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SoFi Invest® Promotions of 2026

Review Updated
Ryan Wilcox
Author: Ryan Wilcox
Ryan Wilcox
Ryan Wilcox
Full-Time Personal Finance Writer

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

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Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation.

Looking for a beginner-friendly brokerage option to use alongside your savings account -- while also managing mortgages, loans, and more? If so, SoFi Invest® is absolutely worth a look.

SoFi®'s all-in-one platform makes it accessible to integrate your investments with every other part of your financial life. It's also got a few solid promotional bonuses to potentially sweeten the deal.

Here's what to know about SoFi Invest®'s current promotional offers and whether they're right for you.

Earn up to $3,000 with a new brokerage account

Right now, you can earn as much as $3,000 in stock by opening and funding a new brokerage account with SoFi®. See terms. Here's what to know.

The bonus: Earn up to $3,000 in stock by opening a new SoFi Invest® self-directed brokerage account.

How it works:

  • Open an eligible SoFi Invest® self-directed brokerage account
  • Fund your account with at least $50 within 45 days of account opening
  • Play SoFi®'s electronic "claw" game and pick out a bonus ranging from $5 to $3,000
SoFi Active Investing
Learn More for SoFi Active Investing

On SoFi Active Investing's Secure Website.

Award Icon 2026 Award Winner
SoFi Active Investing

SoFi Active Investing

Our Rating:

4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Bottom Line

This brokerage is a clear standout for its well-rated mobile app and also has unique investment offerings like IPOs, options, and fractional shares.

Fees:

$0 for stocks, $0 for options contracts

Account Minimum:

$0

Get up to $3,000 in stock when you fund a new account between 9/28-10/18.

Circle with letter I in it. The probability of a member receiving $3,000 is 0.028%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Members must fund their account with a minimum of $50.00 to qualify. The probability percentage is subject to decrease.
Learn More for SoFi Active Investing

On SoFi Active Investing's Secure Website.

What to know:

As the "claw game" format suggests, you're essentially picking your bonus out of a hat here. This is how SoFi® breaks down your odds:

Bonus Odds
$3,000.00 0.028%
$100.00 1.66%
$25.00 3.33%
$10.00 9.50%
$5.00 85.49%
Data source: SoFi.

Odds are, you'll end up with a bonus of under $100 -- but on the flip side, you only have to deposit $50 to qualify. Better than nothing, I say.

Get a 1% match on rollovers to your 401(k)

SoFi® offers a 1% match on rollovers to your SoFi® 401(k). See terms.

The bonus: Get a 1% match on rollovers to your SoFi® 401(k). Note that this bonus can't be combined with other SoFi Invest® promotions.

How it works:

  • Initiate a rollover or contribution using Capitalize, a platform that simplifies 401(k) rollovers, to your new or existing SoFi® 401(k).
  • Receive a cash bonus of 1% of the amount transferred -- for example, $200 in cash for a $20,000 transfer.
SoFi Invest®
Learn More for SoFi Invest®

On SoFi Invest's Secure Website.

⏰ LIMITED-TIME OFFER
SoFi Invest®

SoFi Invest®

Our Rating:

4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Bottom Line

This brokerage is a clear standout for its well-rated mobile app and also has unique investment offerings like IPOs, options, and fractional shares.

Fees:

$0 for stocks, $0 for options contracts

Account Minimum:

$0

Get up to $3,000 in stock when you fund a new account between 9/28-10/18.

Circle with letter I in it. The probability of a member receiving $3,000 is 0.028%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Members must fund their account with a minimum of $50.00 to qualify. The probability percentage is subject to decrease.
Learn More for SoFi Invest®

On SoFi Invest's Secure Website.

How SoFi®'s promotions compare to other brokerages

SoFi®'s promotions might not be the most lucrative, but they are some of the easiest to earn. I like how you can get rewarded $5 or more on a deposit of just $50 into a brokerage account.

Meanwhile, a 1% IRA match on 401(k) transfers is becoming more common among online brokers. If you're looking for a hands-off way to earn more on your money -- and a beginner-friendly interface that you can use alongside your savings accounts and more -- SoFi® is definitely worth checking out.

Alternatives to Consider

We recommend comparing brokerage options to ensure the account you're selecting is the best fit for you. To make your search easier, here's a short list of our best trading platforms of 2026.

Broker Best For Commissions Learn More
Logo for Fidelity
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
= Fair
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Full-service investing at every experience level $0 commission for online U.S. stock and ETFs*. No account fees****.
Learn More for Fidelity

On Fidelity's Secure Website.

Logo for J.P. Morgan Self-Directed Investing
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Low mutual fund fees. $0 commission-free online trading
Learn More for J.P. Morgan Self-Directed Investing

On J.P. Morgan Self-Directed Investing's Secure Website.

Logo for Charles Schwab
4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Low-cost investing with a full-featured platform $0 stock, ETF, and Schwab Mutual Fund OneSource® trades. No fees to buy fractional shares.
Learn More for Charles Schwab

On Charles Schwab's Secure Website.