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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Dec. 19, 2025 | By James McClenathen

Act Fast to Get up to $2,000 in Cash Bonuses and 4.25% APY With This Top High-Yield Savings Account

Now through Dec. 31, you can earn a high APY and cash bonuses when you open a new NexBank High-Yield Savings Account through Raisin.
Dec. 19, 2025 | By Joel O'Leary

How to See if You Qualify for an Amex Platinum Card Without Impacting Your Credit Score

Learn how to check if you're approved for the Platinum Card as well as the welcome offer you're eligible for with zero risk to your credit.
Dec. 19, 2025 | By Joel O'Leary

3 Ways the 1% Maintain Their Wealth

The 1% stay wealthy by investing long term, keeping emergency cash, and avoiding high-cost debt. Here's why those habits work for anyone.
Dec. 19, 2025 | By Ryan Wilcox

Save Thousands on Travel and More: The Best Luxury Credit Cards This Week, Dec. 19, 2025

If you want a credit card with some of the most valuable perks available, you probably want a luxury card. Here are all our favorites available now.
Dec. 19, 2025 | By James McClenathen

Best CD Rates Today, Dec. 19, 2025: Up to 4.27% APY Still Available

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
Dec. 19, 2025 | By Ryan Wilcox

Cut Down On Annual Fees: The Best No-Annual-Fee Credit Cards Available This Week, Dec. 19, 2025

No-annual-fee credit cards can help you earn valuable rewards at no extra cost. Here are all of our favorites available now.
Dec. 19, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Dec. 19, 2025 -- Earn up to 5.00% APY

Top high-yield savings accounts still pay up to 5.00% APY, but with another Fed rate cut announced last week, those yields could decrease.
Dec. 18, 2025 | By Joel O'Leary

Here's What Happens When You Withdraw Cash With a Credit Card

Withdrawing cash using a credit card (aka cash advance) can trigger instant fees, high interest, and credit risks. Here are smarter alternatives to consider.
Dec. 18, 2025 | By Joel O'Leary

4 Reasons You Should Actually Pull From Your Savings Account

A savings account is usually for emergencies, but here's when tapping it is actually the smartest financial move you can make.
Dec. 18, 2025 | By Joel O'Leary

You Might Not Realize What Happens When You Spend More Than $10,000 on Your Credit Card

Charging $10,000+ to a credit card can trigger fraud checks, raise utilization, and rack up interest. Here's what happens, and how to avoid the downsides.
Dec. 18, 2025 | By Joel O'Leary

These 3 Changes Are Coming to IRAs in 2026

IRA rules are shifting slightly in 2026. Here are three key changes, including higher income and contribution limits, and how to use them to your advantage.
Dec. 18, 2025 | By Ryan Wilcox

This Bank of America Card Offers 6% Cash Back and a $200 Bonus

Want to earn 6% cash back in the spending category of your choice for a year? Here's how you can with this valuable Bank of America card.
Dec. 18, 2025 | By Joel O'Leary

Amex Platinum Offers a Massive Welcome Bonus. Find Out Your Offer Now

This VIP travel card is offering one of its biggest bonus incentives in years. Here's how to check your personalized offer and see if it's worth it.
Dec. 18, 2025 | By Ryan Wilcox

Pay 0% Interest, Rack Up Travel Rewards, and More: The Best Wells Fargo Cards Available This Week, Dec. 18, 2025

Wells Fargo offers some of the best credit cards of all kinds, from great travel earners to top balance transfer options. Here are our favorites available now.
Dec. 18, 2025 | By James McClenathen

Best CD Rates Today, Dec. 18, 2025: APYs up to 4.27% Won't Last

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further after last week's Fed rate cut.
Dec. 18, 2025 | By Ryan Wilcox

Land a $250 Amazon Gift Card: The Best Chase Cards Available This Week, Dec. 18, 2025

Whether you're looking for valuable cash back or great travel perks, Chase has you covered. Here are all our favorite cards from the issuer this week.
Dec. 18, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Dec. 18, 2025 -- APYs Still up to 5.00%

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide after last week's Fed cut.
Dec. 18, 2025 | By James McClenathen

Get 0% Intro APR and up to 5% Cash Back With This Card

The Discover it® Cash Back card could help you avoid interest charges and earn big rewards for Amazon shopping -- and more. Here's how.
Dec. 17, 2025 | By Joel O'Leary

Here's What Happens When You Only Use Credit Cards

Credit cards offer rewards and protection, but using them exclusively has downsides. Here's what to know before going all-in on credit.
Dec. 17, 2025 | By Joel O'Leary

We Compared 100+ Credit Cards -- These 3 Offer the Best 0% Intro APR in 2026

These top 0% intro APR and balance transfer cards can help you save hundreds in interest in 2026 and pay off your debt faster.
Dec. 17, 2025 | By Jake FitzGerald

Here's What Happens When You Deposit a Large Check

Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what actually happens behind the scenes.
Dec. 17, 2025 | By Ryan Wilcox

Grocery, Travel Cards, and More: The Best Amex Cards Available This Week, Dec. 17, 2025

Looking for a card with a sky-high welcome bonus and valuable perks? American Express is worth a look. Here's what to know.
Dec. 17, 2025 | By Joel O'Leary

Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead

High-yield savings, short-term CDs, and index funds beat hiding cash at home. Here's why these places are safer and smarter to put your money instead.
Dec. 17, 2025 | By Ryan Wilcox

Earn Tons of Cash Back and Travel Rewards: The Best Bank of America Cards Available This Week, Dec. 17, 2025

Looking for a new cash back or travel card? Bank of America has you covered. Here are all our favorite cards from the issuer available now.
Dec. 17, 2025 | By James McClenathen

Best CD Rates Today, Dec. 17, 2025: Don't Let APYs up to 4.27% Slip Away

Another Fed rate cut was announced last week, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.