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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

Recent Articles

May 17, 2024 | By Ashley Maready

This Is How Much Money You Could Make With $5K in a High-Yield Savings Account

There's never been a better time to have money in the bank. Keep reading to see how much interest you can earn if you choose the right account.
May 17, 2024 | By Emma Newbery

​​Every Expat Needs These 4 Bank Account Features

You don't need to pay foreign transaction fees every time you spend abroad. See how expat-friendly banks can save you money and time when you live in another country.
May 17, 2024 | By Ashley Maready

This Is the Only Reason I Would Ever Invest in CDs

CDs are hot, hot, hot right now -- but they're not the right savings vehicle for everyone. Learn why one writer has avoided them so far.
May 17, 2024 | By Chris Neiger

CD Rates Are Near 5%. Here's Why I'm Still Not Tempted to Open One

CDs pay impressive rates right now. Read on to find out why they're still not worth it for everyone.
May 17, 2024 | By Cole Tretheway

You Won't Get Rich by Investing in CDs. Should You Put Your Money Elsewhere?

The best CDs earn you half of what the stock market offers. Find out whether you should invest in the market instead.
May 17, 2024 | By Brittney Myers

I Only Have $500 to Invest. Is Opening a CD Worth It?

You don't need to be rich to put your money to work. See why a CD is still worth opening even if you don't have a lot to invest.
May 17, 2024 | By Ben Gran

More Americans Are Ditching Banks With Low Interest Rates. Should You?

Are you still putting up with 0.01% APY on your savings? See why Americans have recently moved $1.6 trillion into higher-yield accounts.
May 16, 2024 | By Ben Gran

Top 3 Places to Put Your Money Instead of a 0.01% APY Bank Account

Tired of making money for your bank? See how to make money for yourself with a 5.00% APY (or higher) savings account, money market account, or CD.
May 16, 2024 | By Maurie Backman

I Have a $20,000 Emergency Fund. Am I All Set?

You'd think you'd be all set with $20,000 in emergency savings. But read on to see why in some cases, you may be wrong.
May 16, 2024 | By Christy Bieber

Investing in These 3 CDs Could Give You an Extra $129 By 2025

There are many 12-month CDs offering great rates right now. Check them out to see how much you could earn if you invest.
May 16, 2024 | By Steven Porrello

3 Reasons to Stay Away From CDs, Even With Rates at 5.60%

Certificates of deposit might be a lucrative investment, but they're not right for everyone. Keep reading to learn when a CD is the wrong money move for you.
May 16, 2024 | By Maurie Backman

Will CDs Still Make Sense in 2025?

Now's a great time to put money into CDs. Will that be the case next year? Read on to find out.
May 16, 2024 | By Maurie Backman

How Much Income Can Retirees Make From CDs?

CDs could put a lot of extra income in your pocket these days. Read on to learn more.
May 15, 2024 | By Ben Gran

Why Most Checking Account Bonuses Are a Better Deal Than Savings Account Bonuses

Want to open a new checking account? See why it can be worth pursuing checking bonuses over savings account bonuses.
May 15, 2024 | By Matt Frankel, CFP®

Here's the Single Best CD Investing Strategy for Retirees

CDs can create a great combination of maximum interest and predictable income. Here's how to make them work for you.
May 15, 2024 | By Ben Gran

Don't Open a 3-Year CD Until You Check Out This New Investment

Are you thinking about a 3-year CD? Before you commit your cash, consider Save Market+, a three-year investment program with the possibility of over 9% returns.
May 15, 2024 | By Maurie Backman

Don't Fall Into This Sneaky CD Trap

CDs are a great way to grow your money. But read on to see why opening a CD might also backfire on you.
May 15, 2024 | By Christy Bieber

Never Bought a CD Before? Now May Be an Especially Good Time

If you've got no experience with CDs, what are you waiting for? Read on to learn how to capitalize on today's historically high rates.
May 15, 2024 | By Ben Gran

Why You Shouldn't Rush to Invest in CDs Now

Trying to decide between a CD and a savings account? Based on the latest moves from the Fed, you shouldn't feel pressure to open a CD. See why.
May 15, 2024 | By Ben Gran

This New Investment Option Could Be a CD Killer

Does the fixed APY on the best CDs feel uninspiring to you? Here's what you need to know about Save, a fintech that offers higher returns on your savings.
May 15, 2024 | By Christy Bieber

Should You Cash In Your CD to Avoid Credit Card Debt?

If you're facing an expense you have to put on a credit card, does it make sense to break your CD term early to cover it? Find out here.
May 15, 2024 | By Chris Neiger

3 Reasons I'm Sitting on the CD Sidelines, Despite 5% Rates

CD rates are impressive. Read on to discover why they might not be the best option for your money.
May 14, 2024 | By Christy Bieber

This Is How Much Money You Could Make if You Invested $2,500 in a CD Today

You have a lot of great options for high-paying CDs today. Read on to learn how much $2,500 in one could net you over time.
May 14, 2024 | By Maurie Backman

Can Severance Take the Place of Your Emergency Fund After a Layoff?

Some workers are eligible for severance pay when their jobs are eliminated. Read on to see why falling back on that option is pretty dangerous.
May 14, 2024 | By Dana George

Want to Buy CDs? Here's Why You Need a (Simple) Plan

Investing in a CD could not be any more straightforward. Take a look at a plan that can help you squeeze the most from your investment.