The Perfect Way to Save for Retirement

Everyone wants to find ways to save more for retirement, and minimizing your tax bill is the best way to make sure you hang on to as much of your hard-earned retirement nest egg as possible. One of the best ways to accomplish that goal is to open a Roth IRA, with contribution limits of up to $5,500 for those under age 50 and $6,500 for those 50 or older for 2015.

In the following video, longtime Fool contributor and retirement expert Dan Caplinger discusses the benefits of using a Roth IRA. As Dan notes, not only do Roth IRAs allow you to enjoy tax-free growth throughout your lifetime, but you can even use the Roth as an estate-planning tool to pass on tax-free treatment to your heirs as well. With the right planning, those who inherit your Roth IRA can extend it over the course of their lifetimes, adding decades to the useful life of the retirement account. The key to making the most of a Roth IRA, though, is putting the most appropriate investments into it, and Dan goes through the thought process behind how to choose which investments to make with limited Roth IRA assets.

How one Seattle couple secured a $60K Social Security bonus -- and you can too
A Seattle couple recently discovered some little-known Social Security secrets that can boost many retirees' income by as much as $60,000. They were shocked by how easy it was to actually take advantage of these loopholes. And although it may seem too good to be true, it's 100% real. In fact, one MarketWatch reporter argues that if more Americans used them, the government would have to shell out an extra $10 billion... every year! So once you learn how to take advantage of these loopholes, you could retire confidently with the peace of mind we're all after, even if you're woefully unprepared. Simply click here to receive your free copy of our new report that details how you can take advantage of these strategies.

This article was updated on September 9, 2015.

Read/Post Comments (2) | Recommend This Article (2)

Comments from our Foolish Readers

Help us keep this a respectfully Foolish area! This is a place for our readers to discuss, debate, and learn more about the Foolish investing topic you read about above. Help us keep it clean and safe. If you believe a comment is abusive or otherwise violates our Fool's Rules, please report it via the Report this Comment Report this Comment icon found on every comment.

  • Report this Comment On August 21, 2015, at 3:30 PM, wilsonteres wrote:

    Can't see where article finishes. It goes directly into an advertisement after 2nd paragraph. How can I find rest of it?

  • Report this Comment On September 13, 2015, at 12:56 PM, Seaside wrote:

    I think that you are suppose to watch the video which is below the beginning of the article to hear more about the subject.

Add your comment.

Sponsored Links

Leaked: Apple's Next Smart Device
(Warning, it may shock you)
The secret is out... experts are predicting 458 million of these types of devices will be sold per year. 1 hyper-growth company stands to rake in maximum profit - and it's NOT Apple. Show me Apple's new smart gizmo!

DocumentId: 3375791, ~/Articles/ArticleHandler.aspx, 10/10/2015 2:08:33 PM

Report This Comment

Use this area to report a comment that you believe is in violation of the community guidelines. Our team will review the entry and take any appropriate action.

Sending report...

Dan Caplinger

Dan Caplinger has been a contract writer for the Motley Fool since 2006. As the Fool's Director of Investment Planning, Dan oversees much of the personal-finance and investment-planning content published daily on With a background as an estate-planning attorney and independent financial consultant, Dan's articles are based on more than 20 years of experience from all angles of the financial world.

Today's Market

updated 16 hours ago Sponsored by:
DOW 17,084.49 33.74 0.20%
S&P 500 2,014.89 1.46 0.07%
NASD 4,830.47 19.68 0.41%

Create My Watchlist

Go to My Watchlist

You don't seem to be following any stocks yet!

Better investing starts with a watchlist. Now you can create a personalized watchlist and get immediate access to the personalized information you need to make successful investing decisions.

Data delayed up to 5 minutes

Related Tickers

10/9/2015 4:00 PM
MNST $137.43 Up +1.27 +0.93%
Monster Beverage CAPS Rating: ***
NFLX $113.33 Down -1.60 -1.39%
Netflix CAPS Rating: ***
PCLN $1313.29 Up +8.97 +0.69%
Priceline Group CAPS Rating: ****
YELP $24.88 Up +1.27 +5.38%
Yelp CAPS Rating: **