Financial Freedom Starts Here

Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!

credit card icon
Credit Cards
savings account icon
High-Yield Savings
stock brokers icon
Stock Brokers
personal loans icon
Personal Loans
house icon
Mortgage Lenders
refinance icon
Refi Lenders
Awards

The 2025 Award Winners!

Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.

View All Winners

Join 35,000+ Americans getting smarter with their money — one email at a time

Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.

By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. You can unsubscribe at any time. Please read our Privacy Statement and Terms & Conditions.

Our Contribution

The number of people we're helping become smarter, happier, and richer.

Excited people

Must Reads

  • Private Assets Meet Public Markets

    Oct. 16, 2025

    One way or another, companies will find a way to let individuals own private assets in their retirement accounts. At this point, a new news …

  • ASML’s Earnings & How to Follow Earnings Season

    Oct. 15, 2025

    ASML reported earnings on Wednesday and we discuss if the company continues to be a leader in the AI boom. Then, we discuss the Fed …

  • The Kids Aren’t Alright (Banks, However, Are)

    Oct. 14, 2025

    In this episode of Motley Fool Money, long-time analysts Emily Flippen, Jeff Santoro, and Jason Hall dive into bank earnings, Robinhood’s meteoric rise, and take …

  • 3 Broken Breakers Worth Buying

    Oct. 13, 2025

    Long-time Rule Breakers Karl Thiel, Rick Munarriz and Tim Beyers offer up three stocks that face dark clouds they can see through. Who are your …

  • Interview with Docusign CEO Allan Thygesen

    Oct. 12, 2025

    Docusign is a leader in the e-signatures and contract management tools market. Motley Fool co-founder and CEO Tom Gardner, Motley Fool Chief Investment Officer Andy …

  • Enjoying a Richer Retirement, and an IRA Scam

    Oct. 11, 2025

    How does spending change over the course of your life, and why it might mean you could spend more in retirement. Robert Brokamp discusses those …

View All Articles
Couple making an online credit card purchase

Why You Can Trust Us

We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.

  • Golden Rule IconOur Golden Rule
  • Fine Print IconScrutinize the Fine Print
  • Review IconUnbiased Reviews
More About Us
Motley Fool Money Logo

Don't miss The Motley Fool's award-winning podcast

Daily investing and financial coverage delivered straight to your ears!

Listen to the Podcast

In Depth Research

With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.
Author Photo for Jack Caporal Jack Caporal, Research Expert

59% of Americans have a cash back credit card and 49% have a travel rewards card.

Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.

Read Full Report