0% intro APR can help you earn $1,000+ with the Discover it® Cash Back card.
Man with glasses looking at laptop.
Jan. 12, 2026 | By Joel O'Leary

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000 Right Now

If you want to earn more from your cash, these no-fee savings accounts are offering top-tier APYs right now.
credit scores listed on chalkboard, with 5-star box checked
Jan. 12, 2026 | By Jake FitzGerald

Here's What Changes When You Reach an 850 Credit Score in 2026

Here's what actually changes, and what doesn't, when you reach a perfect 850 credit score in 2026.
A woman smiling at her office desk.
Jan. 12, 2026 | By Joel O'Leary

Supercharge Your Business Savings: The Best Business Credit Cards This Week, Jan. 12, 2026

If you want an easy way to save on work expenses of all kinds, a great business credit card is worth a look. Here are our favorites available now.