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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 

Recent Articles

Aug. 20, 2026 | By Joel O'Leary

Here's the Average Credit Card Debt for Your Age Group in 2026

Gen X carries the highest card balances of any generation. See where you land, what carrying a balance costs, and how to start cutting it down.
Aug. 19, 2026 | By Joel O'Leary

The Ink Business Unlimited Is the No-Fuss Cash Back Card Every Owner Needs

Earn unlimited 1.5% cash back on every business purchase without tracking categories or doing math. Here's why this is a strong pick for busy owners.
Aug. 19, 2026 | By Ryan Wilcox

A $200 Bonus and 3% Cash Back: My Favorite No-Annual-Fee Grocery Card of 2026

This Amex card earns 3% cash back on groceries, gas, and online shopping with no annual fee -- plus it has a solid welcome bonus offer. Here's what to know.
Aug. 19, 2026 | By Joel O'Leary

Americans Owe $6,610 on Credit Cards on Average. Here's the Fastest Way Out

A balance transfer can save cardholders over a thousand dollars in interest, but only when a firm monthly budget backs it up.
Aug. 19, 2026 | By Ryan Wilcox

Here Are Our 3 Balance Transfer Cards for August 2026: Pay No Interest for up to 21 Months

Want to stop paying interest on credit card debt? These three balance transfer cards offer 0% intro APR for up to 21 months -- here's how they compare.
Aug. 18, 2026 | By Joel O'Leary

Gen Z Has the Lowest Credit Card Debt of Any Working Generation. Here's Why

Low credit limits, a preference for debit, and a shift to buy now, pay later all help explain why younger Americans carry less card debt.
Aug. 18, 2026 | By Ryan Wilcox

What Actually Moves Your Credit Score in 2026 (and What's a Waste of Time)

Payment history and credit utilization make up the majority of your credit score. Here's what actually moves the needle in 2026 -- and what's just noise.
Aug. 18, 2026 | By Joel O'Leary

Here's How Much You Need to Fly per Year for a Travel Credit Card to Pay Off

The break-even point for a travel card usually isn't about flights. Credits and the welcome offer often cover the annual fee before you ever board.
Aug. 18, 2026 | By Ryan Wilcox

Our Top Balance Transfer Card of August 2026: 0% Intro APR for 21 Months

This Wells Fargo card offers 0% intro APR for nearly two years on balance transfers and purchases. Here's how to know if it's right for you.
Aug. 17, 2026 | By Joel O'Leary

The Best Balance Transfer Card for You Depends on This One Number

A longer 0% intro APR period isn't automatically the better deal. Here's how your payoff timeline decides which balance transfer card actually fits.
Aug. 17, 2026 | By Ryan Wilcox

I Check My Credit Score Every Week. Here's What I've Learned

Last year, I started checking my credit score every week or so. Here's what changed once I started paying that much attention.
Aug. 17, 2026 | By Joel O'Leary

Citi Double Cash® Card vs. Wells Fargo Active Cash® Card: Which 0% Intro APR Cash Back Card Wins in August 2026?

These two flat-rate cash back cards look nearly identical until you check what each 0% intro period actually covers. The right pick depends on your goal.
Aug. 17, 2026 | By Ryan Wilcox

Get a $200 Bonus and 5% Cash Back With This Underrated Chase Card

This Chase card pays a solid welcome bonus and earns 5% cash back on rotating categories -- for no annual fee. Here's how to make the most of it.
Aug. 17, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Aug. 17, 2026: Don't Waste Another Penny on Interest

Don't waste another cent on interest payments. Balance transfer cards offer 0% intro APR for up to 21 months with no annual fees -- time to make real progress.
Aug. 16, 2026 | By Ryan Wilcox

Here's the Right Way to Cancel a Credit Card Without Hurting Your Credit Score

Canceling a card the wrong way can damage your credit score. Here's how to close an account safely -- and when to skip it entirely.
Aug. 16, 2026 | By Ryan Wilcox

Citi Simplicity® Card vs. BankAmericard: Which Low Intro APR Card Wins in August 2026?

Moving credit card debt in August 2026? See how the Citi Simplicity and BankAmericard stack up on intro APR length, transfer fees, and more.
Aug. 16, 2026 | By Ryan Wilcox

Do You Believe These 6 Credit Score Myths? It Could Be Costing You

Think checking your own credit score can lower it? That's one of six myths that could be quietly costing you. Here's what to know.
Aug. 16, 2026 | By Ryan Wilcox

Best Travel Card Welcome Bonuses Available Now: August 2026

These top travel cards all have strong welcome bonuses in August 2026. See which one fits your spending and lifestyle today.
Aug. 16, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, Aug. 16, 2026: Up to 21 Months to Break Free From Interest

Get up to 21 months interest-free with this week's longest 0% intro APR cards. Reclaim your progress from interest and finally pay down debt.
Aug. 15, 2026 | By Ryan Wilcox

The Amex Platinum Is the 'It Card' Everyone's Talking About in 2026

The buzzy Amex Platinum has loads of perks and a massive welcome bonus offer -- but is it right for you? Here's how to decide.
Aug. 15, 2026 | By Joel O'Leary

How Long Does a Balance Transfer Take?

A balance transfer usually clears in about a week, but new accounts and large balances slow it down. Learn what to expect before you start.
Aug. 15, 2026 | By Joel O'Leary

Never Pay Full Price on Groceries Again -- Amex Blue Cash Preferred Earns 6% Back

The Blue Cash Preferred rewards grocery-heavy households most. A breakdown of who benefits, how rewards work, and the fee to weigh.
Aug. 15, 2026 | By Joel O'Leary

3 Top 0% Intro APR Credit Cards You Can Get Right Now: August 2026

Moving high-interest debt to a 0% intro APR card can save you hundreds. Learn how the intro windows differ and what to check before you transfer.
Aug. 15, 2026 | By Ryan Wilcox

Earn as High as 175,000 Bonus Points: Best Credit Card Bonuses This Week, Aug. 15, 2026

This top-of-the-line Amex card is offering one of the biggest and best welcome bonus offers you'll find anywhere. Here's what to know.
Aug. 14, 2026 | By Ryan Wilcox

No Annual Fee, $1,000 Bonus: Is the Chase Ink Business Unlimited the Best Business Card for New Owners?

The Ink Business Unlimited is one of my favorite business credit cards -- but it's not right for everyone. Here's how to decide.