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Zillow Review: 160 Million Homes Right at Your Fingertips

Review Updated
Brittney Myers
By: Brittney Myers

Our Mortgages Expert

Eric McWhinnie
Check IconFact Checked Eric McWhinnie
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Bottom line: Zillow lets you buy, sell, or rent a home; find a real estate agent; and search mortgage options, all in one place. If you only use one real estate app, you can't go wrong with Zillow, whether you're a seasoned real estate buyer or searching for your first home.

Zillow
Best home buying app overallZillow

Full Zillow review

Pros

  • More than 160 million homes in database
  • Buy, sell, or rent property
  • Robust search filters
  • Real estate agent directory
  • Mortgage tools
  • Tag and share listings

Cons

  • "Zestimate" home values can be inaccurate
  • Agents can pay for better placement
  • App is better for buyers than sellers

At a glance

iOS app rating 4.8/5 stars
Android app rating 4.7/5 stars
Cost Free

What is Zillow and how does it work?

Zillow is a full-featured real estate app for anyone looking to buy, rent, or sell a home. From the search tab, you can browse millions of homes and apartments for sale or rent, using robust search filters to narrow your results.

Listings can include everything from 3D walk-throughs to publicly available tax information. If you find a home for sale or rent that catches your eye, you can contact the owner or listing agent from the app. When you're ready to work with an agent to buy or sell your home, you can use Zillow's real estate agent directory to browse local agents and read real reviews. And the app's mortgage tools are an easy way to estimate your payments or find a lender.

Homeowners can use the Zillow app to sell or rent their homes. The My Home tab lets you find and claim your property, see nearby comparables, check your home's estimated value, and create sale or rental listings. Zillow home listings are free to create, and potential home buyers or renters can contact you through the app.

Top perks

Here are some of our favorite features of Zillow.

It's the OG app and has more than 160 million homes in its database

Zillow changed the real estate game with its online database, and it continues to lead the field. In fact, Zillow has three times the active users than other real estate apps and more than 200 million monthly users.

Plus, Zillow has a massive database of listings. You can find data on more than 160 million homes -- including more than 1 million rentals -- from both user listings and public sources.

Buy, sell, or rent property

While some real estate apps only let you search property for sale, Zillow users can search sale and rental listings. This includes for-sale-by-owner and agent-created listings, as well as rental listings from owners, apartment complexes, and property management companies. It's worth noting that Zillow also pulls listings from virtually all Multiple Listing Service systems in the country, so if an agent has listed a property for sale, it's practically guaranteed to pop up on Zillow.

Listing quality varies based on the lister, but at minimum you can expect publicly available property data -- size, bedrooms, tax history, and so on -- and a Google maps or street view photo. You'll also see a Zestimate, Zillow's proprietary home valuation, based on things like tax history and recent comparable sales.

If you find a property you like, you can contact the owner or listing agent through the app to get more information or set up an in-person or virtual tour. This can be done through an email contact form or by phone.

As a homeowner, you can claim your property to create a sale or rental listing. There's no cost to list your home, and you can update listings at any time, right from the app. You can add as many photos as you want, though there is a maximum photo size. You can upload video tours, or add a URL for a virtual tour hosted elsewhere. You can also craft your own description and fill in property details to help shoppers know if your home is the right fit.

Robust search filters

What sets a great real estate app apart from a basic one? The search features. The Zillow app filters by dozens of criteria. This includes basics such as square footage, property type, and number of rooms, as well as filters for specific amenities. Only want to see waterfront property, single-story homes, or properties with a certain number of parking spots? There are filters for all of that and more.

Once you've set your filters, you can browse your results via a list or detailed map view. The map view also unlocks extra search features. You can search by moving the map's view, or draw your own lines on the map to mark out the exact area you want. Save your searches to easily access the latest listings, and sign up for updates to receive alerts for new additions.

Real estate agent directory

The Zillow app includes an extensive directory of real estate agents. You can search hundreds of agents in your area, and see reviews from Zillow users. If you already have an agent or company in mind, use the name search to quickly find your exact match. You can also filter agents by service, specialty, price range, and what languages they speak.

Once you find an agent or company you like, you can contact them through Zillow's contact form. Alternatively, the app provides a phone number or website link to contact the agent directly.

Mortgage tools

For many, finding a mortgage is the hardest part of buying a home. The Zillow app offers a range of mortgage tools to make the process less painful. Take advantage of a variety of mortgage calculators to estimate your payments or see how much house you can afford.

You can click "shop rates" to see what today's lowest mortgage rates look like, with options to sort offers by reviews, fees, rate, APR, or monthly payment. Or fill out a few questions to get prequalified.

Tag and share listings

Although some users might be buying solo, home buying is often a team sport. In addition to letting you save searches and favorite homes, the Zillow app lets you tag and share listings.

You can add a shopping partner to your account to easily share listings with a spouse or friend who also uses the Zillow app. Or if you prefer, you can share any listing using other apps on your phone, like email or social media.

Want to remember why you saved a particular listing? Zillow allows you to add popular tags, like "price" or "house size," and create custom tags to help you browse your favorites or share your thoughts with a shopping partner.

What could be improved

There's no such thing as real estate app perfection, and these Zillow characteristics leave some room for improvement.

Property value estimates can be inaccurate

Every listing on Zillow comes with a Zestimate, Zillow's home value estimation. Zestimates are better used as educational figures than as equivalents to a professional home appraisal.

Zestimates are generated using Zillow's proprietary valuation algorithms, which include factors such as property details and tax history. Because Zillow relies on a lot of publicly available data to generate an estimate, the number can be quite a bit off. Values for properties with limited information available or in less-populated areas can be particularly inaccurate.

Agents can pay for better placement

One of the main ways Zillow makes money is through fees they charge real estate agents. As a result, the featured real estate agent at the top of the directory may not be the best agent, simply the one paying for the privilege. Property listings also usually include a few local agents -- frequently those who have paid to be there. This can make it more difficult to find the right agent, rather than the one with the deepest pocketbook.

Mobile app is geared more toward buyers

The mobile app has a bias toward buyers. Don't get me wrong, it's a good app for sellers and renters, too, but it's definitely geared toward folks who want to browse properties more than folks looking to list them. For example, you need to dig a bit through a menu to find the selling options just to get started with your listing.

Alternatives to consider

If you want an app to find a certified Realtor: Realtor.com is the only real estate app powered by the National Association for Realtors, and it's the best place to find certified REALTOR® real estate agents to help you buy or sell your home. If you want to do everything yourself, Zillow is the better option.

If you want an app for commercial real estate: LoopNet is the most popular real estate app for commercial property. The LoopNet app can help you find everything from new office space to an established franchise. If you're only in the market for residential real estate, stick with Zillow.

What are the costs?

Downloading and using the Zillow app is free for prospective renters, buyers, and sellers. This includes browsing listings, contacting agents, setting up home tours, and even listing your for-sale-by-owner property.If you're listing a rental property, the listing itself is free. However, you have the option to pay for the $29.99 Zillow Rental Manager upgrade to use other rental features.

Instead of asking users to pay for the app, Zillow makes its money primarily through fees from real estate agents and other advertisers.

This app is right for:

The Zillow app is good for any home shopper who wants the ability to see all or most of the active listings in the area where they're looking for a home. It's also great for a landlord who wants to list a rental home.

FAQs

  • Zillow offers direct loans through its mortgage lending company, ZIllow Home Loans, LLC, that generally has rates comparable to the national average. However, Zillow's mortgage comparison tool also offers mortgage rates from a variety of partner lenders. Loans from partner lenders in the comparison tool tend to be either the same as or lower than those offered directly by Zillow.

    The rates you receive using Zillow's mortgage tool will vary based on both the type of mortgage -- for example, 30-year vs. 15-year loans -- as well as your location. This applies to both Zillow direct home loans as well as those offered through partner lenders.

  • Zillow can be a good choice for exploring your mortgage options through its comparison tool. You can quickly see rates from a handful of local lenders at a single glance.

    As far as getting a loan directly from Zillow Home Loans, the company has good reviews in its internal marketplace It also offers comparable rates and fees to the national averages. Zillow Home Loans may not be available in all states.

  • Zillow can be a solid choice for comparing your refinancing options. You can see a range of estimates from local lenders, as well as check out loans directly from Zillow's lending branch, Zillow Home Loans, LLC.

    As a lender, Zillow Home Loans receives good reviews from users in its own marketplace.

  • In general, Zillow Home Loans has many of the same qualifications as any other mortgage lender, including basic credit score, income, and down payment requirements. The specific requirements for a mortgage from Zillow vary based on the type of loan you're after.

  • Zillow offers both new purchase and refinance loans through its comparison tool, with a range of term options including 30-year, 20-year, and 15-year mortgages. You can find both fixed-rate and adjustable-rate mortgages.

    Zillow's direct lending company, Zillow Home Loans, also offers multiple mortgage types with a range of terms. You can look for conventional mortgages, FHA loans, and VA loans, as well as home refinance loans.

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