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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

An hourglass on top of a calendar.
Feb. 2, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 2, 2026: Fewer Top APYs Remain After 3 Fed Cuts in 2025

The Fed cut rates a total of three times in 2025, but this week's top CDs still offer yields as high as 4.27% APY. Secure a solid return while they last.
Woman shopping for cleaning supplies
Feb. 2, 2026 | By Jake FitzGerald

Save on Produce, Cleaning Supplies, and More: The Best Grocery Credit Cards This Month, February 2026

Want to cut down on grocery and other everyday expenses this year? Learn how you can today with one of these top grocery credit cards.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Feb. 2, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Feb. 2, 2026 -- Still Competitive at up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
A woman and her bulldog looking through a pile of bills on the floor.
Feb. 2, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Feb. 2, 2026: Give Your Balance a Break

The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start tackling debt today.
Credit cards on a desk.
Feb. 1, 2026 | By Joel O'Leary

Here's What Happens When You Have Too Many Credit Cards

Carrying too many credit cards can hurt your credit score, cost you money, and make debt more likely. Here's what to watch for -- and how to fix it.
Two women walking down a street arm in arm carrying shopping bags.
Feb. 1, 2026 | By Joel O'Leary

The 3 Best High-Limit Cards You Can Apply for in February 2026

Get major spending power, solid rewards, and other VIP perks with these high-limit credit cards. Here are our three top picks for early 2026.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Feb. 1, 2026 | By James McClenathen

CDs Pay More Than Savings Accounts. Here's Why I Still Don't Use Them

CDs offer less flexibility than savings accounts and lower returns than the stock market. Are CDs ever worth it?
woman sitting on couch reading document while holding her head
Feb. 1, 2026 | By Joel O'Leary

Here's What Happens When You Don't Touch Your Bank Account for Years

If your bank account sits untouched too long, your money could wind up in your state's unclaimed funds database. Here's how to prevent that.
A suitcase packed with clothes sitting open in front of a sunny window.
Feb. 1, 2026 | By Ryan Wilcox

We Compared 100+ Credit Cards -- This Is the Best $0 Annual Fee Card in February 2026

Want to rack up the most travel rewards possible without paying an annual fee? This Wells Fargo card might be the perfect way to do it.
People with luggage in line at airport.
Feb. 1, 2026 | By Joel O'Leary

3 Underrated Airport Perks of the Amex Platinum (Besides Lounge Access)

This premium card is famous for airport lounge access, but its lesser-known airport perks can also save time, money, and travel-day headaches.
A desk with a chalkboard with drawing of a piggy bank and a checkmark next to Excellent Credit Score.
Feb. 1, 2026 | By Joel O'Leary

Here's Why You'll Probably Never Hit a 'Perfect' 850 Credit Score

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.
Person holding their smartphone with a graphic of a web of dollar signs coming from the top of the phone.
Feb. 1, 2026 | By Jake FitzGerald

The Top 3 High-Yield Savings Accounts of February 2026: APYs up to 4.21%

In February 2026, these three high-yield savings accounts offer some of the best rates available.
Man in backpack and straw hat facing away while walking into throng of locals in exotic locale.
Feb. 1, 2026 | By James McClenathen

Save Hundreds With Valuable Statement Credits: The Best Travel Cards This Week, Feb. 1, 2026

Looking to save on 2026 travel today? Here are the best travel cards to apply for now to help you save a bundle on your next getaway.
A young woman wearing a hat holds a fan of hundred dollar bills.
Feb. 1, 2026 | By Joel O'Leary

Earn Hundreds for Opening a New Account: Best Bank Account Bonuses This Week, Feb. 1, 2026

With these banks, you can earn up to $400 just for opening a new account. Don't believe me? Read our list of picks to learn more.
A woman looking at her laptop with papers on her desk.
Feb. 1, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, Feb. 1, 2026: Clear Debt Without the Cost

Find the best 0% intro APR credit cards this week with up to 24 months interest-free. Compare our picks with the longest 0% intro APR periods and start saving.
Mature woman working from laptop with documents in hand.
Jan. 31, 2026 | By Joel O'Leary

4 Traits of Americans With a Perfect 850 Credit Score

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong over time.
Man sitting at table with dollar bills and coins in front of him.
Jan. 31, 2026 | By James McClenathen

How a Series of Small Deposits in Your Bank Account Could Cause You Problems

Trying to avoid government reports by splitting a large cash deposit into smaller ones can get you in serious trouble. Here's what to do instead.
Couple has card out to pay in a restaurant.
Jan. 31, 2026 | By Jake FitzGerald

The Little-Known Credit Card Strategy That Can Save You Hundreds in 2026

Couples can double card perks, earn two welcome bonuses, and avoid cash back caps by using the same credit card in 2026.
Young couple skeptically looks at information on a laptop screen
Jan. 31, 2026 | By Joel O'Leary

CDs Are More Risky Than You Think. Here's Why

CDs feel safe, but they can limit your access, earnings, and financial freedom. Here's how to spot the risks before locking up your cash.
An air conditioner repairman uses a clipboard to explain the cost of repairs to the homeowners.
Jan. 31, 2026 | By Joel O'Leary

Here's What Happens When You Spend More Than $5,000 on Your Credit Card

Large credit card purchases can affect your score, trigger fraud alerts, or lead to debt. Learn how to handle them smartly and maximize rewards.
Two people looking at credit score on phone.
Jan. 31, 2026 | By James McClenathen

What Happens When You Hit an 850 Credit Score? Here's the Truth

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what matters more.
A bank teller smiles to a customer from behind her desk.
Jan. 31, 2026 | By Joel O'Leary

If You Withdraw $10,000, the Government Is Going to Know About It. Here's Why

The government tracks cash withdrawals over $10,000. Here's what triggers a report, what it means for you, and how to handle big withdrawals the smart way.
Young woman about to step into private plane.
Jan. 31, 2026 | By Ryan Wilcox

Why Premium Cards Are Worth It in 2026 -- Even With High Annual Fees

Scared off by the annual fee on premium credit cards? Here's how easy it is to get value from them -- using one of my favorite cards as an example.
Certificate of deposit sign on a clipboard.
Jan. 31, 2026 | By James McClenathen

Best CD Rates Today, Jan. 31, 2026: Don't Miss What's Left of Top APYs

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
A person holding a fan of credit cards.
Jan. 31, 2026 | By Joel O'Leary

We Compared 100+ Credit Cards -- These 5 Made the Winner's List for 2026

These five credit cards won awards for simplicity, rewards, and long-term value in their category. Learn which 2026 picks made our expert-backed winner's list.