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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.

Recent Articles

April 14, 2024 | By Maurie Backman

Is There a Drawback to Using a Travel Agent for Your Next Trip?

Working with a travel agent might seem like a no-brainer. But there's more to the story. Here's what you need to know.
April 14, 2024 | By Lyle Daly

I Just Downgraded 2 of My Credit Cards. Here's Why

If you don't want to pay an annual fee on a credit card anymore, you may be able to downgrade it. Learn how to do this and when it's a good idea.
April 14, 2024 | By Christy Bieber

4 Questions to Ask Yourself Before Signing Up for a Credit Card With an Annual Fee

Some credit cards come with annual fees. Before you sign up for one, be sure you can afford it and whether the perks will justify the cost. Learn more here.
April 14, 2024 | By Lyle Daly

Here's Why You Should Never Close a Credit Card Within the First Year

If you don't want a credit card anymore, you may consider closing or downgrading it. Find out why you should always wait at least one year before you do.
April 14, 2024 | By Maurie Backman

Checking Your Credit Report? Here's One Section to Pay Extra Close Attention To

There's an area of your credit report that really needs your full attention. Read on to see what it is.
April 13, 2024 | By Kailey Hagen

Bombarded by Unwanted Credit Card Offers? Here's How to Make Them Stop

Credit card offers can be annoying if you're not looking for a new card. Find out how you can get rid of them quickly.
April 13, 2024 | By Christy Bieber

5 Ways Credit Cards Can Help -- or Hurt -- Your Credit Score

Credit cards can help you to earn a good credit score, but they can also hurt your credit if you make mistakes, like paying late. Learn more here.
April 13, 2024 | By Maurie Backman

2 Pros and Cons of Having More Credit Than You Need

Having access to more credit can be a mixed bag. Read on to learn more.
April 13, 2024 | By Ben Gran

5 Surprising Ways Rewards Credit Cards Are Improving My Personal Finances

Some people worry that rewards credit cards will cause overspending. But the best credit cards give you new control over your budget. Find out how.
April 13, 2024 | By Lyle Daly

Should You Pay Off Credit Card Debt With Your Emergency Fund?

If you have expensive credit card debt, you may be tempted to pay it off with your emergency fund. Find out if this is a good idea and what you should try first.
April 12, 2024 | By Lyle Daly

3 Lightning-Fast Ways to Boost Your Credit Score

Improving your credit score doesn't always need to be a slow, steady process. Learn about the ways you could boost your score within a month.
April 12, 2024 | By Maurie Backman

Here's What Happens to Your Credit Score if You Don't Pay Your Taxes

Not paying your taxes could have serious consequences. But will it also damage your credit? Read on to find out.
April 12, 2024 | By Maurie Backman

This Trick to Boost Your Credit Score Might Sorely Backfire on You

There's one potentially easy way to give your credit score a lift. But you're taking a risk. Read on to learn more.
April 10, 2024 | By Ben Gran

Why Shopping With Credit Cards Can Actually Be a Great Thing

Some personal finance gurus hate credit cards. See why credit card debt is nothing to be afraid of (or ashamed about).
April 9, 2024 | By Brittney Myers

This Is the Weirdest Reason I've Opened a New Credit Card

There are a lot of reasons to open a new credit card. Take a look at one less conventional case.
April 9, 2024 | By Lyle Daly

The No. 1 Rule to Follow to Save Money With Rewards Credit Cards

Rewards credit cards are popular, but not everyone uses them correctly. Discover the most important rule you must follow when using this type of card.
April 9, 2024 | By Kailey Hagen

Is Now a Good Time to Close Your Unused Credit Cards?

Closing a credit card frees up space in your wallet, but it can have unintended consequences for your credit score. Find out what you need to know.
April 9, 2024 | By Lyle Daly

3 Little-Known Drawbacks of a High Credit Score

A high credit score has all kinds of benefits, but it's not all good news. Learn about the rarely discussed drawbacks so you know what to watch out for.
April 9, 2024 | By Steven Porrello

Why April Is a Great Month to Apply for a New Travel Credit Card

If you have the credit score and financial stability to get a new travel credit card, April might be a good month to get one. Find out why.
April 8, 2024 | By Lyle Daly

The Single Best Strategy for Maxing Out Your Credit Card Rewards

There's a popular strategy credit card experts use to earn more rewards. See what it is and how it could earn you $500 to $1,000 or more this year.
April 7, 2024 | By Maurie Backman

Almost 18% of Middle-Income Americans Missed a Debt Payment Over the Past Year. Here's Why That's Bad News

Missing debt payments can hurt your credit big time. Read on for ways to avoid that unwanted scenario.
April 6, 2024 | By Christy Bieber

3 Ways I Make Sure I Never Pay Credit Card Interest

Credit card interest is very expensive -- but you can avoid paying it with a few strategic moves. Find out here how to avoid interest forever.
April 6, 2024 | By Kailey Hagen

So You Only Have One Credit Card. Is That a Problem?

There are several perks to owning multiple credit cards. Here's how to decide if you should add another to your wallet.
April 6, 2024 | By Lyle Daly

4 Ways to Save Money on Your Summer Vacation With Travel Credit Cards

Summer is only a few months away. Find out how travel credit cards could help you take an amazing summer vacation at a much lower cost.
April 6, 2024 | By Lyle Daly

3 Little-Known Perks of Raising Your Credit Score

Your credit score is an important measure of your creditworthiness. Learn about the perks of raising your credit score that many people don't know about.