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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Money on bait hook.
Feb. 18, 2026 | By Joel O'Leary

7 Hidden Traps of Buy Now, Pay Later -- and How to Avoid Them

BNPL services seem convenient, but hidden fees and debt can pile up fast. Learn the traps and how to protect yourself.
Man in suit running from a wrecking ball labeled Debt.
Feb. 18, 2026 | By Joel O'Leary

No Interest for 21 Months: This Wells Fargo Card Is Our Favorite Way to Crush Debt

Pay off debt faster with a no-annual-fee balance transfer card that keeps your repayment plan simple and predictable.
young man sitting in front of laptop and pumping his fist -- happy celebrating success
Feb. 18, 2026 | By Joel O'Leary

What's the Best Savings Account Now? My Pick for February 2026

This high-yield savings account offers competitive rates, zero fees, no minimums, and daily compounding from a trusted name in finance.
A person on a stand-up paddle board near a Hawaiian beach at sunset.
Feb. 18, 2026 | By Ryan Wilcox

Save Thousands on Your Next Big Trip: The Best Amex Cards This Week, Feb. 18, 2026

Looking to save big on travel? This top Amex card should be one of the first places you look. Check out our favorites to see which one's right for you today.
Stacks of coins sprouting leaves next to a small piggy bank.
Feb. 18, 2026 | By Jake FitzGerald

Top Savings Account Rates Today, Feb. 18, 2026: Still Hitting 5.00% APY -- Here's Where to Find Them

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Young couple very excited about their credit card and what's on their computer screen.
Feb. 18, 2026 | By Ryan Wilcox

Forget About Travel Rewards: The Best Cash Back Cards This Week, Feb. 18, 2026

Earn 2% cash rewards on purchases -- or even more in select categories -- with a top cash back card. See our favorite options available now.
Well dressed mature man holds credit card while using laptop.
Feb. 17, 2026 | By Ryan Wilcox

This Bank of America Card Comes With a 6% Cash Back Offer and a $200 Bonus Offer

Want to earn a whopping 6% back in the spending category of your choice for a year? Learn how you can with the Bank of America® Customized Cash Rewards.
Two young adults hold credit card while looking at laptop.
Feb. 17, 2026 | By Joel O'Leary

Amazon's Best-Kept Secret: The No-Annual-Fee Prime Visa

The Prime Visa offers unlimited 5% back at Amazon and Whole Foods with no annual fee. Here's why it's one of the smartest credit cards for Amazon shoppers.
Woman with laptop and phone quietly celebrating
Feb. 17, 2026 | By Joel O'Leary

How to Check if You're Eligible for a Credit Limit Increase

Most issuers let you request a higher credit limit without hurting your score. Learn how it works, what you'll need, and why it can actually improve your credit.
Person in sunglasses relaxing under umbrella at small table near the beach.
Feb. 17, 2026 | By Jake FitzGerald

Here's Why the Chase Sapphire Preferred® Card Is Easily Worth 10 Times Its $95 Annual Fee

The Chase Sapphire Preferred's $95 fee looks small once you run the math. Here's how the value adds up.
Man in suit uses a credit card to pay in a cafe.
Feb. 17, 2026 | By Joel O'Leary

A $750 Bonus and 12-Month Intro APR: This Chase Card Is the Best Business Card of 2026

This award-winning small-business credit card offers high cash back, no annual fee, and category-leading benefits for everyday spending.
Envelope full of hundred dollar bills.
Feb. 17, 2026 | By Ryan Wilcox

Here's What Happens When You Deposit More Than $5,000 in Cash

Planning a big cash deposit? Here's what to know before you go -- and the transaction amount that triggers a government report.
Woman smiling with laptop in lap and credit card in hand.
Feb. 17, 2026 | By Joel O'Leary

The 3 Top Credit Cards for People Who Hate Complicated Rules

These three cash back credit cards are easy to use, beginner-friendly, and built for everyday spending -- no rotating categories or hoops to jump through.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Feb. 17, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Feb. 17, 2026 -- Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
An older adult uses a credit card to make a payment on a smartphone in their living room.
Feb. 16, 2026 | By Joel O'Leary

I've Done the Math, and This Welcome Offer Is Worth More Than It Looks

The Discover it Cash Back card has no annual fee, flexible rewards, and a unique cashback match that can double your first-year earnings.
An old-fashioned savings passbook.
Feb. 16, 2026 | By Jake FitzGerald

Set It and Forget It? Here's Why Banks Love Inactive Customers

Think your bank doesn't care if you ignore your account? It might actually prefer it that way.
Mature couple appears distraught while looking at laptop.
Feb. 16, 2026 | By Joel O'Leary

Nearly 1 in 4 BNPL Users Pay Late. Here's the Simple Fix in 2026

Nearly 1 in 4 buy now, pay later users paid late. Here's a simple four-step plan for using BNPL wisely and avoiding regret in 2026.
A mature woman smiles while sitting at her table. She is holding a cellphone and a credit card.
Feb. 16, 2026 | By Ryan Wilcox

Here's What Happens When You Keep a Credit Card Open for Over 10 Years

Looking to hold onto a credit card for years, or even decades? Here's what to know about what can happen when you do, good and bad.
Woman walking through airport.
Feb. 16, 2026 | By Jake FitzGerald

This Travel Card's Bonus Is Worth at Least $750

This travel card's 75,000-point bonus is worth at least $750 in Chase Travel value, plus ongoing dining and travel rewards that easily justify its annual fee.
An envelope with Roth IRA written on it and $100 bills falling out.
Feb. 16, 2026 | By Joel O'Leary

The Best Roth IRA Account for 2026, Hands Down

Charles Schwab offers no fees, thousands of investment options, and an easy platform, making it the top Roth IRA choice for 2026.
Happy man celebrating while looking at cellphone.
Feb. 16, 2026 | By Jake FitzGerald

This No-Annual-Fee Credit Card Offers 6% Cash Back and a $200 Bonus

A 6% cash back rate sounds gimmicky. This one isn't. Here's how the math actually works.
Padlock on top of cash
Feb. 16, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 16, 2026: Lock in Today's Yield Before the Next Cut

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates move lower.
A couple discusses finances at the kitchen table using a laptop and paperwork.
Feb. 16, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Feb. 16, 2026: Stop Paying Interest and Start Making Progress

Tackle leftover 2025 debt with top balance transfer cards offering long 0% intro APR periods and no annual fees. Compare picks and start paying it down today.
Coins in a glass with a plant growing out of it.
Feb. 16, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Accounts, Feb. 16, 2026 -- Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
A smiling person holding a credit card.
Feb. 15, 2026 | By Joel O'Leary

What Does It Take to Get the Best Credit Cards?

You'll need more than a high credit score to get approved for top rewards cards. Here's what card issuers look for -- and how to improve your odds.