- Ascent Authors
- Christy Bieber
Christy Bieber
Writer | TMFChristyB
Expertise
Everything finance-related: investing, real estate, credit cards, mortgages, taxes, insurance, brokerage firms
Education
- B.A. English Media and Communications, University of Rochester
- J.D. University of California, Los Angeles, School of Law
Past Experience
- Adjunct professor
- LSAT/SAT tutor
- Textbook writer and course designer
Has Written For
USA Today, Fox Business, Student Loan Hero, Lending Tree, Credit Karma, CNN Money
Summary
Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a Certificate in Business Management from the University of Rochester. In addition to writing for The Ascent and The Motley Fool, her work has also been featured regularly on MSN Money, CNBC, and USA Today. She also ghost writes textbooks, serves as a subject matter expert for online course design, and is a former college instructor.
Career Highlights
- Seeing my work on major websites including USA Today, CNN Money, etc.
- Forming my own S-corp when I realized I could make a living by freelancing full-time
- Receiving feedback from people who read my articles and who said my advice made a difference
Christy's Recent Articles
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Here's What I Do With the Money in My Checking Account
Jun 2, 2023
When money goes into my checking account, it's used for one of four things. Read on to learn where deposited funds end up.
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I Paid $4,000 to Move 15 Minutes Down the Road. Here's Why
Jun 2, 2023
I recently paid a fortune to professional movers for a short move. Take a look at why it was worth every penny.
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Sold Your Home? Don't Forget to Check These Tasks Off Your To-Do List
Jun 2, 2023
If you've sold your home, here's how to ensure you cut ties with your old address.
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Here's What Happens if You Spend Too Much on Your House
Jun 2, 2023
Spending too much on a house can have a devastating impact on your finances over the long term. Read on to learn what can happen …
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Here's What Happens After You Get Pre-Approved for a Mortgage
Jun 2, 2023
When you get pre-approved for a mortgage, you get the opportunity to borrow at a designated rate if all goes well. Here's what this could …
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Here's What Happened to My Credit Score After I Applied for a New Mortgage Loan
Jun 1, 2023
My credit score went down slightly after I applied for a mortgage since I ended up with five new inquiries on my credit report. Read …
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Here's What I'm Doing to Get Ready to Apply for a New Mortgage
Jun 1, 2023
I'll be applying for a mortgage soon. Take a look at the steps I'm taking to make sure I get the best possible mortgage rate.
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I Applied for a Mortgage and Got Dozens of Phone Calls The Next Day. Here's Why (And How to Stop It)
Jun 1, 2023
The day after I applied for a mortgage, I got 42 phone calls from potential lenders -- and they're continuing to today. Check out why.
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Why I Don't Keep More Than $20,000 in Savings
Jun 1, 2023
I want enough money in my savings account to cover three to six months of living expenses, fund vacations, and pay for big purchases. Find …
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Here's What I'm Excited -- and What I Dread -- About House Hunting
Jun 1, 2023
I'm looking to buy a new house soon. I'm looking forward to some things like visiting open houses but I'm dreading the offer process. Here's …
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Here's What Happens After You Make an Offer to Buy a Property
May 31, 2023
If you make an offer to buy a property, it'll be up to the seller to respond to your offer. Read on to learn what …
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I Broke This Cardinal Rule of Real Estate, But It Turned Out Alright
May 31, 2023
Experts recommend owning a home for at least two years before selling, but I sold earlier. Read on to learn how it worked for me.
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Here's What Happens if There Are Problems With a Home Inspection
May 31, 2023
If there are issues with a home inspection, you may have a few options. Keep reading to learn what you can do in this circumstance.
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I Didn't Plan to Ever Get A Mortgage Again. Here's Why I Changed My Mind
May 31, 2023
When I decided to increase my housing budget, it became necessary to get a mortgage. Read on to learn why I didn't want to spend …
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3 Top Reasons Lenders Deny Mortgage Applications
May 31, 2023
Lenders deny applications for many reasons, but some of the most likely include bad credit, too much debt, and problems with the home appraisal. Find …
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3 Essential Mortgage Terms You Need to Know When Shopping for a Home Loan
May 31, 2023
Mortgage shopping comes with a lot of unfamiliar terminology. Keep reading to learn some definitions that will make it easier.
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4 Amazing Sam's Club Buys Under $100
May 31, 2023
Sam's Club has some great items for under $100, including a kiddie splash pool with a slide and more. Check out these awesome buys.
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3 Surprising Facts About Shopping at Costco
May 31, 2023
You may not know that Costco doesn't take manufacturer coupons. Find out more about this rule and other interesting Costco facts.
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How Your High-Schooler's Summer Job Could Set Them Up to Be a Millionaire
May 30, 2023
Working during the summer is common, but investing the money in a Roth IRA could make a huge difference for your high schooler's future. Read …
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How a New Credit Card Could Help You Save on Summer Travel
May 30, 2023
If you'll be traveling a lot this summer, it may be worth looking into whether it makes sense for you to get a new credit …
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5 Products You Should Be Buying at the Dollar Tree Right Now
May 30, 2023
Dollar Tree has tons of great options for summer fun. Check out these five items to purchase now.
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We Tried to Grow a Garden to Save Money on Fruits and Veggies. Here's How That Worked Out
May 29, 2023
A few years ago, my husband and I decided to try to grow a garden in order to save money on fruits and veggies. Read …
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4 Tips to Boost Your Credit Before Applying for a Mortgage
May 29, 2023
Increasing your credit score is often possible if you make the right moves. Here's what to focus on ahead of seeking a mortgage pre-approval.
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5 Ways to Keep Cool This Summer Without a Huge AC Bill
May 29, 2023
Summer often means big utility bills, but there are ways you can stay cool while keeping AC costs down. Check out these options.
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These Are 4 Costs I'm Asking About When I Go to Open Houses
May 29, 2023
I don't want to be surprised by any monthly housing costs, and home listings and mortgage calculators don't always tell the whole story. Find out …
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America Is Facing a Retirement Crisis. Here's Why
May 29, 2023
Americans are not saving enough for retirement, and the shortfall will have expensive consequences. Here's what the problem is and how it could be solved.
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Don't Buy More House Than You Can Afford. Do This Instead
May 29, 2023
Buying more house than you can afford will leave you with serious financial regrets. Here's a few moves to make that can help.
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I've Upped My Housing Budget When Looking for a New House. Here's Why
May 29, 2023
I've increased the amount I plan to spend on a home. Read on to learn why I decided my original budget was too conservative.
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3 Must-Know Money Tips for New College Grads
May 29, 2023
If you've just graduated from college, here are three key financial facts to help you get prepared to become an official adult.
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3 Big Differences Between Fixed vs. Adjustable-Rate Mortgages
May 29, 2023
A fixed-rate mortgage has a guaranteed interest rate for the life of the loan, while an ARM's rate can change. Read on to learn more …
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5 Dollar Tree Items You Need for Your Next Vacation
May 29, 2023
Dollar Tree offers many great items that can help you get ready for summer vacation. Here are some of them to add to your must-buy …
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Just Graduated? This Is the First Money Move You Need to Make
May 29, 2023
If you have just gotten an "adult" job, you need to take one crucial step to make sure you're setting yourself up for the future.
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4 Financial Moves to Make After Getting Your First Job After College
May 29, 2023
When you've graduated from college, you need to make smart financial decisions to set yourself up for a secure future. Here are four to consider.
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Is It Even Possible to Get Affordable Insurance for Teen Drivers?
May 28, 2023
Insurance for teen drivers is more expensive. Read on for some techniques to try to keep your auto insurance costs to a reasonable level.
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How to Keep Your Kids Occupied All Summer Without Spending a Fortune
May 28, 2023
Summer can be an expensive time for parents because kids are out of school. Here are four ways to entertain your kids without draining your …
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Are You a Stay-at-Home Parent? Here's Why Dave Ramsey Said You Need Life Insurance
May 27, 2023
Stay-at-home parents do jobs that have value. Keep reading to learn why it's essential to get a life insurance policy, per financial guru Dave Ramsey.
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Could These Credit Cards Help You Fix Your Low Credit Score?
May 27, 2023
If you have poor credit, a secured card could be the ticket to help you improve it. Read on to find out why.
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Are You Using the Wrong Brokerage Account? Look Out for These Red Flags
May 27, 2023
The right brokerage account will offer a mix of investments that works for you. Read on for signs you've ended up with the wrong account …
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I Sold My Home After 9 Days on the Market. Here's What I Did to Make It Happen
May 27, 2023
My home sold quickly because I priced it correctly, decluttered, and staged it well for buyers. Find out why steps like these matter so much.
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How My Brokerage Firm Is Saving Me $600 on My New Mortgage
May 26, 2023
Mortgage closing costs can be expensive, but my brokerage firm is actually helping me reduce my costs. Read on to find out how I'm getting …
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Should You Make Biweekly Mortgage Payments?
May 26, 2023
Making biweekly mortgage payments can help you reduce the cost of borrowing and become debt-free faster. But should you do it? Read on to find …
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Are You Ever Too Old to Buy Life Insurance?
May 26, 2023
Buying life insurance is cheaper at a younger age, but does there come a point when people age out of being eligible? Read on to …
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Here's What Happens When Your Escrow Account Has Too Much Money in It
May 26, 2023
An escrow account holds funds for your property taxes and insurance. Learn the consequences of overfunding it.
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Just How Often Should You Actually Check Your Brokerage Account?
May 26, 2023
You should check your brokerage account around every six months to a year. Read on to learn why you don't need to check it more …
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Just How Big Should Your Monthly Car Payment Be?
May 25, 2023
A car payment that is too big can put major stress on your budget. But how big should your payment be? Find out here.
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Is Staying at a Disney Resort Worth It?
May 25, 2023
Disney resorts come at a premium price, but is it worth paying for? Check out this guide that will help you decide.
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Here's How to Decide How Much to Put Into Your Brokerage Account
May 25, 2023
Figuring out how much to put into an investment account can be complicated. Read on to learn what to consider when making this choice.
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3 Savings Tips for New Graduates
May 25, 2023
New graduates should start saving money ASAP. These tips will help you make smart choices about saving and investing for your future.
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Dave Ramsey Said This Financial Myth Is 'About as Real as a $3 Bill'
May 25, 2023
A lot of people believe you must earn a lot of money to become wealthy. Keep reading for Dave Ramsey's take on this misconception.
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3 Types of Brokerage Accounts You Should Have
May 25, 2023
It's a good idea to open several different kinds of brokerage accounts to meet different needs. Read on for a rundown of which ones to …
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What You Need to Know About Costco Price Tags
May 25, 2023
Costco price tags can give you a clue as to whether an item is a good deal or not. Read on for some tips to …
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Should You Claim Your Tax Breaks for Retirement Savings Now or Wait Until Later?
May 24, 2023
When saving for retirement, you'll have to decide between a traditional account with upfront tax breaks or a Roth with delayed ones. Here's how to …
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3 Essential Terms You Need to Know When Shopping for Insurance
May 24, 2023
No matter what type of insurance is being purchased, consumers must know these three terms to make sure they get the right protection. Here's why.
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4 Credit Card Perks I'd Never Want to Live Without
May 24, 2023
Credit cards come with generous benefits, including rewards and purchase protections. Here are some of the benefits I'd never want to live without.
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This Is the Only Feature I Care About When Looking for a Brokerage Firm
May 24, 2023
When it comes to picking a brokerage firm, my primary focus is on being able to buy commission-free ETFs with low fees. Read on to …
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My Husband Froze His Credit but Scammers Still Opened a Bank Account in His Name
May 24, 2023
Banks don't always check your credit when an account is opened, which could make you vulnerable to scammers even with a credit freeze. Find out …
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4 Ways My Credit Card Saved Me Money on a Recent Trip
May 24, 2023
When I went on vacation recently, I was able to save money thanks to my travel credit cards. Here's how I made it happen.
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Why I'd Never Put My Retirement Money in My Savings Account
May 23, 2023
Putting retirement money into a savings account could lead you to fall short as a retiree. Check out why your retirement funds should be invested …
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Should You Turn to Your Bank First When You Need to Borrow?
May 23, 2023
If you need to borrow money, your bank may offer a loan, but that doesn't necessarily mean you should get it from that financial institution. …
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I Pay a $450 Annual Fee on My Credit Card. Here's Why I'm Happy to Do It
May 23, 2023
My credit card comes with a hefty annual fee but there are good reasons I pay it, including the valuable perks that it offers me. …
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4 Mortgage Myths Busted
May 23, 2023
A home is likely the biggest purchase you'll ever make. Keep reading to learn a few misconceptions about getting a mortgage loan to buy one.
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There's Only One Reason I Signed Up for an Airline Credit Card
May 23, 2023
I signed up for an airline credit card because I always travel on the same airline. Here's why that's an important consideration.
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Can a Credit Card Ever Be the Right Way to Finance a Big Purchase?
May 22, 2023
Credit cards get a bad rap, but they could potentially be an ideal choice to finance big purchases. Find out how a 0% APR card …
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Could Extreme Couponing Bring Down Your Grocery Bill?
May 22, 2023
Extreme couponing could reduce your food costs, but only if you are doing it to buy things you actually need. Read on to learn how …
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Here's Why Dave Ramsey Doesn't Think Credit Card Points Are Worth It
May 22, 2023
Dave Ramsey is famously anti credit card, even though you can earn rewards on your spending if you use them. Read on to learn why.
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Where Should You Keep Your Emergency Fund?
May 22, 2023
If you aren't sure about where to keep your emergency fund, this guide will help you see why a high-yield savings account is the best …
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3 Simple Ways to Add an Extra $20 a Week to Your Savings
May 21, 2023
If you want to boost your savings, you can do it by cooking more at home and canceling unused memberships. Find out more.
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Ramit Sethi Says This Is Essential if You Want to Live a Rich Life
May 17, 2023
Sethi says you must know what you value if you want to live a rich life. Find out why he's spot-on with this advice.
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This Ramit Sethi Advice Goes Against Financial Experts. Here's Why You Should Follow It
May 17, 2023
Many financial experts warn about lifestyle creep, but Sethi believes there's nothing wrong with it. Read on to find out why.
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You'll Never Guess What the Most Expensive Item at Costco Is
May 16, 2023
The costliest item at Costco is a $349,999.99 engagement ring. But should you really be buying jewelry at this big-box store?
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Dave Ramsey Said You Need at Least This Much Equity Before Selling Your House. Is He Right?
May 16, 2023
When's the right time to sell your home? Keep reading for some Dave Ramsey insight on your home equity and why it matters when you …
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5 Reasons Dave Ramsey Thinks the Housing Market Is Finally Cooling Down
May 16, 2023
Dave Ramsey has identified some key signs that the housing market is slowing down, including slower growth in home prices. Here's what you need to …
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2 Things You Should Never Do if You Want to Be a Millionaire
May 15, 2023
Many people want to be a millionaire. Keep reading to learn about some moves to avoid if you want to achieve this financial milestone.
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4 Aldi Items Reddit Loves
May 15, 2023
Aldi is a discount grocery store beloved by many for its low prices and unique selection. Here are some Aldi items Reddit users can't get …
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Deciding Whether to Sell Your House? Dave Ramsey Said Not to Act Based on This Factor Alone
May 15, 2023
If you are trying to make a choice about listing your house, finance expert Dave Ramsey warns not to focus too much on the housing …
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Are You Guilty of the Linear Thinking Ramit Sethi Warns About?
May 14, 2023
Ramit Sethi says many people assume if they spend more on something, it's because they do more of it. Here's why that's a type of …
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Dave Ramsey Said to Follow These 3 Steps to Pick 401(k) Investments. Is He Right?
May 14, 2023
You want to give your money its best chance to grow until you retire. Keep reading for financial guru Dave Ramsey's steps for success.
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Dave Ramsey Said There Are 7 Signs You Should Sell Your Home. Here's What They Are
May 14, 2023
Deciding to sell your home is a big deal. Keep reading for ways to tell it's time, according to financial guru Dave Ramsey.
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Ramit Sethi Says Once You Spend More on These Items, You Can Never Go Back
May 13, 2023
Ramit Sethi believes once you upgrade your house, switch to luxury hotels, or sign up for kids activities, you can't ever go back. Here's why.
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Here's What I Did When I Accidentally Paid My Credit Card Late
May 13, 2023
I thought I had made a credit card payment but I didn't hit "submit." Keep reading to learn the steps I took to get a …
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Dave Ramsey Warns This Problem Could 'Set You Back to Square One on the Mortgage Process'
May 13, 2023
If you've got an offer accepted on a home, you may think you're good to go. But find out why an appraisal issue could send …
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Should You Follow These 4 Dave Ramsey Tips for Buying a House in a Cooling Down Market?
May 13, 2023
Dave Ramsey believes the housing market is cooling down. Find out what four things he recommends doing to make a successful purchase in this market.
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Overwhelmed by 401(k) Investment Options? Try This Tip to Keep Things Simple
May 12, 2023
Picking investments in a 401(k) can be complicated. But there's an easy solution. Read on to learn how to simplify the process.
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Should You Follow These 4 Dave Ramsey Tips to Speed Up the Home-Buying Process?
May 12, 2023
If you want to buy a home more quickly, Dave Ramsey recommends taking four steps, including getting pre-approved for a loan. Find out more.
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Dave Ramsey Said This Is a 'Seriously Dumb' Way to Get Into a House. Is He Right?
May 12, 2023
Dave Ramsey has warned against signing on for a rent-to-own arrangement. Here's why you should steer clear of this approach to buying a home.
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7 of the Best Women's Gifts to Buy at Costco
May 12, 2023
Costco has many great gifts for women, including rose water, watches, and an adorable raincoat. Check out seven great gift options here.
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Here's How Much Mortgage Interest the Average American Pays Each Year
May 11, 2023
The mean mortgage interest payment is $2,781 per year. Read on for advice on deciding how much mortgage you can take on.
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This Is the Biggest Thing I'm Dreading About Applying for a New Mortgage
May 11, 2023
I'm applying for a new mortgage loan soon to purchase a new house. Find out why I'm dreading having to get all the paperwork together.
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Dave Ramsey Says Not to Forget This Cost When Buying a New Car. Here's Why He's Right
May 11, 2023
Dave Ramsey recommends considering how a new car purchase will alter auto insurance costs. Here's why that's an important consideration.
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Dave Ramsey Says to Do 3 Things to Feel Confident About Buying a Home. Is He Right?
May 11, 2023
Buying a home before you're ready could be a mistake. Keep reading to learn our take on a few pieces of Dave Ramsey's home-buying advice.
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Dave Ramsey Is Dead Wrong About the Best Way to Avoid Paying Credit Card Interest
May 11, 2023
Dave Ramsey is famously anti-credit cards. But read on to learn how to avoid interest and still benefit from being a cardholder.
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4 Signs You Should Cancel Your Costco Membership
May 10, 2023
Costco membership may seem worth it, but that's not necessarily the case for everyone. Watch for these four signs that membership isn't worth your money.
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5 Things to Consider Before Getting a Home Equity Loan
May 10, 2023
If you're thinking about getting a home equity loan, consider the costs of applying for this type of financing and the risk you're taking on. …
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Here's Why Dave Ramsey Thinks a High Insurance Deductible Is Often a Better Option
May 10, 2023
A high deductible leaves the policyholder with a lower premium. Read on to learn why Dave Ramsey argues in favor of them.
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I Slashed My Mortgage Bill Without Refinancing. Here's How
May 10, 2023
I was able to dramatically reduce my monthly mortgage payments by making a lump-sum payment and then requesting the lender recast my loan. Find out …
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Why Tapping Into Home Equity to Pay Off Debt Is Almost Always a Bad Idea
May 10, 2023
Home equity is secured debt, and it doesn't make sense to convert unsecured debt to secured debt. Find out why that's risky.
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Dave Ramsey Said Debt Is Always Dumb. Here's Why He's Wrong
May 10, 2023
Dave Ramsey believes debt is always dumb, but debt can be effectively used as a tool if you're smart about how you borrow. Learn when …
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Mortgage Rates Are Really High. Here's Why I Don't Care and I'm Borrowing Anyway
May 10, 2023
Homeownership can be a good investment regardless of rates. Read on to learn why higher mortgage rates haven't scared me off from buying a home.
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Buying or Selling a House? Dave Ramsey Says to Ask Your Real Estate Agent These Key Questions
May 9, 2023
A good real estate agent can help you get more money for your home. Keep reading for Dave Ramsey–approved questions to find the right agent …
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This Is the Biggest Thing I Regret About Buying My Current House
May 9, 2023
When I bought my current home, I overlooked one factor that made the house unlivable and caused me to move after a year and a …
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Should You Build or Buy a House? Dave Ramsey Says to Consider These Pros and Cons to Help You Decide
May 9, 2023
Ramsey said some big benefits of building a house include customization and a lack of competition. Keep reading to learn some of the downsides too.
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Dave Ramsey Said This Common Money Move Could Backfire on You. Is He Right?
May 6, 2023
Dave Ramsey said you may regret having multiple credit cards to keep your utilization ratio below 30%. Read on to learn if that's really such …
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Should You Follow These 5 Dave Ramsey Tips for Lowering Car Insurance Costs?
May 6, 2023
Car insurance can be expensive. Read on for financial guru Dave Ramsey's recommendations to save money on auto insurance.
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Considering Moving to a Neighborhood With Amenities? Ask Yourself These Questions
May 6, 2023
A neighborhood with amenities may sound nice, but you have to pay for their upkeep. Will the extra costs actually be worth it? Here's how …
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3 Reasons Dave Ramsey Is Wrong About How Many Credit Cards You Should Have
May 5, 2023
Dave Ramsey believes you should have zero credit cards. Keep reading to learn a few reasons why this is bad advice.
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Don't Overlook This Detail if You're Building a House
May 5, 2023
Paying attention to the dimensions of every room -- including the garage -- can be very important when you're building a home.
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3 Rules I've Set for Myself as a Homeowner
May 5, 2023
As a homeowner, I've committed to saving for surprise expenses and avoiding deferred maintenance. Here's why, along with some details on other key rules I've …
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I'm Purchasing a House Soon, but I'm Steering Clear of Open Houses. Here's Why
May 5, 2023
Open houses are crowded and don't provide a real chance to take a close look at the home or get questions answered. Find out what …
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I'm Selling My House Myself. This Is the First Step I Took
May 4, 2023
When I decided to sell my house without a real estate agent, I got professional pictures taken. Find out why this was the first step …
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Pros and Cons of Choosing an Insurance Policy With a Low Deductible
May 4, 2023
An insurance policy with a low deductible has some advantages, but it's also important to consider the downsides. Learn more here.
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2 Things I'll Insist Upon When I Make an Offer to Buy a House
May 4, 2023
When I make an offer to buy a property, I will make sure my offer includes both an inspection contingency and an appraisal contingency. Here's …
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I Loved Building a House But Probably Won't Do It Again. Here's Why
May 4, 2023
Building a house was fun, but it was time consuming and really expensive, so I likely won't don't it again. Read on to find out …
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Here's Why I Don't Care How Much I Get Pre-Approved For
May 3, 2023
I'm going to be applying for a mortgage soon, but I'll decide on my own how much I'm comfortable spending. Read on to find out …
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Should You Try Out These 3 Dave Ramsey Tips for Reducing the Costs of Your Home Sale?
May 2, 2023
Dave Ramsey recommends trying to handle some repairs and upgrades yourself. Here's what you should keep in mind.
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Here's What I Look at When I Visit a Home I'm Thinking of Buying
May 1, 2023
When I visit a house I'm interested in, I consider the location, the age of major systems, the floor plan, and the storage space. Here's …
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This Is One Rule I Won't Break When Getting a New Mortgage
May 1, 2023
When I apply for a mortgage, I always make sure to put 20% down. Keep reading to learn why.
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4 Reasons I Don't Want to Live in a Gated Community Ever Again
May 1, 2023
Living in a gated community has been a hassle when we have guests or order food, not to mention the strict rules and big expenses. …
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Here’s What Happens When You Have Equity in Your Car
May 1, 2023
Having positive equity means you owe less than your car is currently worth. This is good news for you and for your lender. Read on …
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Is There Such a Thing as Having Too Many Credit Cards?
Apr 30, 2023
Having too many credit cards could make it hard to redeem rewards or keep track of payments. Here's how you can tell if you have …
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This Is My Least Favorite Part of Being a Homeowner
Apr 30, 2023
Being a homeowner isn't cheap. Keep reading to learn how one writer dislikes paying to make repairs to her home -- just to end up …
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Should You Be Loyal to Your Credit Card Company?
Apr 29, 2023
Being loyal to your credit card company rarely makes sense. Read on to learn why you're better off shopping around for a new card regularly.
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Should You Set Up Autopay for Your Credit Cards?
Apr 29, 2023
Setting up autopay for your credit cards means you'll never miss a payment. Learn why it's important to consider the pros and cons of this …
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Is Paying Your Taxes With a Credit Card the Right Move?
Apr 29, 2023
Paying a tax bill with a credit card can help you earn rewards, but there's a cost to it. Find out if you should pay …
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How Having a Credit Card Has Saved Me Tens of Thousands of Dollars
Apr 29, 2023
Credit cards can help you build credit. Read on to learn how one writer was able to qualify for a lower mortgage rate thanks to …
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Don't Forget to Check if Your Pet Insurance Covers This Kind of Care
Apr 28, 2023
Before buying pet insurance, it's a good idea to make sure it covers all the care you might want -- including alternative medicine. Find out …
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Here's Why My Housing Costs Keep Going Up, Even With a Fixed-Rate Loan
Apr 28, 2023
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This Shocking Statistic Shows Just How Much Americans Are Charging on Their Credit Cards
Apr 28, 2023
The average credit card balance is $5,910 per borrower, according to Dave Ramsey. Here's why that's such an alarming figure.
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Here's What I Love and Hate a Year After Moving Into an HOA Neighborhood
Apr 27, 2023
Living in an HOA neighborhood has had some benefits, including the area being nicely maintained. But there've been some downsides, too. Find out more.
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Is There Such a Thing as Having Too Much Insurance?
Apr 27, 2023
Having too much insurance is possible, as paying for unnecessary coverage can result in wasted premiums. Learn more here.
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I'll Never Use These 3 Types of Credit Cards
Apr 27, 2023
There are three types of credit cards I'll always steer clear of, including cards with rotating rewards bonuses. Here's why.
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Buying a Starter Home Really Paid Off for Me. Here's Why
Apr 27, 2023
A starter home can make it easier to get on the property ladder. Read on to learn how one writer was able to keep trading …
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Will Your Auto Insurance Leave You Stranded if You Make a Covered Claim?
Apr 27, 2023
Need a rental car while your car is being fixed? Read on to learn how rental car insurance works.
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This Effort to Save on Insurance Costs Could Backfire Big Time
Apr 27, 2023
While saving on insurance is a worthy goal, choosing low policy limits is a bad way to reduce premiums. Find out why this approach is …
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You Could Really Regret Not Buying These 3 Types of Auto Insurance
Apr 26, 2023
Without sufficient auto insurance, drivers could be left without the coverage they need for many kinds of disasters. Read on for three types of coverage …
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I Can't Wait Until Summer to Buy These Dollar Tree Items
Apr 26, 2023
The Dollar Tree has many fun items, but that's especially true during summer. Here are some things I can't wait to buy.
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This Big Milestone Means Traveling With Kids Costs More
Apr 26, 2023
If you travel with kids, your child's second birthday means your costs are going to go up. Read on to find out why.
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How I Cut My Insurance Costs and Got More Coverage
Apr 26, 2023
I reduced what I was spending on auto and homeowners insurance by getting an umbrella insurance policy. Here's why this worked for me.
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Hoping Pet Insurance Pays for a Big Claim? Do This First
Apr 26, 2023
Pet insurance should often provide coverage for expensive procedures. But read on to learn why pet owners may want to get preauthorization.
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Hoping to Earn a New Cardmember Bonus? Answer This Question First
Apr 25, 2023
New cardmember bonuses require you to meet spending requirements. Be sure to determine if that's possible before signing up for a card.
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3 Important Ways Pet Insurance Differs From Human Health Insurance
Apr 25, 2023
Pet and human health insurance can both pay for medical care, but there are important differences in terms of coverage rules and limits. Find out …
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After a Year of Having 2 Kids, These Were My Biggest Surprise Expenses
Apr 25, 2023
Once my daughter was born, I was faced with a lot of new surprise expenses. Here's what caught me off guard.
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I'm Tripling My Vacation Spending This Summer. Here's Why
Apr 25, 2023
I've decided to spend more money on vacations when my kids are little before our summer is filled up with other activities. Here's why.
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Are You Making This Money Mistake Ramit Sethi Says Smart People Often Make?
Apr 25, 2023
Ramit Sethi says smart people often try to overanalyze mundane decisions. Read on to find out why he believes this is a money mistake.
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What's the Secret to Extreme Couponing?
Apr 25, 2023
Extreme couponing involves using coupons to get items for free or for pennies on the dollar. Read on for some secrets to making that happen.
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Here's Why Getting $1 Million in the Bank Didn't Change Ramit Sethi's Life
Apr 24, 2023
Ramit Sethi says money is about meaning, not a number. Here's why having $1 million saved didn't change his life.
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Ramit Sethi Says These Are the 3 Basic Money Skills You Need to Live a Rich Life
Apr 24, 2023
Ramit Sethi believes the three secrets of living a rich life include being able to talk about money. Take a closer look at this secret …
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4 Reasons I Stopped Extreme Couponing
Apr 24, 2023
Extreme couponing was something I did for years, but I stopped cold turkey. Here are four reasons why.
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I Can Afford to Shop Almost Anywhere, but I Still Love the Dollar Tree. Here's Why
Apr 24, 2023
Although I don't have to shop at a dollar store, shopping at the Dollar Tree is fun and provides a good value for my money. …
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These Are the Best Dining Deals at the Magic Kingdom
Apr 24, 2023
Eating at Disney doesn't have to be expensive. Check out these great deals to find affordable fare that the whole family will love.
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Here's Why I'm Using a Buyer's Agent But Not a Seller's Agent
Apr 23, 2023
I'm using a buyer's agent because I don't have to pay the commission directly and they offer me services I can't easily do myself. Find …
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Ramit Sethi Says This Common Money Problem Is Rarely Ever Fixed. Here's Why
Apr 23, 2023
Ramit Sethi says many people admit to struggling to spend money, but they rarely fix this problem. Read on to find out why.
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Ramit Sethi Spends Less Than an Hour a Month on His Finances. Here's How He Does It
Apr 23, 2023
If you want to spend less time managing your money, Ramit Sethi's technique could help you make that happen. Find out how it works.
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Selling Your House Yourself? You May Still Get Hit With Real Estate Commissions. Here's Why
Apr 23, 2023
Selling your house on your own can help you save on commission for a seller's agent, but you'll likely still have to pay a buyer's …
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Is Disney Genie+ Worth It? Here's My Experience
Apr 23, 2023
We've purchased Disney's Genie+ service on several recent trips to Disney. Here's what I've found about whether the service is worth the money.
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4 Secrets of an Extreme Couponer You Can Steal to Save
Apr 22, 2023
If you don't want to be an extreme couponer, you can still steal some of their tricks. Here are four that anyone can implement without …
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Dave Ramsey Says You Must Answer These 3 Questions Before Tapping Your Emergency Fund. Is He Right?
Apr 22, 2023
Dave Ramsey says to ask yourself if the expense is urgent, essential, and unexpected before spending your emergency fund on it. Read on to learn …
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I'll Pay for Disney Genie+ but Not Individual Lightning Lanes. Here's Why
Apr 22, 2023
Disney Genie+ and Lightning Lanes are both ways to save time waiting in lines, but they come at a cost. Read on to learn why …
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These 3 Decisions Will Determine if You Become Rich or End Up Broke
Apr 22, 2023
Three big choices can decide your financial fate. Read on to find out what they are.
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Dave Ramsey Said to Ask Yourself 5 Questions Before Making a Purchase at Costco. Is He Right?
Apr 22, 2023
Costco can save you money, but only if you think about storage and your budget ahead of time. Read on to learn how to avoid …
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I Didn't Pay for These Items for Years as an Extreme Couponer
Apr 21, 2023
Extreme coupon shopping allowed me to get great discounts on certain items. Take a look at some things I didn't pay for for years.
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4 Times I Always Buy the Cheapest Item
Apr 21, 2023
Sometimes, it makes sense to splurge -- but there are certain situations where I always opt for the cheapest items available. Take a look at …
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How Much Do You Need to Save Each Month to Become a Millionaire?
Apr 21, 2023
The amount depends on how old you are when you start investing as well as your investment returns. Find out here what you need to …
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How to Get Started With Extreme Couponing
Apr 21, 2023
If you're interested in becoming an extreme couponer, knowing where to look for deals and coupons is key. Learn more about these and other techniques.
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Dave Ramsey Said to Ask These 3 Key Questions When Buying a Car from a Private Seller
Apr 21, 2023
Many people turn to a private seller when buying a car. Find out what questions Dave Ramsey believes are the most important.
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3 Reasons I Won't Buy an Electric Car Any Time Soon
Apr 21, 2023
Electric cars have become increasingly popular, and tax credits are available for them. Find out why I still won't be purchasing one in the near …
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Could a Personal Loan Make Paying Your Credit Cards Easier?
Apr 21, 2023
A personal loan can allow you to consolidate credit card debt and reduce your interest rate. Here's what you need to know about using one …
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4 Big Perks of Disney Genie+
Apr 21, 2023
Disney Genie+ allows you faster access to rides, photo features, and more. Learn about four big perks of Genie+ service.
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The Amount Dave Ramsey Says Home Sellers Will Pay to Sell a Property Will Shock You. Are You Prepared for These Expenses?
Apr 21, 2023
Dave Ramsey said selling a $300,000 home might come with $45,000 in expenses for a seller. Here's why home sales are so costly.
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Ramit Sethi Says This Investment Decision Can Make You Hundreds of Thousands of Dollars
Apr 21, 2023
Ramit Sethi says making a rule to up your investments by 1% annually takes minutes and can leave you hundreds of thousands of dollars richer. …
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4 Top Considerations Before Picking a Personal Loan
Apr 20, 2023
Before picking a personal loan, you'll need to consider a few important factors. Learn about the considerations when selecting a lender.
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The 3 Craziest Things I Bought When I Was Extreme Couponing
Apr 20, 2023
When I participated in extreme couponing, I bought a lot of stuff because it was free or paid money to buy it. Here are three …
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Is Extreme Couponing Worth the Time It Takes?
Apr 20, 2023
Extreme couponing may seem like a way to save money, but is it really worth it? Read on to find out why it's harder than …
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Wedding Season Is Coming Up. Should You Take a Personal Loan to Pay for Yours?
Apr 20, 2023
Spring and summer is prime time for weddings, which tend to come at a big expense. Check out some pros and cons of using a …
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I Tried to Apply for Mortgage Pre-Approval Online. Here's Why I Failed
Apr 20, 2023
Some mortgage lenders advertise quick and easy pre-approval online -- but read on to learn why that didn't work for me.
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We've Made One Hard-and-Fast Rule to Keep Vacation Spending Down
Apr 20, 2023
To make sure we don't overspend on vacation, we let the kids pick one toy only at the end of each trip. Read on to …
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Dave Ramsey Said These Are the Biggest Downsides of High-Yield Savings Accounts. Can You Overcome Them?
Apr 20, 2023
High-yield savings accounts have many benefits, but also a few potential drawbacks. Read on for Dave Ramsey's top cons for these accounts.
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Should You Take Out a Loan to Buy an Engagement Ring?
Apr 19, 2023
An engagement ring is a major purchase, but is it worth borrowing for? Check out some pros and cons to taking an engagement ring loan.
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Here's Why I Hire an Accountant to Do My Taxes
Apr 18, 2023
Hiring an accountant saves me time and helps ensure I don't make a mistake with complicated returns. Here's why it pays off for me.
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Got Your Tax Refund? Here's What to Do With It
Apr 18, 2023
A tax refund is often a big sum of money. Here's how you can use it to accomplish important financial goals.
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This Is the Key Difference Between a Money Market Account and a Money Market Fund
Apr 14, 2023
A money market account and a money market fund are both pretty safe investments, but there's one key difference. Read on for a closer look.
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Dave Ramsey Said You're Ready to Buy a House if These 7 Things Are True -- but You Don't Necessarily Have to Check All These Boxes
Apr 14, 2023
Dave Ramsey has a list of recommendations before you buy a home. Keep reading to learn whether you really need to accomplish all these objectives …
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Dave Ramsey Identified 5 Habits of the Average Millionaire. How Many Do You Follow?
Apr 14, 2023
Dave Ramsey said millionaires are avid readers who understand delayed gratification. Check out these and other habits of millionaires, and see how many you follow.
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Dave Ramsey Says You Have to Sell Your Car in This Situation
Apr 13, 2023
Automobiles are a major purchase for many households. Finance expert Dave Ramsey says to sell your car if you're upside down on it. Read on …
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I Wrote a Big Check to the IRS This Year. Here's Why I'm Happy About It
Apr 13, 2023
I have to send the IRS money, but that means I raised my income and didn't tie up my cash. Keep reading to learn why …
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Should You Follow This Dave Ramsey 'Rule of Thumb' When Buying a New House?
Apr 13, 2023
Dave Ramsey says you should save 3% to 4% of your home's cost for closing costs. Here's what to consider if you're an aspiring home …
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Insurance Didn't Pay to Repair My Car After My Auto Accident. It Did This Instead
Apr 13, 2023
A few years ago, my car was totaled in an accident. Read on to learn why the insurer gave me a check for less than …
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Suze Orman Says to Start Here if You Want to Reduce Your Financial Stress
Apr 13, 2023
If you are feeling stressed about money, Orman wants you to remind yourself that you are capable of handling your financial life. Here's why this …
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Dave Ramsey Said to Avoid These Debt Payoff Strategies. Here's Why He's Wrong
Apr 12, 2023
Dave Ramsey doesn't want you to use balance transfers or debt consolidation to help you repay debt. Read on to learn why they're worth considering …
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These 2 Beloved Stores Have the Highest Satisfaction Rates in 2023. Do You Shop at Them?
Apr 12, 2023
Both Trader Joe's and Costco's have very high satisfaction rates among consumers. Here's why these stores are so beloved.
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Dave Ramsey Said You Need to Plan for Some Big Spring Expenses. Here's How
Apr 12, 2023
Spring has sprung, and Dave Ramsey notes that this season often comes with some added costs. Read on to learn about some expenses to plan …
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Suze Orman Says to Wait to Buy a Car Until Your Credit Score Hits This Number
Apr 12, 2023
Suze Orman recommends not buying a car until you have a credit score of at least 700. Here's why it matters, as well as your …
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I'm a Boring Investor. Here's Why I'm Happy About That
Apr 11, 2023
I prefer to be a boring investor because I don't have the time to actively manage my portfolio. Read on to learn why I believe …
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4 Things Never to Buy With a Personal Loan
Apr 11, 2023
A personal loan can be a great way to borrow for certain purchases and expenses. Read on to learn what not to use one for, …
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Dave Ramsey Says This Money Mistake Leads to 'More Debt and Stress.' Is He Right?
Apr 11, 2023
Dave Ramsey believes it’s a bad idea to use credit cards for emergencies. Here's why he's right.
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Dave Ramsey Said to 'Save Yourself a Financial Headache' by Doing This When Buying a Car
Apr 11, 2023
When you are buying a vehicle, Dave Ramsey suggests avoiding taking out a car loan or, if you must, paying it off ASAP. Here's why.
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This Is Dave Ramsey's Best Argument Against Rewards Credit Cards
Apr 11, 2023
Dave Ramsey has argued against rewards cards, but one of his best arguments is that the money is supporting a credit card industry that preys …
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Why Ramit Sethi Wants You to Stop Saying You're Bad With Money
Apr 11, 2023
Many people describe themselves as being bad with money, but Ramit Sethi believes this can be a problem. Here's why.
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Do You Spend More or Less on Utilities Than Your Fellow Americans?
Apr 11, 2023
Utilities are a big expense for both renters and homeowners. Keep reading to learn how your spending on utilities compares to your peers.
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This Is One Feature I Hate About Mobile Banking
Apr 10, 2023
I love my bank in large part because of its mobile banking app. Keep reading to learn about one issue I have with it, though.
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Dave Ramsey Warns Not to Overlook This Crucial 401(k) Form
Apr 10, 2023
When you open a 401(k) account, Dave Ramsey says to make sure you complete your beneficiary form. Here's why taking care of this task is …
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Stimulus Update: These Proposals Would Restore and Expand Stimulus Funding
Apr 10, 2023
Representative Ilhan Omar has written an op-ed arguing for more stimulus money from the federal government. Find out about the proposals she supports.
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Dave Ramsey Says This Common Car-Buying Tactic Is a 'Bad Idea.' Is He Right?
Apr 10, 2023
Dave Ramsey says buying a car with a low down payment is a bad idea. Here's why this is such a problem and what you …
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This Is the Hardest Part of Selling a House as a Parent
Apr 10, 2023
I'm currently trying to sell my house, and it is a lot more complicated to do that when you have two kids living in it. …
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Don't Follow This Dave Ramsey Advice About Getting Out of Debt
Apr 10, 2023
Dave Ramsey recommends pausing 401(k) contributions when you're trying to get out of debt. Keep reading to learn why this is a bad idea.
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Dave Ramsey Says He ‘Always’ Recommends This Retirement Account if It's Available to You
Apr 10, 2023
If you are saving for retirement and you have a Roth 401(k) available, Dave Ramsey always recommends putting money into this type of account. Here's …
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Dave Ramsey Warns This Money Mistake Guarantees 'That Your Money Won't Grow Enough to Keep Up With Inflation Long Term'
Apr 9, 2023
When deciding where to invest, Dave Ramsey urges you to think about the impact of inflation. Read on to learn why.
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Here's How I'm Teaching My 3-Year-Old About Money
Apr 9, 2023
Teaching money management doesn't have to wait. I'm already helping my son to understand that money only goes so far. Read on to learn how.
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Should You Try Out These 5 Dave Ramsey Money Hacks?
Apr 9, 2023
Dave Ramsey has recommended some money hacks including making a budget and tracking transactions. Learn more to decide if you should give them a try.
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Should Parents Follow These 6 Dave Ramsey Tips to Save on Childcare?
Apr 7, 2023
Childcare is a major expense for many families. Keep reading to learn how you may be able to save while still ensuring your children are …
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Stimulus Update: Will Future Stimulus Payments Come Faster Than Your Last Ones?
Apr 7, 2023
The IRS sent out stimulus payments during the COVID-19 pandemic. Read on to learn about the overhaul the agency is undergoing and how it might …
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Here Are 6 Very Specific Steps You Can Take to Get a Cheap Car Loan
Apr 6, 2023
If you want the lowest car loan possible, take these six steps to help make it happen.
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Dave Ramsey Said Not to Worry About Your Bank Collapsing. Here's Why
Apr 4, 2023
Recently, several large banks have collapsed. Read on for advice from Dave Ramsey to help alleviate your worries about your own bank.
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Stimulus Update: IRS Data Shows Smaller Checks Are Coming This Year. Is It Because of Stimulus Changes?
Apr 3, 2023
IRS data for the week of March 24, 2023 shows that the average tax refund check is considerably lower this year compared to last. Read …
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Ramit Sethi Says This Quick Investment Decision Can Make You Hundreds of Thousands of Dollars
Apr 2, 2023
Ramit Sethi says making a rule to up your investments by 1% annually takes minutes and can leave you hundreds of thousands of dollars richer. …
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Want to Hit the Road? There's a Loan for That
Apr 2, 2023
Buying an RV lets you see the country in comfort. And there are loans available to help you do that. Read on to find out …
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How to Fill an Adorable Easter Basket for $11.25 at the Dollar Store
Apr 1, 2023
The Dollar Tree offers Easter candy, toys, and more. Find out how you can create an adorable Easter basket for just $11.25.
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I've Sworn off Buying New Toys for My Kids in 2023. Here's What We're Doing Instead
Mar 27, 2023
Spending money on toys has become a huge waste in our house, so we've made a decision to do something different this year. Take a …
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This Simple Dave Ramsey Tip Can Help You Spend Less at Home
Mar 27, 2023
If you want to cut your basic expenses at home, Dave Ramsey believes that "going green" could be the way to do it. Here's how.
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Does Dave Ramsey Think You Should Be Saving for College for Your Kids? The Answer May Surprise You
Mar 26, 2023
Dave Ramsey doesn't recommend prioritizing college savings -- he suggests you should take care of your own needs first. Find out why.
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Costco, BJ's, or Sam's: Which One Do Americans Love the Most?
Mar 26, 2023
There are many big-box stores, but Costco has the highest customer satisfaction rating out of all of them. Check out the consumer research here.
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Buying a New Car? These 5 Suze Orman Tips Could Help
Mar 26, 2023
A new car is a major purchase. Read on for some Suze Orman tips to make sure your purchase is a success.
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This Is Dave Ramsey's 'Quick-and-Dirty Answer' to How Much Car Insurance You Need
Mar 25, 2023
Deciding how much car insurance to buy can be complicated. Here's how much insurance Dave Ramsey thinks it's a good idea to purchase.
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Dollar General Is Adding This Surprising Item to Stores. Should You Shop There for It?
Mar 25, 2023
Dollar General is adding fruits and vegetables to its store offerings. Here's how this could help make nutritious food options available at affordable prices.
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Americans Say This Store Wins for Convenience. Do You Agree?
Mar 25, 2023
According to customer rankings, Walmart leads in convenience. Read on to learn why this store may get top marks for this metric.
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What Is a Rolling Recession, and Are We in One? Here's What Dave Ramsey Thinks
Mar 24, 2023
A rolling recession means that some parts of the economy do well while others do poorly. See what Dave Ramsey has to say about this …
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You'll Never Guess What Dave Ramsey's Credit Score Is
Mar 24, 2023
Dave Ramsey said he let his credit score drop to "0." But can that happen, and is it a good idea? Read on to find …
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Need Some Extra Money? Here Are 4 Ways Dave Ramsey Says You Can Pile Up Cash
Mar 24, 2023
If you need extra money urgently, there are ways to find it. Keep reading to learn a few of Dave Ramsey's suggestions.
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Here's Why Dave Ramsey Thinks Putting Too Much in Savings Is Riskier Than Investing
Mar 24, 2023
Saving money is a good thing, but Dave Ramsey believes putting too much money into savings comes with unacceptable risk. Find out why.
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Suze Orman Says This Is the Biggest Risk in a Recession. Here's How You Can Prepare
Mar 24, 2023
Many experts believe a recession is coming. Read on to learn how you can get ready in case that happens.
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This Is One of Dave Ramsey's Best Tips Ever for Cutting Spending
Mar 23, 2023
Dave Ramsey suggests removing shopping apps from your phone in order to cut spending. Take a look at why this is good advice.
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Just How Much Does the Average American Spend on Home Maintenance Each Year?
Mar 23, 2023
Home maintenance can be a big line item in your budget. Take a look at data from the Bureau of Labor Statistics on how much …
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Life Insurance Buyers Must Answer These 2 Questions
Mar 23, 2023
When buying life insurance, policyholders have a few key things to take into account. Read on for two must-answer questions before getting insurance.
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Anti-Debt Dave Ramsey Said a Personal Loan Is the Solution to This Problem
Mar 22, 2023
Dave Ramsey normally doesn't believe in borrowing. But find out why getting a personal loan could be the best approach if you're underwater on a …
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Suze Orman Warns You Should Steer Clear of This 'Tempting Gimmick'
Mar 22, 2023
Suze Orman warns that Buy Now, Pay Later may be tempting, but it can cost you in the end. Read on to learn why.
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Dave Ramsey Said This Is a Big Problem With Going the 'Cheapest Route' When Buying Car Insurance
Mar 21, 2023
Motorists need to remember they are protecting their assets when buying insurance. Here's why Dave Ramsey warns the cheapest option isn't always the best one.
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Here's Why I Don't Really Care About My Brokerage Firm
Mar 21, 2023
I don't spend a lot of time worrying about picking my brokerage firm because I don't need very many features. Here's why my choice of …
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Dave Ramsey Said There Are Only 2 Situations Where You Should Borrow From Your 401(k). Is He Right?
Mar 20, 2023
Borrowing from a 401(k) has serious consequences, so it should only be done in dire situations, according to Dave Ramsey. Take a look at two …
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Dave Ramsey Said This Is the 'Best Way' to Grow Your Retirement Account Balance. Is He Right?
Mar 19, 2023
Dave Ramsey recommends investing in a 401(k) up to the company match, then investing the rest of your money in a Roth IRA. Here's when …
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Stimulus Update: This Biden Tweet Shows Restoring This Payment Is a Top Priority
Mar 17, 2023
A recent Joe Biden tweet highlighted his efforts to restore a stimulus payment for parents. Read on to find out why it's a priority for …
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Do You Have Enough Pet Insurance Coverage?
Mar 16, 2023
Pet insurance is important to protect animal companions. But how can pet owners know if they have too little insurance coverage? Read on to find …
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Here's How Much Homeowners Insurance You Need
Mar 15, 2023
It's important to have replacement value insurance, property coverage, liability protection, and more. Here's how much homeowners insurance is necessary.
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Here's How Long It Will Take You to Save for a Wedding
Mar 14, 2023
The length of time it will take you to save for a wedding can vary depending how much your wedding costs. Find out more here.
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Overinsured: How to Know if You Have Too Much Homeowners Insurance Coverage
Mar 14, 2023
Paying for unnecessary home insurance costs doesn't make sense. Here's how property owners can tell if they have too much coverage.
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Here's Just How Much Housing Affordability Has Been Impacted by Interest Rates
Mar 14, 2023
Interest rates have been on the rise and many buyers are struggling to afford homes. Here's how much rising rates can affect your home-buying costs.
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You May Need to Factor in This Unexpected Homeownership Cost. Don't Forget It
Mar 13, 2023
Homeownership comes with many unexpected costs. Here's why pest control may be an added expense that is not optional.
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Stimulus Update: Some Americans Could Soon Get Ongoing $1,000 Stimulus Checks
Mar 13, 2023
Oregon lawmakers are considering providing ongoing $1,000 payments to certain residents. Read on to learn more.
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These Are Dave Ramsey's 10 Best Pieces of Advice
Mar 13, 2023
Dave Ramsey has some great advice, including stressing the importance of an emergency fund. Read on for the finance expert's 10 best tips.
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Buying a Home? Here's All the Dave Ramsey Advice You Need to Listen to (and Ignore)
Mar 13, 2023
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I Have a Credit Score of 807: Here's How I Got There
Mar 12, 2023
My credit score is currently 807. I earned it in a few different ways, including paying bills on time and regularly requesting credit line increases.
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Underinsured: How to Know If You Have Enough Car Insurance Coverage
Mar 10, 2023
Car insurance provides important protection for assets. Here's how drivers can tell if they have a sufficient amount of insurance coverage.
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Silicon Valley Bank Collapses in Biggest Failure Since Great Recession
Mar 10, 2023
Silicon Valley Bank was founded in 1983 and became the biggest bank to fail since the Great Recession. Here's what happened and why it matters.
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Stimulus Update: President Biden Calls for These Stimulus Payments to Start Again
Mar 10, 2023
The president has released his new proposed budget. It includes a form of financial assistance that was first offered in the most recent COVID-19 stimulus …
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Should You Follow These 2 Dave Ramsey Tips for Saving on Homeowners or Renters Insurance?
Mar 8, 2023
Homeowners and renters insurance protect against financial loss, but they come at a cost. Read on to learn about Dave Ramsey's suggestions for saving.
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What's a Credit Card Loan? Should You Use One?
Mar 7, 2023
A credit card loan is a new alternative that lets you borrow against your card's credit line without the typical cash advance fees. Here's what …
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Stimulus Update: It Is Not Too Late to Claim Missed Stimulus Checks on Your Tax Returns
Mar 6, 2023
If you did not receive any of your previous stimulus checks, you still have the option to claim them. You need to file a tax …
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Want to Invest? Here's Why Graham Stephan Believes You Can Copy Other People
Mar 6, 2023
Graham Stephan says being original isn't the key to successful investing. Here's why.
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This Is Why Graham Stephan Likes Investing in the $SPY Over 'Any' Fund
Mar 4, 2023
If you aren't sure what to invest in, this advice from Graham Stephan can help you better understand a simple choice that could work for …
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Dave Ramsey Said to Ask Yourself 5 Questions Before Making a Purchase at Costco. Is He Right?
Mar 4, 2023
Costco can save you money, but only if you think about storage and your budget ahead of time. Read on to learn how to avoid …
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This Is the Amount of Term Life Insurance Dave Ramsey Always Recommends. Is He Right?
Mar 4, 2023
Dave Ramsey says to set a life insurance death benefit equal to 10 to 12 times the policyholder's income. But is this good advice?
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Dave Ramsey Warns That New Costco Shoppers Make These Rookie Mistakes. Can You Avoid Them?
Mar 4, 2023
Shopping at Costco can save you money. Keep reading to see what moves Dave Ramsey recommends you skip.
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Here's Why Dave Ramsey Thinks It 'Really Does Pay' to Get Life Insurance Now Instead of Later
Mar 4, 2023
Dave Ramsey said it pays to get life insurance sooner rather than later because premiums are based on age and health. Find out more.
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Here's Why Ramit Sethi Thinks Lots of People Love Feeling Anxious About Money
Mar 4, 2023
Ramit Sethti says people like to feel anxious about money because it's the way they are used to feeling. Here's how to overcome this anxiety.
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Dave Ramsey Said Not to Skip This Step if You're Trying to Get Your Finances in Order
Mar 3, 2023
Dave Ramsey recommends having an accountability partner when trying to get your finances in order. Here's why he advocates for this.
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Following This Dave Ramsey Advice Means You Won't Have to Stress About Car Repair Costs
Mar 3, 2023
Car repair costs can be a source of stress. Keep reading to learn a key tip from Dave Ramsey to save money on them.
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Should You Follow This 'Helpful Tip' From Dave Ramsey to Simplify Your Financial Life?
Mar 3, 2023
Dave Ramsey recommends setting up direct deposit for your savings in order to make your financial life simpler. Here's why this is good advice.
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7 Reasons You're Paying High Car Insurance Rates, According to Dave Ramsey
Mar 3, 2023
Dave Ramsey has identified seven reasons why some drivers may face high car insurance premiums. Here's what to watch out for.
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Dave Ramsey Said This Simple Money Move Will Allow You to Enjoy Your Money More. Is He Right?
Mar 2, 2023
Dave Ramsey said making a budget enables you to enjoy your money more. Find out why this is great advice.
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Dave Ramsey Said to Be Careful Not to Make This Common Credit Card Mistake
Mar 2, 2023
Dave Ramsey said not to confuse the minimum payment on a credit card for the full amount due. Find out why this could be a …
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Ramit Sethi Says to Make This Move in 2023 if Money Is Important to You
Mar 2, 2023
Sethi suggests finding a community in 2023 with people who can help you stay motivated to improve your wealth-building efforts. Find out what makes this …
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Ramit Sethi Says You Don't Need to Follow These 5 Common Tips to Get Rich. Is He Right?
Mar 2, 2023
Many people believe there are certain must-dos to become rich. Take a look at some common recommendations Ramit Sethi says are actually not necessary.
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Ramit Sethi Outlined 4 Paths to Becoming a Millionaire. Which Is Right for You?
Mar 2, 2023
Ramit Sethi says you can reach millionaire status with one of four strategies: time, income, starting with money, or combining all of the above. Find …
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Dave Ramsey Said There Are 3 Reasons You Need Term Life Insurance. Is He Right?
Mar 2, 2023
Ramsey believes people need life insurance if they have people depending on their income, if they have outstanding debt, or if they are not self-insured. …
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Dave Ramsey Said This Is 'One Heck of a Poor Money Management System.' Is He Right?
Mar 2, 2023
Dave Ramsey said using credit cards to cash flow your spending is a poor money management system. Here's why this isn't necessarily the case.
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These Are the Average Life Insurance Costs by Age, According to Dave Ramsey
Mar 2, 2023
Dave Ramsey has identified some average life insurance policy costs by age. Find out what these averages mean for policyholders.
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Ramit Sethi Says There Are 3 Non-Obvious Signs of a New Investor. Do Any Apply to You?
Mar 2, 2023
Sethi says signs of a new investor include confusing expensive purchases for good investments and confusion about potential future returns, among other things. Read on …
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Dave Ramsey Said This Is the 'Quickest and Easiest Way to Lower Your Car Insurance Premiums.' Should You Do It?
Mar 2, 2023
Ramsey recommends a higher deductible to lower car insurance premiums. While this can result in lower costs, be sure to first consider the downsides.
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This Is the Minimum Suze Orman Thinks You Should Be Investing for Retirement
Mar 1, 2023
Suze Orman recommends saving a minimum of 10% and ideally 15% of income. Find out how you can work up to that amount.
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Stimulus Update: IRS Says You Can Still Claim One Type of Stimulus Money This Tax Filing Season
Mar 1, 2023
While the IRS said there were no new stimulus payments in 2022, it is still possible to qualify for expanded eligibility for premium tax credits. …
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Dave Ramsey Says to File Your Taxes Early. Should You Listen to Him?
Mar 1, 2023
Filing your taxes early has several big benefits, according to Ramsey. So, should you submit a return ASAP?
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The Surprising Truth About Minimum Coverage Car Insurance
Mar 1, 2023
Minimum coverage car insurance may seem like it's sufficient to protect drivers. Read on to learn why it isn't.
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Dave Ramsey Warns You to Avoid This 'Risky Real Estate Trend.' Should You Listen to Him?
Mar 1, 2023
Some lenders offer down payment loans. Here's why Dave Ramsey said you should avoid that real estate trend.
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Dave Ramsey Said You Absolutely Must Do This Before Buying a Home
Feb 28, 2023
Before you purchase a property, Ramsey urges making sure you know how much you can afford to spend. Find out why this is so important.
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Should You Follow These 4 Dave Ramsey Tips for Saving on Home Renovations?
Feb 28, 2023
Dave Ramsey suggests ways to save on renovations, including DIYing repairs when possible. But here's why not all of his advice is worth listening to.
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Considering Multi-Generational Living? Address These Issues First
Feb 27, 2023
If you're intending to live with family members like your parents or adult children, there are some things to consider before jumping in and buying …
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I'm Looking for a New Home. Here's How I'm Trying to Find the Perfect Place
Feb 27, 2023
To make sure I get the right property this time, I'm visiting my chosen neighborhood often. Find out some of the things I'm looking for.
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Dave Ramsey Said This Is One of the 'Quickest Ways' to Save on Home Expenses. Can You Try It Out?
Feb 27, 2023
According to Dave Ramsey, lowering your heating bill can be a quick and easy way to reduce what you're spending on housing costs each month. …
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Have a Teen Driver in Your Family? Dave Ramsey Said These Tips Will Help You Save on Car Insurance Coverage
Feb 27, 2023
Insuring a teenage driver can be really expensive. Keep reading to learn how buying an older used car and getting a student discount can help.
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4 Travel Expenses I Won't Skimp On
Feb 27, 2023
When it comes to taking trips, there are certain things that are worth paying for. These include a hotel with a good location and a …
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Dave Ramsey Has 2 Tips for Saving Money at Costco. Will They Work For You?
Feb 26, 2023
Costco offers great prices, but Ramsey said you'll save money only if you compare prices and buy things you know you'll use. Read on to …
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One Redditor Has Some Important Advice for Aldi Shoppers About the 'Aisle of Shame'
Feb 26, 2023
If you're a new Aldi shopper, you'll want to know about the Aisle of Shame. Read on to learn about how you can find an …
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This Is How Much House Dave Ramsey Says You Can Afford to Buy
Feb 26, 2023
When it comes to purchasing a home, Dave Ramsey is clear -- you should keep mortgage payments to 25% or less of take-home income. Find …
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3 Things I Love (and Hate) About the Admirals Club Airline Lounge
Feb 26, 2023
The Admirals Club lounge is the American Airlines lounge. Here are the things I love and dislike about it.
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Dave Ramsey Recommends This Home-Buying Strategy to 'Give Your Home’s Value the Most Room to Grow'
Feb 26, 2023
Dave Ramsey suggests buying a cheaper home in a good neighborhood. Check out why this is a solid strategy if you want your home's value …
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Dave Ramsey Used to Have This Big Worry About Budgeting. Do You Share It?
Feb 26, 2023
Dave Ramsey was afraid budgeting meant he'd never have fun with money again. Here's the truth about making a budget, though.
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Here's Why I Don't Trust Online Home Estimates
Feb 26, 2023
Online home price estimates can sometimes be misleading. Here's why I don't trust them to present an accurate picture.
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5 Tips for Scoring Travel Savings from Costco
Feb 25, 2023
Costco offers vacation packages, including limited-time deals. Check out some tips for scoring travel savings from the warehouse club.
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Suze Orman Warns You're Leaving Money on the Table if You Make This 401(k) Mistake
Feb 25, 2023
Suze Orman warns auto-enrolling in your 401(k) could mean you don't earn the full employer match. Take a look at why this is a big …
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Dave Ramsey Said This Is the 'Trick' to Saving Money at Costco or Sam's Club
Feb 25, 2023
Dave Ramsey says you need a "game plan" before going shopping if you want to save at Sam's or Costco. Find out why.
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Suze Orman Says There Are 6 Retirement Must-Dos for 2023. How Many Are You Doing?
Feb 25, 2023
Suze Orman says there are steps you should take this year to prepare for future retirement. Keep reading to see what you should consider.
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Dave Ramsey Said This Is the 'Biggest Money Suck' When It Comes to Saving. Here's How You Can Avoid It
Feb 25, 2023
If you're trying to save, Dave Ramsey said debt payments are the biggest money suck that could be an obstacle. Learn more here.
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Dave Ramsey Said to Skip These 6 Items at Costco. Should You?
Feb 24, 2023
Costco can be a great place to buy items at a good price, but here's why Dave Ramsey believes some items aren't worth buying -- …
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Dave Ramsey Says Life Insurance Has One Job. Here's What It Is
Feb 24, 2023
Dave Ramsey believes the sole job of life insurance is to replace income after the death of a policyholder. Find out why this matters.
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Dave Ramsey Said This Is a 'Fantastic' Way to Organize Your Money. Is He Right?
Feb 24, 2023
Dave Ramsey recommends the envelope system as a way to organize money. Check out the pros and cons to this system.
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Stimulus Update: This Biden Tweet Highlights 3 Factors That Determine the Likelihood of a Fourth Check
Feb 24, 2023
President Joe Biden sent out a recent tweet addressing gas prices, inflation, and wage changes. Find out how all three factors can impact the likelihood …
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This Is the No. 1 Thing I Dislike About Selling a House
Feb 24, 2023
Selling a house can be a hassle because buyers don't always make rational decisions. Here's what I've experienced when I've sold houses in the past.
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Dave Ramsey Said This Extra Cost Is Well Worth It if You're a Renter
Feb 24, 2023
Renters insurance is absolutely worth paying for if you are a renter. Here's why Dave Ramsey says covering this added cost is crucial.
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Dave Ramsey Said There Are 9 Things You Should Buy at Costco or Sam's Club. Is He Right?
Feb 23, 2023
Costco and Sam's Club both have a lot of great products. Look for these nine items to save money.
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Get Some Gift Cards This Year? Here's What Suze Orman Says to Do With Them
Feb 23, 2023
Suze Orman recommends using your gift card to buy essentials or selling your cards to get cash. Read on to find out if you should …
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Dave Ramsey Said This Credit Card Feature 'Straight up Sucks'
Feb 23, 2023
Dave Ramsey says compound interest on credit cards sucks when it is being used against you. Here's what this means.
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This Is the Craziest Rule My HOA Has
Feb 23, 2023
I live in a neighborhood with a homeowners association that has lots of rules. Keep reading for the weirdest rule it enforces for homeowners.
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These Are the Two Retirement Accounts Ramit Sethi Loves
Feb 21, 2023
Ramit Sethi loves 401(k) accounts and Roth IRAs. Take a look at some of the big benefits of these two types of investment accounts.
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My HOA Dues Went Up. Here's Why I Don't Mind
Feb 21, 2023
Homeowner's association dues can fluctuate year to year. Find out why an increase in fees can be worthwhile.
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We Made This Mistake Once Before Buying an Insurance Policy and We'll Never Do It Again
Feb 20, 2023
When we bought insurance, we didn't read the reviews. Read about how we ended up having to cancel the policy and have been fighting for …
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Should You Move in With Your Parents to Save for a Home Down Payment?
Feb 20, 2023
Saving up for a down payment is a crucial part of buying a home. Cutting current costs by moving in with your parents can make …
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This Store Edged Out Trader Joe's as the Most Popular Grocery Store in 2022. Here's Why Customers Love It So Much
Feb 19, 2023
Aldi is the most popular grocery store among all adults, with Trader Joe's coming in second. Find out why customers love Aldi so much.
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Dave Ramsey Warns This Is 'One of the WORST Financial Products Out There.' Is He Right?
Feb 17, 2023
Dave Ramsey believes whole life insurance is a terrible financial product. Find out why he's absolutely correct that whole life policies are to be avoided.
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Stimulus Update: Will Your State Send You a Stimulus Check in 2023?
Feb 17, 2023
Many states sent out payments in 2022 -- but will more stimulus checks be authorized across the United States this year? Read on to learn …
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You Need Home Insurance Before Closing on a Home. Here's Why
Feb 17, 2023
Lenders require home buyers to have home insurance in place, and buyers also shouldn't risk their investment. Learn more about why home insurance is essential.
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4 Must-Have Fashion Accessories Sold at Dollar Tree
Feb 17, 2023
The Dollar Tree offers scarves, socks, and other fashion items you'll love -- for only $1.25. Check out some of its must-have accessories.
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These Are My 3-Year-Old's Favorite Dollar Tree Items
Feb 16, 2023
The Dollar Tree has many wonderful items for kids. Take a look at my 3-year-old's five favorites for other parents to check out.
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3 Home-Buying Mistakes New Parents Can't Afford to Make
Feb 16, 2023
New parents need to make smart choices when buying a property, including considering the school district. Read on for three mistakes it's crucial they avoid.
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Dave Ramsey Recommends Curbside Pickup for Groceries. Here's Why He's Right
Feb 16, 2023
Curbside pickup helps you cut out impulse buys, saves time and allows easier price comparison. Keep reading to learn more about why you should try …
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If Your Credit Score Is Lower Than You'd Like, a New Credit Card Could Help Fix It. Here's How
Feb 16, 2023
A new credit card could help you develop a positive payment history and improve your score. Find out more here about how this works.
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Be Careful Before You Follow This Suze Orman Advice
Feb 16, 2023
Suze Orman suggested you "stop wasting money" on making your life easier. This is advice you should not follow. Here's why.
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The Surprising Rule My Husband and I Set for Ourselves Before Buying a House
Feb 16, 2023
When my husband and I purchased a property, we made sure we could each afford it independently on our own salaries. Here's why.
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Are You Ever Too Old to Become a Millionaire?
Feb 15, 2023
Becoming a millionaire is a life dream for many people, but does there come a point when it's too late? Find out what you need …
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Every Car Dealer Makes You Do This One Key Thing Before Driving Off the Lot
Feb 15, 2023
All car buyers are required to have proof of insurance before leaving the dealer. Read on to find out what buyers need to know.
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This Is Dave Ramsey's 'Secret to Staying on Top of Your Budget.' Is He Right?
Feb 15, 2023
Dave Ramsey says tracking expenses is key to staying on top of your budget. He's right for a few different reasons.
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Airline Lounge Access Is My Favorite Credit Card Feature. Here Are 3 Reasons Why
Feb 14, 2023
Airline lounge access is a key feature I look for in credit cards because it makes traveling much more pleasant. Check out three reasons why …
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Should You Follow These 5 Dave Ramsey Tips for Buying an Engagement Ring?
Feb 14, 2023
Dave Ramsey recommends spending around a month's salary on a ring and asking for discounts. Learn more about these and other tips.
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Dave Ramsey Said This Account Is the 'Buffer Between You and All the Craziness Life Throws.' Do You Have a Good Buffer?
Feb 14, 2023
Dave Ramsey says an emergency fund can help shield you from unexpected life events. Find out if your emergency fund is big enough.
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I'm Going to Owe the IRS Money This Year. Here's Why I'm Happy About That
Feb 14, 2023
Owing the IRS money means I didn't overpay my taxes during the year. Read on to learn why tax refunds aren't necessarily the boon they …
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This Is a Surefire Way to Regret Buying Your Home
Feb 14, 2023
Buying a home is likely one of the biggest purchases of your life. But, if you make this choice, you could really end up regretting …
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Are Savings Accounts the Best or Worst Place for Your Money?
Feb 14, 2023
Savings accounts can be a great place to keep some of your money -- but a bad place for other cash. It depends on your …
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Stimulus Update: President Biden's State of the Union Shows Stimulus Money Isn't Off the Table for Some Americans
Feb 13, 2023
In the State of the Union, President Biden voiced his support for bringing back the expanded Child Tax Credit included. Read on to learn more.
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Buying Theme Park Passes Saves My Family a Ton of Money. Here's Why
Feb 12, 2023
Theme park passes can be a better deal if you plan to visit more than once -- and they can give you an activity to …
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Stimulus Update: IRS Says You May Want to Hold Off on Filing Taxes if You Got a 2022 Stimulus Check
Feb 10, 2023
If you received a state stimulus check, the IRS said it may be a good idea to delay filing your tax return until the agency …
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Here's Why Mark Cuban Thinks Bitcoin Is a Better Investment Than Gold
Feb 7, 2023
Should you invest in Bitcoin or gold? Find out the key reasons why billionaire Mark Cuban thinks Bitcoin is a better choice.
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When Is the Best Time to Buy Life Insurance, According to Dave Ramsey?
Feb 7, 2023
Is there a certain time that's better to buy life insurance coverage? Check out what Dave Ramsey thinks.
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Should Single People Buy Life Insurance? Here's What Dave Ramsey Thinks
Feb 7, 2023
Is life insurance only for people with families? Here's why Dave Ramsey's advice on this issue could be important to follow.
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3 Reasons Not to Buy a House in 2023
Feb 6, 2023
Is 2023 the right time to purchase a property? Check out three reasons why it might not be.
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Stimulus Check Update: These 3 Numbers Tell You All You Need to Know to Find Out if Another Stimulus Check Is Coming in 2023
Feb 6, 2023
Inflation, unemployment, and the performance of the economy as a whole will determine if more stimulus money arrives. Find out more here.
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Here's How Long Dave Ramsey Thinks Your Term Life Insurance Policy Should Last
Feb 6, 2023
Term life policies offer coverage for a set period of time. Dave Ramsey has some advice on how long a policy should remain in effect. …
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Dave Ramsey Said the Cheaper Version of Life Insurance Is the Better Option. Here's Why He's Right
Feb 5, 2023
Term life insurance is cheaper than whole life insurance. Find out why Dave Ramsey also thinks it's the best option for most people.
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Should You Change Home Insurers in 2023?
Feb 5, 2023
Homeowners can change their home insurance coverage. Find out how policyholders can decide if making a switch is a good idea.
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Dave Ramsey Has 2 Rules for Using Savings to Repay Credit Card Debt. Should You Follow Them?
Feb 5, 2023
If you're considering paying down credit card debt with your savings account balance, check out Dave Ramsey's advice first.
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Should Home Sellers Offer This Mortgage-Lowering Incentive to Find More Buyers?
Feb 5, 2023
Home sellers may find it harder to find a buyer right now due to high mortgage rates. Find out how offering this incentive could potentially …
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4 Credit Card Rules to Follow in 2023 and Beyond
Feb 5, 2023
Credit cards can be a great financial tool if used properly. Be sure to follow these four credit card rules in 2023 and beyond.
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Dave Ramsey Said You Really Need Life Insurance in This Situation
Feb 5, 2023
Life insurance is something many people should buy. Read on for one situation when Dave Ramsey believes it's especially important to have coverage.
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Every Driver Should Be Shopping for Car Insurance Now. Here's Why
Feb 4, 2023
Drivers who haven't already compared car insurance options should do so ASAP. Read on for a few simple reasons why.
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3 Reasons You Should Still Try to Invest if You Have Loan Debt
Feb 4, 2023
If you're trying to pay off loans, you may think you aren't ready to invest. Read on to learn why that's not necessarily the case.
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Is This 'Boring' Strategy the Best Way to Build Wealth? Here's What We Think
Feb 4, 2023
Building wealth doesn't have to be hard. Check out this "boring" strategy proposed by Graham Stephan that could be your ticket to financial security.
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The Cost of Living Is Rising. Here's How to Make Sure You Won't Run Out of Money in Retirement
Feb 4, 2023
The cost of living has been going up due to inflation and other factors such as rising interest rates. Find out how you can still …
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2 Must-Follow Tips From Dave Ramsey to Move House on a Budget
Feb 3, 2023
Moving can be really expensive. Keep reading for finance expert Dave Ramsey's advice on how to make the process cost less.
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3 Dollar Tree Items Any Parent Would Love
Feb 3, 2023
Want to keep your kids happy without breaking the bank? Check out these Dollar Tree items that should be on every parent's wish list.
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Charged Too Much on Your Credit Cards Over the Holidays? Here's How to Pay It Off Fast
Feb 3, 2023
Many people end up in debt during the holidays. If you're one of them, read on for steps to get your credit card bills back …
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Do Stay-at-Home Parents Need Life Insurance? Here's What Dave Ramsey Thinks
Feb 3, 2023
Buying life insurance is usually something people do when loved ones rely on their income. Read on to learn why stay-at-home parents need it too.
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Dave Ramsey Warned You'll Only Make 'Snail-Like' Progress on Your Financial Goals in This Situation
Feb 3, 2023
If you want to get serious about paying off debt and saving for the future, Ramsey says this approach isn't the right one. Read on …
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This Dave Ramsey Advice to Save on Groceries Could Backfire
Feb 2, 2023
Saving money on groceries is a worthy goal, but not every effort to reduce food spending makes sense. Here's one Dave Ramsey suggestion you should …
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Stimulus Check Update: Joe Biden Makes an Announcement About a May Deadline That Could Impact 2023 Stimulus Checks
Feb 2, 2023
President Joe Biden has announced that the COVID-19 emergency will end on May 11, 2023. Read on to find out what this means for stimulus …
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This Is the Most Troubling News in Years About Americans' Savings Accounts
Feb 1, 2023
Americans had been saving more during the pandemic -- but that trend has sadly reversed. Read on to find out what happened.
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Dave Ramsey Said This Is One of the Easiest Ways to Save on Groceries. Is He Right?
Feb 1, 2023
You don't have to just accept your food budget is too high. Here's a simple solution to reduce your spending.
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You'll Never Guess the Average Grocery Cost for a Family of 4
Feb 1, 2023
Groceries can be more expensive than you might think. Read on to find out what the typical family would spend on the USDA's thrifty food …
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How to Actually Succeed at Your Financial Resolutions This Year
Jan 31, 2023
If you're noticing you're already starting to give up on financial resolutions, it may be time to make a change. Here's how.
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Dave Ramsey Admits to Making This Common Costco Shopping Mistake. Are You Making It, Too?
Jan 31, 2023
Costco can be a great place to save money, but not if you make this common error that even Dave Ramsey has fallen victim to. …
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Suze Orman and Dave Ramsey Both Recommend the Same Account for Your Retirement Savings. But Are They Right?
Jan 30, 2023
When it comes to the best retirement account, Suze Orman and Dave Ramsey are in agreement. But read on to find out if using this …
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Dave Ramsey Said He's a Member of Costco and Sam's Club. Should You Sign Up?
Jan 30, 2023
Warehouse clubs offer some membership perks. Dave Ramsey has signed up to take advantage of them. Read on to find out if you should do …
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4 Borrowing Rules Rich People Follow but Others Often Don't
Jan 29, 2023
Rich people borrow money -- but they do it in a different way than others. Here are four borrowing rules rich people often follow.
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Could This Be the Cheapest Day to Do Your Grocery Shopping?
Jan 28, 2023
Being strategic about when you do your grocery shopping could potentially help you save money. Read on to find out why.
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Want to 'Win With Money?' Here's How Dave Ramsey Says to Do It
Jan 28, 2023
Winning with money requires doing one simple thing, according to Dave Ramsey. Keep reading to check out his advice.
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Is Switching Banks Worth the Effort?
Jan 28, 2023
Switching banks can be a hassle, but there are times when it makes sense to do it. Check out these tips for how to decide.
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It's Easier to Borrow Money When You Don't Really Need It. Here's Why
Jan 28, 2023
It's an ironic fact, but the more you may need to borrow, the less likely a lender is to give you a loan. Read on …
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This Dave Ramsey Tip Can Help You Get Name-Brand Products for Less Than Generics
Jan 27, 2023
If you prefer name-brand items, check out this advice from Dave Ramsey that could help you get them without busting your budget.
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Dave Ramsey Says This Is the Key Difference Between Rich and Broke People. Is He Right?
Jan 27, 2023
Ramsey believes rich people and broke people have differing mindsets on a key money issue. Keep reading to learn the difference.
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I Want to Save Thousands More in 2023. I Won't Be Cutting My Budget to Do It. Here's Why
Jan 27, 2023
Saving more money is a big goal of mine this year -- but budget cuts won't be the approach I'm taking. Read on for the …
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I'm Paying My Taxes on a Credit Card in 2023. Here's Why
Jan 26, 2023
I'll be paying my 2022 taxes on a credit card for one simple reason. Read on to find out why.
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Stimulus Update: You Need to Read This IRS Warning About Stimulus Checks
Jan 26, 2023
The IRS issued an important warning about how the absence of stimulus checks will affect your 2022 taxes. Read on for more information.
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This Is the Single Best Thing About Being a Successful Freelancer
Jan 26, 2023
I have been working as a freelance writer for more than a decade, but there's one thing I really love about being successful at working …
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Can You Change Your Car Insurance Coverage Whenever You Want?
Jan 25, 2023
If you're thinking of changing providers, you may be wondering if you have to wait out your current policy period. Read on to find out …
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4 Dave Ramsey Tips You Should Stop Following in 2023
Jan 25, 2023
Dave Ramsey has some good advice, but he also has some tips you definitely shouldn't follow. Here's some advice to ignore in 2023 and beyond.
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3 Reasons to Buy a House in 2023
Jan 25, 2023
Buying a house this year could make sense for a number of reasons. Keep reading to learn why it's worth considering.
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Warren Buffett Says This Sets Really Successful People Apart
Jan 24, 2023
If you want to be successful, should you adopt this habit Warren Buffett says will set you apart from your peers? Read on to find …
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3 Big Downsides of Waiting to Buy Life Insurance
Jan 24, 2023
Don't wait to buy life insurance. Read on to find out why doing so can cost consumers money -- or worse.
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Here's Why Mark Cuban Wants Bitcoin to Go Down a Lot Further
Jan 23, 2023
Mark Cuban is a big fan of Bitcoin, but he wants the price of the virtual currency to fall further. Keep reading to find out …
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Why Dave Ramsey Doesn't Think You Should Want a Tax Refund
Jan 22, 2023
Getting a tax refund might seem like a windfall, but it's not. Read on to learn why one financial guru says you shouldn't want one.
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Stimulus Update: Watch the Mail to See if Your 2022 Stimulus Check Will Be Taxed
Jan 20, 2023
Some states sent out stimulus money in 2022. If you receive a 1099 MISC form from your state, you may have to pay federal taxes …
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Why Buying Too Little Life Insurance Could Be One of Your Biggest Financial Mistakes
Jan 19, 2023
Buying too little life insurance could be a bad financial choice that’s hard to undo. Keep ready to find out why.
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Stimulus Update: Could This Surprising New Cost Justify More Stimulus Money?
Jan 18, 2023
As Americans have found themselves struggling with a new expense, is it possible help will be on the horizon? Read on to learn more.
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Should You Cancel Your Life Insurance in 2023?
Jan 18, 2023
Canceling life insurance is a good idea only for those who no longer need coverage. Find out if that's the case this year.
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3 Best Reasons to Buy Life Insurance Today
Jan 17, 2023
Anyone who doesn't have life insurance should seriously consider purchasing a policy ASAP. Read on to find out why.
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Are You Paying Too Much for Life Insurance?
Jan 17, 2023
Life insurance policies can sometimes be more expensive than they need to be. Here are some signs a policy has unnecessarily high premiums.
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This Fee Can Cost You Hundreds of Thousands of Dollars. Here's How to Avoid It
Jan 16, 2023
Ramit Sethi warns that investment management fees can eat heavily into your returns. Find out how to avoid paying these unnecessary costs.
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Here Is One Really Compelling Reason to Try to Buy a House
Jan 16, 2023
Trying to buy a house can be worthwhile for many reasons. Find out one of the biggest.
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3 Little-Known Perks of Life Insurance
Jan 16, 2023
Life insurance pays out a death benefit if the policyholder passes, but it can offer other important benefits as well. Check out some little-known perks.
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Stimulus Update: This Joe Biden Tweet Is Great News -- but Not if You're Hoping for Another Stimulus Check
Jan 16, 2023
President Biden recently tweeted that his economic plan was working and the unemployment rate is at a 50-year low. Read on to see how this …
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My Husband Has a $1 Million Life Insurance Policy. Here's Why I'm Not Happy With It
Jan 16, 2023
My husband has a substantial amount of life insurance, but I don't like the policy he has. Read on to learn the important reason I'm …
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Why I Opted Out of Buying More Life Insurance After Having a Second Child
Jan 15, 2023
Often, it makes sense to buy more life insurance after the birth of a child. But I decided not to move forward with purchasing additional …
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Does a College Student Need Life Insurance?
Jan 13, 2023
College students may need life insurance if they have dependents, or expect to some day. Read on to see when a student should buy insurance.
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Do Parents Have a Chance of Getting More Stimulus Money in 2023?
Jan 13, 2023
The expanded Child Tax Credit is one of few forms of stimulus money that actually could become available in a divided Congress. Here's why.
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Are You Paying Too Much for Life Insurance?
Jan 13, 2023
Life insurance isn't something most people should go without -- but paying too much doesn't make sense either. Here are some signs a policy costs …
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Don't Have Life Insurance? Here Are the 5 First Steps to Take
Jan 13, 2023
Not having life insurance can be a huge financial mistake. Read on to learn some steps to take for those who currently lack a policy.
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65% of Americans Think Owning a Home Today Is Harder. Here's What to Do If You're One of Them
Jan 12, 2023
Owning a home has long been the American dream, but many people believe it's harder to achieve now. Here's what you can do to buy …
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Can You Change Life Insurance Providers?
Jan 12, 2023
Changing life insurance providers is something policyholders are allowed to do -- but it can be complicated and may cause some issues. Read on to …
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10 Places That Offer Free Stuff on Your Birthday
Jan 12, 2023
Want to celebrate your birthday without spending much cash? Check out all these places that will give you free stuff on your special day.
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Dave Ramsey Says You Must Take These 3 Steps Before Closing on a Home
Jan 12, 2023
If you're purchasing a property, you'll need to check some tasks off your to-do list before closing. Here's what you'll need to do.
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Are You Ready to Start Your Own Business? Ask Yourself These 4 Questions to Find Out
Jan 11, 2023
Starting a small business requires more than just a good idea. Find out how to be sure you're really ready to manage all aspects of …
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4 Mortgage Mistakes You Absolutely Can't Afford With Rates so High
Jan 11, 2023
Mortgage interest rates are pretty high right now. Read on for some home buying errors you definitely don't want to make right now.
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Can You Shop Around for Life Insurance Like Car Insurance?
Jan 11, 2023
Life insurance is an important purchase, but is it one you should shop around for like you do with other kinds of coverage? Read on …
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Should You Add More Life Insurance in 2023?
Jan 11, 2023
Increasing life insurance coverage could be important if life circumstances have changed. Check out this guide to decide if buying more coverage makes sense.
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Coffee Isn't Making It Hard to Reach Your Financial Goals, but This Mistake Is
Jan 11, 2023
Many people believe wasting money on little purchases prevents them from accomplishing goals. Read on for Humphrey Yang's take.
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Getting Expensive Vet Care? Here's How to Make Sure Your Pet Insurance Will Pay
Jan 11, 2023
Pet insurance can pay for the costs of expensive veterinary care -- but you need to make sure the treatment is covered. Here's how.
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4 Kirkland Products Reddit Users Can't Get Enough Of
Jan 11, 2023
Kirkland products are sold at Costco and have many fans. Keep reading for some Kirkland products that Reddit users really like.
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Buying Life Insurance in 2023? Here's How Much Coverage You'll Need
Jan 10, 2023
Thinking about buying life insurance coverage in the new year? This formula can help determine how much coverage to buy.
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Should Your Small Business Offer a Retirement Plan?
Jan 10, 2023
If you are running a company, you may want to offer a retirement plan. Read on for some considerations to help you decide.
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Graham Stephan Says This Is How You Can ‘Beat the Market.’ Is He Right?
Jan 10, 2023
Graham Stephan has some investing advice for people looking to beat the market. Should you listen to it?
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I Wouldn't Even Consider Buying a House in This One Situation
Jan 10, 2023
Buying a house can be a good investment, but not always. Read on for one situation where I absolutely wouldn't consider buying.
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5 Simple Steps to Take Now to Get Recession-Ready
Jan 9, 2023
A recession may soon be coming, according to many financial experts. These five steps will help you get ready for it.
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Stimulus Update: IRS Announces Average Payments of $1,232 Sent to Millions. Here's Who Is Getting Them
Jan 9, 2023
In January, the IRS announced that it was sending around 12 million refunds to people who were owed money due to the American Rescue Plan …
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3 Signs You Should Sign Up for Amazon Prime
Jan 9, 2023
Amazon Prime offers many benefits to members. Here are three reasons to consider signing up.
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Trying to Save a Down Payment While Renting? This Dave Ramsey Advice Could Help
Jan 9, 2023
Saving up a down payment can be hard -- especially if you're already paying rent, too. Check out this advice from Dave Ramsey that could …
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I've Saved a Fortune on Vet Bills by Doing One Simple Thing
Jan 9, 2023
Keeping veterinary costs down is important to me since I don't have pet insurance. Read on to learn how I reduced my spending.
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Dave Ramsey Says This Is Your 'Best Option' for Your 401(k) When Leaving Your Job
Jan 9, 2023
If you're leaving your job, you'll need to decide what to do about your 401(k). Here's what Dave Ramsey suggests.
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How Strategically Timing Your Credit Card Payments Could Increase Your Credit Score
Jan 9, 2023
Paying your credit card at the correct time could lead to a lower balance being reported. Here's what you need to know.
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4 Household Items I Always Buy at the Dollar Tree
Jan 9, 2023
The Dollar Tree has more stuff for your home than you realize. Keep reading for some staples you'll find there at a better price than …
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According to Ramit Sethi, These Are the Real Questions You Should Be Asking When Buying a Home
Jan 8, 2023
Buying a home is a big decision. Ramit Sethi believes many people ask the wrong questions when deciding. Here's what you should consider instead.
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Why Pet Owners May Need a Life Insurance Policy
Jan 8, 2023
Anyone who has a pet they have committed to care for may want life insurance to help cover pet care costs. Keep reading to find …
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Dave Ramsey Warns There's a Big Downside to Investing in a Traditional IRA or 401(k)
Jan 8, 2023
Many people invest for retirement in a traditional IRA or 401(k). Read on for a potential drawback of these accounts.
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6 Unexpected Products to Buy at Costco
Jan 8, 2023
Costco has lots of household items you'd expect, like paper towels and generic medications. Read on for some unusual items you'll find.
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I Vowed Never to Live in an HOA Neighborhood Again. Here's Why I Changed My Mind
Jan 8, 2023
I don't like having to live with an HOA, but I've reconsidered. Keep reading to learn why.
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5 Mistakes New Business Owners Need to Avoid
Jan 8, 2023
If you're starting a business, you don't want to make mistakes that jeopardize your company's future. Read on for five errors to watch out for.
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Should You Follow These 3 Dave Ramsey Tips to Help Your House Sell This Winter?
Jan 8, 2023
If you're selling your house during the winter months, you may face some added challenges. Keep reading for some helpful advice.
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2 Gmail Features You Should Be Using to Better Manage Your Money
Jan 8, 2023
Gmail is a popular email tool. Read on and learn about its features to help you more effectively manage your money.
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Here Are the Biggest Changes Americans Are Making Due to Inflation
Jan 8, 2023
Inflation has prompted Americans to make changes to their lifestyle. Read on to find out some of the big modifications people have made.
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3 Signs You're Using the Wrong Credit Card
Jan 8, 2023
The credit card you're using may not belong in your wallet. Read on for some signs that suggest you've got the wrong card.
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Dave Ramsey Warns Your Home Purchase Could 'Soon Become a Nightmare' if You Make This Home-Buying Mistake
Jan 7, 2023
Buying a house is probably the biggest purchase of your life. Don't make this huge mistake Dave Ramsey warns about.
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My Two Kids Are Authorized Users on My Credit Cards. Here's Why
Jan 7, 2023
Both my son and my daughter are authorized users on my credit cards even though neither child has reached age four. Here's my simple reason …
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Dave Ramsey Has Three Rules for Becoming a Homeowner. One of Them You Should Break
Jan 7, 2023
If you want to become a homeowner, there are some things you need to do first. Read on for Dave Ramsey's suggestions.
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7 Must-Know Differences Between 401(k)s and Roth IRAs
Jan 7, 2023
A 401(k) and a Roth IRA both enable you to save for retirement, but there are important differences. Read on for seven ways these two …
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5 Sam's Club Features You Aren't Taking Advantage of but Should
Jan 7, 2023
Sam's Club is a popular warehouse club but not all members make the most of the club's offerings. Here are some perks you'll want to …
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Dave Ramsey Says You Should 'Never' Buy a House in This Situation. Here's Why He's Right
Jan 7, 2023
You don't want to regret your home purchase -- so don't move forward with buying in these circumstances.
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Dave Ramsey Says These Are Some of the Biggest Red Flags in a Home Inspection. Is He Right?
Jan 6, 2023
Home inspections are crucial before buying property. Here's what to look for if a house you're interested in is being inspected.
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Dave Ramsey Warns About 'Sneaky Fees' Associated with These Mortgage Loans. Should You Steer Clear?
Jan 6, 2023
Are you planning to get a mortgage soon? If so, read on for Ramsey's warning about fees that you may not expect -- and that …
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Dave Ramsey Says You Could Potentially Sell Your Home Faster During the Winter. Is He Right?
Jan 6, 2023
Winter isn't known as the best time of year for selling homes -- but Dave Ramsey says you may be able to sell faster if …
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Stimulus Update: 3 Factors That Will Determine the Chances of Another Stimulus Check This Year
Jan 6, 2023
There are three big factors that can affect the likelihood of another direct payment coming in 2023. Read on to find out what they are.
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This Is the Most Important Reason to Get Pre-Approved According to Dave Ramsey. But Is He Right?
Jan 6, 2023
Ramsey said getting pre-approved is helpful to be ready to make an offer when you find a home. Read on to learn more.
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Dave Ramsey Says These Are the Pros and Cons of Condo Ownership. Is He Right?
Jan 5, 2023
A condo is an alternative to a single-family home. Here's what Dave Ramsey thinks are the biggest benefits and downsides of owning one.
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Dave Ramsey Says This Method of Coming Up With a Home Down Payment is a 'Horrible Idea.' Is He Right?
Jan 5, 2023
Saving a down payment can be challenging. Read on to learn about one approach that Dave Ramsey is against.
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Airline Travel Has Been Terrible. Will It Get Better in 2023?
Jan 5, 2023
The Department of Transportation is considering a new rule that would make it easier for airline passengers to protect their rights. Could this help improve …
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Dave Ramsey Says This Aspect of Buying a Home Is 'Kind of a Bummer.' Are You Prepared to Cope With It?
Jan 5, 2023
Buying a home can come with all kinds of unexpected costs. Read on for some disappointing expenses you should plan for.
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3 Little Known Perks of a 30-Year Mortgage
Jan 4, 2023
A 30-year mortgage can have some significant advantages. Here are three little-known benefits to think about when deciding on a home loan.
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2 Reasons Dave Ramsey Is Dead Wrong About Where to Invest Your Retirement Money
Jan 4, 2023
Dave Ramsey recommends mutual funds for retirement investing. Find out why you should absolutely not listen to him.
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Stimulus Update: Yesterday Was an Important Day in Congress. What Does It Mean for the Prospect of New Stimulus Checks?
Jan 4, 2023
On Tuesday, the 118th Congress officially started. Read on to find out what this means for the potential passage of more stimulus legislation.
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Here's Why Dave Ramsey Says 'Recessions Are Kind of Like Hurricanes'
Jan 3, 2023
A storm could be blowing through the economy -- here's how to make sure you're prepared for it.
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3 Reasons Why You Should Absolutely Not Take Out a Long Car Loan
Jan 3, 2023
You may need a car loan to purchase a vehicle, but you shouldn't take out a loan with a very long payoff timeline. Check out …
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Dave Ramsey Says to Take 6 Steps Before Starting a Business. Is He Right?
Jan 3, 2023
You can't just jump into running a company if you want to be successful. Keep reading to learn what Dave Ramsey says to do first.
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Dave Ramsey Says This Is the Key to Business Success. Is He Right?
Jan 2, 2023
If you're running a business or thinking of starting one, you need to read this advice from Dave Ramsey. Find out how it could help …
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Buying a House This Winter? Check Out This Must-Follow Dave Ramsey Advice
Jan 2, 2023
Buying a house isn't as common in the winter. Keep reading for advice to make it a success.
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Stimulus Update: Does This Tweet From President Biden Mean More Money Is Coming in 2023?
Jan 2, 2023
President Biden's tweet could be an optimistic sign for those hoping for more stimulus money. Here's why.
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Americans Do Not Have Enough Savings. Here's What You Can Do About It
Jan 2, 2023
It's important to have money saved to provide financial security, but many people don't. Find out how to bulk up your account if your balance …
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Dave Ramsey Thinks There's 'a Lot for Americans to Worry About When It Comes to Their Money.' Is He Right?
Jan 2, 2023
Worrying about money isn't fun -- but Dave Ramsey thinks there's lots of justification for concern right now. Read on to find out why.
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4 Ways to Protect Yourself for the Next Airline Meltdown
Jan 2, 2023
Southwest Airlines canceled thousands of flights around Christmas. How can you protect yourself from future airline problems?
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How I Plan to Save $1,800 More in 2023 Than in 2022
Jan 1, 2023
I want to increase the amount I'm saving next year, and I've identified the best way for me to do that. Keep reading to learn …
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Suze Orman Doesn't Like New Year's Resolutions. Here's What She Recommends Instead
Jan 1, 2023
Don't set resolutions for yourself without checking out her advice.
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Dave Ramsey Says You Never Want a Mortgage in This Situation
Jan 1, 2023
If you're thinking of taking out a mortgage to buy a home, it's important to read this advice from Dave Ramsey first.
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This Is How I Decide How Big My Savings Account Balance Should Be
Jan 1, 2023
Keeping money in savings is important, but I don't want a bigger savings account balance than necessary. Here's how I decide how much to save.
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You're Making a Big Mistake if You Aren't Taking Advantage of This Costco Feature
Jan 1, 2023
Costco offers grocery delivery, including same-day delivery, two-day delivery, and cold and frozen delivery. Here's why you should take advantage of this.
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4 Reasons I Won't Keep Even $1 Extra in My Savings Account
Dec 31, 2022
I have money in my savings account to cover emergencies and short-term purchases. Here's why I won't put even $1 extra into the account.
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Can You Score Tax Credits for Buying an Electric Vehicle? Ask Yourself These Questions to Find Out
Dec 31, 2022
There are new tax credits for electrical vehicles. Will you qualify for them? Here's how to tell.
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This Was the Biggest Home Buying Mistake I Ever Made
Dec 31, 2022
When I purchased a home, the survey said part of the land was on conservation. I didn't pay attention to what that meant and it …
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Will You Have to Say Goodbye to These 10 Costco Favorites in 2023?
Dec 31, 2022
Costco could be discontinuing 10 popular products in 2023. Here are the items you may not find on the shelves in the new year.
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Dave Ramsey Loves IRAs for 4 Reasons -- So Should You Listen to Him and Open One?
Dec 31, 2022
Dave Ramsey is a big fan of IRAs. Find out four reasons why he loves the accounts and get some advice on whether they are …
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Dave Ramsey and Mark Cuban Have Both Given Really Bad Advice About Credit Cards. Don't Listen to It
Dec 31, 2022
Both Dave Ramsey and Mark Cuban suggest not using credit cards. Check out why following their advice could come at a cost.
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Suze Orman Has an Important Warning Every Home Buyer Needs to Hear
Dec 31, 2022
If you're thinking about buying a house, Suze Orman has a warning you should read about one mortgage type. Here's why you need to take …
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Looking to Save on Liquor? Reddit Users Love These Costco Deals
Dec 31, 2022
Costco sells alcoholic beverages at many of its warehouse clubs. Check out these Reddit favorites if you want to save on cocktail costs.
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Could This Group of Workers Be Hit Hardest by a Recession?
Dec 30, 2022
A coming recession could affect a certain group of workers more than others. Here's how to tell if you're likely to be one of those …
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Dave Ramsey Said Debt Consolidation Could Cause You to Stay in Debt Longer for One Simple Reason
Dec 30, 2022
Debt consolidation can be a great way to pay off debts more easily -- but Dave Ramsey says it could doom you to being in …
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Can You Wait to Buy Pet Insurance Until Your Dog Gets Sick?
Dec 30, 2022
Putting off the purchase of pet insurance until you need it may sound like a good move -- but here's why it's a big mistake.
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Your Pet Insurance Probably Won't Cover Required Vaccines. Here's Why
Dec 30, 2022
Pets are required to get certain annual shots, like rabies. Here's why pet insurance likely still won't cover them.
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Stimulus Update: IRS Says $3,600 Payments Are Gone, but $2,000 Is Still on the Table
Dec 30, 2022
You may not receive as large of a payment when you submit your 2022 taxes, but that doesn't mean the government isn't offering help at …
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These 2 Costco Tricks Let You Shop at the Club Without a Membership
Dec 30, 2022
Costco offers many great products, but not everyone wants to sign up. Here are two ways you can get items from the club even without …
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Should You Follow These 3 Dave Ramsey Tips for Avoiding Costly Mistakes During a Market Downturn?
Dec 30, 2022
When the stock market is going down, you could find yourself at risk of expensive investing errors. Read on for advice to help you avoid …
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Dave Ramsey Describes This Type of Retirement Account as a "Sweater That Protects Your Investments from the Elements." Is He Right?
Dec 29, 2022
Having your money in the right retirement account can make a big difference. Read on for one account in particular that helps protect your investments.
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Paying Cash for a Home Is a Terrible Idea. Here's Why I Did It Anyway
Dec 29, 2022
Forgoing a mortgage means tying up money in an illiquid asset. But here's why I made that move even though it's often a bad financial …
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4 Costco Products Your Pet Will Adore
Dec 29, 2022
Costco doesn't just have great products for your human family members. Here are some great pet items that your animal companions will love.
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My Dog's Life-Saving Surgery Wouldn't Have Been Covered by Pet Insurance, But Here's Why I Wish I Had a Policy Anyway
Dec 29, 2022
I paid for a very expensive surgery out of pocket for my dog. Read on to see why pet insurance would've helped, even without surgery …
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This 52-Week Saving Challenge Could Help You End 2023 a Lot Richer
Dec 29, 2022
A 52-week saving challenge can help you to end the year with much more money than you started. Here's one challenge you may want to …
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Airline Lounge Access Pays for Itself for Our Family. Here's Why
Dec 29, 2022
I recently signed up for a credit card with a $450 annual fee in order to get airline lounge access. Read on to see why …
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I Returned an Ancient Keurig to Costco. Here's What Happened
Dec 28, 2022
I recently returned a Keurig to Costco that I had bought many years ago. Read on to see how Costco's friendly return policy put money …
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Dave Ramsey Recommends These Side Hustles. Could They Help You Bring in More Cash?
Dec 28, 2022
A side hustle can help you bring in extra money. Here are some side gigs recommended by finance guru Dave Ramsey.
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Want to Accomplish Your Financial Goals in 2023? Here's Suze Orman's Best Advice to Help Make That Happen
Dec 28, 2022
The start of a new year is a prime time to set financial goals. Read on for advice from Suze Orman to help you to …
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Is Your Bank Account Balance Higher or Lower Than the Average American's?
Dec 28, 2022
Having money in your checking account can help provide you with financial security. Find out how your account balance compares to the typical American's.
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This Gmail App Helped Me Become Way More Productive as a Freelancer
Dec 28, 2022
I installed the Sortd app on my Gmail account and it has changed many aspects of my work life. Finding the right software could help …
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Stimulus Update: Here's Why the Average Household Could Have an Extra $200 a Month, According to President Biden
Dec 27, 2022
President Biden recently tweeted out some good news, explaining why the average household may have around $200 per month more wiggle room compared to summer. …
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Should You Sign Up for Netflix Once Password Sharing Comes to an End?
Dec 27, 2022
Netflix is expected to start charging for account sharing in 2023. Read on to learn if you should keep using the streaming service once there …
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4 Ways to Pay Down Your Debt Faster in 2023
Dec 27, 2022
Paying down debt can take time and effort, but read on to see how these tricks can help you become debt-free more quickly in the …
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I Don't Care How Much My House Is Worth. Here's Why
Dec 27, 2022
My house is not an investment -- it's where I live. Read on to learn why my home's value doesn't matter to me.
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The Average American Has Less Savings This Year. Here's Why
Dec 27, 2022
Average savings account balances have declined, according to a recent survey. Read on for several big reasons why that's happened.
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I Bought My Dream Lot to Build On. Here's Why I'm Selling It
Dec 26, 2022
A few years ago, my husband and I bought a lot to build a house on. Read on to see why we're not finishing that …
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I'm Shopping at Sam's Club More Than Ever. Here's Why
Dec 26, 2022
Sam's Club has always been my favorite warehouse club. But I'm shopping there more than ever because of this new benefit. Read on to learn …
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70 Million Americans Are Making a Dangerous Move With Their Credit Cards
Dec 26, 2022
Credit cards can be used wisely, but if you're charging everyday expenses, you could be setting yourself up for disaster. Read on to learn why.
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Why Selling Your Car to Get Rid of Your Loan Payment Might Be Worth It
Dec 26, 2022
Car loans can be really expensive. Here's why you may be missing out on an opportunity to build wealth if you're devoting a lot of …
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If You're Buying a House, Here's What Graham Stephan Thinks You Should Do to Get the Most Out of Your Purchase
Dec 26, 2022
Buying a house can be a challenge, especially in today's market. Read on for some advice from Graham Stephan to make the most out of …
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Dave Ramsey Says This Is a Crucial Factor to Be a Successful Investor. Is He Right?
Dec 25, 2022
Investing can be lucrative, but you need to make sure you set yourself up for success. Find out Dave Ramsey's advice on one key factor …
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This Is One Common Tech Device I'll Never Buy Again
Dec 25, 2022
After spending several hundred dollars on printers and ink over the years, I've decided to just say no to buying another one. Here's why.
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Dave Ramsey Says Home Buyers Should "Find a New Lender" in This Situation
Dec 25, 2022
If you're thinking of buying a home, read on for one major red flag that suggests you need a new lender.
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These Are the Worst Trader Joe's Items, According to Reddit
Dec 25, 2022
There are many great products sold at Trader Joe's -- but not all products are worth buying. Read on for the worst products in the …
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Are Your Days of Freeloading Netflix Over? Here's How to Transfer Your Profile
Dec 25, 2022
Netflix is putting an end to password sharing. While you may not get the service for free any more, read on to learn how you …
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The Hardest Part of Investing Is This, According to Graham Stephan. And He's Right
Dec 25, 2022
Investing can be a great way to build wealth, but there are some challenges involved. Read on for one of the biggest, according to Graham …
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I'm Absolutely Not Opening any New Credit Cards in 2023. Here's Why
Dec 24, 2022
I've sworn off credit cards in case I end up having to get a mortgage to buy a new home. Read on to find out …
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These Are Dave Ramsey's 5 Best Tips for Cutting Travel Costs. Should You Follow Them?
Dec 24, 2022
Travel can be expensive, but these Dave Ramsey hacks can help you reduce the cost of your trips. Here's why they're worth considering.
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This Is Gen Xers' Favorite Grocery Store Chain
Dec 24, 2022
There are many different grocery stores out there. But which one do Gen Xers like shopping at the most? Read on to find out.
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How Personal Loans Can Help You Solve a Common Debt Payback Dilemma
Dec 24, 2022
It can be hard to decide in what order to pay back your loans. Read on to learn how a personal loan can help you …
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This Big Home-Buying Mistake Was the Reason I Sold My Home
Dec 24, 2022
When I purchased a home, I didn't think about how it would work for me over the long term. Read on to learn why I …
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There's Actually One Good Reason to Pay Off Your Mortgage Early. Suze Orman Explains What It Is
Dec 24, 2022
Paying off your mortgage early doesn't make financial sense. Read on for Suze Orman's reason for prepaying a home loan.
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Should You Buy a House in 2023? Here's How to Decide
Dec 23, 2022
There's a lot to think about before moving forward with a home purchase. Here are some key considerations.
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Should You Start a Savings Challenge in 2023?
Dec 23, 2022
The start of a new year is often a time when people participate in savings challenges. But should you take part? Read on to decide.
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5 Ways Credit Cards Can Actually Save You Money
Dec 23, 2022
Credit cards have a bad reputation and are often viewed as a costly type of debt. But there are five ways becoming a card member …
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A Down Market Is the Perfect Time to Make This Money Move, According to Suze Orman
Dec 23, 2022
With the stock market down, Suze Orman believes it's a good time for a Roth IRA conversion. Is she right?
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I Wouldn't Consider a Travel Credit Card That Didn't Offer This Perk
Dec 23, 2022
Travel cards can offer many different features. Here's why airline lounge access is the most important benefit that cards offer.
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IRA Balances Are Decreasing. Here Are 5 Tips to Help Keep Your Retirement Savings Stable
Dec 23, 2022
Recent data shows IRA balances are going down. Read on for ways to keep yours stable in the face of a market downturn.
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4 Reasons You Might Be Denied if You Apply for a Credit Card
Dec 23, 2022
Getting denied a credit card you apply for isn't fun. Read on for some reasons why this might happen to you.
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Getting a Mortgage? Dave Ramsey Says to Do This 'Before You Step Foot in a Lender's Office'
Dec 22, 2022
Dave Ramsey recommends making sure you're financially ready to buy before seeing a lender about a home loan. Here's why you should follow this advice.
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I Finally Signed Up for an Airline Credit Card for One Simple Reason
Dec 22, 2022
I resisted getting an airline credit card for a long time because we used to shop around for airline tickets. Here's why having a co-branded …
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5 Items Dave Ramsey Says to Skip at Costco or Sam's Club
Dec 22, 2022
Sam's Club and Costco have plenty of great deals, but finance expert Dave Ramsey says to steer clear of these items. Read on to find …
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I Decorate for Every Season Using Dollar Tree Items. Here's How
Dec 22, 2022
I love to decorate for different seasons, but don't want to spend a fortune. The Dollar Tree enables me to make that happen. Read on …
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How Much Does the Average American Have Saved?
Dec 22, 2022
It's important to have money saved to protect your financial future. Read on to learn how much the average American has in savings.
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Pet Insurance Could Be a Bad Buy. You May Want to Get It Anyway
Dec 21, 2022
Pet insurance protects your animal companions, but research suggests paying for a policy doesn't always pay off. Here's why you may want to buy it …
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Dave Ramsey Says This Is 'Money Well Spent' if You're Selling Your Home. Is He Right?
Dec 21, 2022
If you're thinking about selling your home, Dave Ramsey said having it inspected is an expense worth paying first. Here's why he suggests this.
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Dave Ramsey Says This Is the 'Biggest Problem Most Folks Run Into' at Costco or Sam's Club
Dec 21, 2022
Sam's Club, Costco, and other warehouse clubs can be great places to shop, but Dave Ramsey warns of a common problem many members run into. …
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This App Saved Me $31 the Day After I Installed It
Dec 21, 2022
I installed the Honey app and it immediately saved me $31 the next day. Here's how it works and why I'm glad I added it …
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This Money Mistake Is 'Recipe for Financial Disaster,' According to Dave Ramsey
Dec 21, 2022
Dave Ramsey believes you're setting yourself up for "financial disaster" if you don't make an important move with your money. Read on to find out …
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How I'm Setting My Kids Up to Buy Cars for Cash on Their 16th Birthdays
Dec 21, 2022
Buying a car can be a huge expense for a teenager, but my kids won't have to worry about where the money comes from thanks …
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4 Trader Joe's Treats That Belong on Your Holiday Table
Dec 21, 2022
This holiday season, check out these top Trader Joe's items that can make your events a little more festive -- and delight your taste buds.
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Could This Reddit Advice Be the Best Costco Money-Saving Tip Ever?
Dec 20, 2022
Warehouse stores like Costco are designed to save you money -- but it's important to be smart about how you shop if you want to …
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Want Better Credit in 2023? Take These 5 Steps Now
Dec 20, 2022
Better credit could be within your reach in 2023 if you make smart choices now. Here are five steps you absolutely need to take ASAP.
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Kevin O'Leary Calls This 'One of the Deadliest Killers of Small Businesses'
Dec 19, 2022
Kevin O'Leary recently highlighted one of the biggest problems that can affect entrepreneurs. Find out what he believes it is.
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This Simple Trick Can Help You Get Free Items at CVS
Dec 19, 2022
CVS offers some great bargains. Here's how you can end up getting items for free at the pharmacy.
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Which Side Are You On in This Reddit Costco Controversy?
Dec 19, 2022
Redditors have shared some tips for shopping at Costco -- but there's conflicting advice on an important issue. Both sides have merit. Read on to …
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I Meant to Cut My Vacation Costs. Instead, I Ended Up Spending Over $100,000
Dec 18, 2022
I wanted to stop spending money on expensive cabins when I went camping. Read on to learn how spending more upfront will help me save …
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3 Biggest Investing Mistakes You Can Make in 2023 and How to Avoid Them
Dec 18, 2022
Next year could be a time when you're especially at risk of investing mistakes. Be sure to avoid these three big errors.
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If Your Flight Is Canceled, You Need to Know This DOT Rule
Dec 18, 2022
With the busy holiday air travel season coming up, there's a crucial DOT rule that every traveler needs to know. Keep reading to learn more.
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This Is the No. 1 Impulse Purchase Americans Are Making
Dec 17, 2022
Impulse purchases can eat into your budget. Find out what the most common item is that Americans are splurging on.
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5 Ways to Save More Money in 2023
Dec 17, 2022
Increasing your savings is a great goal for 2023 so you can begin building more financial security. Here are five ways to set aside more …
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Why Graham Stephan Believes You Should 'DCA and Chill'
Dec 17, 2022
Graham Stephan believes that investing actively can lead to a lot of losses -- and a lot of stress. Here's his alternative approach.
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How I'm Making the Holidays Magical With Dollar Tree Items
Dec 17, 2022
I've made the holiday season festive without spending a fortune thanks to some great bargains. Keep reading to see how you can too.
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How the Dollar Tree Helped Me Entertain My Toddler for Hours -- Without Screen Time
Dec 16, 2022
Setting up a craft station with Dollar Tree items has kept my toddler busy and saved me money. Here's how I did it.
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Stimulus Update: More Stimulus Money Is Coming in 2023. Here's Who Will Get It
Dec 16, 2022
Could more money hit your bank account next year? Find out who is on track for additional stimulus funds.
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This Might Save Credit Card Users Hundreds per Year
Dec 16, 2022
Credit card processing fees are passed on to consumers and they cost a fortune. Read on to learn how a new proposed law could change …
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Dave Ramsey Wants You to Skip These Holiday Expenses. Is He Right?
Dec 15, 2022
Some holiday expenses may be important to your family. Here are some to consider skipping.
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4 Products You Should Be Buying at the Dollar Tree Right Now
Dec 15, 2022
Dollar Tree has a surprising amount of great stuff you can purchase at a low price. Here are some items to look for now.
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4 Financial New Year's Resolutions to Skip This Year
Dec 14, 2022
Setting New Year's resolutions? Read on for four common financial goals that don't belong on your 2023 to-do list.
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I Bought a House During the Peak of the Buying Frenzy. Here's Why I Don't Regret It
Dec 14, 2022
I purchased a house when the market was wild during the COVID-19 pandemic. Here's why it was a good decision for me.
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Participating in Dry January? Here's How Much Money You Could Save
Dec 13, 2022
Dry January is a tradition where you swear off alcohol during the first month of the year. This could help your health, but here's how …
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There's One Major Thing I'd Do Differently Next Time I Build a House. Here's What It Is
Dec 13, 2022
If I ever build a house again, I will make sure I do not have many allowances in my contract. Read on to learn why.
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Stimulus Update: 4 Facts About Stimulus Checks You Need to Know Today
Dec 13, 2022
There's a lot of important information to be aware of about stimulus checks -- and much of it could have a major impact on your …
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Jeff Bezos Says to 'Hold Onto Your Money' Right Now. Here's Why He May Be Right
Dec 12, 2022
The founder of Amazon doesn't believe it's a good time to start spending. Here's why you might want to listen to him.
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4 Target Perks You Probably Aren't Using but Should Be
Dec 12, 2022
Target often has great products at a good price. But you can make your shopping experience better by taking advantage of these added perks.
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Want to Buy a House in 2023? Start Doing These 4 Steps Now
Dec 11, 2022
If you want to buy a house, you need to be financially prepared. Read on for steps you can take to help you get there …
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Dave Ramsey Says This Is the 'Worst Thing You Could Spend Your Money On' if You're Trying to Save
Dec 10, 2022
Dave Ramsey believes one purchase isn't worth making if you're trying to save money. Keep reading to see if he's right.
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Some Economists Think You Should Go Into Debt in Your 20s. Here's Why
Dec 9, 2022
"Stay out of debt" is common financial advice -- but some economists believe young people may actually be better off borrowing. Here's the surprising reason …
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4 Reasons Why Graham Stephan Says Now Is the 'Worst Possible Time' to Buy a Home
Dec 9, 2022
Buying a house in 2022 might not be the best move, according to real estate and finance expert Graham Stephan. Here's why.
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6 Ways to Get Discounted Car Insurance
Dec 9, 2022
Don't pay more than necessary for car insurance. Explore these six tips to help save on coverage.
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Stimulus Update: Democrats Aren't Giving Up on Another Stimulus Check for Some Americans
Dec 8, 2022
Although a fourth federal stimulus check isn't likely, there are some lawmakers on the left who haven't given up on another payment for at least …
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Should You Heed Dave Ramsey's Warning About These Retailer Tricks During the Holiday Season?
Dec 7, 2022
Retailers implement many tricks during the holiday season to get you to spend more. Read on for advice to help you avoid falling into their …
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These 5 Costco Items Are Gone for Good, and Shoppers Aren't Happy About It
Dec 7, 2022
Many Costco products have a devoted fan base. Read on for some fan favorites that are unfortunately gone from the shelves.
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3 Holiday Shopping Tips From Dave Ramsey That Every Parent Needs to Read Right Now
Dec 6, 2022
As a parent, it's easy to overspend on the holidays. Read on for advice to help ensure you don't end up with regrets when the …
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Stimulus Update: This Important IRS Warning About Stimulus Checks Could Affect Your Finances in 2023
Dec 6, 2022
The IRS has recently released an important warning for Americans. You should read it now to prepare for how your finances will be affected next …
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Graham Stephan Says This Is the 'Best Investment You Can Do Now'
Dec 4, 2022
Graham Stephan is concerned about the rising level of credit card debt and he believes it's important to pay it off quickly. Find out if …
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These Are the Most Loved Trader Joe's Items. How Many Have You Tried?
Dec 3, 2022
Trader Joe's customers vote each year on the most loved items. Here are the 2022 favorites.
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You'll Never Guess Which Grocery Store Is Most Popular Among Millennials
Dec 3, 2022
Millennials love a lot of the grocery stores you'd expect them to -- but the No. 1 most popular among them could come as a …
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4 Tips for Hiring Employees in a Competitive Labor Market
Dec 3, 2022
Hiring employees is hard right now, but here are some tips you can implement to maximize the chances you'll be able to find workers.
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How Could a Credit Card With a $700 Annual Fee Possibly Be Worth It?
Dec 2, 2022
Paying hundreds for a credit card may not seem like a good bargain. But, a card with a high annual fee might just come with …
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After Buying 4 Houses, This Is One Overlooked Feature I Always Focus On
Dec 2, 2022
I've learned a lot when purchasing homes, so here is one feature I always prioritize even though I didn't initially realize how important it was.
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Have a Low Credit Score? Here Are 4 Tips for Getting a Good Personal Loan
Dec 2, 2022
Getting a good personal loan with bad credit can be a challenge, but it is possible. Read on for four tips to follow.
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Giving Up This Grocery Store Purchase Is Better for My Wallet and My Health
Dec 2, 2022
I used to buy soda at the grocery store. Read on to learn how giving up drinking it has saved me money and also has …
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9 Things Dave Ramsey Says You Should Buy at Costco or Sam's Club
Dec 2, 2022
Costco and Sam's Club can be a great place to find bargains. If you're not sure what to buy there, Dave Ramsey suggests these nine …
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Does Shopping at Costco Save You Money? Here's What Dave Ramsey Thinks
Dec 1, 2022
Shopping at Costco may seem like a good financial move, but is going to the warehouse club worth it? Here's what Dave Ramsey thinks.
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Stimulus Update: Will You Get a Stimulus Check This Month to Help With Holiday Spending?
Dec 1, 2022
Some states are still sending out stimulus checks this month. Should you expect another payment to help cover your holiday costs? Read on to find …
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Why Sam's Club Could Soon Be More Customer-Friendly Than Costco
Dec 1, 2022
Both Sam's Club and Costco have many similarities but here's a customer-friendly move that Sam's is making while Costco isn't.
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I Just Bought Thousands of Dollars of Airline Tickets All At Once. Here's Why
Dec 1, 2022
I charged thousands of dollars in flights to maximize my credit card rewards points. Here's why I did it.
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Every Business Owner Needs This Type of Insurance
Dec 1, 2022
Business owners need to have extra insurance protection, including business interruption insurance. Read on to find out more about this coverage.
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Stimulus Update: Jan. 3 Is a Crucial Date for Those Hoping for Another Stimulus Check. Here's Why
Nov 30, 2022
A new Congress will begin on Jan. 3, 2023. If any more stimulus payments are authorized, it will likely happen in the "lame duck" session …
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How a Personal Loan Could Make Paying off Holiday Debt Easier
Nov 30, 2022
If you have to borrow for the holidays, a personal loan could simplify repayment and make the costs lower than if you used credit cards. …
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Dave Ramsey Has a Warning About Costco Shopping
Nov 30, 2022
Costco can be a great place to shop because of the bargains it offers. But Dave Ramsey warns one Costco mistake could actually end up …
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Attention Costco Shoppers: You May Have the Wrong Type of Membership
Nov 29, 2022
Costco offers several different membership tiers. While many people sign up for the entry-level membership, Executive membership may be a better deal.
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Here's How Much You Can Save on 10 Essentials at Trader Joe's
Nov 28, 2022
Is Trader Joe's cheaper than its competitors? Find out how prices stack up on 10 key products.
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Charging Holiday Purchases? You May Want to Look for a New Credit Card
Nov 28, 2022
Putting holiday purchases on a credit card can be smart -- but here's why it's important to make sure you have the right one.
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How a $2,500 Investment Made Me Twice as Productive
Nov 28, 2022
By getting the right equipment, I have been able to work smarter and make more money. Here's why spending the money upfront was well worth …
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Stimulus Check Update: Stimulus Checks Provide a Shocking Amount of Extra Cash
Nov 28, 2022
Stimulus checks have made a huge impact in the cash reserves American families have available. Read on to learn the shocking amount of extra money …
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Is It a Good Idea to Take Out a Personal Loan for Holiday Gifts?
Nov 28, 2022
If you can't afford to buy presents with cash, you may be tempted to take out a personal loan for holiday gifts. But should you …
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Graham Stephan Thinks Legislation Will 'Do the Unthinkable' to 401(k)s. Is He Right?
Nov 27, 2022
Graham Stephan warns that congress could soon allow riskier investments in 401(k) plans. Here's why he's right to issue this warning.
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Following This Ramit Sethi Advice Could Change Your Financial Life
Nov 27, 2022
Ramit Sethi advises focusing on the big picture rather than on $3.00 questions. Find out what this means and how it could change your financial …
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My Husband and I Made This Promise to Each Other Before Opening a Joint Credit Card
Nov 27, 2022
My husband and I opened a joint credit card many years ago -- but not before committing to this one crucial thing.
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Will You Regret Your Personal Loan?
Nov 26, 2022
A personal loan can be a great way to fund purchases you can't afford to pay for upfront. Here's how to tell if you might …
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One Key Trader Joe's Secret From a Former Employee
Nov 25, 2022
Want to know if your favorite product is discontinued? Find out the secret to determining this fact from a former Trader Joe's employee.
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Borrowing for the 2022 Holiday Season Could Cost You More Than Ever
Nov 23, 2022
If you're planning on borrowing for gifts, you should be prepared for higher financing charges this year. Read on to find out why.
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The 4 Best Things to Buy at Costco, According to Reddit
Nov 22, 2022
Want to know what to add to your Costco cart? Check out these items that Redditors describe as being among the best the warehouse store …
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One Holiday Mistake I Made as a Parent That I Won't Make Again
Nov 22, 2022
I wanted to make Christmas special for my kids, but it turns out the approach I was taking wasn't a good way to do it. …
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5 Ways to Maximize Your Credit Card Rewards When Doing Holiday Shopping
Nov 22, 2022
Want to make the most of your credit card rewards this holiday season? These five tips can help you do that.
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Stimulus Update: This Is Your Best Chance for a Fourth Check
Nov 22, 2022
Another stimulus check from the federal government isn't likely, but that doesn't mean a fourth payment is entirely off the table.
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Here's Where New Trader Joe's Stores Are Opening in 2022 and 2023
Nov 22, 2022
Trader Joe's has a very loyal following. If you're hoping for a store near you, check this list of where new retail locations are opening …
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Will Costco Finally Raise Its Hot Dog Prices in 2023?
Nov 22, 2022
Costco is famous for the $1.50 hot dog and soda combo deal. But with inflation surging to record highs, can the price stay the same …
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Costco, Trader Joe's, and More: Find Out Which Beloved Brands Are Opening New Stores Soon
Nov 22, 2022
Will you have a great new grocery or warehouse store coming to your area soon? Find out here.
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3 Ways to Make Sure Black Friday Deals Are Really Worth Buying
Nov 21, 2022
Black Friday is coming up quickly. Follow these three tips to make sure you aren't wasting money on this big shopping day.
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This Big Reason Is Why You Shouldn't Keep Money in Your Savings Long Term
Nov 20, 2022
A savings account is a great place for your money -- but only if you're going to need it soon. Here's why you should invest …
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Why Graham Stephan Says You Should Never Bet Against Stocks Long-Term
Nov 20, 2022
The stock market has been volatile in recent months, but Graham Stephan believes that stocks are still your best investment. Here's why.
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3 Reasons I'm Skipping Black Friday Shopping This Year
Nov 19, 2022
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How Much Money Should You Really be Saving Each Month? This Is the Best Answer
Nov 18, 2022
Saving money is important, but how much should you be putting aside? Read on to find out.
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Can You Recession-Proof Your Finances?
Nov 18, 2022
A recession is likely coming. Is it possible to guard your finances against it? Read on to see what steps you should take.
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The 5 Best Black Friday Deals at Costco
Nov 17, 2022
Black Friday is coming soon. Check out these deals at Costco to make the most of your holiday spending.
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5 Ways to Save on Thanksgiving Essentials
Nov 17, 2022
Thanksgiving dinner can be a big expense -- especially with grocery prices up due to inflation. Check out these five tips to save on costs.
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All Online Shoppers Will Not Want to Miss This
Nov 17, 2022
Figuring out what credit card to use for online shopping can be complicated -- but this Chrome extension could help.
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4 Things You Need to Know About Costco Price Tags
Nov 15, 2022
Costco offers some great deals, and knowing how to read the store's price tags can enhance your savings opportunities further. Check out these tips.
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We Plan to Keep My Husband's Car Forever. Here's Why
Nov 14, 2022
A new car isn't something we prioritize spending money on. Find out how we're planning to keep my husband's car around for many years.
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3 Secrets to Saving Money at CVS
Nov 13, 2022
CVS provides many ways to save money -- and perhaps even to get paid for buying items. Here's how to make that happen.
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Is a Recession Coming Soon? Here's What Suze Orman Thinks
Nov 12, 2022
A recession is a period of economic downturn. Here's what finance expert Suze Orman recently commented on the possibility of this occurring.
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4 Secrets to Saving Money at Rite Aid
Nov 12, 2022
Rite Aid is a popular drug store that offers competitive prices on many items. But these four secrets can help you save even more.
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These 6 Trader Joe's Favorites Are Perfect for the Thanksgiving Season
Nov 12, 2022
Trader Joe's has many foods perfect for fall. Check out some top favorites you might enjoy this Thanksgiving season.
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There Are 3 Big Benefits of a 401(k) Rollover, According to Dave Ramsey. Here's What They Are
Nov 11, 2022
A 401(k) rollover is an option for your old retirement account when you leave your job. Here are some benefits of it, according to Dave …
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5 Costco Features You Aren't Taking Advantage of -- but You Should
Nov 11, 2022
Costco offers many member benefits. Here are some you may be missing out on.
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I'll Always Have Umbrella Insurance for These 2 Reasons
Nov 10, 2022
Umbrella insurance is one of the most important types of insurance policies I have. Read on to find out why.
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Should You Get a New Credit Card in 2023? Ask Yourself These Questions to Decide
Nov 10, 2022
Signing up for a new credit card can sometimes be a smart choice. Ask yourself a few key questions to help you decide if you …
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Why Sam's Club Is the Only Place I Buy New Baby Clothes
Nov 10, 2022
I don't spend a lot of money on clothes for my kids. Here's how Sam's Club sometimes makes purchases even more affordable than consignment stores.
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Could a Personal Loan Help You Pay Off More Debt by 2023?
Nov 9, 2022
If you're working on paying off your debt, taking out a personal loan could potentially make the process easier. Here's how.
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Stimulus Update: Will Winter Weather Bring Another Stimulus Check?
Nov 9, 2022
Winter weather could lead to a resurgence in COVID-19 cases, which increases the chances of another stimulus check. Read on to learn more.
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4 Netflix Features You're Probably Missing That You Should Try
Nov 9, 2022
Netflix is a popular streaming service, but it has features you may be missing. Read on to learn about a few of them.
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Suze Orman Warns That You're Setting Yourself Up to Fail if You Don't Make This Money Move
Nov 9, 2022
Suze Orman has an important warning about a money move you could be overlooking. Here's what the finance expert says is essential.
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Dave Ramsey Says This Is The 'Worst Thing You Can Do With Your Old 401(k)'
Nov 9, 2022
When you leave your job, you'll have to make a choice about what to do with your old 401(k). Find out the option that Dave …
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4 Things Seniors Should Look for When Buying Their Last House
Nov 9, 2022
Buying your retirement house means you should prioritize different features. Read on to learn four things to be on the lookout for to find the …
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Should You Cancel Your Amazon Prime Membership? Ask Yourself These 5 Questions to Decide
Nov 8, 2022
An Amazon Prime membership doesn't make sense for everyone. Here's five questions to help determine if you should cancel yours.
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5 Costco Shopping Mistakes to Avoid
Nov 8, 2022
Costco is a popular warehouse club and a place where you can score great bargains. Just be sure to avoid these Costco shopping mistakes.
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4 Little-Known Perks of the Chase Sapphire Reserve Card
Nov 7, 2022
The Chase Sapphire Reserve offers generous rewards, but read on to learn about some cardholder perks that many people may not be aware of.
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Use This Suze Orman Tip to Keep Your Savings on Track During Inflation
Nov 7, 2022
When prices are high, saving can be harder. Find out how Suze Orman suggests you keep up with your efforts to put aside money for …
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Dave Ramsey Says This Is 'One of the Most Vital Pieces of Your Family's Long-Term Financial Plan'
Nov 6, 2022
Making a financial plan can help you protect your family's future. Dave Ramsey says this is a key component of that plan.
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My Recent Vacation Showed Why Having a Good Credit Card Is More Important Than Ever
Nov 5, 2022
Recently, we went on a trip to an amusement park that had gone totally cashless. As more businesses make that move, here's why a good …
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Is No Medical Exam Life Insurance Worth It?
Nov 5, 2022
Life insurance with no medical exam can sometimes come at a high cost, but it may be worth buying for consumers with no other options. …
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Walmart Just Announced These 8 Black Friday Deals That Start November 7
Nov 5, 2022
Walmart's new Black Friday ad is out and there are some great deals available sooner for Walmart+ members. Read on to see what deals you …
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I Used to Track My Spending Obsessively -- but Now I Do This Instead
Nov 4, 2022
For a long time, I kept a spreadsheet that tracked all my spending. Here's why that ended up being a waste of time compared to …
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Stimulus Update: Don't Ignore This Important Letter From the IRS
Nov 4, 2022
The IRS is sending out letters to 9 million people who may be eligible for more stimulus money. Do not ignore the letter because time …
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Stimulus Check Update: Will Your Next Check Be an Inflation-Relief Payment?
Nov 2, 2022
There's majority support for the government to send an inflation-relief payment. But will it happen?
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Powerball After Taxes: What the Winner Takes Home
Nov 1, 2022
Hoping to win the $1.2 billion Powerball jackpot? Here's how much you'd actually get to take home after the government takes its cut.
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Should You Wait to Open Your Small Business Because a Recession Might Be Coming?
Nov 1, 2022
A recession could be on the way, but that doesn't necessarily mean delaying the start of your business makes sense. Read on to find out …
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This Is the Most Important Thing to Do in Case of a Recession
Oct 30, 2022
The U.S. may soon be in a recession, if we aren't already. Find out one key step you need to take to prepare.
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1/3 of U.S. Homebuyers Paid All Cash for Their Homes. Here Are the Dos and Don'ts to Competing With Cash Offers
Oct 30, 2022
Paying cash for a home is becoming increasingly common, but it's possible to compete with all-cash offers. Here's how.
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4 Smart Ways to Save Money in November 2022
Oct 30, 2022
November is often the start of the holiday spending season. But you can save money this year instead of spending it if you follow these …
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Dave Ramsey Has a Warning About This Big Added Cost of Rent-to-Own Homes
Oct 29, 2022
Rent-to-own homes can seem like a good idea, but there's a big added cost to be aware of, according to Dave Ramsey. Here's why.
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The UN Warns That We're Headed Toward a Global Recession
Oct 29, 2022
The United Nations has issued a dire warning about a coming global recession. Here's what has the U.N. so concerned.
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3 Things I've Learned After Buying a Home in an HOA Neighborhood
Oct 29, 2022
My husband and I recently purchased a home in an HOA neighborhood. Here are three things we discovered after moving in.
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Dave Ramsey Says Not Having This Type of Insurance Is 'Dumb With a Capital D'
Oct 28, 2022
Some types of insurance are optional -- but Dave Ramsey says passing this kind of coverage up would be a huge mistake.
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This Is the First Step to Getting the Right Car Insurance Coverage, According to Dave Ramsey
Oct 28, 2022
If you are buying car insurance, it's important to get the right coverage. Here's what Dave Ramsey has to say about how to do that.
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Is Your Homeowners Insurance Ready for the Next Hurricane?
Oct 28, 2022
Hurricane Ian hit the U.S. hard, decimating many coastal towns in Florida. More hurricanes could follow, so read on to find out if you have …
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Why Dave Ramsey Believes This One Step Makes Home Buying a 'Blessing or a Curse'
Oct 28, 2022
Dave Ramsey recommends finding a good real estate agent when buying a home. Find out why the right professional could make the process a blessing, …
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This Beloved Wegmans Feature Is Coming to an End
Oct 27, 2022
Wegmans has put an end to Scan and Go due to too many losses. Here's what you need to know.
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Why Suze Orman Thinks These Are the 5 Best Moves to Prepare for Retirement
Oct 27, 2022
Want a secure retirement? Here's what Suze Orman says you need to do in order to make that happen.
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Dave Ramsey Says You Need Collision Insurance Unless These 2 Things Are True
Oct 27, 2022
Collision insurance is an optional form of auto insurance but finance expert Dave Ramsey says most drivers need it. Here's how to decide.
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Will Mortgages Get More Expensive in 2023?
Oct 27, 2022
Mortgage rates have been rising in 2022, but will they fall next year? Here's what you need to know.
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Why Buying Too Small of a House Could Cost You in the End
Oct 27, 2022
Buying a house that's too big means paying extra bills -- but purchasing one that's too small could also be costly. Here's why.
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3 Tips for Expecting Parents to Find the Perfect Home for Their Growing Family
Oct 27, 2022
If you're expanding your family and looking for a new home, be sure to follow these three tips to help you find the right property.
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4 Target Secrets You Need to Know to Save Money
Oct 26, 2022
Want to get the most bang for your buck at Target? You need to know these shopping secrets.
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Dave Ramsey Says to ‘Save Your Money and Skip This Coverage’
Oct 26, 2022
When buying car insurance, Dave Ramsey recommends skipping mechanical breakdown insurance. Here's why.
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4 Tips for Househunting if You and Your Spouse Can't Agree on What You Want
Oct 26, 2022
House-hunting can be hard -- but the challenges are greater when you have a partner with conflicting opinions. Here's how to deal with that situation.
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Stimulus Update: This Is the Total Amount of Stimulus Money Americans Are on Track to Get in 2022
Oct 26, 2022
A number of states are sending out stimulus payments. Economists recently added up the total amount people would get this year. Read on to learn …
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Dave Ramsey Says You Could Be 'Up a Creek' if You Don't Have This Kind of Insurance Coverage
Oct 26, 2022
Dave Ramsey recommends buying many kinds of car insurance. In particular, he said drivers need gap insurance, and here's why.
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Dave Ramsey Says Overdraft Protection Doesn't Really Protect You. Here's Why He's Right
Oct 26, 2022
Some banks offer overdraft protection that purports to save you on costly overdraft fees. But Dave Ramsey says it often doesn't really protect you. Here's …
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Dave Ramsey Said These Types of Insurance Policies Are Rip-Offs. Here's Why He's Right
Oct 25, 2022
Although Dave Ramsey believes it’s important to buy life insurance, he doesn't think consumers should choose permanent coverage. Here's why.
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Dave Ramsey Says Your Car Could Cost You $10 Million -- and He May Be Right
Oct 25, 2022
Are your car payments costing you millions? Here's what Dave Ramsey thinks.
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Why Dave Ramsey Says You Should Avoid Rent-to-Own Homes 'At All Cost'
Oct 24, 2022
Rent-to-own is one approach to acquiring a home, but finance expert Dave Ramsey said it's not an option you should consider. Here's why.
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Here Are the Biggest Pros and Cons of Rent-to-Own Homes, According to Dave Ramsey
Oct 23, 2022
Thinking about a rent-to-own arrangement? Here are the pros and cons as outlined by finance expert Dave Ramsey.
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This Is One Type of Insurance I Would Never Go Without
Oct 23, 2022
Buying insurance is important, and there's one kind of coverage that's especially essential. Read on to find out what it is.
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Here's How Much Putting in a Pool Added to My Home Insurance Costs
Oct 22, 2022
Adding a swimming pool was a decision that made sense for our family. Here's how my home insurance costs increased due to the added risk.
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Dave Ramsey Says These Are the 3 Biggest Downsides of Owning Your Own Home
Oct 22, 2022
Buying a home can come with big perks, but here are three downsides to consider before you go through with your purchase.
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Dave Ramsey Says You'll Never Get Rich Off a Savings Account -- but You Should Have One Anyway
Oct 22, 2022
Savings accounts don't pay generous returns, but they are still an important financial tool. Here's why Dave Ramsey says you need one.
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Here Are Graham Stephan's 4 Steps to Save $1 Million in 10 Years
Oct 22, 2022
Saving $1 million in a 10-year period is possible if you take certain steps. Here's what Graham Stephan recommends.
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Buying a House Can Be a 'Nightmare' in This Situation, According to Warren Buffett
Oct 21, 2022
Warren Buffett warns your homeownership dreams can turn into a disaster if you make this mistake.
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Dave Ramsey Says This Is the Simplest and Easiest Way to Save On Car Insurance
Oct 21, 2022
Saving on car insurance doesn't have to be complicated. Finance expert Dave Ramsey has a one-step solution that can often lead to a reduced rate.
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Moving to These 5 States Could Send Your Property Taxes Skyrocketing
Oct 21, 2022
Property taxes are a big expense for homeowners. If you live in these five states, you can expect your tax bill to be even higher.
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Suze Orman Says This Is the 'Most Important Part of Your Financial Foundation'
Oct 21, 2022
If you want financial security, you have to build the right foundation to achieve it. Here's how Suze Orman says to do that.
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4 Little-Known Perks of Running Your Own Business
Oct 21, 2022
Thinking about starting your own business? These little-known perks could help to convince you that becoming your own boss is the best choice.
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Dave Ramsey Says This Common Debt Payoff Approach Is 'Like Trading a Bunch of Problems for One Even Bigger Problem'
Oct 21, 2022
If you have credit card debt and are considering a balance transfer, Dave Ramsey has a warning you may want to read.
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This Is One of the Biggest Money Mistakes I Ever Made
Oct 21, 2022
I've made a few money errors over the course of my life, but here's why not buying pet insurance when my dog was younger was …
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This Expense Was My Biggest Financial Surprise as a New Parent
Oct 20, 2022
I thought I was prepared for the expenses that could come with having kids. But I was really surprised by one cost I had to …
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Stimulus Update: IRS to Send Letters to 9 Million People About Unclaimed Stimulus Money. Here's How to Get Your Payments
Oct 20, 2022
Letters will soon be going out from the IRS to millions of Americans about unclaimed stimulus money. Find out if you're like to be one …
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5 Perks of Buying Tires at Costco
Oct 20, 2022
Buying tires at Costco means you get a free road hazard warranty and more. Here are the best things about buying tires at the big-box …
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Dave Ramsey Wants You to Avoid These 5 Big Mistakes When Buying Life Insurance
Oct 20, 2022
Many people make mistakes when purchasing life insurance coverage. Read on to learn about five big errors to avoid making, according to Dave Ramsey.
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Here's What Dave Ramsey Recommends Instead of Buying a Rent-to-Own Property
Oct 19, 2022
Buying a rent-to-own property may not always be the best financial choice. Dave Ramsey recommends this alternative instead.
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Dave Ramsey Says to Run Away From Any Bank That Doesn't Offer This Feature
Oct 19, 2022
There's a lot of factors to consider when selecting a bank. Dave Ramsey says to avoid banks that don't offer an alert when your balance …
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This Is the ‘Trickiest Part’ of Getting Auto Insurance, According to Dave Ramsey
Oct 19, 2022
Buying auto insurance is important, but it can be complicated. Dave Ramsey explained what the trickiest part is when it comes time to get covered.
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How I Organized My Entire House Using Dollar Tree Items
Oct 19, 2022
Dollar stores sell great items for home organization. Here's how I took advantage of my local Dollar Tree to make my space tidier without breaking …
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Selling Your House Yourself? This Is the Key to Success
Oct 19, 2022
Selling your home by yourself allows you to save on commission, but make sure you do one key thing to maximize your chances of a …
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4 Surprising Products You Can Get at the Dollar Store
Oct 19, 2022
Dollar stores have many more products than you think. Here are four items you should check out from your local dollar store.
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Dave Ramsey Says You're 'Playing With Fire' if You Take Out This Type of Mortgage
Oct 19, 2022
An adjustable-rate mortgage can be really dangerous. Learn why finance expert Dave Ramsey believes this type of loan is "playing with fire."
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Dave Ramsey Says You Need to Understand These Terms Before Buying Life Insurance
Oct 18, 2022
Buying life insurance requires consumers to know a lot of technical details. Here's some terms consumers need to know.
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Dave Ramsey Says This Type of Insurance Policy Will ‘Provide Your Family Very Little Financial Security’
Oct 18, 2022
Some insurance policies are better than others. Dave Ramsey warned that one particular kind of policy could leave loved ones without security.
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3 Little-Known Perks of Shopping at the Dollar Store
Oct 18, 2022
Shopping at the dollar store provides many great benefits you might not be aware of. Here are some of the biggest perks.
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My Expensive New Car Added Almost Nothing to My Auto Insurance Bill. Here's Why
Oct 18, 2022
Although my car is worth much more than my old one was, my auto insurance premiums did not increase. There's a good reason why that …
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Ramit Sethi Warns: You 'Run the Risk of Being Overwhelmed With Expenses' if You Make This Home-Buying Mistake
Oct 18, 2022
You don't want to buy a home and end up ruining your financial security. Ramit Sethi has a warning that this could happen if you …
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Dave Ramsey Says Rent-to-Own Homes Usually Cost More Than Regular Rentals. Here's Why
Oct 17, 2022
Rent-to-own properties come at an additional monthly cost compared to market-rate rent. Dave Ramsey explains why.
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Dave Ramsey Says You Can Buy a House Without a Credit Score -- but There's a Big Problem With This Advice
Oct 17, 2022
Dave Ramsey believes there's no need for good credit if you want to purchase a home. Read on to learn why you'll be narrowing down …
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This Is the Most Annoying Part of Having an Online Bank Account
Oct 16, 2022
I love most features of my online bank account. But read on to hear about one key aspect of banking online that I find really …
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Dave Ramsey Said This Money Move Is 'Like Climbing a Mountain With Weights Tied Around Your Ankles'
Oct 16, 2022
Dave Ramsey believes trying to accomplish money goals when you still have debt is not likely to be successful. Here's what he suggests instead.
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Dave Ramsey Warns of a Dangerous 'Plot Twist' You Could Face With Rent-to-Own Homes. Here's What It Is
Oct 16, 2022
Rent-to-own is one method of buying a property, but Dave Ramsey warns that a dangerous "plot twist" could make this approach a bad financial move.
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These Are the Right -- and Wrong -- Reasons to Buy a House, According to Ramit Sethi
Oct 16, 2022
Buying a house is a big decision. Finance expert Ramit Sethi outlines some good, and some bad, reasons for moving forward with the purchase.
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Reddit's Best Little-Known Tips for Auto Insurance
Oct 16, 2022
Reddit users have provided some advice on buying auto insurance. Read on to learn some of the best tips.
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Want to Slash Your Tax Bill? Move to One of These 5 States
Oct 16, 2022
Taxes can take a big bite out of your budget. But if you live in one of these five places, you can expect to pay …
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3 Tips From Dave Ramsey to Help You Save on Pet Care
Oct 15, 2022
Pets are a wonderful addition to your family, but their care comes at a cost. These Dave Ramsey tips can help you keep prices down.
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Pros and Cons of Buying a House in a Gated Community
Oct 15, 2022
Buying a home in a gated community has some advantages and disadvantages. Read on to learn about the pros and cons.
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I Sold My Forever Home. Here's Why
Oct 15, 2022
I bought a forever home, but decided to sell it. My experience shows why the concept of a forever home doesn't make a whole lot …
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This Simple Dave Ramsey Advice Could Make You a Multimillionaire
Oct 15, 2022
Dave Ramsey recommends buying affordable cars for cash rather than financing expensive ones. Here's how that could make you rich.
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Dave Ramsey Says You Have to Take This Crucial Step if You Want to Get Out of Debt for Good
Oct 14, 2022
Getting out of debt for good is a worthy financial goal. Here's how Dave Ramsey says to accomplish it.
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You'll Never Guess How Much the Average American Spends Each Month on Impulse Purchases
Oct 14, 2022
Americans are spending a shocking amount of money on impulse buys. Find out how your splurges stack up to your peers.
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Suze Orman Hates the FIRE Movement. Here's Why
Oct 13, 2022
FIRE stands for Financial Independence, Retire Early. Read on to learn why Suze Orman isn't a fan of it for a few key reasons.
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Stimulus Update: Will You Owe Taxes on Your State Stimulus Check?
Oct 13, 2022
Will state stimulus checks be subject to federal income tax? Read on to find out what you need to know.
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Dave Ramsey Says to Press Pause on Debt Payoff in These 4 Situations
Oct 13, 2022
Paying off debt is a smart financial goal, but there are some situations where you should take a break. Here's when that's a good idea, …
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I Haven't Carried a Credit Card Balance Since College. Here's How
Oct 13, 2022
Carrying a credit card balance is something I swore off, and I make sure I don't by tracking my spending and automating payments.
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This Is the One Rule You Have to Follow as a Freelancer
Oct 12, 2022
As a freelancer, you need to make sure you know what your time is worth so you can use it wisely. Here's why that's so …
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This Huge Expense Made Saving for an Emergency Fund Well Worth It
Oct 12, 2022
I saved up my emergency fund over a long period of time, which was a challenge. But here's how it was all worth it when …
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4 Dollar Store Deals That Shocked Me
Oct 12, 2022
Dollar stores have a surprising amount of great items at low prices. Here are four you might not expect.
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Dave Ramsey Has This Warning About 'Sneaky Debt'
Oct 12, 2022
Sneaky debt can cost you unnecessary interest payments. Find out what Dave Ramsey describes as sneaky debt and why you should steer clear of it.
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With the IRS Hiring More Agents, Will Your Risk of Being Audited Go Up?
Oct 11, 2022
The IRS has received funding to hire 87,000 new agents. But not everyone stands an equal chance of being audited.
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Stimulus Update: This Former Treasury Secretary's Recession Warning Could Mean More Stimulus Checks Come Soon
Oct 11, 2022
Former U.S. Treasury Secretary Larry Summers has warned that a recession could be coming. Read on to find out how this could lead to a …
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Ramit Sethi Warns Against Buying a House for This Common Reason
Oct 10, 2022
Buying a house can be a good move in some circumstances, but not if you do it for the wrong reason. Ramit Sethi says not …
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Dave Ramsey Says This Is the Main Problem With Debt
Oct 10, 2022
Dave Ramsey doesn't like debt. Here's the key reason why he believes owing money can be such a big problem.
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Reddit's Best Little-Known Tips for Homeowners Insurance
Oct 9, 2022
Buying homeowners insurance can be complicated. These tips from Reddit can make the process easier and help homeowners pay less for comprehensive coverage.
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Almost 40% of Impulse Purchases Are Made in This Surprising Place
Oct 8, 2022
Impulse purchases can eat away at your spare cash. But where are you most vulnerable to making impulse buys? The answer may surprise you.
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Survey Shows 91% of CEOs Expect a Recession in the Next Year. Should You Be Worried?
Oct 7, 2022
Business leaders warn of an impending recession. How concerned should you be about your own finances?
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4 Dollar Tree Products That Aren't Worth It
Oct 7, 2022
Although I love to shop at the Dollar Tree, some of its items aren't worth buying. Read on to see what you should avoid buying …
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This Is the Biggest Money Disagreement I Have With My Husband
Oct 6, 2022
My husband and I agree about most aspects of managing our finances, but not about life insurance. Here's where we disagree.
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Stimulus Update: This Stimulus Payment Is the Biggest to Date. But, Who's Getting a Check?
Oct 6, 2022
More government money is going out soon, with some people receiving as much as $3,200. Read on to find out who is going to get …
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The 4 Best Things for Parents to Buy at the Dollar Tree
Oct 6, 2022
If you're a parent, these Dollar Tree items could provide hours of entertainment for your kids at a low price. Read on to learn about …
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4 Dollar Tree Products My 3-Year-Old Can't Live Without
Oct 5, 2022
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Dave Ramsey: This Is Your Greatest Wealth-Building Tool
Oct 5, 2022
Dave Ramsey believes your income is vital to growing your wealth. Find out why he thinks so and how you can make the most of …
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Alliant Credit Union Just Raised Its Savings Rate. Should You Take Advantage?
Oct 4, 2022
Alliant Credit Union raised its savings account rate to 2% APY. Should you open an account to get the opportunity to earn 2% on your …
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Dave Ramsey Says Asking Yourself This Question Can Help You Become Debt-Free
Oct 4, 2022
Dave Ramsey recommends asking yourself what you're willing to give up in order to become debt-free forever. Here's why this could help you pay off …
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8 Debt Payoff Strategies Dave Ramsey Says to Avoid
Oct 4, 2022
Dave Ramsey believes debt payoff is a key financial priority, but here are some payoff strategies he doesn't think you should use.
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These Are My 5 Favorite Things to Buy at the Dollar Tree
Oct 4, 2022
The Dollar Tree has tons of items that are really fun to buy. Here are five of my favorite things to purchase there.
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Dave Ramsey Says Life Is Better Without Credit Cards -- but Here Are 5 Reasons Why It's Actually Worse
Oct 4, 2022
Dave Ramsey believes you should not have credit cards and that life is better without them. But there are actually five big reasons why that's …
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4 Products You Should Always Get at the Dollar Store
Oct 3, 2022
The Dollar Store offers many great things to buy, but there are certain purchases you should always get there. Here's why.
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Stimulus Update: Up to 4.1 Million Households Are Owed $3.7 Billion in Stimulus Payments From the IRS. Is Yours One of Them?