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SoFi Invest® offers promotions to users who move investments to its platform. Below are its current promotions, including how much you could earn.
On Secure Website.
This brokerage is a clear standout for its well-rated mobile app and has unique investment offerings like IPOs, options, and fractional shares.
$0 per trade, expense ratio 0.03%-0.08%
$0
Get a 1% IRA Match on contributions & rollovers. Terms apply.
On Secure Website.
How you earn it: You’ll earn a 1% match on both 401(k) rollovers and IRA contributions to your SoFi Invest® IRA.
How you qualify: You must have have a SoFi Invest® IRA.
Details: Terms and conditions apply. For existing SoFi Invest® IRA members, 401(k) rollovers must be completed using this link. If you don’t already have a SoFi Invest® IRA, you’ll need to open one and complete the rollover through Capitalize via the same link.
SoFi and Capitalize will process the rollover at no additional cost, but SoFi is not responsible for any fees charged by your current 401(k) provider—be sure to check with them for potential costs. For IRA contributions, only deposits made via ACH or cash transfer from a SoFi Bank account are eligible for the 1% match. Full terms and conditions are available here.
On SoFi Active Investing's Secure Website.
2025 Award Winner
This brokerage is a clear standout for its well-rated mobile app and also has unique investment offerings like IPOs, options, and fractional shares.
$0 for stocks, $0 for options contracts
$0
Get up to $1,000 in stock when you open & fund a new Active Invest account.
On SoFi Active Investing's Secure Website.
How you earn it: Open a SoFi Active Investing brokerage account. Within 30 days, fund the account with at least $50.
How you qualify: Only users who register for a new SoFi Active Investing are eligible. Terms apply.
Details: The stock amount you earn is random. You have about an 85% chance of earning $5. You have a 9.5% chance of earning $10, a 3% chance of earning $25, a 1.6% chance of earning $100, and a 0.026% chance of earning $1,000. You'll most likely earn $5. The chance you'll earn $1,000 from this promo is approximately 3.5 times more likely than the chance you'll be struck by lightning in your lifetime.
SoFi® offers many brokerage account types. But only SoFi Active Investing accounts qualify for this promotion. SoFi® doesn't offer this promo if you open a retirement or SoFi Robo Investing account.
Though you have 30 days from opening to deposit $50, it takes up to five business days for funds to settle. To make sure you get your offer, deposit money into your account at least a week before the deadline.
Online brokerages frequently update their promotions; consider checking for updates periodically. We track the latest SoFi Invest® promotions here.
RELATED: SoFi Invest® Bank Promotions
If you're choosing between SoFi Invest® and another broker, qualifying for one of SoFi Invest®'s promotions might tip the scales. SoFi Invest® is comparable to low-cost alternatives like Robinhood and Fidelity.
The SoFi Active Investing Sign-Up Offer is a neat perk. That said, the vast majority of new users will get $5 worth of stock at most. It's nice, but nothing worth writing home about.
SoFi Invest® is great for beginning investors and long-term investors. If SoFi® suits your friend's needs, referring them is a win-win.
The IRA Match Bonus is a rare perk. If you invest using an IRA, it's worth checking out. Unlike some competitors, SoFi® offers the 1% match as a limited-time promo, not a feature. SoFi® may choose to cancel the promo at any time.
We recommend comparing brokerage options to ensure the account you're selecting is the best fit for you. To make your search easier, here's a short list of our best trading platforms of 2025.
| Broker | Best For | Commissions | Learn More |
|---|---|---|---|
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Low-cost investing with a full-featured platform | $0 stock, ETF, and Schwab Mutual Fund OneSource® trades. No fees to buy fractional shares. |
Learn More for Charles Schwab
On Charles Schwab's Secure Website. |
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Managing your finances under one roof | $0 for stocks, $0 for options contracts |
Learn More for SoFi Active Investing
On SoFi Active Investing's Secure Website. |
5.0/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor |
Full-service investing at every experience level | $0 commission for online U.S. stock and ETFs*. No account fees****. |
Learn More for Fidelity
On Fidelity's Secure Website. |
You get the SoFi Active Investing Sign-Up Offer within 14 days of funding your account.
You get your 1% IRA Match bonus within 60 days of the last day of the month in which the contributions settle in your SoFi Invest IRA account.
Fidelity disclosure
Investing involves risk, including risk of loss
* - $0.00 commission applies to online U.S. equity trades and exchange-traded funds (ETFs) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (historically from $0.01 to $0.03 per $1,000 of principal). Other exclusions and conditions may apply. A limited number of ETFs are subject to a transaction-based service fee of $100. See full list at Fidelity.com/commissions. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Institutional® are subject to different commission schedules.
**Fidelity Crypto® is offered by Fidelity Digital Assets®. Investing involves risk, including risk of total loss. Crypto as an asset class is highly volatile, can become illiquid at any time, and is for investors with a high risk tolerance. Crypto may also be more susceptible to market manipulation than securities. Crypto is not insured by the Federal Deposit Insurance Corporation or the Securities Investor Protection Corporation. Investors in crypto do not benefit from the same regulatory protections applicable to registered securities. Fidelity Crypto® accounts and custody and trading of crypto in such accounts are provided by Fidelity Digital Asset Services, LLC, which is chartered as a limited purpose trust company by the New York State Department of Financial Services to engage in virtual currency business (NMLS ID 1773897). Brokerage services in support of securities trading are provided by Fidelity Brokerage Services LLC (“FBS”), and related custody services are provided by National Financial Services LLC (“NFS”), each a registered broker-dealer and member NYSE and SIPC. Neither FBS nor NFS offer crypto as a direct investment nor provide trading or custody services for such assets. Fidelity Crypto and Fidelity Digital Assets are registered service marks of FMR LLC.
***Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.
****Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details.
