SoFi Invest® Promotions of 2025
Review
Updated
If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.
SoFi Invest® offers promotions to users who move investments to its platform. Below are its current promotions, including how much you could earn.
On Secure Website.
This brokerage is a clear standout for its well-rated mobile app and has unique investment offerings like IPOs, options, and fractional shares.
$0 per trade, expense ratio 0.03%-0.08%
$0
Get a 1% IRA Match on contributions & rollovers. Terms apply.
On Secure Website.
How you earn it: You’ll earn a 1% match on both 401(k) rollovers and IRA contributions to your SoFi Invest® IRA.
How you qualify: You must have have a SoFi Invest® IRA.
Details: Terms and conditions apply. For existing SoFi Invest® IRA members, 401(k) rollovers must be completed using this link. If you don’t already have a SoFi Invest® IRA, you’ll need to open one and complete the rollover through Capitalize via the same link.
SoFi and Capitalize will process the rollover at no additional cost, but SoFi is not responsible for any fees charged by your current 401(k) provider—be sure to check with them for potential costs. For IRA contributions, only deposits made via ACH or cash transfer from a SoFi Bank account are eligible for the 1% match. Full terms and conditions are available here.
On SoFi Active Investing's Secure Website.
2025 Award Winner
This brokerage is a clear standout for its well-rated mobile app and also has unique investment offerings like IPOs, options, and fractional shares.
$0 for stocks, $0 for options contracts
$0
Get up to $1,000 in stock when you open & fund a new Active Invest account.
On SoFi Active Investing's Secure Website.
How you earn it: Open a SoFi Active Investing brokerage account. Within 30 days, fund the account with at least $50.
How you qualify: Only users who register for a new SoFi Active Investing are eligible. Terms apply.
Details: The stock amount you earn is random. You have about an 85% chance of earning $5. You have a 9.5% chance of earning $10, a 3% chance of earning $25, a 1.6% chance of earning $100, and a 0.026% chance of earning $1,000. You'll most likely earn $5. The chance you'll earn $1,000 from this promo is approximately 3.5 times more likely than the chance you'll be struck by lightning in your lifetime.
SoFi® offers many brokerage account types. But only SoFi Active Investing accounts qualify for this promotion. SoFi® doesn't offer this promo if you open a retirement or SoFi Robo Investing account.
Though you have 30 days from opening to deposit $50, it takes up to five business days for funds to settle. To make sure you get your offer, deposit money into your account at least a week before the deadline.
Online brokerages frequently update their promotions; consider checking for updates periodically. We track the latest SoFi Invest® promotions here.
RELATED: SoFi Invest® Bank Promotions
If you're choosing between SoFi Invest® and another broker, qualifying for one of SoFi Invest®'s promotions might tip the scales. SoFi Invest® is comparable to low-cost alternatives like Robinhood and Fidelity.
The SoFi Active Investing Sign-Up Offer is a neat perk. That said, the vast majority of new users will get $5 worth of stock at most. It's nice, but nothing worth writing home about.
SoFi Invest® is great for beginning investors and long-term investors. If SoFi® suits your friend's needs, referring them is a win-win.
The IRA Match Bonus is a rare perk. If you invest using an IRA, it's worth checking out. Unlike some competitors, SoFi® offers the 1% match as a limited-time promo, not a feature. SoFi® may choose to cancel the promo at any time.
We recommend comparing brokerage options to ensure the account you're selecting is the best fit for you. To make your search easier, here's a short list of our best trading platforms of 2025.
| Broker | Best For | Commissions | Learn More |
|---|---|---|---|
5.0/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Full-service investing at every experience level | $0 commission for online U.S. stock and ETFs*. No account fees****. |
Learn More for Fidelity
On Fidelity's Secure Website. |
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Managing your finances under one roof | $0 for stocks, $0 for options contracts |
Learn More for SoFi Active Investing
On SoFi Active Investing's Secure Website. |
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Low fees on stocks, ETFs, crypto, and options | $0 for stocks, ETFs, and options |
Learn More for Robinhood
On Robinhood's Secure Website. |
You get the SoFi Active Investing Sign-Up Offer within 14 days of funding your account.
You get your 1% IRA Match bonus within 60 days of the last day of the month in which the contributions settle in your SoFi Invest IRA account.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.
