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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 18, 2024 | By Maurie Backman

The 3 Most Common Payroll Mistakes Small Businesses Make

Is your business at risk of making major payroll mistakes? Read on to see if that's the case, and learn how to avoid common blunders.
May 18, 2024 | By Maurie Backman

How Much of an Emergency Fund Do You Need if You're Buying a House?

It's important to have ample cash reserves as a new homeowner. But how much is enough? Read on to find out.
May 18, 2024 | By Jordi Lippe-McGraw

7 Surprising Insights Into Boomers' Financial Habits

What can financial trends among baby boomers teach us about finances in America? Keep reading to find out.
May 18, 2024 | By Maurie Backman

Could CD Rates Rise Again in 2024?

It's unlikely that CD rates will go up from where they are today. Read on to see why.
May 18, 2024 | By Natasha Etzel

5 Reasons Not to Renew Your Costco Membership

A Costco membership is an extra expense, so it's wise to ensure it's still worth the cost before you renew. Find out why you may want to avoid renewing.
May 17, 2024 | By Chris Neiger

Stock Market vs. 5% CD: How Much $5,000 Grew Over the Past 2 Years

The stock market trounced CDs in recent years. Read on to find out the best place to put your money and when.
May 17, 2024 | By Ashley Maready

Earn $250 Back After Spending $1,000 With This Credit Card

The Bank of America® Travel Rewards credit card makes it easy to save money on exploration. Read on for a breakdown of this card's features.
May 17, 2024 | By Chris Neiger

3 Ways to Save $7,500+ by Buying a Tesla

Teslas can be a good EV option for some drivers. Read on to learn how to save big on your next electrified ride.
May 17, 2024 | By Ashley Maready

Earn $200 Back After Spending $1,000 With This Credit Card

The Bank of America® Unlimited Cash Rewards credit card offers great perks for those deep in the bank's ecosystem. Read on to learn about its features.
May 17, 2024 | By Maurie Backman

Here's How Much You Need to Spend at Costco to Make an Executive Membership Worth It

There's a simple formula you can use to determine whether an Executive membership at Costco makes sense. Here's what you need to know.
May 17, 2024 | By Matt Frankel, CFP®

You Won't Believe How Much I Saved on Homeowners Insurance by Shopping Around

I cut my homeowners insurance bill by 25%. Check out some shopping tips you can use to save, too.
May 17, 2024 | By Steven Porrello

Can You Ever Have Too Many Bank Accounts?

Having multiple bank accounts has advantages, like increased FDIC insurance coverage, but also comes with risks. Learn how to open multiple accounts wisely.
May 17, 2024 | By Ashley Maready

Earn $650 Back After Spending $3,000 With This Card

Like Hilton properties? Keep reading to learn about the Amex card that can make your stays there even more worthwhile.
May 17, 2024 | By Natasha Etzel

Ranked: The Best Airlines for Economy Class

Are you planning to book an economy class flight soon? Don't settle for any airline. Find out which airlines offer the best economy class experience.
May 17, 2024 | By Lyle Daly

Earn $200 in Cash Rewards After Spending $500 With This Credit Card

Rewards credit cards make it easy to save more money. Check out the Wells Fargo card you could use to earn hundreds in cash rewards in a matter of months.
May 17, 2024 | By Maurie Backman

3 Amazon Shopping Mistakes I've Finally Learned Not to Repeat

I've made far too many Amazon blunders in my day. Read on so you can avoid my mistakes.
May 17, 2024 | By Ashley Maready

This Is How Much Money You Could Make With $5K in a High-Yield Savings Account

There's never been a better time to have money in the bank. Keep reading to see how much interest you can earn if you choose the right account.
May 17, 2024 | By Dana George

Why Every Small Business Should Consider Contactless Payments Through Their POS

Contactless payments have become the norm in the U.S. Check out why your small business may want to offer this option.
May 17, 2024 | By Matt Frankel, CFP®

Earn $1,250 Back After Spending $8,000 With This Credit Card

This business credit card has a lucrative welcome bonus and several attractive benefits. Is it right for you? Find out more here.
May 17, 2024 | By Emma Newbery

​​Every Expat Needs These 4 Bank Account Features

You don't need to pay foreign transaction fees every time you spend abroad. See how expat-friendly banks can save you money and time when you live in another country.
May 17, 2024 | By Lyle Daly

Act Quickly: Earn Over $900 Back After Spending $4,000 With This Credit Card

The Chase Sapphire Preferred recently increased its welcome offer. See how much you could save on travel with this popular rewards credit card.
May 17, 2024 | By Dana George

4 Lies You've Been Told About Budgeting on a Fixed Income

Budgeting on a fixed income does not have to be doom and gloom. Learn how to overcome four myths about living well on a fixed income.
May 17, 2024 | By Ashley Maready

This Is the Only Reason I Would Ever Invest in CDs

CDs are hot, hot, hot right now -- but they're not the right savings vehicle for everyone. Learn why one writer has avoided them so far.
May 17, 2024 | By Chris Neiger

5 Things Aldi Does Better Than Nearly Any Grocery Store

Aldi has a loyal following among budget-conscious shoppers. Read on to find out why they love the store.
May 17, 2024 | By Chris Neiger

CD Rates Are Near 5%. Here's Why I'm Still Not Tempted to Open One

CDs pay impressive rates right now. Read on to find out why they're still not worth it for everyone.