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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Woman depositing check using her cellphone.
Jan. 30, 2026 | By Joel O'Leary

LendingClub Just Won Best Savings Account in America for 2026 -- Here's Why

With one of the highest APYs available and zero monthly fees, LendingClub earned top honors for 2026. Here's what makes it stand out.
A person sitting at a table holding an envelope full of hundred-dollar bills.
Jan. 30, 2026 | By Joel O'Leary

Here's What Happens When You Pay for Everything in Cash

Switching to a cash-only lifestyle might help you save more, but it also comes with surprising trade-offs that spark strong opinions.
Woman using laptop and phone to track her personal finances.
Jan. 30, 2026 | By Joel O'Leary

Why People Stay in Terrible Savings Accounts Even When Rates Are High

Many savers earn 0.01% APY without realizing they're missing out. Here's why people stay in low-rate savings accounts, and how to make the switch simple.
Woman looking at financial paperwork with a calculator.
Jan. 30, 2026 | By Joel O'Leary

Here's Why I Wouldn't Put $50,000 in CDs

CDs lock up your cash and limit your growth. Learn how much more $50K could earn elsewhere, and where I'd actually put my money.
young man using laptop and young woman holding credit card sitting next to each other on a couch.
Jan. 30, 2026 | By Jake FitzGerald

The Most Valuable Credit Card Bonus I've Seen This Winter

The no-annual-fee Prime Visa bonus quietly delivers outsized value this winter if you already shop Amazon or Whole Foods.
A pair of hands separating stacks of money into envelopes.
Jan. 30, 2026 | By Joel O'Leary

3 Unexpected Benefits of Choosing CDs Over Other Savings Accounts

CDs let you lock in a high interest rate, but there are other perks you might not know. Keep reading to learn why a CD might be your best move today.
A woman pumps her fist and smiles.
Jan. 30, 2026 | By Joel O'Leary

The Most Valuable Credit Card Perk in 2026 Almost Everyone Ignores

0% intro APR cards can help you skip interest while you pay off debt or finance big purchases. See how to use this underrated perk to your advantage in 2026.
Close-up on stacks of coins sitting next to a clock
Jan. 30, 2026 | By James McClenathen

Best CD Rates Today, Jan. 30, 2026: Fed Held Rates Steady This Month -- Snag a 4.00% or Higher APY While You Can

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return as we head further into the new year.
Airplane lifting off over palm trees at sunset
Jan. 30, 2026 | By Ryan Wilcox

Forget the Amex Platinum: This Is My Favorite Travel Card Now

Don't want to pay hundreds of dollars for a top travel card? Here's how you can still get tons of value from my favorite $95 card.
Blocks that spell out FED on top of a hundred dollar bill.
Jan. 30, 2026 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Jan. 30, 2026 -- Up to 5.00% APY After Fed Holds Rates Steady

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Group of young men and women laughing at table holding credit cards
Jan. 30, 2026 | By Ryan Wilcox

Pay Nothing and Rack Up Rewards: The Best No-Annual-Fee Cards This Week, Jan. 30, 2026

Earn rewards without paying an annual fee. Explore our top no-annual-fee credit card picks and find the one that fits your spending style today.
Money hidden in a dresser drawer.
Jan. 30, 2026 | By Ryan Wilcox

Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead

Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
A woman looking confused at her computer while holding a credit card.
Jan. 29, 2026 | By Jake FitzGerald

Here's What Happens When You Max Out Your Credit Card Once

Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.
A woman making a budget in a notebook with her laptop open at the kitchen table.
Jan. 29, 2026 | By Joel O'Leary

Here's What Happens When You Switch From a Savings Account to CDs

CDs give you fixed returns, but locking up your cash can backfire. Here's how to know when it makes sense and when it doesn't.
Mother and daughter smiling as they go over some information together.
Jan. 29, 2026 | By Jake FitzGerald

This Discover Card Offers a Bigger Bonus Than Any Other No-Annual-Fee Card

Discover's first-year cashback match is one of the most lucrative welcome offers for any no-annual-fee card. Find out more.
A finger creates a straight upward trending line with an AI bubble in the middle of it.
Jan. 29, 2026 | By James McClenathen

The Top AI Money Management Apps for High-Income Families

These AI-powered apps help families track their investments, net worth, cash flow, and more. Find out which one works best for you.
Intrepid woman wearing backpack facing away toward mountain lake.
Jan. 29, 2026 | By Jake FitzGerald

Why the Chase Sapphire Preferred Is Still My Top Travel Card in 2026

In 2026, this card still stands out for flexible points, strong everyday rewards, and an annual fee that is easy to justify.
Bank teller assisting a customer with cash transaction.
Jan. 29, 2026 | By James McClenathen

What Happens When You Withdraw $10,000 or More From Your Bank Account? Here's the Truth in 2026

Banks report cash withdrawals of $10,000 or more to the federal government. Here's why, and how to make sure your next big withdrawal goes smoothly.
Young couple looking at each other in stunned unpleasant surprise.
Jan. 29, 2026 | By Ryan Wilcox

These 3 Cards Come With 0% Intro APR Until 2027

Want an easier way to erase high-interest debt? Here's how you can get back on track with these three great balance transfer cards.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Jan. 29, 2026 | By James McClenathen

Best CD Rates Today, Jan. 29, 2026: Final Days to Lock in a Strong Rate This Month

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Trio of women in flannels and construction helmets looking at a credit card.
Jan. 29, 2026 | By Ryan Wilcox

Save on Annual Fees This Year: The Best Wells Fargo Cards This Week, Jan. 29, 2026

Want to save on annual fees on credit cards? Most of my favorite Wells Fargo cards will cost you $0 to hold onto. Here's what to know.
Person in a yellow sweater sitting behind desk and sliding a dollar bill into a piggy bank.
Jan. 29, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 29, 2026 -- APYs Still up to 5.00%

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
GettyImages-1182745546.jpg
Jan. 29, 2026 | By Ryan Wilcox

Save on Travel, Amazon Purchases, and More: The Best Chase Cards This Week, Jan. 29, 2026

Want to earn hundreds in cash back or travel rewards this year? See our list of the top Chase credit cards available now to see how to get started.
Person making a shocked expression while looking at laptop screen.
Jan. 28, 2026 | By Ryan Wilcox

Amex Platinum Offers a Massive Welcome Offer. Find Out Your Offer Now

The Amex Platinum comes with thousands of dollars in annual perks alongside a super valuable welcome offer. Here's how to apply and earn it today.
Person holding card and phone while looking confused and upset.
Jan. 28, 2026 | By Jake FitzGerald

Here's What Happens When Your Debit Card Triggers a Fraud Alert

Find out why your debit card was declined and the exact steps you need to take to unfreeze your account and protect your cash.