Motley Fool ONE Terms and Conditions of Service
Welcome to Motley Fool ONE (“the Service”). This page sets forth the special Terms and Conditions by which The Motley Fool provides you with access to the Service (the "Terms"). It supplements the Fool's Rules (our standard terms and conditions), which are incorporated by reference. By subscribing to, and using the Service you are agreeing to abide by these Terms as well as the Fool's Rules INCLUDING THE BINDING ARBITRATION AND CLASS ACTION WAIVER DETAILED IN SECTION 13 OF THE FOOL’S RULES.
1.Motley Fool ONE
Motley Fool ONE is a service from The Motley Fool, LLC. Motley Fool ONE provides you with bundled access to the entire suite of Motley Fool services and offerings, including services from our international subsidiaries (the services and offerings together constitute the “Included Services”) as well as other tools, features, and offerings. The Included Services are subject to change. Members will be notified in advance upon any such change. The Included Services are subject to their own terms and conditions, as set forth on their respective sites. The Motley Fool does not and cannot guarantee that the guidance of any service is compliant with the rules and regulations in any country other than the one in which it is offered. We recommend you seek guidance from a local investment professional to be sure your use is permitted.
The Included Services provide recommendations for buying stocks in publicly traded companies on U.S. and foreign exchanges. The Included Services recommend a collection of stocks upfront and later send occasional updates about those or other stocks and may include ongoing coverage, rankings, or additional recommendations.
This Service may also contain information about investing in cryptocurrency and other digital assets. There is question amongst several jurisdictions and regulatory authorities as to whether cryptocurrency is a security. The Motley Fool cannot provide advice on the treatment of cryptocurrency as a security and recommends that investors check with their personal financial advisors to see if investing in cryptocurrency is right for their own financial situation. Cryptocurrency trading involves high risk and is not suitable for all investors. Before deciding to trade cryptocurrencies, tokens, or any other digital asset, you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment, and therefore, you should not invest money that you cannot afford to lose.
From time to time, we may change the features, offerings and content in your Service membership, but we will provide you with advance notice of any material changes. These changes may include closing an Included Service, changing an Included Service, or otherwise substituting Included Services. In the event an Included Service changes, we will provide advance notice to you. You may terminate your membership at any time pursuant to the terms of your subscription.
All services and features provided by the Service are provided “AS IS.” The Fool assumes no responsibility for the timeliness or delivery of any content or the deletion or failure to store any personalized or customized settings.
Your membership to the Service also includes access to Motley Fool Backstage, including the Backstage portfolio. Motley Fool Backstage is an all-access pass to specialized, advanced investing services at the Motley Fool. Motley Fool Backstage is an advanced investing hub that provides elevated and exclusive content focused on advanced investing topics, investing courses, in-depth research, tools and analysis you can use to help you diversify your portfolio.
Motley Fool Backstage provides recommendations for buying stock in publicly traded companies on U.S. and in some cases foreign exchanges. Motley Fool Backstage will recommend a collection of stocks up front and later send occasional updates about those or other stocks, and may include ongoing coverage or additional recommendations. Motley Fool Backstage is subject to its own Terms and Conditions, which can be found here.
A Word of Caution
The Service and Included Services may use a mix of investing strategies within their respective platforms. Regardless of the action taken by the Service or Included Services, it is in the capacity of a responsible investor and not a speculator. That doesn't mean our recommendations will always turn out to be winners. It means that we have done our best to do our homework and consider the inherent risks before publishing them for members. We urge you to do the same.
We want to help you make money. We also want to provide you with a more enriching and useful experience along the way. So while we may ask you a few questions to help direct you to portfolios and other content we think may interest you, The Motley Fool is not in the business of rendering personalized or individualized investment advice. We don't (and can't) know your financial situation, risk tolerances, or investing objectives. Accordingly, the information provided along with the decisions made and actions taken by the Service do not constitute a recommendation that a particular portfolio, security, strategy or action taken is suitable for you, or any specific person for that matter.
The Included Services and Service bases their recommendations and forecasts on techniques, information and sources believed to be reliable in the past and cannot guarantee future accuracy and results. The Motley Fool and the writers will not be liable for any investment decision you make, or action you take based upon reliance of any material you read here. The Motley Fool is a company of investors writing for investors and as such, the writers (and/or the company) may own stocks cryptocurrencies, or other digital assets mentioned by the Service. For more information about writer disclosure, as well as a list of places where you can view stocks, cryptocurrencies, or other digital assets our writers and analysts own, see our disclosure policy.
The Motley Fool strongly urges caution when considering these investments and encourages you to speak with your own financial and tax advisors before investing.
2. The Personalized Guidance Made Available to some ONE Members is Provided Exclusively by Motley Fool Wealth Management, LLC, and a Third Party Provider
In an effort to provide a smoother and more integrated experience, we share certain information with these Service Providers. Specifically, we share with MFWM your name, screen name, email address and if necessary, your postal address. If you have access to a financial planner, those financial planning counselors will also have read-only access to the information you have previously provided to us. If you would prefer that the Service Providers not have access to your personal information, please do not use their services.
The Motley Fool is not responsible for, or warrant the quality or usefulness of, any information or advice you receive from the Service Providers. We have no knowledge of the advice they provide to you and such advice may at times be inconsistent with the guidance published by one of our services.
3. Portfolio Services
The Service gives you access to The Motley Fool’s real money portfolio services, and real money services in existence on August 1, 2016 (each a “Portfolio Service” and collectively, the “Portfolio Services”). The Portfolio Services are funded by The Motley Fool, and any realized gains or losses will belong to the Fool.
The Portfolio Services must complete their transactions within a specified period of time (see the individual Portfolio Service for the exact time frame) but in no event can an action be taken prior to alerting members. In other words, we will not act without first telling you.
If you’re new to any of the Portfolio Services, we encourage you to review the individual services and learn more about their methodologies and strategies before committing your own resources. Please don’t simply mimic our actions. The Portfolio Services employ different strategies of varying degrees of risk, and you must determine what you can afford and tolerate in light of the risks involved.
4. ONE Tool Access
The Service contains tools intended to help investors make decisions: These tools are not personalized investment advice and should not be considered, or used as such. Nor are we promising that if use these tools and buy more stock as a result, you are sure to make more money.
They are designed to help assist investors in making their own portfolio decisions, and rely on factors such as historical data, the expertise of investors at The Motley Fool, algorithmic calculations, and investor’s inputs to produce the resulting data. These tools may malfunction, the premise upon which they are built may be inaccurate, our team may be wrong about the results that are displayed for members, and past performance is not a guarantee of future results. The Motley Fool investment team’s picks may be wrong, and investing in them, like making any investment, could result in loss.
This simulation is not a prediction of future stock performance and is instead intended to demonstrate the importance of diversification and long term holding when investing. It is based on historical data using Motley Fool Stock Advisor performance from March 31, 2002 - June 19, 2020, using an average portfolio from an average month during that time period.
The Simulator's data includes 14,271 possible distinct positions based on recommendations and date of investment. For the purposes of this simulation, each holding is weighted equally and held for a fixed period of time. The summary statistics show what an average portfolio from an average month would have returned, given the member selected parameters of portfolio size and holding period. It is intended to be updated quarterly to include new picks and performance dates.
The Indicators are a collection of metrics based on historical market factors that can help investors with their investment decisions. These metrics are generally based on publicly available data, but in some cases they may include proprietary data generated by The Motley Fool. While metrics like these can help inform investors about certain relationships in the market, please remember that no one indicator, metric, or tool is enough to base any investment decision on, and you should do your own research. Also, while we strive to keep these Indicators as up to date and accurate as possible, we do not guarantee they are timely or accurate, or even that they may be useful.
The Ranker is a monthly analysis done by the investing team to rate their confidence in the stocks of the universe of picks. They are not numerically ranked, but rather, rated in terms of the team’s confidence in the pick’s potential success- high (gold), medium (silver), or low (bronze). This analysis may lag current market conditions and may not reflect the current thinking of the team.
Allocator is a tool for investors to look at a number of ways to construct a portfolio based upon risk tolerance and time horizons. None of the information provided shall constitute personalized financial advice. All model portfolios are for educational purposes only. User inputs for investment time horizon and risk tolerance enable users to change Style Teams or see the models for other Styles at any time.
For more information on our Tools, please see our Tools Terms of Service
5. ONE Membership Fee; Terminating Your Membership.
You are responsible for the applicable membership fee as set forth on this site. If you are currently a subscriber to other Motley Fool services, those memberships may be separate and subject to their own terms. The fee paid for this Service does not include any charges you incur in accessing any other such Motley Fool services you may subscribe to.
The Motley Fool reserves the right to increase the Service’s fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly noted at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership YOU ARE PROVIDING YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE UNLESS YOU CANCEL. Accordingly, you agree that your Service membership fee will be billed automatically at the beginning of each renewal period at the then-current rate to the credit card you used in your most recent transaction with us.
You may cancel your Service membership at any time, however, there are NO REFUNDS.
From time to time, promotions may be offered. If you purchase during a promotion, then the terms of that offer will be honored. Please note that any such promotions are available only to new, first-time Service members. If you previously subscribed to the Service, canceled and subsequently subscribe again, you will not receive promotional offers.
Transfer; Discontinuing a Service
You cannot transfer your subscription to someone else, except through bequeathment or by a court order. In the event a subscription is transferred, it will continue through the end of its term and can be renewed at the then-current price and terms and conditions. For assistance in this situation, please contact Member Services.
In the event that we discontinue the Service, you agree that The Motley Fool may transfer your subscription to another Service of equal or greater value.
6. Credit Transfers
If your purchase included a 30-day satisfaction guarantee, you will have 30 days from the date of purchase to apply your full purchase price towards another portfolio-style service at The Motley Fool. Not all purchases or terms will include this guarantee.
If you are unsure whether or not your membership is eligible for a credit transfer please contact [email protected]
All credit must be swapped at the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit.
If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.
When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years.
If the list price of the service you would like to transfer into is more than the amount of credit you have, you will receive a partial term of the service - the usual automatic renewal notice will be emailed one month prior to the adjusted end-date.
If the amount of credit you have is higher than the list price of the service you would like to transfer into, the subscription will be extended for the appropriate time frame to match the rate.
The Motley Fool reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at The Motley Fool’s sole discretion.
Credit transfers are subject to Section 3 of the Fool’s Rules.
7. Disclaimer of Warranties and Liabilities
By using the Service, you agree that The Motley Fool, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based upon reliance on any information we publish. Please remember that past results are not necessarily indicative of future performance.
Under no circumstances will The Motley Fool, its employees, or its agents be liable for direct, indirect, incidental, or any other type of damages resulting from your use or downloading of any material on our sites, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by things beyond our control in creating or delivering the Service or any of our services. This disclaimer of liability does not apply in New Jersey.
Although this is included in the Fool's Rules, it bears repeating (and capitalizing):
ALL INFORMATION PROVIDED OR MADE AVAILABLE THROUGH THE SERVICE ARE PROVIDED "AS IS." THE MOTLEY FOOL HEREBY DISCLAIMS ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS, EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE. WITH RESPECT TO OUR WEBSITES, OUR SERVICES, ANY CONTENT, TOOLS, OR PRODUCTS, YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY AND COMPLETENESS OF ITS CONTENT.
Some States do not allow exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the above limitations or exclusions may not apply to you. In such states, our liability and that of our third party content providers will be limited to the greatest extent permitted by law. This disclaimer of warranties does not apply in New Jersey.
8. You Bear Responsibility for Your Financial and Investment Decisions.
While our purpose is to help you become a better investor, your investment decisions rest squarely with you. You agree that you bear sole and complete responsibility for your investment and financial decisions.
By purchasing the Service, you agree that The Motley Fool, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based upon reliance on any information we publish. Please remember that past results are not necessarily indicative of future performance.
9. Trading Rules
The Motley Fool strives to operate with the highest level of integrity and to treat everyone — our customers, employees and community — fairly. For this reason, all of our services abide by trading rules.
Employees and contractors cannot trade based upon any knowledge of an upcoming recommendation by the Service. They may only trade in the security after the recommendation has been published.
If the Service issues a recommendation about a stock, The Motley Fool's other services will refrain from issuing trade alerts in the security for 24 hours.
Please note there may be occasions where another Motley Fool service takes a position with respect to a security that is counter to that of another Fool service.
Affiliates of The Motley Fool provide investment products that may hold securities mentioned in our publications. Editorial personnel have no nonpublic knowledge of the affiliate's holdings, and the affiliate's personnel have no knowledge of any editorial content before it is published.
10. The Service Is Intended for U.S. Residents Only
The Service is aimed at and published for individuals residing in the United States. The Motley Fool makes no representation that the materials provided, and actions taken by the Service are appropriate for users outside the United States or permitted under the laws of other jurisdictions.
If you choose to access or use the Service from a location other than the United States, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.
11. Everything Else
Please read the Fool's Rules for more details on our rules and policies including our dispute resolution procedures. If you see something that you think is a violation of the Fool's Rules or these Terms, please notify us at [email protected]
The Motley Fool reserves the right to change the Fool's Rules or these Terms at any time. Changes will be posted on the applicable Web page.
Last updated June 6, 2022.