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Homeowners Insurance Articles

Recent Articles

Dec. 19, 2023 | By Matt Frankel, CFP®

Why Is Florida Homeowners Insurance Getting So Expensive?

The average Florida homeowner pays three times the national average for homeowners insurance. Read on for a few reasons why.
Dec. 13, 2023 | By Maurie Backman

This Silly Mistake Almost Caused Our Homeowners Insurance to Be Canceled

A simple matter of throwing out the wrong piece of mail almost cost us our affordable homeowners insurance policy. Read on to learn more.
Dec. 13, 2023 | By Maurie Backman

3 Ways to Lower Your Homeowners Insurance in 2024

Tired of overpaying for homeowners coverage? Read on for ways to save.
Dec. 6, 2023 | By Maurie Backman

Made Home Improvements in 2023? Here's Why You Need to Contact Your Insurance Company ASAP

It's important to keep your homeowners insurance company informed when you make changes to your home. Read on to see why.
Dec. 1, 2023 | By Christy Bieber

Your House Was Robbed! Will Home Insurance Cover Your Stuff?

Homeowners insurance should cover property that is stolen, as long as the homeowner had personal property coverage. Learn more here.
Nov. 8, 2023 | By Kailey Hagen

Can You Protect Your Home (and Your Money) Without Traditional Insurance?

Home insurance can be pricey, but a single disaster could cost a lot more. See what you need to know about the costs of repairing a home without insurance.
Nov. 6, 2023 | By Christy Bieber

5 Reasons You Need a Good Homeowners Insurance Policy

Having the right homeowners insurance is crucial for every property owner. Keep reading to learn why.
Nov. 6, 2023 | By Christy Bieber

Is Going Without Home Insurance Worth the Risk?

Going without home insurance is not worth the risk and some lenders won't allow it. Find out just how much of a disaster it could be.
Nov. 4, 2023 | By Christy Bieber

4 Reasons to Consider Switching Your Home Insurance

Homeowners insurance provides important protection, but there may be times when it makes sense to switch insurance companies. Learn when to consider it.
Nov. 3, 2023 | By Christy Bieber

4 Home Insurance Myths You Shouldn't Believe

Not having the right home insurance could be a costly mistake. Don't fall victim to these four misconceptions about homeowners insurance.
Nov. 2, 2023 | By Christy Bieber

How Will You Pay Living Expenses if Your Home Is Destroyed By Disaster?

When a home is destroyed, it may be a while before homeowners can move back into it. Learn what insurance coverage you need to cope with this situation.
Oct. 31, 2023 | By Christy Bieber

What Happens if You Don't Insure Your Home for the Full Value?

Homeowners insurance pays for covered losses, but it's important to get the right policy in place. Read on to learn why.
Oct. 31, 2023 | By Christy Bieber

Buying Your First Homeowner's Insurance Policy? Here's What to Look For

Getting homeowners insurance is an important step on the road to buying a home. Find out the most important considerations to make when you pick a policy.
Oct. 30, 2023 | By Maurie Backman

3 Reasons 'Going Bare' on Home Insurance Is a Huge Mistake

Going without homeowners insurance could cost you big time. Read on to learn more.
Oct. 29, 2023 | By Christy Bieber

You Need a Home Inventory to Buy Home Insurance. Here Are 2 Reasons Why

A home inventory is a detailed summary of the personal property in a home. Here's why it's so important to have one.
Oct. 29, 2023 | By Maurie Backman

Why More Homeowners Are Getting Minimal Home Insurance Plans

Homeowners insurance is an essential expense, but some property owners are skimping on it. Read on to see why.
Oct. 29, 2023 | By Christy Bieber

Can You Change Homeowners Insurers if You Pay Insurance Costs as Part of Your Mortgage?

When you pay home insurance out of an escrow account, it's still possible to change insurers, but it can be a little more complicated. Here's how.
Oct. 28, 2023 | By Maurie Backman

Do You Need Extra Insurance if You're Renting Out Your Swimming Pool?

Trying to monetize your swimming pool? Read on to see how it might impact your insurance needs.
Oct. 27, 2023 | By Christy Bieber

Will Home Insurance Cover You for Water Leaks?

Homeowners insurance may cover water damage, depending on the cause. Keep reading to learn how your home insurer decides what to cover.
Oct. 26, 2023 | By Emma Newbery

Do You Need to Raise Your Deductible to Reduce Your Home Insurance Rate?

Increasing your deductible is a great way to reduce your home insurance premiums. Learn more about the pros and cons of higher deductibles.
Oct. 16, 2023 | By Dana George

My Mortgage Payment Just Increased by $100. Here's What I Did to Make Up for It

Increased property values can lead to higher property taxes. Here's how one writer chose to cover that unexpected expense.
Oct. 15, 2023 | By Kailey Hagen

Winter Homeowners Insurance Claims Are the Worst. Here Are 5 Ways to Avoid Them

Winter homeowners insurance claims can cost thousands of dollars. Here are five simple ways homeowners can prevent them.
Oct. 10, 2023 | By Chris Neiger

Homeowners Insurance Prices Are Rising the Fastest in This Southern State

Florida's homeowners insurance prices have soared over the past two years. Read on to find out how you can potentially lower your insurance premium.
Oct. 8, 2023 | By Christy Bieber

Can You Get a Mortgage Without Home Insurance?

It's typically not possible to get a mortgage without buying homeowners insurance. Here's what you need to know.
Oct. 7, 2023 | By Christy Bieber

So You Need a New Roof! Will Your Home Insurer Pay for It?

Home insurance will pay for a new roof when the old one is damaged by a covered loss, such as a sudden accidental event. Find out more here.