Roth IRA drawbacks: Original post by Daniel Thomas of Demand Media As a retiree, your tax bracket has a huge influence on benefits you'll get from a Roth conversion. http://photos2.demandstudios.com/DM-Resize/photos.demandstudios.com/getty/article/103/127/80380319.jpg?w=700&h=700&keep_ratio=1 Jupiterimages/Brand X Pictures/Getty Images If you have a traditional IRA, SEP IRA, SIMPLE IRA or a retirement plan
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