Chase Freedom Flex®
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Chase Freedom Flex®
A rare credit card combo: excellent cash back rewards and zero interest until 2027.
Most cards make you choose - good cash back rate, or a long 0% intro APR.
Chase Freedom Flex® (rates and fees) offers both. In fact, we like it so much, many of our experts use it personally.
Here's why it stands out:
Great for: Massive cash back rewards
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= Fair = PoorIntro APR 0% Intro APR on Purchases
Purchases: 0% Intro APR on Purchases, 15 months
Balance Transfers: 0% Intro APR on Balance Transfers, 15 months
Regular APR
Rewards 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
Annual Fee
Welcome Offer Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
We love Chase Freedom Flex because it delivers big value with zero annual fee. You earn 5% in rotating categories, 1% on everything else, and one of the easiest $200 welcome bonuses to qualify for. Add in the long 0% intro APR and it’s an easy yes if you want strong rewards without paying to carry the card.
This bonus offer is available through Motley Fool Money and may not be guaranteed if you apply elsewhere. If this card interests you, be sure to use this link to apply today and take advantage of the offer.
Up to 5% cash back — You'll earn a whopping 5% back on everyday purchases in rotating categories like grocery stores, restaurants, and gas stations (up to $1,500 per quarter, when you activate). That, plus an unlimited 3% on dining (including takeout and eligible delivery services) & drugstores, and unlimited 5% on travel purchased through Chase Travel, makes this one of the best cash back cards we've ever seen.
0% intro APR for 15 months for purchases — Want to avoid costly interest charges on purchases for well over a year? This card features a lengthy 0% intro APR period of 15 months for purchases. 18.24% - 27.74% Variable applies after the intro period.
0% intro APR for 15 months on balance transfers — You’ll also get a lengthy 0% intro APR period of 15 months months for balance transfers. That’s a smart move if you have credit card debt – you can transfer it to this card to avoid interest charges for well over a year on that transferred balance. 18.24% - 27.74% Variable applies after the intro period.
Easy welcome bonus — Our favorite perk of this card! New cardholders can earn a $200 bonus after spending $500 in the first 3 months. That's a 40% return on your spend!
$0 annual fee — Other credit cards packed with these kinds of perks tend to charge a high annual fee, but not this card.
Credit card offers like this can change — and once they do, they’re often gone for good. If this card sounds like a fit, we recommend applying today while this offer is still available.
The Chase Freedom Flex® is designed for people with good credit and better, with a FICO® Score of at least 670. The card will be hard to get with a much lower credit score.
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JPMorgan Chase is an advertising partner of Motley Fool Money. The Motley Fool has positions in and recommends Amazon, JPMorgan Chase, and Target. The Motley Fool has a disclosure policy.
