Based on the aggregated intelligence of 165,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, mortgage REIT Chimera Investment (NYSE: CIM) earned a respected four-star ranking.

With that in mind, let's take a closer look at Chimera's business and see what CAPS investors are saying about the stock right now.

Chimera facts

Headquarters (Founded)

New York City (2007)

Market Cap

$3.44 billion

Industry

Mortgage REIT

Trailing-12-Month Revenue

$543.1 million

Management

CEO Matthew Lambiase

CFO A. Alexandra Denahan

Trailing-12-Month Return on Equity

20.7%

Cash/Debt

$236.2 million / $3.8 billion

Dividend Yield

17.5%

Competitors

Capstead Mortgage (NYSE: CMO)

MFA Financial (NYSE: MFA)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 96% of the 633 members who have rated Chimera believe the stock will outperform the S&P 500 going forward. These bulls include pjmalloy and Buzzworthy1.

Just last month, pjmalloy brought some inside information to our community's attention:

Insiders are buying which is a bullish signal. Worst is behind the company and the company will get stronger as housing market improves. Stock is trading at a very low P/E and is set to rebound.

Like its parent company, Annaly Capital (NYSE: NLY), which was singled out as an 11 O'Clock Stock pick earlier this month, Fools continue to like Chimera as a play on today's super-low interest rate environment. Specifically, Chimera uses short-term financing to purchase longer-term mortgage-backed securities, making money off the difference, or "spread", between the two. And with the stock sporting a whopping dividend yield of 17.5%, significantly higher than several of its rivals like Capstead (12.2%) and MFA (10.5%), Chimera offers a relatively juicy bet, as well.

CAPS member Buzzworthy1 elaborates:

I can tell you that non-agency RMBS [residential mortgage-backed securities] is currently out of favor, and [Chimera] is able to take advantage of this and purchase these assets at a deep discount. ...

Granted, mortgages are garbage right now, but [Chimera] can pick top quality credit tiers in the securities they purchase. If RMBS were to take another hit, [Chimera] could suffer significant losses via writedowns but not losses like they sustained in 2008 since they have deleveraged since then. ...

Since [Chimera] profits from the positive spread or carry between short term and longterm rates, the next couple of years should be handsomely profitable for [Chimera]. ... Given the massive issuances of US Treasuries and the Fed's heavily bloated balance sheet, mathematically rates on the long-end of the yield curve are bound to rise sooner than later. [Chimera] is benefitting from the Fed's extended low interest rate policy.

What do you think about Chimera, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. The Fool owns shares of Annaly Capital. The Fool's disclosure policy always gets a perfect score.