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Homeowners Insurance Articles

Recent Articles

Feb. 26, 2024 | By Maurie Backman

You Need Homeowners Insurance to Get a Mortgage. Can You Drop It Once You Have a Loan in Place?

Homeowners insurance is a prerequisite for getting a mortgage. But are you forced to keep that coverage once your home loan is in place? Read on to find out.
Feb. 25, 2024 | By Maurie Backman

There's a Dead Tree on My Property I'm Not Allowed to Remove, Even Though It Might Cause Damage. Here's Why

I'd love to remove a potential hazard from my property. Read on to see why I can't.
Jan. 30, 2024 | By Maurie Backman

Buying a Home in 2024? Check Up on This Important Factor Before Making an Offer

As a homeowner, you need insurance. Read on to see why it may be hard to come by in certain parts of the country.
Jan. 29, 2024 | By Maurie Backman

My Neighbor's Tree Crushed Part of My Fence in a Storm. Here's Why I'm Out of Luck

Homeowners insurance won't always cover you in the event of property damage. Read on to learn more.
Jan. 23, 2024 | By Dana George

Cutting the Cost of Homeowners Insurance: Expert Tips and Tricks

The cost of homeowners insurance has taken a leap in the past few years. Take a look at how experts say you can trim your premiums.
Jan. 22, 2024 | By Chris Neiger

Insurance Premiums Are Rising Fast. Here's How to Find Cheaper Insurance

Homeowners insurance is getting more expensive. But read on for a few ways to lower costs.
Jan. 17, 2024 | By Brittney Myers

4 Types of Insurance You Need for a Home Gym

A home gym can be a great investment for your health, but you need to protect that investment. Here's how.
Jan. 16, 2024 | By Brittney Myers

Building a Home Gym? Make Sure Your Homeowners Insurance Covers This

Building a home gym can save over costly gym memberships. But watch out for these insurance gotchas.
Jan. 15, 2024 | By Christy Bieber

Don't Be Surprised if Your Home Insurance Doesn't Cover These 4 Things

Home insurance won't cover flood damage, among other things. Read on to learn what insurance won't pay for.
Jan. 14, 2024 | By Christy Bieber

Should You Increase Your Home Insurance Coverage in 2024?

A home is a valuable asset, and your homeowners insurance coverage protects it. Here's how to decide if raising it makes sense for you this year.
Jan. 8, 2024 | By Ben Gran

Don't Let Your Homeowners Insurance Get Canceled! Avoid This One Mistake

Having your homeowners insurance canceled is a stressful situation that's becoming more common due to climate change. Learn how to protect your home and money.
Jan. 7, 2024 | By Ben Gran

Buying an Old House? This One Little Thing Could Make It Hard to Get Homeowners Insurance

If you're buying an old house, old-fashioned knob and tube wiring doesn't have to be a dealbreaker. Learn how to get homeowners insurance at low cost.
Jan. 4, 2024 | By Matt Frankel, CFP®

3 Types of Home Insurance Coverage You Might Not Need to Pay For

There are some things your homeowners insurance won't cover. But that doesn't necessarily mean you need an additional policy. Here's why.
Dec. 29, 2023 | By Kailey Hagen

These 5 Home Insurers Had the Cheapest Rates in 2023

Home insurance costs the average homeowner thousands each year. These five companies have the lowest average rates.
Dec. 19, 2023 | By Matt Frankel, CFP®

Why Is Florida Homeowners Insurance Getting So Expensive?

The average Florida homeowner pays three times the national average for homeowners insurance. Read on for a few reasons why.
Dec. 13, 2023 | By Maurie Backman

This Silly Mistake Almost Caused Our Homeowners Insurance to Be Canceled

A simple matter of throwing out the wrong piece of mail almost cost us our affordable homeowners insurance policy. Read on to learn more.
Dec. 13, 2023 | By Maurie Backman

3 Ways to Lower Your Homeowners Insurance in 2024

Tired of overpaying for homeowners coverage? Read on for ways to save.
Dec. 6, 2023 | By Maurie Backman

Made Home Improvements in 2023? Here's Why You Need to Contact Your Insurance Company ASAP

It's important to keep your homeowners insurance company informed when you make changes to your home. Read on to see why.
Dec. 1, 2023 | By Christy Bieber

Your House Was Robbed! Will Home Insurance Cover Your Stuff?

Homeowners insurance should cover property that is stolen, as long as the homeowner had personal property coverage. Learn more here.
Nov. 8, 2023 | By Kailey Hagen

Can You Protect Your Home (and Your Money) Without Traditional Insurance?

Home insurance can be pricey, but a single disaster could cost a lot more. See what you need to know about the costs of repairing a home without insurance.
Nov. 6, 2023 | By Christy Bieber

5 Reasons You Need a Good Homeowners Insurance Policy

Having the right homeowners insurance is crucial for every property owner. Keep reading to learn why.
Nov. 6, 2023 | By Christy Bieber

Is Going Without Home Insurance Worth the Risk?

Going without home insurance is not worth the risk and some lenders won't allow it. Find out just how much of a disaster it could be.
Nov. 4, 2023 | By Christy Bieber

4 Reasons to Consider Switching Your Home Insurance

Homeowners insurance provides important protection, but there may be times when it makes sense to switch insurance companies. Learn when to consider it.
Nov. 3, 2023 | By Christy Bieber

4 Home Insurance Myths You Shouldn't Believe

Not having the right home insurance could be a costly mistake. Don't fall victim to these four misconceptions about homeowners insurance.
Nov. 2, 2023 | By Christy Bieber

How Will You Pay Living Expenses if Your Home Is Destroyed By Disaster?

When a home is destroyed, it may be a while before homeowners can move back into it. Learn what insurance coverage you need to cope with this situation.