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Homeowners Insurance Articles

Recent Articles

April 10, 2023 | By Matt Frankel, CFP®

My Homeowners Insurance Just Doubled -- What Should I Do Now?

If your homeowners insurance bill skyrocketed, you're not alone. Here's what you need to know.
April 7, 2023 | By Maurie Backman

Here's How Adopting a Dog Might Impact Your Homeowners Insurance

Adopting a dog? Read on to see why you might end up paying more to insure your home.
April 6, 2023 | By Dana George

10 Things You Should Never Do Following Damage to Your Home

Sustaining damage to your home can be a stressful experience. Read on to find out 10 things you should never do during that time.
March 26, 2023 | By Maurie Backman

Why Doesn't Homeowners Insurance Cover Every Repair?

Homeowners insurance can protect you from catastrophic costs. But read on to see what it generally won't cover.
March 25, 2023 | By Maurie Backman

My Air Conditioner Died and My Homeowners Policy Wouldn't Pay a Dime. Here's Why

Homeowners insurance doesn't cover everything. Here's what you need to know.
March 24, 2023 | By Kailey Hagen

3 Reasons You Should Think About Buying Flood Insurance ASAP

Flood insurance is a crucial protection against flood damage. Here are three reasons to consider purchasing a policy right now.
March 20, 2023 | By David Chang, ChFC®, CLU®

Here's How Much It Costs to Insure a $500,000 House

When you're trying to determine how much it will cost to insure your property, there are several factors that come into play. Read on to learn more.
March 20, 2023 | By David Chang, ChFC®, CLU®

Here's What Happens if Your Homeowners Insurance Company Fails

Your home insurer covers damage to your assets. Read on to learn what to do if your home insurance company goes bankrupt.
March 17, 2023 | By Kailey Hagen

Jewelry Insurance vs. Homeowners Insurance: Which Do You Need?

Valuable jewelry may not be fully covered under a typical homeowners insurance policy. Here's what homeowners need to know.
March 16, 2023 | By Kailey Hagen

These 5 States Have the Highest Homeowners Insurance Premiums

Homeowners insurance rates are heavily influenced by the home's location. Residents of these states pay the highest average premiums in 2023. Read on to learn more.
March 15, 2023 | By Christy Bieber

Here's How Much Homeowners Insurance You Need

It's important to have replacement value insurance, property coverage, liability protection, and more. Here's how much homeowners insurance is necessary.
March 15, 2023 | By Kailey Hagen

The 5 Best Ways to Score a Homeowners Insurance Discount in 2023

Insurance companies offer discounts to homeowners who take steps to keep their homes as safe as possible. Here are five of the most valuable discounts around.
March 14, 2023 | By Christy Bieber

Overinsured: How to Know if You Have Too Much Homeowners Insurance Coverage

Paying for unnecessary home insurance costs doesn't make sense. Here's how property owners can tell if they have too much coverage.
March 11, 2023 | By Maurie Backman

Buying Homeowners Insurance? Suze Orman Says This Feature Is Key

Own a home? Here's how to make sure you have adequate homeowners coverage.
March 9, 2023 | By Dana George

Underinsured: How to Know if You Have Enough Homeowners Insurance Coverage

An estimated 2 out of 3 homeowners are underinsured. Read on to find out how you can know where you stand.
March 8, 2023 | By Christy Bieber

Should You Follow These 2 Dave Ramsey Tips for Saving on Homeowners or Renters Insurance?

Homeowners and renters insurance protect against financial loss, but they come at a cost. Read on to learn about Dave Ramsey's suggestions for saving.
Feb. 17, 2023 | By Christy Bieber

You Need Home Insurance Before Closing on a Home. Here's Why

Lenders require home buyers to have home insurance in place, and buyers also shouldn't risk their investment. Learn more about why home insurance is essential.
Feb. 5, 2023 | By Christy Bieber

Should You Change Home Insurers in 2023?

Homeowners can change their home insurance coverage. Find out how policyholders can decide if making a switch is a good idea.
Feb. 4, 2023 | By Maurie Backman

3 Homeowners Insurance Moves to Make in Early 2023

Own a home? Read on for some important insurance matters to tackle right now.
Dec. 17, 2022 | By Maurie Backman

4 Little-Known Tips to Save on Homeowners Insurance as Rates Rise

Want to save on homeowners insurance? Read on to learn how.
Dec. 13, 2022 | By David Chang, ChFC®, CLU®

5 Ways to Get Discounted Homeowners Insurance

There are plenty of ways to save money on your homeowners insurance policy. Read on for ideas.
Dec. 8, 2022 | By Brittney Myers

13 Surprising Things Your Homeowners Insurance Doesn't Cover

It's better to know what your policy covers ahead of time than discovering it after the fact. Here are some common exclusions to consider.
Nov. 23, 2022 | By Margo Winton Parodi

How I Saved $200 on My Home and Auto Insurance With One Phone Call

You have to pay your bills, but you may not have to pay as much as you think. Check out these tips for getting your insurance bill reduced.
Nov. 11, 2022 | By David Chang, ChFC®, CLU®

How to Insure Multiple Rental Properties

If you have more than one rental property, you'll need to think about insuring them all. Here’s what you need to know about finding coverage.
Nov. 10, 2022 | By Kailey Hagen

How to Properly Insure Your Smart Home

Smart homes are becoming increasingly popular, but they also bring some unique insurance challenges. Find out what homeowners need to know.