Highest Savings Account Interest Rates Today

Perhaps the most important factor you'll want to consider when opening a high-yield savings account is how much you'll earn in interest. We have good news here: Savings account interest rates today remain high, as the Federal Reserve has raised the federal funds rate several times since 2022.

Our experts sorted through hundreds of accounts to find their top picks that have the best savings rates right now. All of the accounts listed below feature extremely high annual percentage yields (APYs) -- at least 10 times the national average savings rate.

Compare the highest savings account interest rates from our partners today

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Rates as of Sep 06, 2024

Offer	APY	Minimum to Earn APY	Rating	Next Steps
2024 Award Winner SoFi Checking and Savings Open Account for SoFi Checking and Savings On SoFi's Secure Website. Member FDIC. Rating image, 4.50 out of 5 stars. 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. Disclaimer	up to 4.50%² Rate info Min. to earn: $0 Offer Alert New customers can earn up to a $300 bonus with qualifying direct deposits!¹	Rating image, 4.50 out of 5 stars. 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	$0	Open Account for SoFi Checking and Savings On SoFi's Secure Website. Offer Alert New customers can earn up to a $300 bonus with qualifying direct deposits!¹
SoFi disclosure: ¹ New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus when they set up Direct Deposit of at least $1,000 during the Direct Deposit Bonus Period. Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 12/31/24. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Direct Deposit can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the 4.50% APY for savings (including Vaults). Members without Direct Deposit will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. ² SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi members with direct deposit are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. ³ Our account fee policy is subject to change at any time. ⁴ SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms See list of participating banks at SoFi.com/banking/fdic/receivingbanks ⁵ We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time. ⁶ Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary. ⁷ Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the“30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.				SoFi disclosure: ¹ New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus when they set up Direct Deposit of at least $1,000 during the Direct Deposit Bonus Period. Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 12/31/24. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Direct Deposit can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the 4.50% APY for savings (including Vaults). Members without Direct Deposit will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. ² SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi members with direct deposit are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. ³ Our account fee policy is subject to change at any time. ⁴ SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms See list of participating banks at SoFi.com/banking/fdic/receivingbanks ⁵ We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time. ⁶ Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary. ⁷ Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the“30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.
Western Alliance Bank High-Yield Savings Premier Open Account for Western Alliance Bank High-Yield Savings Premier On Western Alliance Bank's Secure Website. Member FDIC. Rating image, 4.50 out of 5 stars. 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	5.31% Rate info Min. to earn: $500 to open, $0.01 for max APY	Rating image, 4.50 out of 5 stars. 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	$500 to open, $0.01 for max APY	Open Account for Western Alliance Bank High-Yield Savings Premier On Western Alliance Bank's Secure Website.
UFB Portfolio Savings Account Open Account for UFB Portfolio Savings Account On UFB's Secure Website. Member FDIC. Rating image, 4.00 out of 5 stars. 4.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	5.15% Rate info Min. to earn: $0	Rating image, 4.00 out of 5 stars. 4.00/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	$0	Open Account for UFB Portfolio Savings Account On UFB's Secure Website.
2024 Award Winner CIT Platinum Savings Open Account for CIT Platinum Savings On CIT's Secure Website. Member FDIC. Rating image, 4.50 out of 5 stars. 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	4.85% APY for balances of $5,000 or more Rate info Min. to earn: $100 to open account, $5,000 for max APY	Rating image, 4.50 out of 5 stars. 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	$100 to open account, $5,000 for max APY	Open Account for CIT Platinum Savings On CIT's Secure Website.
Customers Bank High-Yield Savings Account Open Account for Customers Bank High-Yield Savings Account On Raisin's Secure Website. Member FDIC. Rating image, 4.50 out of 5 stars. 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	4.76% Min. to earn: $1	Rating image, 4.50 out of 5 stars. 4.50/5 Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor.	$1	Open Account for Customers Bank High-Yield Savings Account On Raisin's Secure Website.

Best savings account rates today

Here are the highest online savings rates sorted by highest APY:

Western Alliance Bank High-Yield Savings Premier: 5.31% APY
UFB Portfolio Savings Account: 5.15% APY
CIT Platinum Savings: 4.85% APY for balances of $5,000 or more
Customers Bank High-Yield Savings Account: 4.76% APY
SoFi Checking and Savings (member FDIC): up to 4.50%² APY

More details on the highest savings account interest rates

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Ratings Methodology

Rates as of Sep 06, 2024

2024 Award Winner

SoFi Checking and Savings

Open Account for SoFi Checking and Savings

On SoFi's Secure Website.

Member FDIC.

Rating image, 4.50 out of 5 stars.

4.50/5

Rating image, 4.50 out of 5 stars.

4.50/5

Open Account for SoFi Checking and Savings

On SoFi's Secure Website.

Offer Alert

New customers can earn up to a $300 bonus with qualifying direct deposits!¹

APY

up to 4.50%²

Min. To Earn APY

$0

Pros/Cons

Competitive APY on both Savings and Checking
No account fees³
Welcome bonus up to $300 (direct deposit required)¹
Early access to direct deposits⁶
Tools to help you track savings goals
Unlimited number of external transfers (up to daily transaction limits)
ATM access⁵
FDIC insured (up to $2M with opt-in to SoFi Insured Deposit Program)⁴

Combo account only; no stand-alone savings or checking
Maximum Savings APY requires direct deposit
Overdraft protection⁷ requires monthly direct deposit minimum
No branch access; online only

Bottom Line

For those who plan to set up direct deposit with their new account, we think SoFi Checking and Savings (Member FDIC) is hard to beat. Not only does this savings account offer a strong APY, but the linked checking account earns an above-average rate, too -- which is a rare perk. Plus, there's the opportunity for a bonus of up to $300¹ and a long list of extra account features. Frankly, it's the kind of combo that could make it worthwhile to switch banking relationships.

You can earn the maximum APY either by making direct deposits into checking or savings, or by depositing $5,000 or more every 30 days. Learn more.

Disclosure

SoFi disclosure:

¹ New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus when they set up Direct Deposit of at least $1,000 during the Direct Deposit Bonus Period. Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 12/31/24. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.

SoFi members with Direct Deposit can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the 4.50% APY for savings (including Vaults). Members without Direct Deposit will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

² SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi members with direct deposit are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

³ Our account fee policy is subject to change at any time.

⁴ SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional

FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms

See list of participating banks at SoFi.com/banking/fdic/receivingbanks

⁵ We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.

⁶ Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.

⁷ Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the“30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.

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Western Alliance Bank High-Yield Savings Premier

Open Account for Western Alliance Bank High-Yield Savings Premier

On Western Alliance Bank's Secure Website.

Member FDIC.

Rating image, 4.50 out of 5 stars.

4.50/5

Rating image, 4.50 out of 5 stars.

4.50/5

Open Account for Western Alliance Bank High-Yield Savings Premier

On Western Alliance Bank's Secure Website.

APY

5.31%

Min. To Earn APY

$500 to open, $0.01 for max APY

Pros/Cons

Competitive APY
No monthly account fee
Unlimited number of external transfers (up to daily transaction limits)
FDIC insured

Deposits and withdrawals can only be conducted via ACH transfer to/from an external bank account (limit to one linked account)
No ATM access
No wire transfers (inbound and outbound)
No branch access; online only

Bottom Line

Western Alliance Bank offers a higher APY than most high-yield savings accounts. Plus, it's FDIC insured; therefore, deposits are perfectly safe up to applicable legal limits. The main drawback is that accounts don't have many features. For example, you can only deposit and withdraw funds via ACH transfer to/from an external bank account. This account is solid for those who want a sky-high APY, but don't mind a bare-bones banking experience.

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UFB Portfolio Savings Account

Open Account for UFB Portfolio Savings Account

On UFB's Secure Website.

Member FDIC.

Rating image, 4.00 out of 5 stars.

4.00/5

Rating image, 4.00 out of 5 stars.

4.00/5

Open Account for UFB Portfolio Savings Account

On UFB's Secure Website.

APY

5.15%

Min. To Earn APY

$0

Pros/Cons

Competitive APY
No account fees
Unlimited number of external transfers (up to daily transaction limits)
ATM access
24/7 customer support
FDIC insured

Existing accounts not always automatically given the highest rates
No branch access; online only

Bottom Line

UFB Portfolio Savings Account is an overall great account with a high APY and no monthly maintenance fees. Plus, a complimentary ATM card and large fee-free ATM network makes your money surprisingly accessible for a savings account.

Note that UFB sometimes launches new account names with higher APYs. Existing account holders do not automatically get these higher rates and need to contact the bank and ask to switch to the new account with the higher APY.

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2024 Award Winner

CIT Platinum Savings

Open Account for CIT Platinum Savings

On CIT's Secure Website.

Member FDIC.

Rating image, 4.50 out of 5 stars.

4.50/5

Rating image, 4.50 out of 5 stars.

4.50/5

Open Account for CIT Platinum Savings

On CIT's Secure Website.

APY

4.85% APY for balances of $5,000 or more

Min. To Earn APY

$100 to open account, $5,000 for max APY

Pros/Cons

Competitive APY
No account opening or maintenance fees
Unlimited number of external transfers (up to daily transaction limits)
Interest compounds daily so your money can grow a bit faster
FDIC insured

Balance requirement for maximum APY
No branch access; online only

Bottom Line

CIT Platinum Savings is a no-frills high-interest savings account that offers one of the highest APYs we've found available today -- as long as you can maintain a $5,000 minimum balance. Plus, customers can make an unlimited number of transfers and withdrawals each month (many savings accounts have monthly limits).

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Customers Bank High-Yield Savings Account

Open Account for Customers Bank High-Yield Savings Account

On Raisin's Secure Website.

Member FDIC.

Rating image, 4.50 out of 5 stars.

4.50/5

Rating image, 4.50 out of 5 stars.

4.50/5

Open Account for Customers Bank High-Yield Savings Account

On Raisin's Secure Website.

APY

4.76%

Min. To Earn APY

$1

Pros/Cons

Competitive APY
No account fees
Unlimited transfers and withdrawals
FDIC insured

Deposits and withdrawals can only be conducted via ACH transfer to/from an external bank account (limited to one linked external account)
No checking accounts offered through Raisin
Limited customer service hours through Raisin
No branch access; online only

Bottom Line

With Customers Bank, Powered by Raisin, you get an APY that outpaces most high-yield savings accounts on the market. Deposits are held with Customers Bank, a midsize regional bank, and are managed via Raisin's secure online platform. Customers Bank is FDIC insured, so your funds are protected up to the legal limit. The trade-off for the high APY is a limited feature set, with ACH transfers to and from a single external account being the sole method for deposits and withdrawals. Still, it's a great match if you desire an exceptional APY with a no-frills online banking experience.

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What are interest rates on a savings account?

The interest rate on a savings account is the amount your bank pays you for depositing your money, as a percentage of your balance.

While the banking business is rather complex, the basic idea is that banks take in deposits and use those deposits to loan to other customers and generate interest income. Banks pay their depositors to incentivize them to provide them with capital.

How do savings account interest rates work?

Savings account interest rates are usually advertised as annual percentage yield (APY). This takes the compounding frequency into account to express the account's actual yield in a full year. As a simplified example, a savings account with a $10,000 average daily balance and a 4.00% APY would produce $400 in interest income in a year.

We won't go too deep into the concept of compounding frequency, but with most savings accounts, interest is calculated daily and paid monthly.

Here's why frequent compounding is good: Let's say that you deposit $10,000 in a savings account that pays 3.00% interest. After one month, you can expect a $25 interest payment. In the second month, interest is calculated based on your new balance of $10,025, so it will be a bit higher. And so on.

Because of the effects of monthly compounding, the account's actual interest rate is typically a bit lower than the APY. Usually, the APY is a round number. For example, one bank currently advertises a 4.60% APY. However, the account's interest rate is 4.50577%. Because the bank pays interest monthly, the more frequent compounding results in the higher APY.

Learn more about savings account interest rates

If you still have questions about savings account rates, you're not alone. Here are some FAQs we've answered about savings account interest rates:

When will savings account interest rates go up?

There's no way to know when savings account interest rates will go up or down. Banks set their own interest rates on savings products, so they can raise or lower them in a manner that makes sense for their business.

Savings account interest rates are not directly tied to any benchmark interest rates, including the prime rate or federal funds rate. In other words, if the Federal Reserve raises the federal funds rate by 0.25%, it doesn't necessarily mean that your savings account interest rate will increase by the same amount.

Having said that, savings account interest rates and benchmark interest rates tend to move in the same direction. From the start of 2022 through the end of 2023, the Fed increased the federal funds rate by more than 5 percentage points. This is why you can find high-yield savings accounts with the highest interest rates in decades.

Will savings account interest rates fall?

However, many expect the Federal Reserve will lower the federal funds rate either later this year or in 2025, now that inflation is coming down. When this happens, we can expect savings account interest rates to fall, too.

This will lead to smaller interest payments. But if you're working with a bank that offers high interest rates today, you can be fairly confident that you'll continue to earn a rate that's well over the national average.

It’s difficult to say how far savings account interest rates could fall. A lot depends on how much and how quickly the federal funds rate drops. Rates fell sharply during the pandemic, and the best savings accounts bottomed out at around 0.30% APY.

The Ascent's best savings accounts

Many people are missing out on guaranteed returns as their money languishes in a big bank savings account earning next to no interest. The Ascent's top savings account picks can earn you more than 10x the national average savings account rate.

Best Savings Accounts

Article sources

Our savings account methodology

At The Motley Fool Ascent, we rate savings accounts on a five-star scale (1 = poor, 5 = best). We evaluate all savings accounts across four main criteria: annual percentage yield (APY), brand and reputation, fees and minimum requirements, and perks that really make a difference -- think ATM access, linked checking accounts, or even branch access.

Our scores are weighted as:

APY: 50%
Brand and reputation: 20%
Fees and minimums: 15%
Other perks: 15%

Our aim is to maintain a balanced list featuring top-scoring products from reputable brands offering competitive APYs and standout features. Learn more about how The Motley Fool Ascent rates bank accounts.

Banks we monitor

Here are the 100+ financial institutions we've evaluated in our research:

Alliant, Ally, All America Bank, American First Credit Union, American Express® National Bank, Arvest Bank, Aspiration, Axos Bank, B2 Bank, Bank of America, Bank5 Connect, Bank7, Barclays, Bask Bank, Betterment, Bluevine, BMO Bank, Bread Financial, Capital One, Carver Federal Savings Bank, Charles Schwab Bank, Chase, Chime, CIT, Citibank, Citizens, Citizens Savings Bank, Columbia Bank, Connexus Credit Union, Consumers Credit Union, Copper, Cross River Bank, Customers Bank, Discover® Bank, E*TRADEEdward Jones, EverBank, Fidelity, Fifth Third Bank, First Foundation Bank, First Internet Bank of Indiana, First National Bank, First Tech Federal Credit Union, Flushing Bank, Freedom Bank, Generations Bank, GN Bank, Golden 1 Credit Union, Greenlight, Harborstone Credit Union, HSBC, Huntington Bank, Ivella, Kabbage by American Express, KeyBank, Laurel Road, LendingClub, Liberty Bank, Liberty Federal Credit Union, Marcus by Goldman Sachs, Mercury, Municipal Credit Union, Mutual of Omaha, NASA Federal Credit Union, Nationwide Bank, Navy Federal Credit Union, NBKC Bank, New York Community Bank, Northpointe Bank, Novo, OceanFirst Bank, Old National Bank, ONE Finance, OneUnited Bank, Oxygen, Pacific Western Bank, PNC Bank, Ponce Bank, Popular Direct, Presidential Bank, Prime Alliance Bank, Quontic, Radius, Raisin, Redneck Bank, Regions Bank, Relay, Republic Bank of Chicago, Revolut, Salem Five Bank, Sallie Mae, Santander Bank, SchoolsFirst Federal Credit Union, Simple, SoFi®, Synchrony Bank, Tab Bank, TD Bank, Third Federal, Truist Bank, U.S. Bank, UFB, Upgrade, USAA, Valley Bank, Vanguard, Varo Bank, Vio Bank, Wealthfront, Wells Fargo, Western Alliance Bank, and Zeta.

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Highest Savings Account Interest Rates Today

Compare the highest savings account interest rates from our partners today

Best savings account rates today

More details on the highest savings account interest rates

What are interest rates on a savings account?

How do savings account interest rates work?

When will savings account interest rates go up?

Will savings account interest rates fall?

Article sources

Our savings account methodology

Banks we monitor