3 Unique Perks of the Amex Business Platinum Card
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The Business Platinum Card® from American Express is best known as a high-end travel card -- and to be fair, travel is truly where it shines with airport lounge access, hotel credits, and other VIP perks that make travel easier.
But behind the headline features, there are a few under-the-radar benefits that can quietly add thousands in extra value.
Here are three unique ones you may not know about.
1. Earn 2X points on $5,000+ purchases
When you're about to make a big business purchase, one thought usually pops up: I want to earn the most rewards possible on this.
With the Amex Business Platinum Card, you'll earn 2X points on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Terms apply. This is perfect for big vendor payments, bulk inventory buys, or even prepaid ad buys or annual software contracts.
You also earn 2X points in select business categories: U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers. Note that purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
On American Express's Secure Website.
On American Express's Secure Website.
Good/Excellent
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
17.74% - 28.49% Variable
Rewards • 5X points on flights and prepaid hotels booked on AmexTravel.com • 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. • 1X points on other eligible purchases
1X - 5X points
Annual Fee
$895
Welcome Offer Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
200,000 Membership Rewards® points
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If business travel is a priority, this card brings premium rewards and perks. Earn 5X points on flights and prepaid hotels booked on AmexTravel.com, plus 2X on eligible purchases of $5,000 or more. With access to 1,550+ lounges, annual travel credits, and TSA PreCheck/Global Entry fee credit, frequent flyers can easily offset the $895 fee and enjoy more comfort on the road. (Terms apply.)
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- Versatile rewards points
- Huge welcome offer
- Airport lounge access
- Complimentary elite statuses
- Tons of statement credits
- High annual fee
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- Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
- See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
- 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- 1X points on other eligible purchases
- $895 Annual Fee.
- Terms Apply.
2. Get up to $360 back for hiring with Indeed
If you're actively hiring throughout the year, this card can help cover part of the cost.
When you enroll, you can receive up to $90 in statement credits per quarter (that's $360 per year) for purchases made with Indeed, one of the most popular online career platforms. Terms apply.
This is a real expense many business owners already shoulder -- so it's nice to see a rewards card give you money back for hiring talent.
Just make sure to enroll in advance through your Amex account to activate this benefit.
3. Boost your travel ROI with a 35% Airline Bonus
When you use Pay with Points through Amex Travel to book flights with your selected airline, you'll get 35% of those points back -- up to 1 million points per calendar year. Terms apply.
Here's what that looks like in action: Let's say you book a flight with your selected airline and redeem 50,000 points. You'll get 17,500 of those points returned to your account. It's basically like getting a partial refund on flight redemptions -- and it makes your points stretch way further.
And when you combine this with the card's $200 Airline Fee Credit (also tied to your selected airline) you're stacking multiple layers of value when you fly.
Is the annual fee worth it?
That's the big question. And the honest answer is: it depends on your business spending.
The annual fee is $895 (see rates and fees), which is a high bar. But the full package of perks and credits can unlock over $3,500 in value per year.
So the real question is whether your business can make use of the bigger credits and benefits of the package.
Another consideration for new cardholders is whether you can easily qualify for the welcome offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Amex Business Platinum Card within the first 3 months of Card Membership. Terms apply.
Explore all the top business credit cards to compare features and perks that match your business.
Our Research Expert
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.
Motley Fool Stock Disclosures
American Express is an advertising partner of Motley Fool Money. Joel O'Leary has positions in Target. The Motley Fool has positions in and recommends Target. The Motley Fool has a disclosure policy.For rates and fees for The Business Platinum Card® from American Express, click here