Netspend Holdings (Nasdaq: NTSP) reported earnings on May 3. Here are the numbers you need to know.

The 10-second takeaway
For the quarter ended March 31 (Q1), Netspend Holdings beat expectations on revenues and met expectations on earnings per share.

Compared to the prior-year quarter, revenue expanded significantly. Non-GAAP earnings per share grew significantly. GAAP earnings per share grew.

Gross margins shrank, operating margins were steady, net margins grew.

Revenue details
Netspend Holdings reported revenue of $117.3 million. The 12 analysts polled by S&P Capital IQ looked for a top line of $112.1 million on the same basis. GAAP reported sales were 28% higher than the prior-year quarter's $91.4 million.

Source: S&P Capital IQ. Quarterly periods. Dollar amounts in millions. Non-GAAP figures may vary to maintain comparability with estimates.

EPS details
EPS came in at $0.19. The 12 earnings estimates compiled by S&P Capital IQ predicted $0.19 per share. Non-GAAP EPS of $0.19 for Q1 were 58% higher than the prior-year quarter's $0.12 per share. GAAP EPS were $0.14 for Q1 against -$0.08 per share for the prior-year quarter.

Source: S&P Capital IQ. Quarterly periods. Non-GAAP figures may vary to maintain comparability with estimates.

Margin details
For the quarter, gross margin was 47.3%, 120 basis points worse than the prior-year quarter. Operating margin was 17.9%, much about the same as the prior-year quarter. Net margin was 9.6%, much better than the prior-year quarter. (Margins calculated in GAAP terms.)

Looking ahead
Next quarter's average estimate for revenue is $101.9 million. On the bottom line, the average EPS estimate is $0.20.

Next year's average estimate for revenue is $421.9 million. The average EPS estimate is $0.78.

Investor sentiment
The stock has a five-star rating (out of five) at Motley Fool CAPS, with 37 members out of 37 rating the stock outperform, and members rating it underperform. Among 10 CAPS All-Star picks (recommendations by the highest-ranked CAPS members), 10 give Netspend Holdings a green thumbs-up, and give it a red thumbs-down.

Of Wall Street recommendations tracked by S&P Capital IQ, the average opinion on Netspend Holdings is hold, with an average price target of $14.35.

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