The average American driver could spend over $1,500 at gas stations this year. If you live in an area like Los Angeles, where commutes are long and gas taxes are high, you'll spend a lot more. Wouldn't it be nice to get a little bit of that back in credit card rewards or cash back?

Here's a roundup of the top credit cards to use at gas stations.

A woman paying with a credit card at gas station pump.

Image source: Getty Images

Bank of America® Cash Rewards

The Bank of America® Cash Rewards credit card earns 3% cash back at U.S. gas stations. If you establish a banking relationship with Bank of America, you can earn a 10% to 75% bonus on cash-back redemptions through the Preferred Rewards program. That means cardholders could earn as much as 5.25% cash back at U.S. gas stations. Spending is capped at $2,500.

If you have $100,000 in cash and investments that you can move to Bank of America and Merrill Lynch, you won't find a better cash-back rate on any card as long as you spend less than $2,500 per quarter.

The Bank of America® Cash Rewards has no annual fee and also earns a standard 2% back at grocery stores and wholesale clubs. To learn more about the Bank of America® Cash Rewards credit card, read our full review.

Chase Freedom®

The Chase Freedom® earns 5% back in rotating quarterly categories throughout the year. Chase usually includes gas stations in the bonus category at least one quarter throughout the year. Gas stations earned 5 times the points in the first quarter of 2017. Bonus spending is capped at $1,500 per quarter.

If you couple the Chase Freedom® with one of Chase's premium cards, you can earn 5 times the Ultimate Rewards points, making it much more valuable than straight cash back.

The Chase Freedom® has no annual fee but earns just 1% cash back in non-bonus categories. To learn more about the Chase Freedom®, read our full review.

Discover it®-Cashback Match™

Similar to the Chase Freedom®, the Discover it®-Cashback Match™ offers rotating 5% cash back (on up to $1,500 of bonus-category spending each quarter) in bonus categories you activate. Gas stations usually show up once a year. Cardholders will earn 5% cash back at U.S. gas stations in the first quarter in 2018. Bonus spending is capped at $1,500 per quarter.

Discover also generously doubles all cash back earned for new cardholders in their first year. That includes cash back from the bonus categories.

Discover it®-Cashback Match™ charges no annual fee, but earns just 1% cash back in non-bonus categories. To learn more, read our full review of the Discover it®-Cashback Match™.

Costco Anywhere Visa® Card by Citi

The Costco Anywhere Visa® Card by Citi offers 4% cash back at U.S. gas stations, including Costco's gas stations, which are usually excluded from other cards. You'll have to be a member of Costco to sign up for the credit card, which costs $60 per year, but there's otherwise no annual fee. The 4% cash-back bonus is capped at $7,000 in spending per year.

The Costco Anywhere Visa® Card by Citi also offers 3% back on restaurants and travel and 2% back on Costco purchases. Cardholders will earn just 1% back everywhere else.

Read more to determine if the Costco credit card is worth it for you.

Blue Cash Everyday® Card and Blue Cash Preferred® Card from American Express

American Express' pair of Blue Cash-branded credit cards earn extra cash back at U.S. gas stations. The Blue Cash Preferred® Card from American Express earns 3%, while the Blue Cash Everyday® Card earns just 2%.

Here's a quick comparison of the two cards to help you determine which is best for you.

Feature 

Blue Cash Everyday® Card From American Express

Blue Cash Preferred® Card From American Express

Cash back earned at U.S. gas stations

2%

3%

Cash back earned at grocery stores

3% (on first $6,000)

6% (on first $6,000)

Cash back earned everywhere else

1%

1%

Annual fee

$0

$95

Data source: American Express.

You'll have to do some math to see if you can get more than $95 in additional cash back from your regular spending at gas stations and grocery stores from the Blue Cash Preferred® Card from American Express compared to its sister product. Read our full reviews of the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express.

Amex EveryDay® Preferred

Unlike most of the other credit cards reviewed in this roundup, the Amex EveryDay® Preferred earns Amex Membership Rewards Points. The credit card earns double points at U.S. gas stations, but cardholders can earn a 50% bonus on all their points earned by making 30 or more transactions per month. That boosts the earnings to triple Membership Rewards points per dollar at gas stations.

The Amex EveryDay® Preferred comes with a $95 annual fee. It also earns triple Membership Rewards Points (4.5 times the points with the bonus) at supermarkets, and 1 point (or 1.5 times the points) everywhere else. Read our full review of the Amex EveryDay® Preferred to learn more.

Citi ThankYou® Premier Card

The Citi ThankYou® Premier Card also doesn't earn cash back, instead earning triple Citi ThankYou Points at gas stations. There are no limits to the amount of bonus points you can earn, and there are no hoops to jump through either. The triple point bonus category also applies to a broad travel category including airfare, hotels, public transportation, taxis, parking, and more.

The Citi ThankYou® Premier Card comes with a $95 annual fee, which is waived the first year. It also earns double ThankYou Points on dining out and entertainment spending, and 1x everywhere else.

The best gas station credit card for you

This list should provide a good starting point to find the best gas station credit card for you. If you spend a lot on gasoline, you might even need a couple credit cards to maximize the benefits these cards offer, as most come with spending caps. Be sure to do your research and figure out how these cards can help reward you for all that money spent at the pump.

Adam Levy has no position in any of the stocks mentioned. The Motley Fool recommends American Express and Costco Wholesale. The Motley Fool has a disclosure policy.