3 Unique Perks of the Capital One Venture X Card

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation.

Offer Status

The information related to Chase Sapphire Reserve® was collected by Motley Fool Money and has not been reviewed or provided by the issuer of this product. Card information may be outdated. Motley Fool Money does not receive commission for this product/card.

As far as premium travel cards go, the Capital One Venture X Rewards Credit Card (see rates and fees) is simple and straightforward -- and that's what I love about it.

There aren't loads of hidden benefits or expiring credits. For the most part, it's just a solid travel card that makes it easy to earn back its $395 annual fee (see rates and fees).

But don't let its simplicity fool you. There's more to this card than meets the eye. Here are three unique perks of the Capital One Venture X Rewards Credit Card that deserve more attention.

1. 2X miles or more on everything

There are many cards that earn extra points/miles for travel purchases. Cards that pay 2% cash back (roughly equivalent to 2X miles) aren't unheard-of, either.

But the Capital One Venture X Rewards Credit Card earns up to 10X miles on travel and 2X miles on all other purchases, and that's incredibly rare.

Here are the reward rates:

  • 10X miles on hotels and rental cars booked through Capital One Travel
  • 5X miles on flights and vacation rentals booked through Capital One Travel
  • 2X miles on all other purchases

Most travel cards have a base rate of 1X points. They might be great for travel purchases (and maybe some other categories like dining), but they're not the best daily spending cards.

With the Capital One Venture X Rewards Credit Card, you'll earn solid travel rewards with every purchase.

5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Excellent (740-850)
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Excellent (740-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

19.99% - 28.99% (Variable)

Rewards Circle with letter I in it. Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.

2X-10X miles

Annual Fee

$395

Welcome Offer Circle with letter I in it. 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening

75,000 Miles (worth $750 in travel)

  • If you want premium travel perks that easily justify their cost, this card delivers. You’ll get a $300 annual credit for bookings through Capital One Travel, plus 10,000 bonus miles every account anniversary (worth $100 toward travel) — perks that already offset the $395 annual fee.

    Add a 75,000-mile welcome bonus (worth $750 toward travel), unlimited 2X miles on everyday purchases, airport lounge access, and Global Entry/TSA PreCheck® credits, and you’ve got one of the strongest premium travel cards available today.

    Read Full Review
    • Big travel rewards bonus
    • High rewards rate
    • Travel credits
    • Easy-to-use miles
    • Annual fee
    • Other card issuers have more valuable travel rewards
    • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
    • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
    • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
    • Earn unlimited 2X miles on all other purchases
    • Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
    • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
    • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
    • Receive up to a $120 credit for Global Entry or TSA PreCheck®

2. Travel price match

Some people don't love to book travel through their card's rewards portal -- and for good reason. The prices are not always the best you can find.

Well I have great news: With smart tools like price prediction, price matching and more, get Capital One Travel's best prices on thousands of flights, hotels and rental cars.

You don't have to choose between getting the best price or earning a lot of miles through Capital One Travel. You can have your cake and eat it, too.

3. The most easily recouped annual fee I've ever seen

Some premium travel cards -- like the Chase Sapphire Reserve® and the American Express Platinum Card® -- are starting to look like high-priced coupon books. They offer a lot of value, but they come with steep annual fees that take effort to earn back. That means you need to spend money at certain stores, restaurants, hotels, and so on.

Not so with the Capital One Venture X Rewards Credit Card (see rates and fees). Here's how.

  • Annual fee: $395 (see rates and fees)
  • Annual travel credit: $300 for bookings through Capital One Travel
  • Anniversary bonus: 10,000 miles (worth $100 toward travel) every year, starting on your first account anniversary

The other perks and miles you earn are icing on the cake.

True, it takes a year to get your first anniversary bonus. Fortunately, the Capital One Venture X Rewards Credit Card's welcome offer should be more than enough to tide you over: 75,000 Miles (worth $750 in travel) when you spend $4,000 on purchases in the first 3 months from account opening.

And let's not forget that the card comes with access to Capital One Lounges and Priority Pass™ lounges. That alone is worth several hundred dollars per year, if you use it.

A simple travel card with sneaky value

The Capital One Venture X Rewards Credit Card doesn't come with all the flashy perks of some travel cards. What it does offer is a unique mix of simplicity and value. If you want to earn big travel rewards without bending over backward to justify your annual fee, then this is the card for you.

Want to get your hands on this top-tier travel card? Click here to see our full Capital One Venture X Rewards Credit Card review and apply now.

Our Research Expert