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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A woman sitting at her kitchen table and typing on a laptop next to paperwork.
July 23, 2023 | By Lyle Daly

The Secrets of Your Credit Score Explained

Your credit score affects loan rates, the credit cards you can open, and much more. Get a better understanding of your credit score with this handy guide.
A person sitting at an outdoor cafe table holding a credit card and phone with open in front of them.
July 22, 2023 | By Steven Porrello

Do Credit Card Interest Rates Really Matter?

Yes, credit card interest rates matter. Read on to learn how your card's APR will affect your personal finances.
A man and woman sitting on their couch looking through bills and signing papers.
July 22, 2023 | By Chris Neiger

Here's How to Decipher Your Credit Report

Credit reports contain information about years of your credit history. Take a look at what else you'll find in a credit report.
Stressed Out Guy Looking At Paper
July 21, 2023 | By Dana George

5 Ways to Ruin Your Credit

Everyone makes financial mistakes. If you're afraid your mistakes have ruined your credit, take a look at steps you can take to set things right.
A customer wearing a hijab sits in a coffee shop with a credit card and laptop.
July 20, 2023 | By Ashley Maready

Cash Back vs. 0% APR: Here's How to Choose Your Credit Card

You have dozens of credit cards to choose from. Read on to learn the pros and cons of two popular types of card.
Woman appearing upset with head in her hands as she reads letter.
July 19, 2023 | By Dana George

Here's How to Fix Your Credit Mistakes

One in five Americans has a mistake on one of their three credit reports. Here's how to correct those errors.
Three people sitting in consecutive aisle seats on an airplane.
July 18, 2023 | By Emma Newbery

These 4 Travel Hacks Blew My Mind. They Could Save You Money, Too

Did you know you can pack frozen water to get around the liquid limitations on planes? Discover other ways to save money and hassle when you travel.
Two men smile as they look a computer. One is holding a credit card.
July 18, 2023 | By Margo Winton Parodi

Here's What Happened When I Referred My Parents for the Chase Sapphire Preferred Card

Earning money feels good, but sometimes it's nice to get some cash with little effort required. Find out how to do just that through credit card referrals.
An older adult uses a credit card to make a payment on a smartphone in their living room.
July 18, 2023 | By Lyle Daly

4 Signs You Need to Upgrade Your Credit Card

A credit card with more benefits could help you save money. Check out the signs it's time to upgrade your credit card.
An older gentleman sits on a park bench, looking at his phone while also holding his credit card.
July 17, 2023 | By Lyle Daly

5 Good Reasons to Downgrade Your Credit Card

Many credit card companies allow you to downgrade your credit card. Learn about the most common reasons for doing this to see if it's the right call.
An upset person with a creased brow looks at their smartphone screen.
July 16, 2023 | By Emma Newbery

A Mistaken $30,000 Uber Charge Ruined This Couple's Holiday. Don't Let It Happen to You

A massive mistaken charge, frozen account, or stolen card can be a nightmare when you're on vacation. Find out how to avoid money problems when you're abroad.
A smiling woman holds a credit card.
July 16, 2023 | By Lyle Daly

Here Are the 3 Worst Ways to Earn Credit Card Rewards

There are lots of methods to earn more credit card rewards. Find out which ones could do more harm than good, so you know what moves to avoid.
A young woman holding a credit card looks surprised while she checks a laptop.
July 15, 2023 | By Lyle Daly

Don't Believe This Terrible TikTok Advice About Getting 'Free Money' From Business Credit Cards

A video with dangerous credit card advice has made the rounds on TikTok. See why you need to be careful about taking financial advice from social media.
Couple packing a suitcase or vacation.
July 15, 2023 | By Lyle Daly

Here's Why You Shouldn't Wait to Get a Travel Credit Card

Travel rewards cards are an easy way to save money on your next vacation. Find out why it's a good idea to act now if you want a travel credit card.
Mature couple packing suitcases for travel.
July 15, 2023 | By Natasha Etzel

Credit Card Rewards Aren't the Only Way to Travel Affordable. These 5 Flight Deal Services Can Help Save on Airfare

Sick of the high price of plane tickets? You can use flight deal services to get a discount. Check out these services to try to save on airfare costs.
Man smiling reading a letter.
July 15, 2023 | By Kimberly Rotter, AFC®

Should You Pay Attention to Pre-Approved Credit Card Offers in the Mail?

Pre-approved credit card offers can lure you with generous bonuses and low interest rates. There's a reason issuers target you. Find out right here.
Man in blue checked shirt looks thoughtful with phone in one hand and credit card in the other.
July 14, 2023 | By Steven Porrello

My Credit Score Is 811. Here's Why American Express Still Denied My Credit Card Application.

A high credit score guarantees your credit card applications will be approved, right? Wrong. Find out why.
Young African American woman uses her tablet and credit card to shop online from home.
July 13, 2023 | By Lyle Daly

Big Changes Could Be on the Way for the Apple Card. Here's Why

Reports indicate that a new credit card company could start issuing the Apple Card. Find out why and learn what this would mean for cardholders.
A smiling airplane passenger listening to music and looking out the window.
July 12, 2023 | By Lyle Daly

When Is the Best Time of Day to Fly?

The time you fly has an impact on ticket prices and the likelihood of delays. Reduce the odds of any issues by learning about the best time of day to fly.
Unhappy Older Lady
July 12, 2023 | By Natasha Etzel

The Consumer Financial Protection Bureau Wants to Cap Credit Card Late Fees at $8. Here's How Much They Cost Now

Are you sick of credit card issuers charging outrageous late fees? Find out how a rule change proposed by the CFPB could make late fees more reasonable.
A young woman holding a credit card looks surprised while she checks a laptop.
July 12, 2023 | By Lyle Daly

3 Things to Never Do With Your Credit Card

Some credit card mistakes can put a serious dent in your wallet or your credit score. See what mistakes to avoid so you don't do them with your credit card.
Three people sitting in consecutive aisle seats on an airplane.
July 11, 2023 | By Lyle Daly

Dave Ramsey Says Airline Miles Are 'Virtually Impossible to Use.' Here’s Why He’s Wrong

Dave Ramsey isn't a fan of airline miles or travel rewards credit cards. Find out why you shouldn't listen to his advice on this subject.
A mature woman smiles while sitting at her table. She is holding a cellphone and a credit card.
July 11, 2023 | By Lyle Daly

You'll Never Guess the Surprising Habit of Americans With Perfect Credit

People with perfect credit share several financial habits. Learn about one surprising way they manage credit differently than everyone else.
Happy couple with laptop holding a credit card and gesturing toward the screen.
July 11, 2023 | By Lyle Daly

4 Must-Have Perks to Look for in a Cash Back Credit Card

Many consumers use cash back cards to pay for their everyday expenses. Check out which perks are a must when getting a cash back credit card.
A smiling woman holds up a credit card.
July 10, 2023 | By Lyle Daly

Looking for a Travel Credit Card? Make Sure It Has These 5 Features

Travel credit cards offer rewards and all kinds of other perks. Learn about the must-have features you should look for to find the right travel card.