Motley Fool Money's 2024 Credit Card Awards

This card is a fantastic option for those looking for truly elite cash back potential or for a lengthy 15 months of 0% introductory interest on purchases (or both!). The fact that you get all of this for no annual fee makes this card a no-brainer for many consumers and one of the few cards our top experts use personally. After the intro period, the go-to rate of 18.24% - 27.24% Variable APR applies.

This card makes it easy to maximize your credit card rewards and checks all the boxes including no annual fee, high cash back rates across several categories, a 0% intro APR, and a big sign-up bonus.

We think this travel card exceeds competitors in value and flexibility and gets rid of the complexity seen in most travel cards. With a huge welcome bonus valued at $750, high rewards rate on all purchases (not just travel related), and flexible redemption, it's a great option for beginner and expert rewards travelers alike. (See rates and fees.)

This card makes it possible for you to take a nearly 2 year break from paying credit card interest. It offers one of the longest 0% intro APR periods we've seen on purchases and balance transfers -- a full 21 months from account opening. (After the intro period, the go-to rate of 17.24%, 23.74%, or 28.99% Variable APR applies.) And on top of that, you'll pay no annual fee. It's a no-brainer if your focus is on paying debt down or financing a large purchase.

This card offers 0% intro APR for 21 months on Balance Transfers on balance transfers, which is one of the longest interest-free periods available today. And you'll pay a There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5) balance transfer fee, which is lower than the fee offered on some other well-known balance transfer cards.

This card is for travelers looking to save on Hilton stays and comes with a ton of great perks including airport lounge access, no foreign transaction fees, and a sizable welcome offer.

This card is a great place to start when building your credit history. It offers perks only found in the best secured cards including cash back, no annual fee, and Discover's innovative welcome bonus.

This is one of the most feature-packed student credit cards we've seen. Along with Discovers award-winning cash back program, you'll pay no annual or foreign transaction fees and it has a 0%, 6 months intro APR on purchases. (After the intro period, the go-to 17.24% - 26.24% Variable APR applies.)

This rewards card is great for gas, but it's also a well-rounded rewards card you can use outside of the pump, too. Earn unlimited 3X points at restaurants, gas stations, and travel (among other things) and 1 point per $1 on other purchases.

The U.S. supermarkets and U.S. gas stations rewards are clear standouts, in addition to a big welcome offer and a nice 0% intro APR offer.

This card offers lucrative rewards at restaurants, U.S. supermarkets, and on travel and comes with a valuable welcome offer.

For regular Southwest customers who want to save on Southwest purchases, this card packs a powerful punch including offering multiple ways to earn reward points.

An easy choice for high-spend businesses looking to carry one card. The welcome offer is among the biggest you'll find, and the flat 2% cash back rate outpaces much of the competition. (See rates and fees.)

Perfect for folks looking for a flexible program that allows multiple earning and redeeming options, this program has a robust list of transfer partners including major airlines and hotel chains. Also, you can earn substantial sign-up bonuses with Chase credit cards.