Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Banking Articles | Page 2

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

Recent Articles

April 18, 2024 | By Christy Bieber

3 Best Savings Accounts With High Rates and No Minimum Balance Requirements

There are three great savings accounts right now that you may want to consider. Check them out to see if one is right for you.
April 18, 2024 | By Christy Bieber

These 2 Savings Accounts Offer High Rates -- and a Bonus if You Sign Up Soon

Both SoFi and Barclays are currently offering great savings account bonuses for new customers -- and other account perks, too. Check them out here.
April 18, 2024 | By Christy Bieber

2 Reasons I'm Not Switching My Savings Accounts to Get Better Rates

Different savings accounts offer different rates. Learn why it may not be worth changing banks to get a higher APY on your saved cash.
April 17, 2024 | By Christy Bieber

Here's What Happens if Your Savings Account Balance Is Too High

It's good to have money in savings, but not too much. Read on for a few big downsides you could face if you do.
April 17, 2024 | By Christy Bieber

Interest Rates May Fall This Year. Try This to Keep Your High Rate

The Federal Reserve has signaled it wants to cut interest rates in 2024. Find out why opening a CD account might be a good idea.
April 17, 2024 | By Matt Frankel, CFP®

This Unique Checking Account Doesn't Pay Interest -- It Does Something Even Better

Some online checking accounts have a modest APY. Keep reading to see how this Discover account offers a more valuable perk.
April 17, 2024 | By Lyle Daly

Are CDs or T-Bills a Better Investment in April 2024?

CDs and T-bills keep your money safe and pay high interest rates. Decide where to put your savings with this comparison of CD and T-bill rates for April 2024.
April 17, 2024 | By Maurie Backman

3 Expenses You May Be Forgetting to Factor Into Your Emergency Fund

There are certain costs you may neglect to account for in your emergency fund. Read on for three that you need to include.
April 16, 2024 | By Lyle Daly

Looking for a 5% APY? Check Out These 5 High-Yield Savings Accounts

High-yield savings accounts are offering some of their best rates in years. Here are five options that currently have APYs of over 5%.
April 16, 2024 | By Matt Frankel, CFP®

I Haven't Put Money Into a CD Yet -- Here's Why That's About to Change

CD rates have been high for over a year now. Here's why I'm finally thinking about putting my money in.
April 16, 2024 | By Kailey Hagen

Here's What Happens if Someone Steals From Your Bank Account

Thieves drain bank accounts all the time, but that doesn't mean you'll have to pay for what they did. Learn what you need to know if someone steals from you.
April 15, 2024 | By Lyle Daly

Here's Why Savings Accounts at Big Banks Aren't as Safe as You Think

Big banks have a reputation as a safe place to put your money. Find out why using an account at one of these banks could be costly.
April 15, 2024 | By Lyle Daly

5 of the Highest-Paying CDs to Check Out in 2024

Banks are offering some of their best CD rates in years. Find out where you can earn the most right now with this list of high-paying CDs.
April 15, 2024 | By Maurie Backman

I Make $40,000 a Year. What Emergency Fund Do I Need?

Your emergency fund should be calculated based on your personal expenses. Read on to learn more.
April 14, 2024 | By Maurie Backman

Only 1 in 3 Families Has a Joint Bank Account. Should You?

There are pros and cons to having a joint bank account. Read on to learn whether it might be right for you.
April 14, 2024 | By Matt Frankel, CFP®

SoFi Just Gave Credit Card Customers Good News -- Should You Apply?

SoFi just added another big perk to its excellent online bank accounts. Read on for the details.
April 14, 2024 | By Ashley Maready

3 Potential Drawbacks of an Online Savings Account -- and How to Cope With Them

Online banks can sometimes complicate your finances. Keep reading for online savings pitfalls that can be avoided with a little legwork.
April 14, 2024 | By Ashley Maready

Protect Your Cash With This Crucial Bank Feature

Thanks to the establishment of the FDIC, Americans can breathe easier knowing their banked cash is safe. Read on to learn how it works and why it's important.
April 12, 2024 | By Ben Gran

Here's What Everyone Gets Wrong About CDs

Which of these big misconceptions have you heard about CDs? Let's demystify certificates of deposit -- and see if opening a CD is right for your money goals.
April 12, 2024 | By Maurie Backman

You May Have More Time to Lock in a Great CD Rate. Here's Why

CD rates are attractive right now but are expected to fall in line with rate cuts. But read on to see why that may not happen for quite some time.
April 12, 2024 | By Christy Bieber

You Can Get a $200 Bonus if You Deposit $25K Into This Bank Account Now

New customers can earn a $200 bonus by depositing $25,000 into a Barclays savings account. Check out the offer and see if the bank is right for you.
April 11, 2024 | By Maurie Backman

1 in 8 Americans Can't Cover a $2,000 Emergency. Do This if You're One of Them

Emergency expenses or situations can arise at any time. Read on for advice to follow to make sure you're prepared.
April 11, 2024 | By Christy Bieber

Should You Open a Separate Bank Account for Your Business?

Opening a separate bank account for your business can help you in many important ways. Learn why it's a good idea here.
April 11, 2024 | By Ben Gran

What if the Fed Never Cuts Interest Rates in 2024? Here's What You Should Do

Based on recent economic data, the Fed might not cut interest rates anytime soon in 2024. See what this means for your savings account and other money choices.
April 11, 2024 | By Maurie Backman

Almost Half of Americans Don't Have Enough Savings to Last 3 Months After a Layoff. Do These Things if You're One of Them

It's important to be prepared for a layoff at all times. Read on for ways to boost your emergency savings.