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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Person outdoors celebrating with fist raised while holding cellphone.
July 10, 2026 | By Ryan Wilcox

Here's What Happens When You Pay Down $5,000 in Credit Card Debt at Once -- and What to Do Next

Just paid off $5,000 in credit card debt? Learn whether to close your old card, how long your score takes to update, and what to do with your money next.
Man holding credit card and looking at computer screen laughing with woman
July 10, 2026 | By Joel O'Leary

Already Have the Amex Platinum? Here's the Card to Get Next -- July 2026

The best sidekick card for Amex Platinum holders comes down to one choice: stack more points, or keep rewards simple? Here's how each path pays off.
young man and woman with shopping bags looking at a credit card and a tablet.
July 10, 2026 | By Ryan Wilcox

3 Top No-Annual-Fee Cards You Can Apply for Right Now: July 2026

No annual fee? No problem. These three inexpensive cards offer some of the best cash back rates you can find. Here's what to know.
A smiling father bringing home groceries to his family.
July 10, 2026 | By Joel O'Leary

The Best Grocery Card for July 2026, Hands Down

The average household spends $847 a month on food. See how much the Capital One Savor's 3% cash back on groceries and dining puts back in your pocket.
Mature woman hold credit card thoughtfully while using her laptop
July 10, 2026 | By Ryan Wilcox

The BankAmericard's 21-Month Intro APR Offer Is Impressive. But Is It the Right Card for You?

The BankAmericard offers one of the longest 0% runways you can find -- but it's not right for everyone. Here's how to know if it's for you.
GettyImages-594060828 (1) (1).jpg
July 9, 2026 | By Ryan Wilcox

The Easiest Way to Earn $1,000+ a Year From Credit Cards

Want solid rewards without juggling dozens of credit cards? Here's the no-annual-fee combo that can save you hundreds of dollars a year.
Woman looking at her cell phone in frustration as she holds a credit card in her other hand.
July 9, 2026 | By Ryan Wilcox

What Happens if You Don't Pay Off a Balance Transfer Before the Intro Period Ends?

Leave a balance unpaid when your intro period ends, and it can bite you fast. See what happens next, and how the right card can help.
Man Laughing And Holding Shopping Bags As Girlfriend Holds Credit Card And Smirks
July 9, 2026 | By Ryan Wilcox

I Compared Every Major Cash Back Card. Here's the One That Actually Wins

This Wells Fargo card earns 2% on purchases with a $0 annual fee. See how it stacks up against three other top cash back cards.
View of airplane wing out of airplane window.
July 8, 2026 | By Joel O'Leary

The Chase Sapphire Preferred's Best Transfer Deal Is Going Away. Here Are 3 That Still Make It Worth It

The Chase Sapphire Preferred's Hyatt transfer ratio is changing. Here's what your points are worth now, and where to send them instead.
Well-dressed woman carrying multiple shopping bags.
July 8, 2026 | By Ryan Wilcox

5 Things That Can Happen When You Charge $10,000+ on a Credit Card

Charging $10,000 or more on a credit card can trigger fraud alerts and credit limit reviews -- but some good things can happen, too. Here's what to know.
Woman smiling holding credit card and cell phone.
July 7, 2026 | By Ryan Wilcox

Earn 6% Back in a Category of Your Choice: Best Cash Back Cards This Month, July 2026

This no-annual-fee card gets you 6% cash back in a category of your choice for your first year. Here's what to know, plus four other great options.
A couple sitting on the floor of their living room organizing paperwork.
July 7, 2026 | By Joel O'Leary

Can You Do a Balance Transfer More Than Once?

Yes, you can do a balance transfer more than once. But qualifying, transfer fees, and your credit limits all shape whether multiple balance transfers are worth it.
Credit card and laptop
July 7, 2026 | By Joel O'Leary

This Wells Fargo Card Is the Top All-Purpose Card of 2026

The Active Cash card gives you flat-rate cash back on the spending you already do, with no categories to track and no annual fee. Here's how the math adds up.
Two young adults hold credit card while looking at laptop.
July 7, 2026 | By Joel O'Leary

The Credit Card I'd Recommend to Anyone Starting From Zero

The Chase Freedom Unlimited earns flat-rate cash back with no annual fee, making it a simple first card you can hold for years while your credit grows.
Group of friends enjoying food at a restaurant and using a mobile phone.
July 7, 2026 | By Ryan Wilcox

Save 3% on Dining and More: The Best No-Annual-Fee Cards This Month, July 2026

Not every credit card costs you an arm and a leg to earn solid rewards. Here are my favorite no-annual-fee options available in July.
Professionally dressed man smiles as he looks at his cell phone.
July 6, 2026 | By Joel O'Leary

Get a $1,000 Bonus for a Limited Time With the Chase Ink Business Cash Card -- but Act Fast

Interest-free purchases plus cash back on everyday business spending can turn a tight cash flow month into a manageable one.
Person packing suitcase for vacation
July 6, 2026 | By Ryan Wilcox

Move Over, Amex Platinum: This Top-Rated Travel Card Is $800 Cheaper

This top Chase card costs $800 less a year than the Amex Platinum. See how these cards compare on perks, earning rates, welcome offers, and more.
Silhouette of woman leaping freely in meadow amid flock of birds.
July 6, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, July 6, 2026: Up to 21 Months to Regain Control

Fight back against high interest. These balance transfer cards offer 0% intro APR for up to 21 months with no annual fees to help you take back control.
Person looking at items in the refrigerated dairy section of the grocery store.
July 5, 2026 | By Ryan Wilcox

Here's How the Amex Blue Cash Preferred Can Pay for Its Annual Fee 9 Times Over in 2026

The Amex Blue Cash Preferred has a modest annual fee after the first year, but its perks make the card worth the cost almost 10 times over. Here's what to know.
Two people sitting at a desk and going over papers while typing in a calculator.
July 5, 2026 | By Joel O'Leary

How Long Does It Actually Take to Pay Off $10,000 With a Balance Transfer Card?

A balance transfer card stops the interest and starts a clock. Learn how to set a monthly payment that clears $10,000 before the intro window ends.
Hands in broken handcuffs reaching freely toward a sky full of birds.
July 5, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, July 5, 2026: Earn Your Post-Holiday Freedom From Debt

This week's top 0% intro APR cards offer up to 21 months interest-free. Stop letting interest eat your payments -- start making real progress instead.
Woman waiting in airport seats for flight near the windows.
July 4, 2026 | By Ryan Wilcox

Forget 'Premium' Travel Cards: The New Chase Sapphire Preferred Wins for Most People

Chase Sapphire Preferred's recent refresh added all sorts of new perks. Here's why I think it beats out pricier premium travel cards.
A young adult pumps gas with a concerned expression on their face.
July 4, 2026 | By Joel O'Leary

These 10 States Pay the Most for Gas as Prices Remain Elevated

Drivers in high-mileage states spend the most on gas, not those with the priciest pumps. See the 10 states topping the list in 2026.
A woman sitting next to her dog on her couch in the sun while holding a credit card and looking something up on her laptop.
July 4, 2026 | By Joel O'Leary

3 Top All-Purpose Credit Cards: $200 Welcome Bonuses and 2% Unlimited Cash Rewards Right Now

No-annual-fee cash back cards pair unlimited rewards with an easy welcome offer. Here's how to match one to the way you actually spend.
A crowd watches a colorful fireworks display.
July 4, 2026 | By Joel O'Leary

Earn 100,000 Points for a $95 Annual Fee: Best Credit Card Bonuses This Week, July 4, 2026

This $95-annual-fee Chase card is offering its best bonus ever -- but it won't last long. Here's what to know about our favorite card bonuses available now.