Life Insurance Articles

Many life insurance policies come with a loan or early withdrawal feature. Find out how to access your life insurance proceeds while you're still living.

Life insurance is an important thing to have. But do you need it when you're older and don't have children under your roof? Read on to find out.

It's important to buy life insurance when there are people in your life who depend on you financially. But do you need it as a young adult? Read on to see what Dave Ramsey has to say.

Many companies promote life insurance for children. But read on to learn why buying a policy often doesn't make financial sense.

Life insurance is an important purchase but it's crucial not to overpay for coverage. Here are three signs a policy may be more expensive than needed.

Without a life insurance payout, does debt have to be paid? Find out how the rules work for debt payoff after death.

Buying life insurance for purposes of investing for retirement is not the best approach. Here's why Suze Orman thinks it's a bad idea.

Everyone dies, but only 33% of Americans die with a valid will. Keep reading to learn what happens to the assets of the other 67%.

For people in their 40s, buying life insurance could be especially important. Here are a few key things people in this group need to know.

A writer discusses her reasons for not increasing her life insurance. Read on to see why she made her choice.

Are you overpaying for life insurance? Read on to see if a cheaper option could be on the table for you.

A writer explains why she's not upping her life insurance coverage despite having more income to replace than when she applied. Read on to see why.

When buying life insurance, it is crucial to consider the insurer's reputation for claims handling. Read on to find out why.

Waiting to buy life insurance could increase premium costs or put a policy out of reach. Here's why buying ASAP could pay off.

Thinking of getting life insurance? Here are some important points to consider.

After buying life insurance, it's important to tell the beneficiaries of the policy. Here's why this is so essential.

You'll often hear that your life insurance payout should replace 10 times your annual salary. Read on to see if that's the right call.

If you have debt, it could pay to up your life insurance coverage. Read on to find out why.

When buying insurance, consumers can decide between term life and whole life policies. Term life is almost always a better choice for three key reasons.

Want details of your life insurance policy? Read on to see why getting them may not be so easy.

Stay-at-home parents don't have income but they may still need life insurance. Here's why.

Buying life insurance? Do some research -- on yourself.

Buying the right life insurance is critical. The DIME formula can help consumers decide how much coverage is appropriate.

Life insurance coverage is often necessary to protect loved ones. After buying coverage, it may sometimes be necessary to increase the death benefit.

Life insurance provides important protection for surviving loved ones, but the rules can be complicated. Here are three surprising facts to know.