Auto- and home-loan company GMAC has received more than $17.2 billion in bailout money. And the Office of Management and Budget estimates that $6.3 billion of that amount may never be repaid, according to a report that the Congressional Oversight Panel released on Thursday. Congress created the panel in October 2008 to "review the current state of financial markets and the regulatory system," a role designed to oversee Treasury bailout recipients AIG (NYSE: AIG), Citigroup (NYSE: C), Goldman Sachs (NYSE: GS), JPMorgan Chase (NYSE: JPM), and Morgan Stanley (NYSE: MS).  

In this 15-minute audio interview from this week's Motley Fool Money Radio Show, our Chris Hill talks with Congressional Oversight Panel Chairwoman Elizabeth Warren about the bailout, "too big to fail," consumer protection, and credit card shenanigans.