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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Man holding credit card and using laptop.
July 31, 2026 | By James McClenathen

I Opened 4 Credit Cards in 10 Months. Here's What Happened to My Credit Score

I earned over $3,300 in rewards, and my credit score only dropped 14 points. Here's how, and whether this strategy could work for you.
Happy man celebrating while looking at cellphone.
July 31, 2026 | By Ryan Wilcox

Forget Premium Cards. This Bank of America Card Can Get You 6% Back

This Bank of America card earns 6% cash back in a chosen category for your first year -- no annual fee required. Read on to see how it works.
A map with computer, notepad, passports, and other travel supplies.
July 31, 2026 | By Ryan Wilcox

The Amex Platinum Welcome Bonus Offer Is Worth $1,750+. Here Are 3 Good Ways to Redeem It

Booking trips, saving with retailers, or getting a statement credit: What's the best way to use your Amex points? Here's what to know.
A girl celebrates something while looking at her cell phone.
July 31, 2026 | By Joel O'Leary

Don't Miss Out: The 3 Fastest Credit Card Sign-Up Bonuses to Earn Right Now

A welcome offer is only as good as the spending it takes to earn. The lowest requirements matter more than the biggest dollar figure.
A women sitting at a sunny desk with a laptop, calendar, and planner.
July 30, 2026 | By Joel O'Leary

42 Months of 0% Intro APR: Is a Double Balance Transfer Worth It in July 2026?

A double balance transfer stacks two 0% intro APR cards to get up to 42 months interest-free. Here's who it helps, what it costs, and how to run it.
Woman and dog on floor with papers and calculator
July 30, 2026 | By Joel O'Leary

How Much Does a 21-Month 0% Intro APR Card Actually Save You? We Did the Math for 5 Debt Amounts

A 0% intro APR card's real savings depend on your balance and the transfer fee. See what various debt amounts actually save once the fee is subtracted.
Two people clink drinks happily while sitting by a pool.
July 29, 2026 | By Ryan Wilcox

Amex Platinum vs. Chase Sapphire Reserve vs. Capital One Venture X: Which Premium Travel Card Is Best in July 2026?

Want to know which luxury travel card is right for you? Here's how the Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X compare.
A woman sitting at a dining table with paperwork and a laptop.
July 29, 2026 | By Joel O'Leary

Should You Use Savings to Pay Off Credit Card Debt? Here's the Math

Your credit card charges far more than your savings earns. See when draining your emergency fund makes sense and when a balance transfer is smarter.
Woman with arms outspread in happiness.
July 29, 2026 | By Ryan Wilcox

The 3 Best Capital One Cards of July 2026, Ranked

Looking for a new card from one of the biggest issuers out there? Here are our three favorite Capital One offerings available now.
Woman uncomfortable by what she's reading on her phone.
July 29, 2026 | By Ryan Wilcox

5 Habits That Keep People Stuck Below a 750 Credit Score -- and How to Break Them

High balances, closed cards, and too many applications are quietly capping your credit score. Here are the habits keeping you below a 750 -- and how to fix them.
Woman holds up megaphone to make announcement.
July 29, 2026 | By Joel O'Leary

4 Big Credit Card Deals You Don't Want to Miss in July 2026

Limited-time welcome offers, a rare intro APR plus rewards combo, and a business card bonus at an all-time high. Four standout credit card deals this July.
Smiling couple looks at phone together while waiting with luggage in airport
July 29, 2026 | By Joel O'Leary

5 Benefits of the Capital One Venture Rewards Card -- July 2026

Earn flat-rate miles, a strong welcome offer, and simple miles redemptions. See what makes the Capital One Venture Rewards Card a solid travel pick.
woman holding credit card and piece of paper looking at calculator
July 29, 2026 | By Joel O'Leary

The Difference Between 15-Month and 21-Month 0% Intro APR (in Real Dollars)

Shorter 0% intro APR windows can carry rewards you keep, while longer windows shrink your monthly payment. See how the right choice shifts with your debt.
Professionally dressed woman whispering in the ear of professionally dressed man.
July 28, 2026 | By Ryan Wilcox

The Balance Transfer Card I'd Tell a Friend to Get Right Now

This Wells Fargo card gives you nearly two years of intro APR to pay down debt. Here's why it's my top balance transfer pick right now -- plus a great alternative.
male and female student smiling and giving a thumbs up
July 28, 2026 | By Joel O'Leary

The Best Back-to-School Credit Cards for Every Kind of Shopper in 2026

See how to match a back-to-school credit card to the way you shop, from online cash back to travel rewards to interest-free financing on big buys.
Man in a business suit holding a card reading credit score with check boxes beside excellent, good, fair, and poor.
July 27, 2026 | By Joel O'Leary

What Credit Score Do You Actually Need for the Best Balance Transfer Cards?

A good credit score typically gets you approved for the best balance transfer cards. A higher score earns a bigger limit, not a longer 0% intro APR window.
Stressed woman with handful of credit cards looking at laptop.
July 27, 2026 | By Ryan Wilcox

The Fastest Ways to Get Out of Credit Card Debt in 2026, Ranked

The fastest way out of credit card debt is a balance transfer card -- but it's not the only option. See all the best methods, ranked for 2026.
Three children sitting at desks and doing work in a classroom.
July 27, 2026 | By Joel O'Leary

3 Easy Credit Card Welcome Offers for Back-to-School Shopping

The average American's back-to-school spending can cover most of a new card's minimum spend, turning school supplies into a cash or travel welcome offer.
Woman sits on counter in a kitchen, looking at her phone
July 27, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, July 27, 2026: Up to 21 Months Interest-Free -- Make It Count

Make the next 21 months count toward your future. These balance transfer cards offer 0% intro APR, no annual fees, and the breathing room to finally beat debt.
Man in shock yelling at laptop with hands in the air.
July 26, 2026 | By Ryan Wilcox

Here's What Actually Changes When Your Credit Score Hits 800 -- and What Doesn't

An 800 credit score feels like a milestone, but what does it actually get you? Here's what changes at 800 and what probably stays the same.
Cute pupils running down the hall in school.
July 26, 2026 | By Joel O'Leary

How to Earn $200 Cash Back on Your Back-to-School Shopping

A new rewards card's welcome offer can turn back-to-school spending you'd do anyway into $200 cash back, as long as you pay the balance in full.
A group of folders with once label being changed from debt to savings.
July 26, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, July 26, 2026: Up to 21 Months to Pay Off Debt, Not Interest

Get up to 21 months of 0% intro APR with this week's longest offers. Finally pay off debt instead of interest -- with the breathing room you deserve.
Two men in thought looking at a laptop screen together.
July 25, 2026 | By Ryan Wilcox

Citi® Diamond Preferred® Card vs. Wells Fargo Reflect: The Better Balance Transfer Card Right Now

The Citi Diamond Preferred and Wells Fargo Reflect both offer the same length intro APR on balance transfers. Here's which one saves you more.
A travel credit card sits atop a stack of four hundred dollar bills.
July 25, 2026 | By Ryan Wilcox

Our 3 Favorite Balance Transfer Cards if You Also Want to Earn Rewards

Paying off debt shouldn't mean giving up rewards. These three balance transfer cards let you earn cash back during and after your 0% intro APR window.
Man appears to be in thought while looking at laptop screen.
July 24, 2026 | By Joel O'Leary

BankAmericard vs. Citi Diamond Preferred: Which 21-Month Intro APR Card Wins in July 2026?

How the BankAmericard and Citi Diamond Preferred compare on transfer fees, intro APR length, and which fits paying off debt vs. financing purchases.