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It’s rare to find a card that checks this many boxes: long 0% Intro APR, a big welcome bonus worth $250, unlimited points, and no annual fee.
But that’s exactly what the Bank of America® Travel Rewards credit card offers.
Here’s why it stands out:
On Bank of America's Secure Website.
On Bank of America's Secure Website.
Intro APR 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Purchases: 0% Intro APR for 15 billing cycles for purchases
Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
Rewards Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Annual Fee
Welcome Offer 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Big bonus worth $250 with a low spend requirement: Earn 25,000 points (worth $250) — worth $250 as a statement credit for travel or dining — after spending just $1,000 in your first 90 days. This is one of the biggest bonuses available on a no-annual-fee credit card.
Unlimited 1.5 points on all purchases (or even more): We like this card’s simple yet lucrative rewards structure. No spending categories. No limits. Just easy, flat-rate rewards. Plus, you’ll also earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Long 0% Intro APR – a very rare perk for a travel card: Enjoy long 0% Intro APR for 15 billing cycles on purchases and balance transfers (made within 60 days of account opening). That gives you over a year of breathing room on big expenses or balance transfers – interest-free. (After the intro period, a 17.99% - 27.99% (Variable) APR applies.)
Up to 75% bonus for Preferred Rewards members: if you join Bank of America’s Preferred Rewards program, you can earn 25% to 75% point bonuses on top of the card’s already strong rewards rate.
$0 annual fee. No foreign transaction fees: Most cards in this category charge an annual fee, but not this one.
It’s easy to see why our experts recommend the Bank of America® Travel Rewards credit card as one of their top all-around cards.
With a bonus worth $250, long 0% Intro APR, unlimited rewards, and no annual fee, there’s a good chance this card is a big upgrade over what’s currently in your wallet.
Final note: credit card offers like this can change — and once they do, they’re often gone for good. If this card sounds like a fit, we recommend applying today while this offer is still available.
On Bank of America's Secure Website.
On Bank of America's Secure Website.
Intro APR 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Purchases: 0% Intro APR for 15 billing cycles for purchases
Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
Rewards Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Annual Fee
Welcome Offer 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
On American Express' Secure Website.
Terms apply
On American Express' Secure Website.
Terms apply
Intro APR
Purchases: 0% on purchases, 12 months
Balance Transfers: 0%, 12 months
Regular APR
Rewards Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Annual Fee
Welcome Offer Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
On Capital One's Secure Website.
On Capital One's Secure Website.
Limited-time offer
Earn $300 in travel bonuses, with a limited-time $100 Capital One Travel credit and 20,000 bonus miles when you spend $500 in the first 3 months — that's equal to $300 in travel!
Intro APR
Purchases: 0% intro on purchases for 15 months
Balance Transfers: 0% intro on balance transfers for 15 months (Balance Transfer Fee Applies)
Regular APR
Rewards Earn unlimited 1.25X miles on every purchase, every day. Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
Annual Fee
Welcome Offer Earn $300 in travel bonuses with a limited-time $100 Capital One Travel credit, plus earn 20K bonus miles with $500 spend within 3 months from account opening - that's equal to $300 in travel
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For rates and fees for the Blue Cash Preferred® Card from American Express, click here