Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

Recent Articles

March 18, 2024 | By Christy Bieber

Should You Keep Your Emergency Fund in a CD?

Keeping your emergency fund in a CD is typically not a good idea. Check out a few reasons why you could regret buying a CD with emergency cash.
March 18, 2024 | By Chris Neiger

Why CDs Are a Great Investment for People Who Don't Like Risk

Losing money stinks. Read on to learn five reasons why CDs are great for risk-averse investors.
March 18, 2024 | By Ben Gran

10 Better Places to Put Your Money Than a Checking Account

Too many people have extra cash sitting in a checking account. Are you one of them? Here are 10 better choices for how to invest your money in 2024.
March 18, 2024 | By Kailey Hagen

If You Plan to Do These 3 Things With Your Money, You Definitely Shouldn't Invest It in a CD

CDs are one way to grow your wealth, but they're not your only option. Check out three times CDs aren't a good fit.
March 18, 2024 | By Maurie Backman

Not a Fan of CDs? Here's Why You May Want to Change Your Tune -- for Now

CDs have their drawbacks, but you may want to consider one today for one specific reason. Read on to learn more.
March 17, 2024 | By Christy Bieber

Saving for a Really Big Purchase? Be Aware of This Risk

If you have a large amount of cash in the bank, you may be risking loss. Keep reading to learn about FDIC insurance on deposit accounts.
March 17, 2024 | By Kristi Waterworth

Why Every Investor Should Consider CDs in Their Portfolio

CDs are stable assets that appreciate without input, making them worth a second look. Read on to learn more.
March 17, 2024 | By Steven Porrello

5 Common Mistakes People Make With CDs -- and How to Avoid Them

With rates topping 5%, CDs are an attractive offer right now. Learn which errors people typically make with CDs.
March 17, 2024 | By Ben Gran

This Is the Only Type of CD I Would Consider Opening in 2024

No-penalty CDs give you some of the benefits of a CD, without the early withdrawal penalties. See how to earn yield and stay flexible with your savings.
March 16, 2024 | By Steven Porrello

How to Choose the Right Savings Account: 5 Things to Look For

Choosing the right savings account doesn't have to be overwhelming. Keep reading for a list of features to find.
March 15, 2024 | By Christy Bieber

Don't Overlook This Important Reason to Choose a CD Over a High-Yield Savings Account

CDs offer a major benefit that high-yield savings accounts don't. Keep reading to learn why it's worth considering, especially right now.
March 14, 2024 | By Steven Porrello

5 Smart Tips for Maximizing Returns on CDs

It's not hard to make your CDs work harder for you. Keep reading to learn how.
March 14, 2024 | By Steven Porrello

3 Unexpected Advantages of Money Market Accounts Over CDs

Money market accounts combine features of checking accounts with high APYs. Find out their advantages over CDs here.
March 13, 2024 | By Lyle Daly

4 Reasons to Switch Banks ASAP

Sticking with the wrong bank could be a costly mistake. Here are a few sure signs that it's time to switch banks.
March 13, 2024 | By Maurie Backman

Should You Use Your Tax Refund to Open a CD?

Getting money back from the IRS? Read on to see if using it for a CD is a good idea.
March 13, 2024 | By Matt Frankel, CFP®

The Fed Is Waiting Longer Than Expected to Cut Rates. Here's What That Means for CD Yields

Inflation is proving to be more stubborn than expected. This could affect the trajectory of CD rates this year. Here's what you need to know.
March 13, 2024 | By Matt Frankel, CFP®

Want a CD Without Commitment? These 3 No-Penalty CDs Could Be Right for You

A no-penalty CD can give you guaranteed yield with financial flexibility. Keep reading for three great examples.
March 12, 2024 | By Kailey Hagen

Should You Put Your Tax Refund Into a CD This Year?

Putting your tax refund into a CD could help you grow your wealth, but it's not right for everyone. Here's what you need to know.
March 12, 2024 | By Maurie Backman

I'm Not Chasing the Highest CD Rates This Month. Here's Why

I want to open a new CD in March, but I know off the bat that I don't care about getting the highest rate. Find out why.
March 12, 2024 | By Lyle Daly

3 Reasons Why I Use Capital One for My Checking and Savings Accounts

Using the same bank for your checking and savings accounts has its benefits. Check out why I like having both my accounts at Capital One.
March 11, 2024 | By Natasha Etzel

Is a $1,000 Emergency Fund Enough?

How much is enough money for an emergency savings fund? You'll want to be able to cover your living expenses. Learn what to consider as you start saving.
March 11, 2024 | By Ben Gran

Want the Highest APY on a CD? Here's Why Guessing the Fed's Next Move Is a Fool's Errand

If inflation comes back in 2024, the Fed might not cut interest rates. See what this means for your decision to open a CD or a savings account.
March 11, 2024 | By Ben Gran

Watch Out for These 3 Downsides of Checking Account Bonuses

Banks are offering serious money for new checking account bonuses. But be prepared for a few possible drawbacks.
March 11, 2024 | By Brittney Myers

3 Affordable Ways to Start Investing in CDs

Your money can make money when invested wisely, and you don't need a lot to start. Here's how to try your hand at CDs.
March 10, 2024 | By Lyle Daly

Is $10,000 Too Much to Keep in a Checking Account?

It's possible to have too much money in your checking account. Learn how much is too much and what to do with it instead.