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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Oct. 26, 2025 | By Jake FitzGerald

Here's What Happens When You File for Bankruptcy

Bankruptcy isn't the end. Here's how it actually works, what gets erased, and how you can rebuild.
Oct. 26, 2025 | By Joel O'Leary

CDs in October 2025: Here's What $10,000 Can Earn You Right Now

Top 12-month CDs are still paying 4.00% APY in October 2025. Here's how much $10,000 could earn in interest, and why timing matters.
Oct. 26, 2025 | By Joel O'Leary

I've Earned Over $15,000 in Credit Card Rewards. Here's How

I've earned $15K+ in rewards by opening two to three cards a year, matching spend to perks, and playing two-player mode with my wife. Here's how you can, too.
Oct. 26, 2025 | By Joel O'Leary

When It Actually Pays to Cash Out a CD Early

When rates rise, cash runs short, or better opportunities come up, breaking a CD early can actually make you more money.
Oct. 26, 2025 | By Joel O'Leary

Should You Split Your Debt Across Multiple Balance Transfer Cards?

Splitting debt across multiple balance transfer cards rarely helps and often adds risk. Here's why one solid balance transfer card usually wins.
Oct. 26, 2025 | By Ryan Wilcox

Your $20,000 at Wells Fargo Isn't Making You Any Richer. How to Make $800 More

If you're still saving with Wells Fargo, you could be doing better -- much better. Here's how one simple switch can earn you hundreds more a year.
Oct. 26, 2025 | By Ryan Wilcox

$300 a Year on Streaming: The Updated Amex Platinum Is Better Than Ever for Binge-Watching

The Amex Platinum offers $25 a month on "digital entertainment," which means it's now easier than ever to save on your favorite services. Learn how today.
Oct. 26, 2025 | By James McClenathen

Best CD Rates Today, Oct. 26, 2025: Another Rate Cut Likely Just Days Away -- Lock In up to 4.35% APY Now

Today's top CDs pay up to 4.35% APY. With more Fed rate cuts likely on the way, now's the time to lock in a solid return before these elevated yields slip away.
Oct. 26, 2025 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, Oct. 26, 2025: Kick Off up to 2 Years Interest-Free

Get up to 24 months interest-free with this week's best 0% intro APR cards -- great for big purchases or paying down debt without added costs.
Oct. 26, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week, Oct. 26, 2025: Earn up to $400 in Easy Cash

This week's best bank bonuses can earn you hundreds -- just open an account, complete a few easy steps, and enjoy cash rewards with no strings attached.
Oct. 25, 2025 | By Joel O'Leary

How to Calculate Your True Balance Transfer Savings -- Fees and All

Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math.
Oct. 25, 2025 | By Ryan Wilcox

Forget CDs, Even With Rates Over 4%. Here's Where I'd Put My Money Now

CD rates are a decent place to earn interest on savings, but there are a few smarter ways to grow (and protect) your money. Here are three options to consider.
Oct. 25, 2025 | By Ryan Wilcox

3 Little-Known Perks Exclusive to High-End Credit Cards

Underused credit card perks like trip cancellation and interruption insurance can save you a bundle on your next trip. Here's how easy it is to take advantage.
Oct. 25, 2025 | By Ryan Wilcox

The Savings Account Chase Doesn't Want You to Know About

Learn how moving your savings out of Chase's standard savings account could earn you hundreds of dollars a year in interest.
Oct. 25, 2025 | By Joel O'Leary

5 Reasons Store Credit Cards Are (Usually) a Horrible Deal

That 20% discount at checkout may seem tempting, but most store credit cards are packed with limitations. Here's why they're rarely worth it.
Oct. 25, 2025 | By Ryan Wilcox

Avoid Overdraft Fees Forever With These 3 Banks

Tired of overdraft fees? These three banks offer no-fee overdraft protection plus high APYs that can earn you up to 10 times the national average.
Oct. 25, 2025 | By Joel O'Leary

CD Rates Are Dropping, but It's Not Too Late to Lock In a Great One

Top 12-month CDs are still paying around 4.00% APY right now. Here's how much your savings can earn before rates fall further.
Oct. 25, 2025 | By Brooklyn Sprunger

When a $95 Annual Fee Is Actually Worth It for Groceries

Groceries cost more than ever. The Amex Blue Cash Preferred earns a top-tier cash back rate on U.S. supermarkets and streaming -- easily covering its annual fee.
Oct. 25, 2025 | By James McClenathen

Best CD Rates Today, Oct. 25, 2025: Snag an APY up to 4.35% Before Next Week's Fed Meeting

CDs are offering up to 4.35% APY today. With the recent Fed rate cut and another likely around the corner, it's a smart time to lock in a strong return.
Oct. 25, 2025 | By Joel O'Leary

Best Credit Card Sign-Up Bonuses This Week: Top Can't-Miss Offers for Oct. 25, 2025

The best credit card sign-up bonuses this week bring big value -- cash back, travel rewards, and more. Act fast, these limited-time offers won't stick around.
Oct. 25, 2025 | By Jake FitzGerald

The Best High-Yield Savings Accounts Today: Oct. 25, 2025 -- APYs up to 5.00% Still Available Prior to Fed Meeting

Today's top high-yield savings accounts offer up to 5.00% APY -- see the best rates and choose where your money can grow the fastest.
Oct. 24, 2025 | By Jake FitzGerald

Social Security's 2026 COLA Is Set at 2.8%. Here's How Much More You'll Get

Social Security's 2026 COLA is 2.8%, adding about $54 a month for retirees. Here's what that raise really means.
Oct. 24, 2025 | By Joel O'Leary

Act Fast: The Top 3 CDs of October 2025 (Up to 4.10% APY)

CD rates are still holding strong right now. You can lock in up to 4.10% APY or explore high-yield savings accounts still paying over 4.00%.
Oct. 24, 2025 | By James McClenathen

The 2.8% Social Security COLA Is a Big Letdown for Retirees. Here's How Much You'll Actually Get

The SSA announced a 2.8% COLA for 2026. See your raise after Medicare and taxes, plus smart ways to use it.
Oct. 24, 2025 | By Jake FitzGerald

Families With Kids Could Get up to $8,231 From the IRS Next Year, Here's How

The IRS just raised the 2026 Earned Income Tax Credit to $8,231 for families with three or more children. Here's who qualifies and how to claim it.