Second only to weight loss, improving one's financial situation is one of the cornerstones of New Year's Resolutions. Unfortunately -- much like weight-loss goals -- these aspirations are quickly kicked to the curb, often by the end of January.

But as long as you have reasonable expectations, there's no reason you can't help right your financial ship in 2016. In the slideshow below, I've collected five steps -- ranging from uber-easy to life-changing -- to help you save thousands in 2016.

You certainly don't have to follow through with all five to make a difference in your bank account -- even one could result in a tangible change come December 31, 2016. Click through the slides to find out more, and remember, No. 5 is not for the faint of heart, or those with a short-term mind-set.

Want more from Social Security in 2016? Check out the $15,978 Social Security bonus most retirees completely overlook
If you're like most Americans, you're a few years (or more) behind on your retirement savings. But a handful of little-known "Social Security secrets" could help ensure a boost in your retirement income. In fact, one MarketWatch reporter argues that if more Americans knew about this, the government would have to shell out an extra $10 billion annually.

For example: One easy, 17-minute trick could pay you as much as $15,978 more...each year! Once you learn how to take advantage of all these loopholes, we think you could retire confidently with the peace of mind we're all after. Simply click here to discover how you can take advantage of these strategies.