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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Envelope full of hundred dollar bills.
Feb. 17, 2026 | By Ryan Wilcox

Here's What Happens When You Deposit More Than $5,000 in Cash

Planning a big cash deposit? Here's what to know before you go -- and the transaction amount that triggers a government report.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Feb. 17, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Feb. 17, 2026 -- Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
An old-fashioned savings passbook.
Feb. 16, 2026 | By Jake FitzGerald

Set It and Forget It? Here's Why Banks Love Inactive Customers

Think your bank doesn't care if you ignore your account? It might actually prefer it that way.
Padlock on top of cash
Feb. 16, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 16, 2026: Lock in Today's Yield Before the Next Cut

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates move lower.
Coins in a glass with a plant growing out of it.
Feb. 16, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Accounts, Feb. 16, 2026 -- Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Sad woman with money flying out of wallet
Feb. 15, 2026 | By Jake FitzGerald

The Little-Known Reason Your 'Free' Savings Account Is Costing You More Than You Think

Your savings account might not charge a fee. But the interest rate could be quietly costing you hundreds every year.
Several hundred-dollar bills in an envelope.
Feb. 15, 2026 | By Joel O'Leary

Unlock Hundreds of Dollars and a Higher APY: Best Bank Account Bonuses This Week, Feb. 15, 2026

Open a new bank account and you could earn up to $400 with simple requirements. Explore our top bank bonus picks and see how to qualify today.
Retirees getting assistance from bank tellers at bank.
Feb. 14, 2026 | By Ryan Wilcox

Here's What Happens When You Withdraw $10,000 From Your Bank Account

Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government will find out.
A person manages their home finances using documents and a laptop at their kitchen table.
Feb. 14, 2026 | By Ryan Wilcox

Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money Now

CD rates are a decent place to earn interest on savings, but there are a few smarter ways to grow (and protect) your money. Here are three options to consider.
Person writes out a check while lying on the ground.
Feb. 14, 2026 | By Jake FitzGerald

This Might Be Controversial but Checking Accounts Are a Bad Place to Park Cash

Checking accounts feel safe, but leaving too much cash there quietly costs you hundreds every year. Here's why.
A row of glass jars with the first being empty and the others increasingly full of coins and the final one has a plant sprouting from it.
Feb. 14, 2026 | By Jake FitzGerald

The Best High-Yield Savings Rates Today, Feb. 14, 2026 -- Make a Move on up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
A young woman working on a laptop in a sunny cafe.
Feb. 13, 2026 | By Joel O'Leary

What's the Best Bank for CDs Now? My Pick for February 2026

Synchrony's online CDs combine strong rates, no minimum balance requirements, and flexible term options -- a smart move in today's cooling rate environment.
Several hundred-dollar bills in an envelope.
Feb. 13, 2026 | By Ryan Wilcox

Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead

Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
Jar of coin savings and piles of coins outside the jar.
Feb. 13, 2026 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Feb. 13, 2026 -- Up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Man reading newspaper and looking at a tablet
Feb. 12, 2026 | By Jake FitzGerald

How Much Income Puts You in the Upper, Middle, or Lower Class?

Curious where your income falls? Here's how upper, middle, and lower class incomes break down using Census data analyzed by Motley Fool Money.
Red percent sign amid white dollar signs
Feb. 12, 2026 | By Jake FitzGerald

Top High-Yield Savings Rates Today, Feb. 12, 2026 -- APYs Still Available up to 5.00%

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Piggy bank, stacks of coins, and an alarm clock on a table.
Feb. 11, 2026 | By Joel O'Leary

Forget CDs in 2026. Here's Why I'm Keeping My Cash in High-Yield Savings

CDs aren't paying enough of a premium to entice me locking in funds and giving up access to my cash. Here's why I'm sticking with flexibility this year.
Woman looking at laptop with skeptical expression.
Feb. 11, 2026 | By Jake FitzGerald

This Might Be Controversial but Most Savings Accounts Aren't Actually Saving You Money

Most savings accounts feel responsible, but low interest quietly costs people money every year.
Young man with money flying out of his wallet
Feb. 11, 2026 | By Jake FitzGerald

You Won't Believe How Much Money You Lose Using the Wrong Savings Account

Most savings accounts quietly cost you hundreds every year. Here's the simple math behind it.
Rolled-up wad of cash placed in small beach chair on a sandy beach.
Feb. 11, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Feb. 11, 2026 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Young man pausing from using his laptop to look at a calendar.
Feb. 10, 2026 | By Joel O'Leary

Here's Why a 1-Year CD Makes Sense Right Now

A 12-month CD can protect your savings from falling rates, offer guaranteed returns, and keep your money flexible. Here's why it's a smart move in 2026.
A woman using an ATM on a sunny street.
Feb. 10, 2026 | By Ryan Wilcox

Here's What Happens When You Withdraw $5,000 From Your Bank Account

Withdrawing $5,000 might seem simple enough, but there are a few things to keep in mind before (and after) you do it. Here's what to know.
An upset man sitting on a couch with his hand on his head.
Feb. 10, 2026 | By Joel O'Leary

Here's Why Keeping $10,000 in the Wrong Savings Account Is a Huge Problem

Keeping your savings in a low-yield account could cost you hundreds per year in interest. Here's how to fix it and earn more with zero added risk.
Various piles of coins with upward arrows and an upward trending line graph laid overtop.
Feb. 10, 2026 | By Jake FitzGerald

Top High-Yield Savings Rates Today, Feb. 10, 2026 -- Still Paying up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Woman looks skeptically at her cellphone.
Feb. 9, 2026 | By Ryan Wilcox

The No. 1 Mistake People Make With High-Yield Savings Accounts

Once you've built up your emergency fund, a high-yield savings account might not be the best place for your extra cash. Here's where to put it instead.