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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Two chairs overlooking a fireworks show at dusk.
July 4, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, July 4, 2026: Up to 4.50% APY Still Available

The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
Happy woman hiding half her face with a fan of cash.
July 3, 2026 | By Ryan Wilcox

I Made $850+ Last Year Just From My Savings Account

A high-yield savings account can pay you hundreds more a year than a savings account with an average yield. See how the math worked out for me last year.
Two hands holding lit sparklers in the dark.
July 3, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, July 3, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
Person getting assistance from bank teller.
July 2, 2026 | By Joel O'Leary

The 3 Smartest Ways to Withdraw $10,000+ From the Bank

Withdrawing $10,000 or more takes a little planning. ACH transfers, wire transfers, and cashier's checks differ on speed, cost, and safety.
Person in a yellow sweater sitting behind desk and sliding a dollar bill into a piggy bank.
July 2, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 2, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Calendar with pages flying.
July 1, 2026 | By Ryan Wilcox

Best High-Yield Savings Account Rates Today, July 1, 2026: Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we enter the back half of 2026.
Bank customer dealing with cash with teller.
June 30, 2026 | By Joel O'Leary

Is There a 5% CD Out There? Yes, but There's a Catch

A few credit unions still advertise 5% CDs, but the fine print decides what you actually earn. Here's where they hide and what to do instead.
Person opening small gift box with cash inside.
June 30, 2026 | By Ryan Wilcox

3 Banks That Give You Free Money for Joining in July 2026

These three bank accounts are paying new customers $200 or more, all for opening an account and hitting a few requirements. Here's how to find the one for you.
Tiny sprouts growing out of coin stacks of varying heights beside a jar full of coins.
June 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, June 30, 2026: Earn up to 5.00% APY

The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 5.00% APY.
A couple counts dollar bills together at home.
June 29, 2026 | By Joel O'Leary

Here's How to Make $1,000 a Month in Interest

It takes about $300,000 at today's top rates to generate $1,000 per month in interest. Here's a breakdown at different rates and where to keep it.
Man laying on the beach using his backpack as a pillow and with his laptop open in his lap.
June 29, 2026 | By James McClenathen

Best CD Rates This Week, June 29, 2026: Summer Is Here -- Don't Let Your Savings Sit Idle

This week's best CDs pay up to 4.20% APY. Lock in a solid return as we head further into 2026 and rates potentially become more volatile.
Jar of coins with "emergency" label
June 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, June 29, 2026

The June Fed meeting has come and gone with no change to rates. Top HYSAs continue to offer up to 5.00% APY. Find out more.
Jar of coins with plant sprouting from the middle.
June 28, 2026 | By Ryan Wilcox

What Happens if You Put $10,000 in a High-Yield Savings Account?

Putting $10,000 in a high-yield savings account can earn you hundreds of dollars. Here's how the math works -- and two accounts worth looking at today.
A happy family walking through a park with the young kids on the parents' shoulders.
June 28, 2026 | By Joel O'Leary

How Much Income Puts You in the Upper, Middle, or Lower Class?

The Census Bureau puts the top 20% of households above $175,700. But your bracket and your real financial class aren't the same thing -- here's the gap.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
June 28, 2026 | By Joel O'Leary

Unlock up to 4.10% APY for 6 Months: Best Bank Account Bonuses This Week, June 28, 2026

One of our favorite high-yield savings accounts is offering a boosted APY for six months. Here's how to get it, plus three other great options.
A man sits in a cafe and uses his phone to deposit his check.
June 27, 2026 | By Joel O'Leary

What Bank Has the Best Free Checking Account in June 2026?

A free checking account should cost nothing to keep, with no monthly fee and no minimum balance. Here's the pick I'm recommending in 2026.
Woman puts money into a piggy bank on a table, which she is sitting by
June 27, 2026 | By Joel O'Leary

Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money Now

CDs lock your money up for a fixed rate, but a high-yield savings account can offer comparable yield without giving up access to your cash.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
June 27, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, June 27, 2026: Up to 5.00% APY Still Available

The best high-yield savings accounts continue to offer up to 5.00% APY after the Fed held rates steady again this month. Find out more.
Close-up on stacks of coins sitting next to a clock
June 26, 2026 | By Joel O'Leary

Here's How Much $5,000 Would Earn in a 6-Month CD Now

Top short-term CD rates run from about 3.50% to 4.00% APY, far above the national average. Here's what $5,000 earns in six months.
Well-dressed couple walking through greenery drinking champagne.
June 26, 2026 | By Joel O'Leary

Here's What Income Actually Makes You Upper Class in 2026

Cracking the top 20% of U.S. earners takes about $182,000 in 2026. Here's how income quintiles break down -- and why your bracket isn't what matters most.
Piggy bank, stacks of coins, and an alarm clock on a table.
June 26, 2026 | By Ryan Wilcox

Best Savings Account Rates Today, June 26, 2026: Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Woman smiles while using her laptop and drinking from a mug.
June 25, 2026 | By Ryan Wilcox

The Top 3 High-Yield Savings Accounts of June 2026

Right now, top high-yield savings accounts are offering APYs that are 10X the national average. Here's how to pick the one for you.
Red percent sign amid white dollar signs
June 25, 2026 | By Joel O'Leary

What's a Good APY for a Savings Account Right Now?

A good savings APY right now is 3.00% to 4.00%, well above the national average. Here's how to grade any rate you find in 2026.
Stacks of coins sprouting leaves next to a small piggy bank.
June 25, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, June 25, 2026

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we head toward the back half of 2026.
Stacks of coins in increasing height following by a large dollar sign.
June 24, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, June 24, 2026: Earn up to 5.00% APY

The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 5.00% APY.