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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Person making a shocked expression while looking at laptop screen.
Jan. 28, 2026 | By Ryan Wilcox

Amex Platinum Offers a Massive Welcome Offer. Find Out Your Offer Now

The Amex Platinum comes with thousands of dollars in annual perks alongside a super valuable welcome offer. Here's how to apply and earn it today.
Person holding card and phone while looking confused and upset.
Jan. 28, 2026 | By Jake FitzGerald

Here's What Happens When Your Debit Card Triggers a Fraud Alert

Find out why your debit card was declined and the exact steps you need to take to unfreeze your account and protect your cash.
A young man, sitting on a sofa, smiles as he holds a credit card in one hand and looks at his cellphone in another.
Jan. 28, 2026 | By Joel O'Leary

Get 2% Back on Purchases and a $200 Bonus With This Credit Card

Unlimited 2% back, a $200 bonus, and a 0% intro APR offer. See why this no-annual-fee card just won our Best Credit Card of 2026 award.
A woman with a suitcase crossing a street in a foreign city with the. sun behind her.
Jan. 28, 2026 | By Joel O'Leary

Act Fast: $250 Travel Credit + Earn 75K Mile Bonus. This Offer Won't Last Long

Planning travel in 2026? This limited-time Capital One Venture card offer gives you up to $1,000 in travel value. See how to qualify and maximize your rewards.
A smiling person holding a credit card.
Jan. 28, 2026 | By Jake FitzGerald

The Wells Fargo Reflect Card Is Our Top Pick for Avoiding Interest Payments in 2026

Our top 0% intro APR pick for 2026 offers nearly two years interest-free, making it ideal for paying down debt without rewards distractions.
Piggy bank, stacks of coins, and an alarm clock on a table.
Jan. 28, 2026 | By James McClenathen

Best CD Rates Today, Jan. 28, 2026: Lock In a Top APY Before It's Too Late

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Woman on sofa sitting on laptop beaming in celebration.
Jan. 28, 2026 | By Ryan Wilcox

Unlock Elite Travel Perks and More: The Best Amex Cards This Week, Jan. 28, 2026

If you're looking to save on travel, a top Amex card should be one of the first places you look. Check out our favorites to see which one's right for you today.
Half of man's face peering up over a counter as he sneaks a five-dollar bill out of a jar full of money.
Jan. 28, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Jan. 28, 2026 -- Earn up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Two Excited Women Sitting On Sofa Using Laptop As One Of Them Holds Her Credit Card
Jan. 28, 2026 | By Ryan Wilcox

Earn 2% on Every Purchase: The Best Cash Back Cards This Week, Jan. 28, 2026

A great cash back credit card can reward you on every purchase, all year long. Explore our top picks and find the best option available today.
Bespectacled woman opening book and looking over at raining money.
Jan. 27, 2026 | By Jake FitzGerald

Do People With 850 Credit Scores Pay Less for Almost Everything? Here's the Truth

Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't matter at all.
Two people sitting on the ground surrounded by papers.
Jan. 27, 2026 | By Ryan Wilcox

Here's How to Get 0% Intro APR for 21 Months With No Annual Fee

The Wells Fargo Reflect comes with an intro APR offer that lasts almost two years. Here's why it's my favorite balance transfer card out there today.
Group of friends take selfie during travels.
Jan. 27, 2026 | By Joel O'Leary

Act Fast: The Most Valuable Credit Card Bonus I've Seen This Winter

Earn up to $1,000 toward travel with this limited-time offer from Capital One. See how to qualify and maximize your rewards in 2026.
Mature woman using laptop with earbuds in.
Jan. 27, 2026 | By Ryan Wilcox

3 Safe Ways to Earn 4%+ on Your Retirement Savings

Looking to protect your nest egg as you head into retirement? Here are three great ways to do it while still earning a solid return.
Mature woman holding her phone and a credit card while commuting with a backpack.
Jan. 27, 2026 | By Jake FitzGerald

How the Chase Sapphire Preferred Card Can Pay for Its Annual Fee 8 Times Over

The Chase Sapphire Preferred's $95 annual fee can be covered eight times over through its welcome bonus, hotel credit, and everyday rewards. Here's the math.
A row of glass jars with the first being empty and the others increasingly full of coins and the final one has a plant sprouting from it.
Jan. 27, 2026 | By Joel O'Leary

Here's How Much $10,000 Could Earn in High-Yield Savings in 2026

Stashing $10,000 in the right savings account could earn you $360 a year or more. Here's how to get one of the highest APYs in 2026.
A group of friends racing through an airport with their suitcases.
Jan. 27, 2026 | By Ryan Wilcox

Don't Want to Pay the Chase Sapphire Reserve Card's $795 Fee? Here Are 3 Alternatives

A $795 annual fee is a lot to ask for some people. Here are three credit cards that might be able to help you save more than the Chase Sapphire Reserve.
Coins in a glass with a plant growing out of it.
Jan. 27, 2026 | By James McClenathen

Best CD Rates Today, Jan. 27, 2026: High Yields Are Fading -- Secure Yours Today

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Pink piggy bank on top of piles of hundred dollar bills.
Jan. 27, 2026 | By Jake FitzGerald

High-Yield Savings Rates Today, Jan. 27, 2026 -- Up to 5.00% APY While Available

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Professionally dressed man smiles as he looks at his cell phone.
Jan. 27, 2026 | By Joel O'Leary

Is the $895 Amex Business Platinum Worth It in 2026?

Evaluate whether this card's high annual fee and numerous luxury perks justify the cost for your business in 2026.
Person getting assistance from bank teller.
Jan. 26, 2026 | By Jake FitzGerald

What Happens When You Deposit $10,000 or More Into Your Bank Account? Here's the Truth in 2026

Learn the 2026 rules for $10,000 deposits. Understand CTR reporting and how AI monitoring affects your cash transactions.
Someone signing loan paperwork and being handed money.
Jan. 26, 2026 | By Joel O'Leary

Here's What Happens When You Pay Off Your Credit Cards With a Loan

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you handle it the right way.
Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.
Jan. 26, 2026 | By Jake FitzGerald

How High Could CD Rates Go in 2026?

Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.
Woman standing with hand on chin contemplating her decision.
Jan. 26, 2026 | By Joel O'Leary

Here's What Happens When You Only Have One Credit Card

Using a single credit card keeps things simple, but it can also limit your rewards, credit score growth, and financial flexibility.
Man holding a fan of cash appears to be in thought.
Jan. 26, 2026 | By Ryan Wilcox

Why $50K in Savings Is Probably Too Much

Once you've built up a solid emergency fund, a standard savings account is one of the worst places to put excess cash. Here's where to move it instead.
Traveler at airport with luggage, phone, and credit card.
Jan. 26, 2026 | By Joel O'Leary

Earn Hundreds a Year on Business Trips: The Best Business Credit Cards This Week, Jan. 26, 2026

If you want an easy way to save on work expenses of all kinds, a great business credit card is worth a look. Here are our favorites available now.