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If you like to travel, then you're sure to love the benefits you can get with travel rewards credit cards. This type of card allows you to pay for your biggest travel expenses — including first-class airfare and luxury hotel stays — with travel rewards instead of cash. Our experts have selected the top travel credit cards to help meet your needs.
Great for: Flat-Rate Travel Rewards
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 2X miles on every purchase. Earn unlimited 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Annual Fee
Welcome Offer 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
This is one of our top travel credit cards overall, because of its highly lucrative, yet dead simple rewards program. Earn unlimited 2X miles on every purchase and use them to get reimbursed for any travel purchase — or to book a trip through Capital One Travel. TSA PreCheck® credit and the opportunity to earn a massive sign-up bonus (equal to $750 in travel) make this credit card one of the best travel companions.
Great for: Easy-to-Earn Welcome Bonus
On Capital One's Secure Website.
On Capital One's Secure Website.
Intro APR
Purchases: 0% intro on purchases for 15 months
Balance Transfers: 0% intro on balance transfers for 15 months (Balance Transfer Fee Applies)
Regular APR
Rewards Earn unlimited 1.25X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Annual Fee
Welcome Offer 20,000 Miles once you spend $500 on purchases within 3 months from account opening
What really stands out is the incredibly easy-to-earn sign-up bonus. You can earn a 20,000-mile bonus (worth $200) after spending only $500 in your first 3 months (that's like earning 40x miles on that spend!). Redeem points by reimbursing yourself for travel expenses charged to your card, book through Capital One Travel, or transfer points to 15+ travel partners for potentially even greater value. If a straightforward travel rewards program, 0% Intro APR, & sign-up bonus with a low spending hurdle is most important to you, then this card is a very solid pick.
Apply now for the Capital One VentureOne Rewards Credit Card
Great for: Intro APR Offer
On Bank of America's Secure Website.
On Bank of America's Secure Website.
Intro APR 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
Purchases: 0% Intro APR for 15 billing cycles for purchases
Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
Rewards Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Annual Fee
Welcome Offer 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
This is a good starter travel card thanks to its simplicity and no annual fee. It offers a strong welcome bonus worth $250, unlimited 1.5X points on all purchases, 3X points on travel booked through Bank of America, and no foreign transaction fee. Simply redeem points as a statement credit for travel or dining purchases. The generous Intro APR on purchases for 15 billing cycles might come in handy if you want to pay off an expensive trip over time without interest. It’s a particularly good fit for Bank of America Preferred Rewards members, who can earn 25%-75% more points on every purchase (depending on your tier).
Apply now for the Bank of America® Travel Rewards credit card
Great for: Premium Travel Perks
On Capital One's Secure Website.
On Capital One's Secure Website.
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.
Annual Fee
Welcome Offer 75000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
The Capital One Venture X Rewards Credit Card is a favorite among our experts thanks to benefits that easily offset the $395 annual fee — an easy-to-use $300 annual credit for bookings through Capital One Travel, a 10,000-mile bonus every anniversary (equal to $100 towards travel), a huge welcome bonus (equal to $750 in travel), unlimited 2X miles on every purchase, and even higher rewards on eligible travel. Pile on access to a global airport lounge network, Global Entry/TSA Pre✓® reimbursement, and experience credits to get you where you want to go in comfort.
Great for: Travel Protections
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Annual Fee
Welcome Offer Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
This card easily justifies the (very reasonable) annual fee with benefits that deliver real value. Earn 60,000 bonus points after spending $5,000 in the first 3 months, which we estimate is worth $750 in Chase Travel℠ value. Plus, enjoy bonus travel and dining rewards, a $50 annual hotel credit, and 25% more value when booking through Chase Travel. With added travel protections like rental car insurance and trip reimbursement, we think this card is a game-changer for any traveler.
Great for: Restaurants & U.S. Supermarkets
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn 4X Membership Rewards® Points at restaurants worldwide (on up to $50,000 per calendar year in purchases), and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Annual Fee
Welcome Offer Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
This card offers considerable value, as it earns 4X points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X) and 4X points at restaurants worldwide. Plus, earn 3X points on flights booked directly with airlines or on American Express Travel. Meanwhile, the value of its annual benefits can potentially offset its entire annual fee. (Terms apply.) Overall, it’s an incredibly lucrative card for those who spend a lot in its bonus categories and can use its spend credits.
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
Annual Fee
Welcome Offer Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip
This value-packed travel card earns unlimited 3X to 5X points on hotel, airline, travel, and restaurant purchases, plus 1X points on other purchases. It includes useful travel benefits, cellphone protection insurance, and an annual $50 airline credit (with minimum purchase). Its flexible redemption options, including transferring rewards to eligible travel partners, make this a stand-out card for frequent travelers.
Great for: Luxury Perks & Spending Credits
On American Express' Secure Website.
Terms apply
On American Express' Secure Website.
Terms apply
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. Earn 1X Membership Rewards® Points on other purchases. Terms and limitations apply.
Annual Fee
Welcome Offer Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
This luxury travel card has some of the most prestigious perks you'll find — access to over 1,400 airport lounges, elite status with Hilton and Marriott Bonvoy (enrollment required), and spending credits worth over $1,500 in value every year. Just be ready for the hefty annual fee, which can be offset in the first year with a welcome bonus worth $800 in points. Terms apply.
Limited-Time Offer
Act now and unlock up to 350K miles when you spend $200K in the first six months.
Earn 150,000 Miles once you spend $30,000 in the first 3 months, and an additional 200,000 miles once you spend $200,000 in the first 6 months.Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions. Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One's travel booking site.
Annual Fee
Welcome Offer 150,000 Miles once you spend $30,000 in the first 3 months, and an additional 200,000 miles once you spend $200,000 in the first 6 months
For businesses looking to earn rewards while enjoying premium travel benefits, we think this card strikes a strong balance between value and simplicity. It offers unlimited 2X miles on every purchase, along with 10X miles on hotels and rental cars booked through Capital One's travel booking site. With top-tier perks like unlimited lounge access, annual travel credits, and flexible redemption options, this card is designed for business owners who prioritize travel rewards. Plus, with one of the best welcome offers available at 350,000 Miles, it’s an excellent option for companies seeking both rewards and premium travel perks without the hassle.
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.
Annual Fee N/A
Welcome Offer Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
This card offers excellent earning potential for businesses looking to earn valuable rewards on everyday expenses. You’ll earn 3X points per $1 on travel, shipping, and advertising purchases, making it a great fit for businesses that invest in growth. With an impressive 90,000-point welcome bonus and access to the Chase Ultimate Rewards® ecosystem, this card helps you maximize rewards. Plus, we like that points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®, further boosting the card’s value.
Don’t need any of the frills? These cards will save you a pesky annual fee and still help you accumulate points for your next adventure.
Great for: Intro APR Offer
On Bank of America's Secure Website.
On Bank of America's Secure Website.
Intro APR 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
Purchases: 0% Intro APR for 15 billing cycles for purchases
Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
Rewards Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Annual Fee
Welcome Offer 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
This is a good starter travel card thanks to its simplicity and no annual fee. It offers a strong welcome bonus worth $250, unlimited 1.5X points on all purchases, 3X points on travel booked through Bank of America, and no foreign transaction fee. Simply redeem points as a statement credit for travel or dining purchases. The generous Intro APR on purchases for 15 billing cycles might come in handy if you want to pay off an expensive trip over time without interest. It’s a particularly good fit for Bank of America Preferred Rewards members, who can earn 25%-75% more points on every purchase (depending on your tier).
Apply now for the Bank of America® Travel Rewards credit card
Great for: Easy-to-Earn Welcome Bonus
On Capital One's Secure Website.
On Capital One's Secure Website.
Intro APR
Purchases: 0% intro on purchases for 15 months
Balance Transfers: 0% intro on balance transfers for 15 months (Balance Transfer Fee Applies)
Regular APR
Rewards Earn unlimited 1.25X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Annual Fee
Welcome Offer 20,000 Miles once you spend $500 on purchases within 3 months from account opening
What really stands out is the incredibly easy-to-earn sign-up bonus. You can earn a 20,000-mile bonus (worth $200) after spending only $500 in your first 3 months (that's like earning 40x miles on that spend!). Redeem points by reimbursing yourself for travel expenses charged to your card, book through Capital One Travel, or transfer points to 15+ travel partners for potentially even greater value. If a straightforward travel rewards program, 0% Intro APR, & sign-up bonus with a low spending hurdle is most important to you, then this card is a very solid pick.
Apply now for the Capital One VentureOne Rewards Credit Card
These cards offer a wide-range of complimentary travel protections. Book with confidence knowing that these cards can help protect your trip in case something goes wrong.
Great for: Travel Protections
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Annual Fee
Welcome Offer Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
This card easily justifies the (very reasonable) annual fee with benefits that deliver real value. Earn 60,000 bonus points after spending $5,000 in the first 3 months, which we estimate is worth $750 in Chase Travel℠ value. Plus, enjoy bonus travel and dining rewards, a $50 annual hotel credit, and 25% more value when booking through Chase Travel. With added travel protections like rental car insurance and trip reimbursement, we think this card is a game-changer for any traveler.
Great for: Premium Travel Perks
On Capital One's Secure Website.
On Capital One's Secure Website.
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.
Annual Fee
Welcome Offer 75000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
The Capital One Venture X Rewards Credit Card is a favorite among our experts thanks to benefits that easily offset the $395 annual fee — an easy-to-use $300 annual credit for bookings through Capital One Travel, a 10,000-mile bonus every anniversary (equal to $100 towards travel), a huge welcome bonus (equal to $750 in travel), unlimited 2X miles on every purchase, and even higher rewards on eligible travel. Pile on access to a global airport lounge network, Global Entry/TSA Pre✓® reimbursement, and experience credits to get you where you want to go in comfort.
Great for: Restaurants & U.S. Supermarkets
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn 4X Membership Rewards® Points at restaurants worldwide (on up to $50,000 per calendar year in purchases), and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Annual Fee
Welcome Offer Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
This card offers considerable value, as it earns 4X points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X) and 4X points at restaurants worldwide. Plus, earn 3X points on flights booked directly with airlines or on American Express Travel. Meanwhile, the value of its annual benefits can potentially offset its entire annual fee. (Terms apply.) Overall, it’s an incredibly lucrative card for those who spend a lot in its bonus categories and can use its spend credits.
Great for: Luxury Perks & Spending Credits
On American Express' Secure Website.
Terms apply
On American Express' Secure Website.
Terms apply
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. Earn 1X Membership Rewards® Points on other purchases. Terms and limitations apply.
Annual Fee
Welcome Offer Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
This luxury travel card has some of the most prestigious perks you'll find — access to over 1,400 airport lounges, elite status with Hilton and Marriott Bonvoy (enrollment required), and spending credits worth over $1,500 in value every year. Just be ready for the hefty annual fee, which can be offset in the first year with a welcome bonus worth $800 in points. Terms apply.
Whether you’re flying domestic or international, escape the crowds and get exclusive access to airline lounges, and a host of other travel day benefits.
Great for: Luxury Perks & Spending Credits
On American Express' Secure Website.
Terms apply
On American Express' Secure Website.
Terms apply
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. Earn 1X Membership Rewards® Points on other purchases. Terms and limitations apply.
Annual Fee
Welcome Offer Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
This luxury travel card has some of the most prestigious perks you'll find — access to over 1,400 airport lounges, elite status with Hilton and Marriott Bonvoy (enrollment required), and spending credits worth over $1,500 in value every year. Just be ready for the hefty annual fee, which can be offset in the first year with a welcome bonus worth $800 in points. Terms apply.
Great for: Premium Travel Perks
On Capital One's Secure Website.
On Capital One's Secure Website.
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.
Annual Fee
Welcome Offer 75000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
The Capital One Venture X Rewards Credit Card is a favorite among our experts thanks to benefits that easily offset the $395 annual fee — an easy-to-use $300 annual credit for bookings through Capital One Travel, a 10,000-mile bonus every anniversary (equal to $100 towards travel), a huge welcome bonus (equal to $750 in travel), unlimited 2X miles on every purchase, and even higher rewards on eligible travel. Pile on access to a global airport lounge network, Global Entry/TSA Pre✓® reimbursement, and experience credits to get you where you want to go in comfort.
These cards are loaded with perks designed to save you time and money on your next business trip
Great for: Business Travel
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.
Annual Fee N/A
Welcome Offer Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
This card offers excellent earning potential for businesses looking to earn valuable rewards on everyday expenses. You’ll earn 3X points on travel, shipping, and advertising purchases (up to $150,000 per year), making it a great fit for businesses that invest in growth. With an impressive 90,000-point welcome bonus and access to the Chase Ultimate Rewards® ecosystem, this card helps you maximize rewards. Plus, we like that points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®, further boosting the card’s value.
Great for: Large business expenses
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
Annual Fee N/A
Welcome Offer Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
While the Ink Business Premier® Credit Card comes with a higher annual fee, we think its generous rewards and bonus potential make it worth considering for high-spending businesses. Designed for larger businesses, this card offers 2.5% cash back on purchases over $5,000, plus unlimited 2% cash back on other purchases. With one of the largest cash rewards bonuses available, it’s a strong choice for businesses with significant spending, offering both rich rewards and substantial earning potential.
Great for: Business Travel
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions. Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One's travel booking site.
Annual Fee
Welcome Offer 150,000 Miles once you spend $30,000 in the first 3 months, and an additional 200,000 miles once you spend $200,000 in the first 6 months
For businesses looking to earn rewards while enjoying premium travel benefits, we think this card strikes a strong balance between value and simplicity. It offers unlimited 2X miles on every purchase, along with 10X miles on hotels and rental cars booked through Capital One's travel booking site. With top-tier perks like unlimited lounge access, annual travel credits, and flexible redemption options, this card is designed for business owners who prioritize travel rewards. Plus, with one of the best welcome offers available to earn up to 350,000 miles, it’s an excellent option for companies seeking both rewards and premium travel perks without the hassle.
If so, you’re less likely to get approved for these cards — but visit this page for our top-rated options for getting out of debt and building your credit.
If you can pay off your credit card each month, it’s practically a no-brainer to use credit cards instead of debit cards or cash. That’s for three main reasons:
Our Credit Cards Experts
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For rates and fees for the American Express® Gold Card, click here
For rates and fees for the The Platinum Card® from American Express, click here