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Acorns Promotions of 2025

Review Updated
Dana George
Eric McWhinnie
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation.

Acorns offers limited-time promotions to members and non-members. Because these promotions are time-sensitive, it's a good idea to take advantage of any that appeal to you before they're gone.

There don't appear to be any new promotions for December 2024, although the existing promotions are worth exploring.

Acorns
Learn More for Acorns

On Acorns' Secure Website.

Ratings Methodology

Our Rating:

Rating image, 4.0 out of 5 stars.
4.0/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Bottom Line

Acorns is a top-tier robo-advisor ideal for hands-off investing. The bigger your account balance, the more competitive you'll find Acorns' fees. You may want to open an account for the simple fee structure or the variety of account options, including custodial accounts for kids. Join Acorns to quickly open a diversified portfolio that manages itself.

Fees:

$3-$12 monthly

Account Minimum:

$0

Learn More for Acorns

On Acorns' Secure Website.

Gold Tier Tungsten Promotion

How you earn it: If you're on the $12 plan or Gold plan, you can receive an Acorns match of your first five Real-Time Round-Ups® Investments generated by your Acorns Green Visa Debit Card. For example, a $0.75 round-up would result in a $0.75 Acorns match.

How you qualify: You must have an open and activated Acorns Green Visa Debit Card and automatic Real-Time Round-Ups® Investments turned on for your debit card.

Details: This offer only applies to Real-Time Round-Ups® generated within one year of ordering the card. The total value of these matched Round-Ups® will not exceed $4.95 per customer. Matches typically take three to five business days to apply to the customer's balance.

Offer expires: TBD

Later Match

How you earn it: For every new contribution you make to an Acorns Later retirement account (up to the annual contribution limit), Acorns will match a percentage of your contribution, automatically investing it into your Acorns Later retirement account.

How you qualify: You must be in the $6 Silver or $12 Gold plan. If you're already in one of these tiers, it's as easy as tapping a button to get started. Here's how:

  • Log in to your account
  • Tap on "Later"
  • Scroll down to "We'll put our money into your future"
  • Tap on "Learn more"
  • Tap on "Activate"
  • Read and accept the Later Match agreement
  • Tap "Continue"
  • Tap "Done"

Details: The amount Acorns matches depends on your subscription plan. Here's how it breaks down:

  • $3 Bronze plan: Acorns matches 1%
  • $6 Silver plan (existing customers before July 1, 2024): Acorns matches 3%
  • $12 Gold plan: Acorns matches 3%

Offer expires: TBD

VIP Customer Matching: Let Acorns match your first five automatic Real-Time Round-Ups®

How you earn it: Ensure your Acorns Green Visa Debit Card has Real-Time Round-Ups® Investments turned on. Spend $500 or more per month on your card, and Acorns will match your first five Real-Time Round-Ups® Investments. The amount matched depends on the size of your Round-Ups.

How you qualify: Be a VIP member, use your Acorns Green Visa Debit Card, and ensure you've activated the Real-Time Round-Ups® feature.

Details: To remain qualified, you must keep your Acorns Green Visa Debit Card open and in good standing. You'll see the payments as pending within minutes, and payments will settle within three to five business days. The total value of these matched Round-Ups® will not exceed $4.95 per customer.

Offer expires: TBD

Sign up through Cricket mobile phone: Earn a $20 bonus after making your first investment (and more)

How you earn it: If you're a Cricket customer, use the preloaded Acorns app to sign up for an account.

How you qualify: To qualify, you must sign up for an account using the preloaded Acorns app on your Cricket mobile device.

Details: Signing up through Cricket means earning a $20 investment bonus after your first investment. You'll also get your Acorns subscription free for the first year. Finally, if your Cricket bill is at least $30 per month and you use an account linked to Acorns to make the monthly payment, you will earn a $1 investment each month you pay for your Cricket wireless service.

Offer expires: TBD

What else should you know about Acorns' bonuses?

As is common with many brokers, Acorns changes its bonuses regularly. Some bonuses have an expiration date that ends in the middle of the month. You may want to make it a habit to check for bonus updates periodically, especially because you're free to stack one bonus atop another.

Check out bonuses available from other brokers to compare and find the right fit for you.

Are Acorns' promotions worth it?

If you're already an Acorns investor, referral bonuses are always worth it. Think of it as free investment funds. You can invite as many friends as you like and watch the bonuses stack up. This is especially true when bonus amounts are higher than usual.

Bonuses awarded for opening an account or debit card are only worth it to new Acorns customers or those who don't currently use all account types.

Alternatives to Consider

We recommend comparing brokerage options to ensure the account you're selecting is the best fit for you. To make your search easier, here's a short list of our best trading platforms of 2025.

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FAQs

  • How long you'll wait depends on the type of bonus. Because featured bonuses frequently change, you'll need to check the specific details associated with your bonus. Acorns makes this information easy to find on each of its new offers.

  • One reason Acorns (and other brokerages) wait to pay bonuses is because some people cancel accounts shortly after opening them. You won't receive a referral bonus if that friend cancels. However, you can always refer the app to another friend (or two).