The following video is part of our "Motley Fool Conversations" series, in which financial and economics sector head Ilan Moscovitz and consumer-goods editor and analyst Austin Smith discuss topics around the investing world.

As part of our series "3 Reasons to Buy/Sell," Ilan explains the bear case for Bank of America. Foreclosure liabilities stemming from its mortgage servicing and Countrywide divisions aren't the only thing that could hold back the banking giant. Trouble brewing in Europe has the potential to hit B of A's investment-banking unit. At home, its massive residential and consumer lending business depends on a continual employment and income recovery.

The financial heavies are getting a lot of press these days. And much of it is negative. But there's one small bank that's flying under the radar, and it has some of the best operational numbers you'll ever see. The Motley Fool featured it in its brand-new free report: "The Stocks Only the Smartest Investors Are Buying." We invite you to download a free copy. To find out the name of the bank Warren Buffett would probably be interested in if he could still invest in small banks, just click here.

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.